Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Wonderful site you have here but I was wanting to know if you knew of any community forums that cover the same topics talked about here?
I’d really like to be a part of online community where I can get opinions from
other knowledgeable individuals that share the same interest.
If you have any suggestions, please let me know.
Many thanks!
This is very interesting, You are a very skilled blogger.
I’ve joined your feed and look forward to seeking more
of your fantastic post. Also, I have shared your website in my social networks!
My developer is trying to convince me to move to .net from PHP.
I have always disliked the idea because of the costs.
But he’s tryiong none the less. I’ve been using Movable-type on several websites for about a year and am worried about switching
to another platform. I have heard fantastic things about
blogengine.net. Is there a way I can import all my wordpress posts into it?
Any help would be greatly appreciated!
I think the admin of this website is really working hard for his site, for the reason that here
every material is quality based material.
Its like you learn my thoughts! You appear to understand so much approximately this, like you wrote the
e-book in it or something. I believe that you simply could do with
some % to drive the message home a bit, however other
than that, that is great blog. An excellent read. I’ll definitely be back.
Please let me know if you’re looking for a writer for your weblog.
You have some really great posts and I believe I would be a good asset.
If you ever want to take some of the load off, I’d absolutely love to write some content for your blog in exchange for a link back to mine.
Please blast me an e-mail if interested. Thanks!
Bereits 1930 lancierte das Hause Rolex erstmalig eine Uhr aus Stahl und Gold, doch es sollte einige Jahre dauern, bis
der innovative Materialmix in den 80er Jahren boomte.
Rolex kommunizierte Bezeichnung für Bicolor-Uhren, bei denen das Gehäuse und die Bandaußenglieder aus Stahl; Lünette, Krone und Bandinnenglieder hingegen aus Gelbgold gefertigt sind.
Ein Trend war geboren und Rolex Bicolor-Uhren eroberten die Handgelenke.
Die legendäre Rolex Sea-Dweller ist eine professionelle Taucheruhr, die
den Tiefen des Meeres problemlos standhält.
Bei einer Rolesor-Uhr im Stahl/Weißgold-Mix besteht einzig die Lünette aus Weißgold.
Das raffinierte wie traditionsbewusste Design macht die Kollektion zu etwas ganz besonderem.
Wer Vintage-Vibes begehrt, ist mit der Bicolor-Variante von Rolex gut bedient.
Die maritime Rolex Yacht-Master brilliert dank ihres sportlich-eleganten Designs auch fernab des Segelsports.
Das schwarze Zifferblatt und die schwarze Lünette verleihen der Uhr
aus Stahl und Gelbgold einen faszinierenden Charme. Die Two-Tone Variante dieser tickenden Legende mit
drehbarer Lünette erhalten Sie in einer einzigartigen Stahl/Roségold-Mischung oder im für Rolex
typischen Stahl/Gelbgold-Design. Eins steht fest: Wer eine Two-Tone Uhr trägt, beweist Stil und
Geschmack. Sowohl auf als auch hinter der Leinwand erfreuen sich Modelle in Bicolor von Rolex, Omega & Co.
Keep this going please, great job!
Pretty section of content. I just stumbled upon your blog and
in accession capital to assert that I acquire in fact enjoyed account your
blog posts. Anyway I will be subscribing to your augment and even I achievement you access consistently quickly.
games kharido
game kharido
gameskharido
gamekharido
games kharido top up
game kharido top up
games kharido free fire
game kharido
gameskharido
gamekharido
My spouse and I stumbled over here from a different web page and thought I
may as well check things out. I like what I see so now i’m following you.
Look forward to going over your web page for a second time.
What’s up to every , because I am truly eager of reading this webpage’s post to be updated on a regular basis.
It includes nice material.
This is the perfect blog for anybody who hopes to find out about this topic.
You know so much its almost hard to argue with you (not that I actually
will need to…HaHa). You certainly put a new spin on a subject that’s been discussed for
ages. Excellent stuff, just great! https://www.recode.net/users/yohabi7232
Hello there! This is my first visit to your blog!
We are a group of volunteers and starting a new initiative Call Girl in Greater Noida Escorts Call Whatsapp Number Greater Noida Call Girls a community in the same niche.
Your blog provided us beneficial information to work on. You have done
a outstanding job!
I do not even know how I finished up here, but I assumed this
put up used to be great. I do not recognize who you are but certainly
you’re going to a well-known blogger in the event you aren’t already.
Cheers!
Hello There. I discovered your blog using
msn. That is a very well written article. I’ll make sure to bookmark it and return to
read extra of your helpful info. Thanks for the post.
I’ll definitely return.
you’re in reality a good webmaster. The web site loading velocity is amazing.
It sort of feels that you’re doing any distinctive trick.
Furthermore, The contents are masterpiece.
you’ve performed a excellent process in this topic!
You really make it seem so easy together with your presentation but I find this matter to be really one thing that I feel I would by no means understand.
It sort of feels too complicated and extremely extensive for me.
I am having a look forward on your next post, I’ll try to get
the cling of it!
Hey just wanted to give you a quick heads up. The
words in your post seem to be running off the screen in Ie.
I’m not sure if this is a formatting issue or something to do
with web browser compatibility but I figured I’d post to let you know.
The design look great though! Hope you get the issue solved soon. Cheers
Feel free to surf to my web blog – situs slot online
Good day! I could have sworn I’ve been to this website before
but after checking through some of the post I realized it’s new to me.
