Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
dark web market dark web drug marketplace
dark market list dark markets
Good information. Lucky me I discovered your site by chance
(stumbleupon). I have book-marked it for later!
Also visit my blog post: long weekend anniversary trip ideas
Have you ever thought about including a little bit more than just your
articles? I mean, what you say is fundamental and all.
But imagine if you added some great photos or video clips to give
your posts more, «pop»! Your content is excellent but with images and videos, this site could
definitely be one of the most beneficial in its
niche. Superb blog!
dark markets tor dark web
If you wish for to take much from this article then you have to
apply these strategies to your won weblog.
You actually make it seem so easy with your presentation but I find this matter to be really something
that I think I would never understand. It seems too complicated and extremely broad for me.
I’m looking forward for your next post, I’ll try to get the hang
of it!
I’d like to find out more? I’d want to find out
more details.
Check out my web blog … Carpets Cleaned
I’m now not positive the place you’re getting your info, but
great topic. I needs to spend a while learning much more or
figuring out more. Thank you for great information I was looking for this information for my
mission.
Upvc Window Repair windows are made of unplasticised Poly Vinyl Chloride.
This material is highly energy-efficient and rust-proof.
If you’re worried your windows need to be repaired You can fix it yourself by following easy steps.
darknet marketplace dark market 2022
Hi, I do think this is an excellent site.
I stumbledupon it 😉 I will revisit once again since I bookmarked it.
Money and freedom is the greatest way to change, may you be rich and
continue to help others.
Feel free to visit my site; House Cleaner
It’s hard to come by educated people about this topic, however, you seem like you know what you’re talking
about! Thanks
Feel free to surf to my homepage :: lost car Keys no spare
darknet drug store darkmarkets
tor market url best darknet markets
Be aware when purchasing best Cbd Oils Online oils on the internet.
Fake reviews and products can be sold by a company. Make sure to check the website and profile of the business prior to making an purchase.
I loved as much as you will receive carried out right here.
The sketch is attractive, your authored material stylish.
nonetheless, you command get bought an nervousness over that you wish be delivering the following.
unwell unquestionably come more formerly again since exactly the same nearly
a lot often inside case you shield this hike.
If you’re considering upgrading your Windows install near me, you might want to look for installers near
you who can install bespoke designs. Most windows in the UK can be customized and made to order.
This means that you can also create unique shapes.
I am really enjoying the theme/design of your
web site. Do you ever run into any web browser compatibility issues?
A handful of my blog visitors have complained about my site not working correctly in Explorer
but looks great in Firefox. Do you have any solutions to help fix this problem?
deep web drug markets deep web drug markets
It is essential to check the quality of each product when looking for
the best skin care sets. A high-quality set of
skincare sets For sale uk products can contain all the essential ingredients to boost the health
of your skin. Here are our top picks.
dark web sites tor markets links
Thanks to my father who stated to me about this website, this blog
is really remarkable.
Heya i am for the primary time here. I came across this board and I to
find It really useful & it helped me out a lot. I’m hoping to present one thing back and aid others like you helped me.
Feel free to surf to my blog; Cheap Love Dolls
An Electrical certificate uk test certificate
is essential for businesses in order to ensure they are in compliance with safety standards.
A commercial property that has been rewired and tested with an electrical safety certificate is essential.
One of the most popular personality tests is the Myers-Briggs.
It measures your unique sense of self and helps you determine what job to apply for.
There are four major types such as Sensitive, Introverted and Extraverted.
Here is my web page – alignment system
dark web drug marketplace dark web market list
tor markets links dark market link
ADHD is a serious disorder that can cause numerous issues in your
daily life. The doctor may prescribe medication to manage adhd Doctors near me symptoms or recommend other treatments that will help enhance your everyday living skills.
I am extremely impressed with your writing skills and
also with the layout on your weblog. Is this a paid theme or did
you customize it yourself? Either way keep up the nice quality writing, it’s rare to see a great
blog like this one these days.
Wһɑt a data of un-ambiguity ɑnd preserveness ߋf valuable experience
concerening unpredicted feelings.
Ꭺlso visit my webpage – 網上免費的東西
There are numerous reasons why you should find locksmiths close to me.
These reasons could differ based on the type of service you need.
The cost may differ, and quality of the work could differ.
There are three characteristics to look for in a firm:
My homepage – Nearby locksmith
A locksmith is a professional who specialises in repairing issues with locks and keys.
Any issue that you have with your keys or locks can be
fixed by a locksmith. A professional locksmith can repair the lock to ensure it’s in good working
condition.
Here is my page; Edwardian doors enfield
Whether you are seeking to upgrade your windows and doors, or you need glass Repairs enfield, you’ll be
equipped to locate a qualified professional in the Enfield
area.
There are many double-glazed window repair options if your windows
are having problems.
Giorgio Armani Diamond 100ml is a huge fan of Beyonce.
The fashion designer even requested Beyonce a perfume to wear.
It is called Emporio Armani Diamonds, the fragrance is reminiscent of a girls best friend: sparkly young, glamorous,
and youthful.
There are many types of lightweight folding mobility scooters scooters, with each
one having its own distinctive design. Some models can be folded up
using the stem, while others feature a bumper made of plastic which provides stability when transported.
dark web drug marketplace tor market url
Hello, i feel that i saw you visited my website so i got here to return the
desire?.I am trying to to find things to improve my website!I suppose its ok to make use of a few of your ideas!!
Hi! I know this is somewhat off topic but I was wondering if you knew where I could get a captcha
plugin for my comment form? I’m using the same blog platform as yours and I’m having
difficulty finding one? Thanks a lot!
Feel free to surf to my page … upvc front doors
I like it when
folks come together and share views.
Great website, keep it up!
tor markets links dark web link
The 510 cbd Cartridges CBD cartridge with 300mg CBD
and UK cheese flavour terpenes is an disposable vape pen. It uses a 510 thread to connect to a battery.
The process of extraction that is patent-pending preserves the original taste and aroma of cannabis plants.
There are a variety of options there for the best SEO backlink automatic Link Building Software.
Certain programs can be automated, whereas others are not.
Ahrefs is a good example of an automated program.
I like it when people get together and share opinions. Great site, keep it up!
Having read this I believed it was very enlightening.
I appreciate you spending some time and energy to put this article together.
I once again find myself personally spending a lot of time
both reading and posting comments. But so what, it was still worthwhile!
My page; schools For travel
dark web market list dark web sites
Do you require Double Glazing Windows Repairs-glazed window repairs?
Here are some typical issues that may arise and how
to solve them. Before calling a repairman, take a look at our post on cleaning the glass’s inside
gap between two panes.
It’s actually very difficult in this full of activity life to listen news on Television, so I only use world wide web for that purpose, and get
the most up-to-date news.
My homepage … upvc External Doors
Do you mind if I quote a few of your articles as long as I provide credit and sources
back to your site? My website is in the exact same area
of interest as yours and my users would definitely benefit from some of
the information you present here. Please let me know if this ok
with you. Cheers!