Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I seriously love your blog.. Very nice colors & theme. Did you
develop this site yourself? Please reply back
as I’m looking to create my own site and would like to learn where
you got this from or exactly what the theme is called.
Thank you!
It is appropriate time to make some plans for the future and it is time to be happy.
I’ve read this post and if I could I wish to suggest you few interesting things or suggestions.
Perhaps you could write next articles referring to this article.
I desire to read more things about it!
Thank you for the auspicious writeup. It if truth be told used to be a entertainment account it.
Look advanced to more delivered agreeable from you!
By the way, how could we keep in touch?
hello there and thank you for your info – I have certainly
picked up something new from right here. I did however expertise
several technical points using this site, as I experienced to reload the
website a lot of times previous to I could get it to load properly.
I had been wondering if your web hosting is OK?
Not that I am complaining, but slow loading instances times will
sometimes affect your placement in google and can damage your quality score
if ads and marketing with Adwords. Well I am adding this RSS to my email and can look out for much more of your respective interesting
content. Ensure that you update this again soon.
Heya i am for the first time here. I found this board and
I find It truly useful & it helped me out a lot. I hope to give something back and help others like you aided me.
Great blog here! Also your web site loads up very fast!
What web host are you using? Can I get your affiliate link to your host?
I wish my web site loaded up as quickly as yours lol
Sweet blog! I found it while searching on Yahoo
News. Do you have any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get
there! Thank you
I think that what you wrote was actually very reasonable.
However, think about this, what if you typed a catchier post title?
I am not saying your content isn’t good, but suppose you added a title to maybe get a person’s attention? I mean Medidas a tomar para ahorrar en impuestos
en 2022 – IDEX is kinda plain. You should look at Yahoo’s
front page and watch how they create post headlines to grab viewers interested.
You might add a related video or a related pic or two to grab readers excited about what you’ve written.
Just my opinion, it could make your website a little livelier.
It’s impressive that you are getting thoughts
from this paragraph as well as from our dialogue made here.
Hello I am so excited I found your web site, I really
found you by mistake, while I was searching on Aol for something else, Anyways
I am here now and would just like to say kudos for
a marvelous post and a all round enjoyable blog (I also love the theme/design), I don’t have time to read through it all at the moment but I have book-marked it and also included your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the fantastic work.
Woah! I’m really digging the template/theme of this site.
It’s simple, yet effective. A lot of times it’s very difficult
to get that «perfect balance» between usability and appearance.
I must say you’ve done a great job with this. Also, the blog loads super
quick for me on Firefox. Exceptional Blog!
I needed to thank you for this fantastic read!!
I definitely enjoyed every little bit of it. I have got you saved
as a favorite to look at new things you post…
It’s a shame you don’t have a donate button! I’d most certainly
donate to this brilliant blog! I guess for now i’ll settle
for bookmarking and adding your RSS feed to my Google account.
I look forward to fresh updates and will share this blog with my Facebook group.
Talk soon!
I do believe all the ideas you’ve introduced in your post.
They’re very convincing and will certainly work. Still, the posts are too brief for beginners.
May you please extend them a bit from subsequent time?
Thanks for the post.
Great blog here! Additionally your website
quite a bit up fast! What web host are you using?
Can I am getting your affiliate link for your host? I wish my site loaded up as
fast as yours lol
Its not my first time to pay a quick visit this site, i am visiting this
website dailly and get pleasant data from here daily.
Very shortly this web page will be famous among all
blog viewers, due to it’s pleasant articles or reviews
Heya i’m for the first time here. I came across this board and I find
It really useful & it helped me out a lot. I hope to give something back and aid others like you helped me.
Hi! Quick question that’s totally off topic.
Do you know how to make your site mobile friendly?
My website looks weird when viewing from my iphone.
I’m trying to find a template or plugin that might be able to fix this issue.
If you have any recommendations, please share.
Thanks!
Everything is very open with a precise clarification of the challenges.
It was truly informative. Your website is very helpful.
Thank you for sharing!
Howdy! This article couldn’t be written much better!
Looking at this article reminds me of my previous roommate!
He always kept preaching about this. I am going to forward this information to him.
Fairly certain he will have a very good read. Thank you for
sharing!
Excellent blog you’ve got here.. It’s difficult to find quality writing like yours nowadays.
I really appreciate people like you! Take care!!
This design is wicked! You definitely know how to keep
a reader entertained. Between your wit and your videos, I
was almost moved to start my own blog (well, almost…HaHa!) Great job.
I really enjoyed what you had to say, and more than that,
how you presented it. Too cool!
Each answer they make comes with higher-end graphics and audio for maximum entertainment.
My pzge … 우리카지노 더존
Good post. I learn something new and challenging on websites I stumbleupon everyday.
It will always be interesting to read through content from other authors and use something from other web
sites.