Nonetheless, I’m definitely glad I found it and I’ll be book-marking and checking back often!
It’s actually a nice and helpful piece of info.
I’m happy that you just shared this useful info with us.
Please stay us up to date like this. Thank you
for sharing.
The service does not adhere to the Fair Credit Reporting Act.
Paid events: Promote a webinar that shares compelling insights not available through your
blog content material and promote tickets.
This is really interesting, You’re a very skilled blogger.
I’ve joined your feed and look forward to seeking more of
your excellent post. Also, I’ve shared your site in my social networks!
Eventually, you’ll develop themes. Under these circumstances, it is smart to improve your expertise by creating
and tweaking a toddler theme. Create a brand new folder for the child theme.
Go to the theme listing.
Good day! I just wish to give you a huge thumbs up for the excellent information you have got right here on this post.
I’ll be coming back to your blog for more soon.
It is in point of fact a nice and helpful piece of info.
I am glad that you just shared this helpful info with us.
Please stay us informed like this. Thank you for sharing.
You actually make it seem really easy along with your presentation but I
in finding this matter to be really something which I believe
I might never understand. It kind of feels too complex
and very vast for me. I’m taking a look forward for your subsequent
post, I will try to get the cling of it!
I really like it when folks get together and share views.
Great website, keep it up!
Hurrah, that’s what I was looking for, what a data!
present here at this webpage, thanks admin of
this site.
I couldn’t resist commenting. Perfectly written!
Hello, its goоd article reegarding media print, we all be familiar with media
is a immpressiᴠe soսrce of data.
my homepage; drone photography
We are a gaggle of volunteers and starting a new scheme in our community.
Your web site offered us with useful information to work on. You’ve done a formidable activity and our entire community shall be thankful to you.
Its not my first time to pay a visit this web page,
i am visiting this web page dailly and take good data
from here every day.
Terrific article! Τhіs іs the kind of information that are supposed t᧐ bе shared
ɑcross the net. Shame on tһe seek engines fߋr noᴡ not positioning tһіѕ submit һigher!
Come ᧐n over and seek advice fгom my site . Thanks =)
Ηere iѕ my web-site :: bufet meja tv
That is a good tip especially to those new to the blogosphere.
Simple but very precise info… Many thanks for sharing this one.
A must read post!
It’s appropriate time to make some plans for the future and it’s time to be
happy. I have read this post and if I could I wish to suggest you
some interesting things or suggestions. Perhaps you could
write next articles referring to this article. I want to read
even more things about it!
It’s fantastic that you are getting ideas from
this paragraph as well as from our dialogue made at this place.
On occasion, we see ourselves in a crisis in life. On a side would be a much harder voyage which is very much more rewarding, while some other would be your path of least
resistance, or possibly another path. Whichever path you take may very well decide several
things with regards to your outcomes in life. Massage for children certainly is the way i do expend a lot of my days,
and it’s really actually worthwhile. But yet, I really could every bit as easily have
elected something else entirely, just like, life as being a secretary or even as a
marine scientist. We cannot understand how adjusting even one single tiny
situation may correct nearly every portion of our existence.
These are some considerations to think about. http://at-home-massage-nj.njmassage.info/at-home-massage/2013/12/massage-for-children-even-kids-get-stressed/
I have commonly taken into consideration precisely how really important it really is to comprehend our own limits, and
also our own strengths. If you find yourself accomplishing the activities you might be better
at, you’re feeling a good deal more in touch with your thoughts.
When you are working on something which is really grueling, at times you prefer it since it is
challenging. I have realized that there are numerous folks who are in the position to experience
their personal talents, though i have found
some people whose life situations made that unimaginable.
Many folks moreover don’t realise that pediatric massage
therapy has helped little children whose family members
have been impacted by adversity. Shrinking tension in the children and
teenagers causes relieved stress symptoms for the guardians, who will afterward get to live their unique life in an increasingly relaxed
manner, probably taking better care of their bodies besides. http://at-home-massage-nj.njmassage.info/at-home-massage/2013/12/massage-for-children-fostering-assertiveness-through-client-empowerment/
You actually make it seem so easy along with your presentation but I in finding
this topic to be really something that I believe
I would by no means understand. It sort of feels too complicated and very extensive for me.
I am looking forward in your next post, I’ll attempt to get the
grasp of it!
Great delivery. Solid arguments. Keep up the good work.
appreciate it a good deal this excellent website is official in addition to
laid-back
Wonderful views on that!
Hey there! Would you mind if I share your blog with my myspace group?
There’s a lot of folks that I think would really enjoy your content.
Please let me know. Many thanks
It’s an remarkable paragraph designed for all the web people; they will
obtain advantage from it I am sure.
We will teach you how to earn $ 7000 per hour. Why? We will profit from
your profit.https://go.binaryoption.ae/FmUKhe
Everything is very open with a precise clarification of the issues.
It was really informative. Your website is very helpful. Many thanks for sharing!
Howdy! I know tһis is kinda off topic but Ӏ was wondering if you knew where I couⅼԀ find
a captcha plugin fօr my comment fоrm? I’m using thе samе blog platform as yoսrs аnd I’m һaving trouble finding оne?
Thanks a lot!
my website … bufet meja tv kayu
Good info. Lucky me I came across your site by accident (stumbleupon).
I’ve book-marked it for later!