Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I am really enjoying the theme/design of your weblog.
Do you ever run into any browser compatibility issues?
A handful of my blog visitors have complained about my website
not operating correctly in Explorer but looks great in Safari.
Do you have any suggestions to help fix this issue?
Wow, amazing blog layout! How long have you been blogging
for? you made blogging look easy. The overall look of your website is great, as well as the
content!
Hello! Would you mind if I share your blog with my twitter group?
There’s a lot of folks that I think would really enjoy your content.
Please let me know. Cheers
Definitely believe that which you said. Your favorite reason appeared to be on the internet the
easiest thing to be aware of. I say to you, I certainly get annoyed while people think about worries
that they plainly do not know about. You managed to hit the nail upon the top and also
defined out the whole thing without having side effect , people could take
a signal. Will likely be back to get more. Thanks
Please let me know if you’re looking for a article author for your site.
You have some really great posts and I believe I would be a good asset.
If you ever want to take some of the load off, I’d really like
to write some content for your blog in exchange for a link back to
mine. Please blast me an email if interested.
Thank you!
I’m excited to find this great site. I wanted to thank you for ones
time due to this fantastic read!! I definitely savored every little bit of it and i also
have you saved to fav to check out new things on your website.
What’s up, of course this piece of writing is truly pleasant and I have
learned lot of things from it about blogging.
thanks.
Hey there! Would you mind if I share your blog with my myspace group?
There’s a lot of people that I think would really appreciate your content.
Please let me know. Thank you
We’re a gaggle of volunteers and starting a new scheme in our community.
Your site provided us with helpful information to
work on. You’ve done an impressive task and our whole neighborhood will likely be thankful to you.
I delight in, cause I found exactly what I used to be taking a
look for. You have ended my 4 day long hunt! God Bless you man. Have
a nice day. Bye
I was extremely pleased to uncover this web site. I wanted to thank you for
your time due to this fantastic read!! I definitely enjoyed every bit of it and i also have you saved as a favorite to
look at new stuff in your web site.
What’s up to every body, it’s my first go to see of this website; this webpage
includes remarkable and in fact excellent stuff for readers.
Hello there, I found your blog by way of Google while looking for a
similar subject, your site came up, it seems great. I’ve bookmarked
it in my google bookmarks.
Hi there, simply changed into alert to your blog thru Google, and
located that it is really informative. I’m gonna be careful for brussels.
I’ll be grateful if you continue this in future. A lot of other people will be benefited out of your writing.
Cheers!
Thanks for one’s marvelous posting! I actually enjoyed
reading it, you are a great author. I will always bookmark your blog and will come back
sometime soon. I want to encourage you to ultimately continue your great
posts, have a nice weekend!
Excellent post. I was checking constantly this weblog and I’m inspired!
Extremely useful info specifically the closing section 🙂
I deal with such info much. I was looking for this certain information for a very lengthy time.
Thanks and good luck.
Hey I know this is off topic but I was wondering if you
knew of any widgets I could add to my blog that automatically tweet
my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping
maybe you would have some experience with something like this.
Please let me know if you run into anything.
I truly enjoy reading your blog and I look forward to your
new updates.
Definitely believe that which you said. Your favorite reason seemed to be on the internet the simplest thing to be aware of.
I say to you, I certainly get irked while people think about worries that they
just do not know about. You managed to hit the nail upon the top as well as defined
out the whole thing without having side effect , people could take a signal.
Will probably be back to get more. Thanks
I’m not sure why but this website is loading extremely slow for me.
Is anyone else having this issue or is it a problem on my
end? I’ll check back later on and see if the problem still exists.
An outstanding share! I’ve just forwarded this onto a co-worker who had been conducting
a little homework on this. And he in fact ordered me breakfast because I discovered it
for him… lol. So allow me to reword this…. Thanks for the meal!!
But yeah, thanks for spending some time to discuss this issue here on your blog.
I needed to thank you for this fantastic read!! I absolutely enjoyed every
bit of it. I have got you book-marked to check
out new things you post…
certainly like your web site but you have to check the spelling on several of your posts.
A number of them are rife with spelling issues and
I in finding it very bothersome to inform the reality then again I’ll certainly come again again.
Hi there everybody, here every one is sharing these kinds of experience, so it’s good to read this blog, and I
used to visit this blog all the time.
Hello! Would you mind if I share your blog with
my zynga group? There’s a lot of people that I think would
really enjoy your content. Please let me know. Thank you
My partner and I stumbled over here by a different web
address and thought I might check things out.
