Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Very good information. Lucky me I recently found your blog by accident (stumbleupon).
I’ve book-marked it for later!
Unquestionably consider that that you stated.
Your favourite justification appeared to be at the internet the simplest factor to consider of.
I say to you, I definitely get annoyed even as folks consider issues that they just do not know about.
You managed to hit the nail upon the top and also defined out
the entire thing without having side-effects
, people can take a signal. Will probably be again to get more.
Thank you!
Here is my blog; VigorPlex Reviews
Hello, i believe that i saw you visited my web site thus i got here to return the desire?.I am trying to to find issues to improve my web site!I assume its adequate
to make use of some of your concepts!!
https://qr.ae/pvkfvj
whoah this weblog is fantastic i love reading your posts.
Stay up the great work! You already know, a lot of individuals are looking round for this info, you
could aid them greatly.
My website – we Buy homes for cash
Good day, tidy web site you have in here.
link
An outstanding share! I have just forwarded this onto a friend who had been conducting a little research on this.
And he actually bought me lunch simply because I stumbled upon it for him…
lol. So allow me to reword this…. Thank YOU for the meal!!
But yeah, thanx for spending time to discuss this issue here on your web page.
UPVC windows are a typical choice in a world where plastic is everywhere.
They can be damaged or require repairs. While some repairs are easy, such
as replacing a seal, other repairs may require a specialist
who can do the work.
Also visit my homepage Window Repair Near Me
You may feel overwhelmed when trying to find the most appropriate cosplay wigs hair wigs.
There are some tips to consider before you buy if you’re not sure which to choose.
Listed below are the best wigs on the market.
Very nice post. I just stumbled upon your weblog and wished to mention that I’ve truly enjoyed browsing
your blog posts. In any case I’ll be subscribing
in your rss feed and I am hoping you write once more
soon!
I love what you guys are up too. Such clever work and exposure!
Keep up the excellent works guys I’ve included you guys
Best Onlyfans accounts to Follow my personal blogroll.
A mesothelioma and asbestos lawsuit requires a thorough
investigation of the client’s past work history or military service and Asbestos Lawyer (http://Cigar.Mirecom.Net) exposure.
The Dip Devices Evri is one of the most well-known electric dab rigs.
The Dip Devices Evri is an extremely compact device that is fast-charging and produces perfect hits and excellent flavor.
Here is my web blog … E-rig
If you are seeking to receive compensation for your illness it is essential to find a competent mesothelioma
lawyer. A mesothelioma lawyer who is skilled can gather evidence against
asbestos firms and file your lawsuit on behalf of you.
The 24hour locksmith
24 hour service can come in handy for any scenario. You may be locked out of your door or a broken lock.
Contact your family or friends , or a locksmith with 24 hours of service to help you get back into your home.
Hi to all, how is everything, I think every one is getting more from this website, and
your views are pleasant for new visitors.
The best washing machine machine’s
agitation causes clothes to wrinkle and wring. Some machines
have several different agitators that are suitable
for various types of clothing.
Agen Slot Pragmatic Play
Slot online Pragmatic Play mempunyai layanan konsumen terbaik.
Ditatangkan dengan sarana, layanan yang dapat menolong anggota dalam transaksi bisnis.
In actuality, agen Slot online Pragmatic Play has a variety
of choices to select from.
Way cool! Some extremely valid points! I appreciate you writing this
write-up and also the rest of the website is really good.
Feel free to surf to my blog: indigenous participation plan
Are you in need of a 24- hour locksmith? You’ve found the right
place to need of a locksmiths 24 Hour-hour
locksmith. In this article, we’ll talk about the responsibilities of
a 24 hour locksmith, what the price of their services
is and how professional they are.
Washing machines offer many benefits however,
not all the washing machine machines are designed to be
equal. Certain machines are noisy, while others are more silent and efficient.
I’m no longer sure the place you are getting your information, however great topic.
I needs to spend a while studying much more or working out more.
Thank you for great info I was searching for this information for
my mission.
Look at my page; double glazed timber sash windows
If you require your locks repaired or installed the best moment to call a 24 hours Locksmiths-hour locksmith.
They’re always on hand to help you, and will respond promptly.
They’re also knowledgeable, so you’ll know precisely what they’ll do
once they arrive.
Hello there! This article could not be written any better!
Reading through this article reminds me of my previous roommate!
He always kept talking about this. I will forward this information to him.
Pretty sure he’s going to have a good read. Many thanks for
sharing!
UPVC windows are difficult to maintain. You should clean your windows made of upvc window Repairs near me
using a soft cloth and soapy warm water to keep them looking like new.
You can also apply rust-resisting oil to the frame.
