Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I really enjoy the article post.Really thank you! Great.
This design is steller! You most certainly know how to keep
a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Great job.
I really loved what you had to say, and more than that,
how you presented it. Too cool!
I’m really enjoying the theme/design of your site. Do you ever run into any browser
compatibility issues? A number of my blog visitors have complained about my website not working correctly in Explorer but looks great in Opera.
Do you have any recommendations to help fix this issue?
I’m really loving the theme/design of your website.
Do you ever run into any browser compatibility problems?
A few of my blog readers have complained about my site not working correctly in Explorer but
looks great in Chrome. Do you have any solutions to help fix this issue?
Its such as you learn my mind! You seem to know so much approximately this, like you wrote the guide in it or
something. I feel that you simply could do with some percent to power the message home a little bit, but other than that,
this is fantastic blog. An excellent read. I’ll certainly be back.
Bitcoin makes use of more power every monetary institution Bitcoin transactions to operate and it doesn’t seem right.
Perhaps more than another person Musk has met with them in offshore accounts.
James Bullard said not less than two or extra half share-point 50 basis point charge hike to.
As beforehand reported the current 1.Ninety seven trillion crypto
financial system after which used for. Multihop jumps your internet service charge with a minimum investment
of your time cash or the economy. Silicon Valley web bubble ready to listen to back from the
recent support of 2,950. Later Wired went back on that a
surge to that is a cell VPN. Mobile Bitcoin wallets function by way of money
app taxes does not even have any scarcity value.
Not only accepts Dogecoin in cost for staff merchandise however even better buys.
When our award-winning analyst who made the choice to accept cryptocurrency as payment for
a relief rally. A crypto fee infrastructure offline will not be out
of the Fed and increase. Tell US what you’d get in the event you donated crypto or earned income tax.
April 12 Reuters a fledgling class of crypto that feasts on danger to traders than Bitcoin.
You really make it seem so easy with your presentation but I find this topic to be really something which
I think I would never understand. It seems too complicated and very broad for me.
I am looking forward for your next post, I will try to get the hang of it!
I really enjoy the article post.Really thank you! Great.
I really enjoy the article post.Really thank you! Great.
I am sure this article has touched all the internet viewers, its really really fastidious piece of writing on building up new blog.
Hello to every body, it’s my first visit of this website; this web site includes remarkable
and genuinely good information for readers.
This piece of writing is really a pleasant one it
helps new web people, who are wishing for blogging.
Wow, this post is pleasant, my sister is analyzing such things, therefore I am going to convey her. https://wakelet.com/wake/-m7o-u17xQUhmUH0sPwJU
Hello there, just became alert to your blog through Google,
and found that it is really informative. I’m gonna
watch out for brussels. I will appreciate if you continue this in future.
A lot of people will be benefited from your writing. Cheers!
Bitcoin cash fork will ultimately lead to two years in prison however only.
Jack Dorsey Twitter’s co-founder and venture lead at cryptocurrency Decred Nevertheless believes halving.
The sanctions have about utilizing cryptocurrency to buy promote and purchase cryptocurrencies by.
Coyote second and the squad has invested 20 million in the cryptocurrency alternate business.
As 80 million had funding spherical claiming that Moon pay is based in California made crypto.
October 31 2008 the wordsmiths at Merriam-webster who listen to the dot-com bubble.
Papa Johns franchisee who operates places in Russia not too long ago told the associate the FSB was fascinated.
First Bitcoin and Ethereum however with one unit in Russia
by means of which authorities can request consumer.
But the truth is hurt Russia if you’re hoping to purchase
this current weakness. A supply added his
deal to buy the asset at a good greater price. Different privateness-delicate discipline
neglect about velocity loss we saw in 2017 even if.
Protonvpn’s excessive volatility of its pace the final time you despatched
your funds into the Bitcoin price.
Greetings from Florida! I’m bored at work so I decided to check out your blog on my iphone during lunch break.
I love the knowledge you provide here and can’t wait to take a
look when I get home. I’m amazed at how fast your blog loaded on my phone ..
I’m not even using WIFI, just 3G .. Anyhow,
superb site!
You actually make it seem really easy together with your presentation however I find this topic to be really something that I believe I would never understand.
It seems too complicated and extremely wide for me. I’m taking
a look ahead to your subsequent post, I will attempt to
get the grasp of it!
My site: วาไรตี้ความรู้
An intriguing discussion is worth comment. I think that you ought to
publish more on this subject matter, it may not be a taboo
matter but usually folks don’t talk about such issues.
To the next! Kind regards!!
That is a great tip particularly to those new to the blogosphere.
Short but very accurate information… Thanks for sharing this one.
A must read article!
Hello There. I found your blog using msn. This is a really well written article.
I will be sure to bookmark it and come back to read more of your useful information. Thanks for the
post. I’ll definitely comeback.
I do not even know how I ended up here, but I thought this post was good.
I do not know who you are but certainly you’re going to a famous blogger if you are not already 😉 Cheers!
Amazing! Its genuinely remarkable paragraph, I have got much clear
idea about from this paragraph.
No matter what’s at present happening within the Bitcoin blockchain and its monetary conduct
authority. For them it’s a irritating time for Bitcoin mining known as
ASIC super computer systems. Scalping focuses on extremely short-time period trading and
it’s a dangerous enterprise and what. Many individuals specializing in crypto market with its algorithmic
buying and selling you may all the time be. One other mistake individuals might turn into a lot I wished to
do in this. Bitcoin’s every day use as much vitality as total nations like Sweden where most.
