Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Unquestionably believe that which you said.
Your favorite justification appeared to be on the web the simplest
thing to be aware of. I say to you, I certainly get irked while people think about worries that they plainly do not know
about. You managed to hit the nail upon the top and also defined out
the whole thing without having side effect , people can take
a signal. Will probably be back to get more. Thanks
Whoa! This blog looks just like my old one! It’s on a
totally different subject but it has pretty much the same page layout and design. Superb
choice of colors!
Link exdchange is nothing else but it is only placing thhe other
person’s webpage liink on your page at suitable place and other pedrson will aloso do similar foor you.
tor markets links dark market link
Good day! Do you know if they make any plugins to protect against hackers?
I’m kinda paranoid about losing everything I’ve worked
hard on. Any tips?
tor market url deep web drug markets
I have read several excellent stuff here.
Certainly price bookmarking for revisiting. I surprise how much effort you set to
crsate such planning a honeymoon great informative web site.
darknet market tor darknet
darknet websites darkweb marketplace
I every time emailed this weblog post page to
all my contacts, as if like to read it then my contacts will too.
Also visit my page … water soluble cbd tincture (https://myfirstbookmark.com)
If you are looking for short-term cash, you can get an instant loan from
a payday lender online or in a storefront. Payday quick Loans short term online for short-term are unsecure and
don’t require you to have any collateral.
Hi there, You have performed an incredible job. I will certainly digg
it and individually suggest to my friends. I’m confident they’ll be benefited from this
web site.
my page … cleaning Jobs
Your front door is your first line of defense. The security of your
home may be compromised in the event that the door
is damaged. It is possible for the hinges to be too weak or damaged if the handle is damaged.
My web blog … Double Glazing Windows Croydon
Hi it’s me, I am also visiting this website on a regular basis, this
website is really good and the viewers are in fact sharing fastidious thoughts.
Hurrah, that’s what I was seeking for, what a information! present here at this website, thanks admin of
this website.
It is a good idea to have a trusted emergency Nearby locksmith close by in the event
that you lose your keys. There is no need to panic even if it’s at late at night.
Professional locksmiths are able to unlock any
lock on any property.
There are many reasons to locate locksmiths in your area.
These reasons can vary based on the kind of service
you need. Prices can vary, and quality of work can differ.
Here are three qualities to look for in a firm:
Here is my blog post – lock smith near Me
Hi there, I desire to subscribe for this website to
take newest updates, thus where can i do it please help.
darknet marketplace dark market
Car technology has witnessed amazing innovations within the
last few years. Modern engineering has enabled car key programmer near me (Monte) designers incorporate unique features into today’s automobiles.
I have been browsing online more than 3 hours today, yet I never discovered any interesting article
like yours. It’s lovely worth sufficient for me. Personally, if all website owners and bloggers made excellent content material as you
did, the internet can be much more helpful than ever before.
my blog post – Vegan skincare products uk
There are many things to take into consideration before purchasing CBD tinctures oil.
This includes the amount of CBD and the ingredients.
To get the best CBD you must select the best product.
No matter if some one searches for his vital thing, thus he/she needs to be available that in detail,
thus that thing is maintained over here.
drug markets dark web dark web links
I’ve been browsing online more than three hours today, yet I
never found any interesting article like yours.
It is pretty worth enough for me. In my view, if all web owners and bloggers made
good content as you did, the net will be a lot more useful than ever before.
my web site :: car spare key
New Barnet Replacement Wooden Sash Windows In High Barnet are an established double glazing
installation company. The service is offered throughout North London and offers high-quality low-cost products.
Its like you learn my mind! You appear to grasp so much about this,
like you wrote the ebook in it or something. I feel that you simply
could do with some % to power the message home a little bit, however instead
of that, that is fantastic blog. An excellent read.
I’ll certainly be back.
Also visit my page house cleaning rates
This site was… how do you say it? Relevant!! Finally
I’ve found something that helped me. Thanks!
Here is my web page :: upvc door repairs
Отель для двоих
I really like your writing style, superb information,
thanks for putting up :D.
Feel free to visit my web blog cleaning lady
2 Then not so along ago we seen the figures Best Cbd For Sale ourselves where loads of people died in Iraq individuals
have US-led invasion of March 2003. Moment has come still
unclear how many Iraqi lives have been lost in one payemnt.
dark markets darkmarket 2022
However, possess a record the locksmith you have hired is trustworthy.
Like some other business, locksmiths need to have a good reputation far too.
He needs to have a good experience associated with field and knows his job.
My website – lost car key
darknet websites dark market list
Hello there! I could have sworn I’ve visited your blog before but after browsing through many
of the posts I realized it’s new to me. Anyhow, I’m certainly delighted I stumbled upon it and I’ll be book-marking it and checking back often!
If you’re looking for a local pet shop that sells cbd For Pets oil,
you may like to consider MediPets or Canna-Pet. These brands
are well-known for their top quality products.
But what about CBD oil for pets? What are the benefits of CBD oil for pets?
Outstanding quest there. What happened after? Take care!
dark markets 2022 darkmarket 2022
One of the most well-known personality tests is the Myers-Briggs.
It can help you decide which job is best for you
by measuring your personal self-image. There are four major types:
Sensitive, Introverted, and Extraverted.
Here is my web page; mind axes
darkmarket list dark market 2022
I don’t even know how I ended up right here, but I assumed this post used to be
good. I don’t understand who you’re however certainly you are going to a well-known blogger
if you happen to are not already. Cheers!
Fantastic beat ! I would like to apprentice while you amend
your site, how can i subscribe for a blog site? The account helped me a acceptable deal.
I had been a little bit acquainted of this your broadcast provided
bright clear idea
my website … Deliveryweed96215.Shoutmyblog.Com
Silicone sex Love dolls silicone
are the most realistic sex toys today. They have an open the
anal cavity as well as a vagina that has finely precise breasts.
Unlike TPE, they are non-porous and don’t retain moisture.
They are also strong and easy to clean.
If you’re looking to fulfill your sexual desires and fantasies, Buy sex Doll dolls are a excellent way to achieve it.
They’re used by some clients for satisfying their sexual needs
and others use the dolls for ornamental purposes.
There are many kinds of triple and double glazing options available in Ealing,
West London. These types of new windows Ealing are
often described as «green» windows due to the fact that they are energy
efficient.
Search engine optimization is an essential aspect of online marketing, but many people don’t know how to achieve the best results.
It’s a complex process and many employ black-hat methods and unethical practices to improve their rankings.
Take a look at my website :: seo agency leicester
The Myers-Briggs Type Test is a scientific test that will
help you to identify the job or profession you are looking
for. By knowing your type you can discover a career that you
enjoy and one that is rewarding and relaxing.
Feel free to visit my web blog: Instinctual variant
One of the best ways to get a satisfying sexual experience is to use real-life silicone
sex dolls. The best sex dolls are constructed with a soft and supple silicone that provides
the most sensual and realistic experience.
Here is my web site: silicon Love doll
Hi to every , as I am truly keen of reading this website’s post to be updated on a regular basis.
It consists of fastidious information.
Hi there, I enjoy reading all of your article post. I wanted to
write a little comment to support you.