Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Howdy! I could have sworn I’ve been to this blog before but after reading through some
of the post I realized it’s new to me. Nonetheless,
I’m definitely delighted I found it and I’ll be book-marking and checking back often!
My site make money online
It is perfect time to make money online some plans for the future and it’s time to be happy.
I have read this post and if I could I wish to suggest you some interesting things or advice.
Maybe you can write next articles referring to this article.
I want to read even more things about it!
This post provides clear idea for the new viewers of blogging,
that truly how to do blogging.
Feel free to visit my web blog earning money
thank a lot for your site it assists a whole
lot.
link
Thanks a ton! This is an awesome website.
message278450
I do not know if it’s just me or if perhaps everybody else encountering problems with your site.
It appears as if some of the text in your posts are
running off the screen. Can somebody else please comment and let me
know if this is happening to them as well? This could be a issue with my browser because I’ve had this
happen previously. Kudos
Right on my man!
Pⅼeaѕe lett me know if you’re looking for a article author foг your sіte.
You have some reallу good posts and I think I would be a good asset.
If you ever want tto take some of the load оff, I’d
love to write sime matewriaⅼ for your blog inn exchaznge for a lіnk back to
mine. Plеase send me an email iif interested. Cheers!
My brother suggested I might like this blog. He was entirely right.
This post actually made my day. You cann’t imagine just how
much time I had spent for this info! Thanks!
If you’re having dark circles under your eyes,
you’ll likely be interested in finding the best under eye cream dark Circles eye cream for dark circles.
The process of becoming a certified electrician can be an important step in an enviable career.
There are many steps that must be followed which include obtaining a high school diploma and the completion of
an apprenticeship.
my site … electrical test certificate – Magda –
Are you looking for a way to relax with chocolate that is
cbd infused Chocolate for Sale-infused?
It comes with a variety of benefits, such as re-energizing and sleep-inducing properties.
The best websites for cosplay wigs Near me
are ones that cater to your specific specialization.
Etsy L-email Wigs, Custom Wig Company, and Arda Wigs are just a
few among the numerous choices.
There are many ways to obtain Mesothelioma compensation settlement.
Social Security disability benefits are one option.
In many cases your health insurance plan might not cover the costs
associated with complementary treatments.
After I initially commented I appear to have clicked on the
-Notify me when new comments are added- checkbox and now every time a
comment is added I recieve 4 emails with the same comment.
Is there a way you are able to remove me from that service?
Cheers!
Hugo Carter replacement windows offer the perfect solution to those who wish to preserve the traditional appearance of sash windows fittings Oxfordshire in their Oxford homes.
If you’re thinking about buying CBD oil wax online, there are some things you should keep
in mind prior to making your purchase. Here are some tips to help you choose
the most effective CBD wax
product. Learn how to vape CBD wax.
CBD is a popular supplement that is used to ease anxiety and other mood issues.
Research has shown that CBD could be capable of fighting certain diseases.
It is crucial to take it with caution.
Check out my website … Hemp Online
There is a list of double glazing companies in french doors oxford If you are looking to install double glazing in your home.
They are listed by relevance, rating, and closeness to your area
of residence.
Alternative services, also known as non-military substitute, or alternative software (Leroy) civilian,
are voluntary actions that substitute for conscription in the military.
upvc window repair windows are made from unplasticised Poly Vinyl Chloride.
This material is highly energy-efficient and resistant to
rust. You can repair your windows yourself if
you are concerned.
You are looking at learning more about skin care.
With the many details available online, it really is challenging to restrict what exactly is reputable and exactly
what is trash.
my page skincare Sets Uk
You might be wondering if emergency locksmith Near Me emergency services are offered 24 hours a
days in the event that you require them. Most often, such an emergency will occur on a weekend or
at night. If this occurs you will require a swift response.
You can pick the theme you like and play a variety of online slots.
While the payouts may vary however, they all
adhere to the same mathematical formula. To find the ideal slot game for
you, look for the «Auto Spin» option.
my web blog bets (Sue)
Call the emergency Locksmith In Hackney Hackney team if you are locked
out of your car or at home and require an emergency locksmith.
The experts are available all day all week long.
The silicone wives sex dolls are some of the most realistic sex toys today.
They have an anal cavity and vagina with exquisitely drawn breasts.
Contrary to TPE, they are non-porous and don’t retain moisture.
They are also durable and easy to sterilize.
The Hemp Network is actually definitely an MLM based division of Medical Marijuana Inc.
Cannabis Inc. is actually Oregon corporation founded in March
of 2009 that delivers an efficient and secure infrastructure for your
Medical Marijuana Industry.