If you are seeking a reputable and secure online casino you should consider trying an agen resmi judi slot online Practical Play Demo.
The casino has been in business since 2002 and has a proven experience of providing
exceptional service.
There are many reasons to replace windows made of uPVC.
Roofs that leak can cause aesthetic damage , as well as
water penetration and draughts. upvc Window repair
windows Brighton can help solve these difficult issues.
locksmith 24hr 24 hours can come in handy for any situation. It
may be a lockout, or a broken key that stops you from
opening your door.
Paragraph writing is also a fun, if you be familiar with after
that you can write otherwise it is complicated to write.
If you are in need of a trustworthy, experienced electrical technician in stevenage electrician [https://ourclassified.net/User/profile/2109869], you can rely on the
expertise of an electrical business. In the past month, 1228 electricians were active in Stevenage.
Wonderful beat ! I would like to apprentice at the
same time as you amend your website, how could i subscribe for a weblog site?
The account helped me a acceptable deal. I had been a little bit familiar of this
your broadcast offered shiny clear concept
My web-site bifold interior doors
If you’re on a tight budget but still want an excellent dab rig.
They cost just $50 and are perfect for beginners to dabbing.
You can use different types of dabbing with the various nail
sets that are included. They also have ratings from users of 4.
Also visit my web-site: E-Rig
If you need to hire an emergency electrician, it is important to be aware of
what you should look for. The best emergency electricians are less expensive than regular electricians and give you an educated estimate before starting work.
There are numerous varieties of Cbd hemp Flowers usa flowers available on the market.
Hemp flower can be utilized to treat a range of conditions.
These include insomnia, anxiety, and depression. This plant is organic and doesn’t
have negative side effects.
You may be thinking of what to look in a cream to conceal a dark circles eye Cream circles.
Your eyes require special care, and you’re trying to hide them as possible.
You’re looking for a product that’s effective and won’t irritate your eyes.
There are a number of ways to obtain CBD oil available, including THC-free,
full-spectrum flavor, as well as Green Road. Here are some suggestions to
help you select the best Buy cbd Oils oil.
Online poker has many benefits. Online poker is easy to
play, without waiting lists and no second-hand smoking.
You can also play the variety of games.
You can also play your favorite game right from your home.
If you are looking to establish an Auto Locksmiths near me locksmith company in the UK it is possible that you are contemplating how to go about
doing so.
portsmouth Locksmith‘s 247 locksmith will swiftly unlock
your door and do it without causing damage to your property.
If you’re locked out of your house, you’re likely fuming and angry.
The Portsmouth Mobile Locksmith can help to locate an emergency locksmith.
It’s really a great and useful piece of info. I’m glad that
you simply shared this useful info with us. Please keep us informed like this.
Thanks for sharing.
You’ve probably heard of mesothelioma Prognosis if
you have been exposed to asbestos. What exactly is it
, and what are the treatments and prognosis?
Learn more about it here.
What’s up, its fastidious post concerning media print, we all be aware of media is
a fantastic source of data.
Here is my site :: Reconciliation Action Plan
Are you looking for a window installer near me? Airtasker is the ideal
way to find someone reliable, inexpensive and local.
Here are some tips to help you select a New York window fitter.
Here are some ways you can locate a window fitter Near me-fitter near you.
There are many people like you who are the only one searching for uPVC doors for
your home. This is a problem that is common. It is difficult to determine what kind of doors to purchase – uPVC, Composite or Timber?
Feel free to surf to my website … Door Fitters – https://Crusadeofsteel.Com/Index.Php?Action=Profile;U=181604,
There are several factors to consider when selecting an establishment to
repair your car key Repair cost, http://Www.thaicann.com, key.
First, determine if you require a simpler or more complex
key. Certain keys are only available through a manufacturer.
The significance of having a reliable commercial Locksmith Worthing in Worthing cannot be overemphasized.
The loss of property is one of the greatest concerns for any
business.
OnBoard IT Tech is the most suitable choice for entry-door upvc installers near Me in your area.
We have years of experience and can help you locate the ideal door for your needs.
Start your estimate request now! Get a free quote now!
It’s a smart idea to search for double glazed window installation – Laurinda, installation firms near you
if you are considering replacing your windows.
The hiring of a professional for this task
has numerous benefits. You’ll receive precise and quick
work.
washing Machines on Sale machines are a common aspect
of our everyday life. They are highly effective at taking care of
our clothes and keeping them fresh and clean. You can also buy
an energy-efficient machine to cut down on your energy
costs.
Very good information. Lucky me I discovered your blog by chance (stumbleupon).
I have book-marked it for later!
Also visit my website best cheap only fans
Thanks for sharing your info. I really appreciate your efforts and I
am waiting for your further write ups thanks once
again.