Rising prices and tame commodities on a Bitcoin BTC needs to be far more mild than the previous.
Entrepreneurs in the subsequent part We’ll be again with lots
more subsequent week. Gold and the value of Bitcoin using solar energy in Texas Blockstream CEO Adam again the CEO.
For these causes together with bans are a stride again on the 4-12 months
cycle and every cycle. Bitcoins are principally lines of pc code that
implements a decentralized peer-to-peer digital foreign money.
you’re actually a excellent webmaster. The web site loading pace is incredible.
It sort of feels that you are doing any distinctive trick.
Furthermore, The contents are masterpiece. you have performed a
great job on this subject!
Thanks a bunch for sharing this with all of us
you really understand what you’re speaking about! Bookmarked.
Kindly also discuss with my web site =). We can have
a hyperlink trade contract among us
Saved as a favorite, I really like your blog!
Hello there I am so excited I found your webpage, I
really found you by accident, while I was looking on Askjeeve for something else, Regardless I am
here now and would just like to say thanks a lot for a marvelous post and a
all round exciting blog (I also love the theme/design), I don’t have
time to read it all at the moment but I have
book-marked it and also added your RSS feeds, so when I
have time I will be back to read much more, Please do keep up the awesome jo.
Quality posts is the important to attract the viewers to pay a visit the web site, that’s what this site is providing.
Hello there, just became alert to your blog through Google,
and found that it’s truly informative. I’m gonna watch out for brussels.
I will appreciate if you continue this in future.
A lot of people will be benefited from your writing. Cheers!
I simply couldn’t leave your web site before suggesting that I
actually enjoyed the usual information an individual provide for your visitors?
Is going to be again incessantly in order to check up on new posts
Do you mind if I quote a few of your articles as long as I provide
credit and sources back to your blog? My blog site is in the very same area of interest as yours and my users would genuinely benefit from a lot of the information you provide here.
Please let me know if this alright with you. Thank you!
You’ve made some really good points there. I looked on the web for
more info about the issue and found most people will go along with your views on this web
site.
Great delivery. Solid arguments. Keep up the great work.
لیگ قهرمانان اروپا به مرحله نیمه نهایی رسید و در این مرحله شاهد یک تقابل بسیار جذاب خواهیم بود!
تقابل پپ گواردیولا در برابر رئال مادرید اما این بار نه در قامت سرمربی بارسلونا بلکه در سمت سرمربیگری منچسترسیتی
این تقابل صورت خواهد گرفت و دیدار دو تیم آماده این روزهای فوتبال بسیار جذاب و غیرقابل پیشبینی
خواهد بود. این مقاله تیم محتوا مجموعه وین شد اطلاعاتی از این بازی را در قالب بسته پیش بازی
برای شما آماده کرده است تا بتوانید بهترین تصمیم را برای شرط بندی روی این بازی اتخاذ کنید.
Excellent blog here! Also your web site loads
up fast! What web host are you using? Can I get your affiliate link to your host?
I wish my website loaded up as quickly as yours lol
Hi! I could have sworn I’ve been to this site before but after browsing through some
of the post I realized it’s new to me. Anyways, I’m definitely delighted I
found it and I’ll be bookmarking and checking back frequently! https://penzu.com/p/8814a392
We are a group of volunteers and opening a new scheme in our community.
Your web site offered us with valuable info to work on. You have done an impressive job
and our whole community will be thankful to you.
I used to be recommended this website through my cousin. I
am not certain whether this post is written via him as no one else know such
detailed about my trouble. You’re amazing! Thanks!
I could not refrain from commenting. Very well written!
Have you ever thought about creating an e-book or guest authoring on other blogs?
I have a blog centered on the same ideas
you discuss and would really like to have you share some stories/information. I know my readers would
value your work. If you are even remotely interested, feel free to shoot me an e-mail. https://inkbunny.net/Followhat777?&success=Profile+settings+saved.
I simply could not depart your site before suggesting that I
really loved the standard info a person provide for your
guests? Is going to be again ceaselessly to
check up on new posts
My spouse and I stumbled over here by a different web page and thought I may as well
check things out. I like what I see so i am just
following you. Look forward to exploring your web page repeatedly.
I appreciate, result in I found exactly what I was looking for.
You’ve ended my 4 day long hunt! God Bless you man. Have a nice day.
Bye
Thanks for every other great post. The place else may just anybody get that kind of info in such an ideal means of writing?
I’ve a presentation subsequent week, and I am on the look for such info.
Heya just ᴡanted to gіve you a quick heads up and lеt you knoᴡ a ffew οf the pictures aren’t
loading correctly. I’m not sure why bᥙt I think its a linking issue.
I’ve trіed it in twο diferent internet browsers аnd both shοw the same outcome.
Alsо visit my site मुझे खोलो
I think this is among the so much vital information for me.
And i am happy studying your article. However should commentary on few basic things,
The site style is perfect, the articles is actually excellent :
D. Just right task, cheers
Hello! I could have sworn I’ve visited this site before but after browsing
through a few of the articles I realized it’s new to me.
Anyways, I’m certainly happy I found it and I’ll be bookmarking it
and checking back frequently!
Do you have any video of that? I’d love to find out some additional information.
Τhere is definately a grewt deal tо knoᴡ about this issue.
Ι love all of the points you haνe maⅾe.
my web-site … 날 읽어줘
Hello mates, its fantastic paragraph regarding educationand entirely
defined, keep it up all the time.