Hello, i believe that i saw you visited my blog so
i got here to go back the desire?.I’m attempting to to find things
to improve my web site!I guess its good enough to use a few of
your ideas!!
Hi there! I just wanted to ask if you ever have
any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of
hard work due to no data backup. Do you have any solutions to prevent hackers?
Wow! In the end I got a website from where I be
able to genuinely obtain helpful facts concerning my
study and knowledge.
I love your blog.. very nice colors & theme. Did you create
this website yourself or did you hire someone to do it for you?
Plz respond as I’m looking to design my own blog and would like to find out
where u got this from. cheers
Write more, thats all I have to say. Literally, it seems
as though you relied on the video to make your point.
You obviously know what youre talking about, why throw away your intelligence on just posting videos to your blog when you could be giving us something
enlightening to read?
Today, I went to the beachfront with my children. I found a sea shell and gave it to my
4 year old daughter and said «You can hear the ocean if you put this to your ear.» She put the shell to her
ear and screamed. There was a hermit crab inside and
it pinched her ear. She never wants to go back!
LoL I know this is entirely off topic but I had to
tell someone!
Hi there! This is kind of off topic but I need some guidance from an established
blog. Is it tough to set up your own blog? I’m not very techincal
but I can figure things out pretty quick.
I’m thinking about creating my own but I’m not sure
where to begin. Do you have any tips or suggestions? Thank you
Superb blog! Do you have any helpful hints for aspiring
writers? I’m hoping to start my own website soon but I’m a little lost
on everything. Would you suggest starting with a free platform like
Wordpress or go for a paid option? There are so many
choices out there that I’m completely confused .. Any suggestions?
Thank you!
It’s an awesome piece of writing in support of all the
online users; they will get advantage from it I am sure.
It’s perfect time to make some plans for the future and it is time to be
happy. I’ve read this post and if I could I wish to suggest
you some interesting things or tips. Maybe you could write next articles referring to
this article. I wish to read even more things about it!
Hello friends, its wonderful piece of writing regarding
teachingand completely defined, keep it up all the
time.
What’s Going down i am new to this, I stumbled upon this
I’ve discovered It absolutely useful and it has aided me out loads.
I am hoping to give a contribution & aid different customers
like its aided me. Good job.
I love what you guys are usually up too. Such clever work and coverage!
Keep up the wonderful works guys I’ve incorporated you guys to blogroll.
An impressive share! I’ve just forwarded this onto a friend who has
been conducting a little research on this. And he
in fact ordered me breakfast due to the fact that I stumbled upon it for him…
lol. So allow me to reword this…. Thanks for the meal!!
But yeah, thanx for spending some time to
discuss this subject here on your internet site.
Hello! I know this is somewhat off-topic but I needed to ask.
Does building a well-established blog such as yours require a large amount of work?
I’m brand new to running a blog however I do write in my diary daily.
I’d like to start a blog so I can share my experience and views online.
Please let me know if you have any suggestions or
tips for new aspiring blog owners. Appreciate it!
Oh my goodness! Amazing article dude! Thanks, However I am having difficulties with your RSS.
I don’t understand why I am unable to subscribe to it. Is there anybody having similar RSS issues?
Anyone who knows the solution can you kindly respond? Thanx!!
Wow, awesome weblog structure! How long have you ever been running a blog for?
you made running a blog look easy. The total look of your web site is magnificent, as smartly as the
content!
I’m amazed, I must say. Rarely do I come across a blog
that’s both educative and engaging, and let me tell you, you’ve hit the
nail on the head. The issue is something that too few people are speaking intelligently
about. I am very happy I came across this during my search
for something relating to this.
I think this is among the most important info for me.
And i’m glad reading your article. But wanna remark
on some general things, The site style is perfect, the articles is really nice : D.
Good job, cheers
Hello! I simply want to give you a huge thumbs up for the excellent information you have got right here on this post.
I am returning to your blog for more soon.
It’s awesome to go to see this site and reading the
views of all colleagues about this paragraph, while I am also keen of getting
knowledge.
Today, I went to the beach with my kids. I found a sea shell and gave it to my 4 year old daughter and said
«You can hear the ocean if you put this to your ear.» She put the shell to
her ear and screamed. There was a hermit crab inside and
it pinched her ear. She never wants to go back! LoL I know this is entirely off topic
but I had to tell someone!
Do you mind if I quote a couple of your articles as long
as I provide credit and sources back to your blog?
My blog is in the exact same niche as yours and my users would definitely benefit from
a lot of the information you present here.
Please let me know if this ok with you. Regards!
Thanks for another great article. Where else may just anybody
get that kind of information in such an ideal method of writing?
I have a presentation subsequent week, and I am on the search for such information.
Thank you for the good writeup. It in truth was once a
leisure account it. Glance advanced to far delivered agreeable from you!
By the way, how can we be in contact?