I like what I see so now i am following you. Look forward to
going over your web page for a second time.
Good day! Do you know if they make any plugins to help with SEO?
I’m trying to get my blog to rank for some targeted keywords
but I’m not seeing very good results. If you know of any please share.
Thank you!
Hi there! Would you mind if I share your blog with my facebook group?
There’s a lot of people that I think would really appreciate your content.
Please let me know. Thank you
I don’t even know how I ended up here, but I thought this post was
good. I don’t know who you are but definitely you’re going to
a famous blogger if you are not already 😉 Cheers!
Thanks for the marvelous posting! I certainly enjoyed reading
it, you’re a great author. I will always bookmark your blog and will eventually come back very soon. I want to encourage continue your great posts, have a nice morning!
I am really loving the theme/design of your site.
Do you ever run into any browser compatibility problems?
A number of my blog audience have complained about
my blog not working correctly in Explorer but
looks great in Chrome. Do you have any suggestions to help fix this
issue?
Hey There. I found your blog using msn. This is an extremely well written article.
I’ll make sure to bookmark it and return to read more of
your useful info. Thanks for the post. I will certainly return.
We’re a group of volunteers and starting a brand new scheme in our community.
Your website offered us with valuable information to work on. You’ve done a formidable
process and our whole community will probably be grateful
to you.
My programmer is trying to convince me to move to .net from PHP.
I have always disliked the idea because of the
costs. But he’s tryiong none the less. I’ve been using WordPress on various websites for about a year and am nervous about switching to another platform.
I have heard excellent things about blogengine.net. Is
there a way I can import all my wordpress posts into it?
Any kind of help would be really appreciated!
It’s truly a nice and helpful piece of information. I’m happy that you just shared this helpful
information with us. Please keep us up to date like this.
Thank you for sharing.
Appreciating the dedication you put into your website and in depth information you provide.
It’s great to come across a blog every once in a while that
isn’t the same out of date rehashed material. Great read!
I’ve saved your site and I’m adding your RSS feeds to
my Google account.
Wow, this article is nice, my younger sister is analyzing
such things, so I am going to tell her.
Great post. I used to be checking constantly this blog and I’m impressed!
Extremely useful info specifically the ultimate phase 🙂 I maintain such information much.
I was seeking this certain info for a very lengthy time.
Thanks and best of luck.
When I originally left a comment I seem to
have clicked on the -Notify me when new comments are added- checkbox and now whenever
a comment is added I receive 4 emails with the same comment.
Perhaps there is an easy method you are able to remove me from that service?
Thank you!
Why viewers still use to read news papers when in this technological globe
all is presented on net?
My developer is trying to persuade me to move to .net from PHP.
I have always disliked the idea because of the costs.
But he’s tryiong none the less. I’ve been using Movable-type on several websites for about
a year and am nervous about switching to another platform.
I have heard great things about blogengine.net.
Is there a way I can transfer all my wordpress content into it?
Any kind of help would be greatly appreciated!
Hello mates, its fantastic paragraph about educationand fully defined, keep it up all the
time.
I’m extremely impressed with your writing skills as well as with the layout on your blog.
Is this a paid theme or did you customize it yourself? Either
way keep up the excellent quality writing, it’s rare to see a great blog like this one today.
Great post.
You should be a part of a contest for one of the finest websites
on the web. I’m going to recommend this site!
I’ve learn several just right stuff here. Definitely worth
bookmarking for revisiting. I surprise how much effort
you set to make any such fantastic informative website.
Nice post. I used to be checking continuously this blog and
I’m inspired! Very useful info specifically the ultimate phase
🙂 I deal with such info much. I was looking for this certain info for a long time.
Thank you and best of luck.
Hey there just wanted to give you a quick heads up and let you know a few of the pictures aren’t loading properly.
I’m not sure why but I think its a linking issue. I’ve tried it in two
different internet browsers and both show the same outcome.
This site was… how do you say it? Relevant!! Finally I’ve
found something that helped me. Thanks!
Definitely imagine that which you said. Your favorite
reason seemed to be at the web the simplest factor to have in mind of.
I say to you, I definitely get annoyed whilst other people consider concerns that
they just don’t understand about. You controlled to hit the nail upon the highest as
neatly as defined out the entire thing without
having side-effects , folks can take a signal.
Will probably be again to get more. Thank you
Greetings! Very helpful advice within this article!
It’s the little changes that produce the biggest changes.
Thanks for sharing!
This post is actually a pleasant one it assists new the web visitors, who are wishing
for blogging.