Also visit my web site :: Cbd Gummies cardiff
The choice of the best replacement door handles made of upvc
door (http://www.appliedgreenlight.com) is simple if you are aware of the various kinds.
There are three options: Yale, Fab and Fix, or Lever/Lever.
You’ve come to the right spot if you are looking for an online agen slot pragmatic that is
secure, legal and reliable. Pragmaticplay is the most
trusted online slot casino, located in Malaysia, and has a long
list satisfied customers.
There are many treatment options for gambling addiction. One-on-one counseling and medication, lifestyle modifications and
medications are all options. If you are unable to stop yourself from engaging
in this behavior it can become an addiction.
Look at my site – online
Hey! This post couldn’t be written any better! Reading this post
reminds me of my old room mate! He always kept talking
about this. I will forward this page to him.
Pretty sure he will have a good read. Thanks for sharing!
You need to contact an emergency Local Electrician stevenage in Stevenage
immediately if your company or residence is experiencing power
outages.
Are you in need of an 24 Hour Emergency Locksmiths Near Me locksmith service near me?
Car lockouts are an extremely stressful experience, particularly in the case of bad weather outside.
Here are some suggestions to help you locate a reputable locksmith in your location:
Are you thinking about installing a Upvc windows repair – Utahsyardsale.com,
uPVC window in your home? You might be wondering what the advantages are of uPVC windows,
and what to look for when choosing one. We’ll discuss energy efficiency, durability costs,
and more in this article.
When it is about uPVC windows there are a few characteristics
that stand out above the other. Their low maintenance is their primary
benefit.
my blog … Milton keynes window
It can be difficult to locate a locksmith near me. But by
following these easy tips you can get assistance.
First, make sure to ask your family and acquaintances for recommendations.
Another tip is to find an experienced locksmith in your local area.
My web page; Emergency Locksmiths
I’ve been exploring for a little bit for any high-quality articles or blog
posts on this kind of house . Exploring in Yahoo I eventually stumbled upon this site.
Reading this information So i am glad to convey that I’ve an incredibly excellent uncanny feeling I found out exactly what I needed.
I most indisputably will make sure to don?t omit this website and
give it a glance regularly.
Alternative services, also referred to as non-military substitute, or alternative civilian, are a variety of voluntary activities that replace military conscription.
Here is my blog post – service alternatives (youtubediscussion.com)
Hello there! I know this is somewhat off topic but I was wondering if you knew
where I could find a captcha plugin for my
comment form? I’m using the same blog platform as yours and I’m having trouble
finding one? Thanks a lot!
Check out my web-site … Double Glazing repair Wandsworth
The internet is an excellent source of information, and the world of online gambling is no different.
Online game operators are offering more bonuses and file spins as gamblers discover the
joy and excitement of online Slot online Terpercaya games.
It is a good idea to have a reliable emergency locksmith near in case
you misplace your keys. There is no need to panic even late at
late at night. Professionals can open any Lock smith near me on any property.
It’s easy to purchase CBD wax online.
You can order it from the comfort of your own home and have it delivered right to your doorstep.
There are thousands of CBD wax brands online so it’s simple
to choose the best one.
If you’ve lost your keys and are worried about the cost of making a replacement You can read this article to learn how you can get the new bmw spare key key.
Before choosing a management alternative software (Jaime),
you might be thinking about the environmental impacts of the software.
BANSTEAD GLASS in Ealing is the best company to Double Glazing In Ealing-glaze your home.
Our trusted and experienced team of glass experts have the expertise and knowledge to
provide top quality double glazing services at an affordable price.
It is an ideal idea to keep a reliable locksmith in an emergency nearby in the
event of losing your keys. Even at night or in late hours, you don’t need to worry.
Professionals can open any type of lock for any kind
of property.
Here is my website: smithlock near Me
In 1990s, Pragmatic masuk Indonesia, berlaku
memasuki klasik game slot judi online, dan dilihat satu kembali dengan Para bandar.
There were a variety of games available online in 2000. Some
of them were classified as menarik.
You might be interested in playing online judi kasino but aren’t
sure where to begin. This article will explain what to be looking for when playing judi kasino online
and which agen casino online [forexsn.com] games are most suitable for novices.
I seriously love your blog.. Excellent colors & theme.
Did you make this site yourself? Please reply back
as I’m planning to create my very own blog and would like
to find out where you got this from or just what the theme is
named. Appreciate it!
It’s awesome to pay a quick visit this website and reading the views of all friends on the topic of this article, while
I am also zealous of getting knowledge.