Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Its like you read my thoughts! You appear to grasp so much about this,
like you wrote the e book in it or something. I believe that
you simply could do with some percent to force
the message house a little bit, but other than that, that is fantastic blog.
A great read. I’ll certainly be back.
My web page :: shop interior doors New Jersey
Definitely believe that which you said. Your favorite reason seemed to be on the net the simplest thing to be aware of.
I say to you, I certainly get irked while people consider worries that they just do not know
about. You managed to hit the nail upon the top as well as defined out the whole thing without
having side-effects , people could take a signal.
Will likely be back to get more. Thanks
my blog post shop interior doors New Jersey
My brother suggested I might like this web site. He was once entirely right.
This post actually made my day. You can not believe simply how so much time
I had spent for this info! Thanks!
my page :: timezones
I blog often and I genuinely appreciate your information. The article has truly peaked
my interest. I am going to bookmark your blog and keep checking for
new information about once per week. I subscribed to
your RSS feed as well.
Hi there friends, its wonderful post concerning educationand fully
defined, keep it up all the time.
Also visit my webpage :: website
Hello friends, its fantastic paragraph concerning cultureand entirely explained, keep
it up all the time.
Review my web-site – aboriginal cultural events
Great post. disposable vape pens suppliers maker
Hi there to all, for the reason that I am actually keen of reading this webpage’s
post to be updated on a regular basis. It consists of pleasant information.
Hi there, I enjoy reading through your article post.
I wanted to write a little comment to support you.
Look at my page … Best Only fan
A premium Onlyfans account is an excellent way to access exclusive content
for your fandom. This lets you sponsor other accounts of users.
Onlyfans creators can earn money for their content.
Also visit my homepage :: best Free onlyfan
I’m not that much of a online reader to be honest but your sites really nice,
keep it up! I’ll go ahead and bookmark your site to come back
later on. Many thanks
My page – indigenous employment strategy
There are many advantages to using Kasino. There are many advantages to using a
Kasino solution to manage your online gambling business.
kasino judi is ready to go and
will support unlimited users and winners as well as transactions.
The most recent generation of premium anti-ageing skin care skincare products has all the essential ingredients to fight the signs of aging.
Eye treatments and moisturizers that boost collagen can help rejuvenate your skin and restore its youthful look.
Double repair of the glazing in Upvc door repairs watford, Hertfordshire
are what you need. Our engineers specialize in replacing the glass panes that
make up double glazing.
If you’re considering buying Best cbd flower flower, it is important to be
aware of its safety. The majority of these items are grown and
processed in a safe setting. They must be free of pesticides and free of harmful chemicals.
There are many ways How to get Investors in South africa reach out to an investor.
Asking them for suggestions and their opinion is an excellent place to begin. Investors will likely
have a network of investors and will be acquainted with other investors.
Having a mesothelioma attorney is very important if you have been diagnosed with the
disease. A lawyer can help you understand your legal rights and how to make a claim.
Here is my blog post – Asbestos Litigation
First off I want to say awesome blog! I had a quick question which I’d like
to ask if you do not mind. I was curious to find out how you center yourself and clear your thoughts prior to writing.
I’ve had difficulty clearing my mind in getting my thoughts out there.
I do take pleasure in writing but it just seems like the first 10 to 15 minutes are
generally wasted just trying to figure out how to begin. Any
suggestions or tips? Many thanks!
Skin So Soft is a well known dry body oil spray (Charmain) and bath fragrance range.
It was previously known as Soft and Fresh. In 2010 it was relaunched
under the name Woodland Fresh and became a huge success all over
the world.
This piece of writing provides clear idea for the new visitors of blogging, that actually how to do
running a blog.
Have a look at my web site: bandar Judi Slot online Terpercaya
An Emergency Electrician from Bedfordshire
will respond immediately to any Electrical [https://www.keralaplot.com/user/profile/1760209 emergency Electrician in Bedfordshire].
They aim to arrive at your workplace or at home within thirty
minutes of your call.
Onlyfans top Nude models is a
reputable site with a good reputation for providing safe access to sexually explicit content.
In addition, to their vast selection of sexually explicit videos This site offers top customer support.
If you want to improve the look of your doors, you can put in replacement upvc
door replacement panel – Alvaro – door panels.
Unlike cheap imitations, the panels comprised of
PVCU are certain to last for many years. You may even request a specific design or pattern for your
new door.
It is worth considering the environmental impact of the project
management Software Alternative prior to making
your decision.
Online slots are a favored game played by millions of players.
This exciting and thrilling game can be a great way for you
to have fun or earn extra money. There are numerous games to
choose from and even games that are free.
Feel free to surf to my blog post: gaming
While really are millions many home projects prevented be
taken on with ease, there seriously are a few that
could better be served receiving the assistance of a practiced.
Review my homepage :: repair electrician Near me
If your repairing upvc windows (edot.app) are chipped or cracked, you can repair
the damage yourself with packing tape or duct tape. Be
careful not to force the duct tape into the glass, you could end
up breaking it.
Useful info. Lucky me I found your site by chance,
and I am shocked why this accident didn’t happened in advance!
I bookmarked it.
It’s a smart idea to look for window installation companies close to you if you’re considering replacing your windows.
Employing a professional to do this job has many benefits.
You will get accurate and speedy work.
Take a look at my blog :: upvc door installers (Ernest)
Wonderful items from you, man. I’ve take into account your stuff
prior to and you are simply extremely magnificent. I really like what you have obtained here, really
like what you’re stating and the best only fans accounta way
through which you assert it. You’re making it entertaining and
you continue to care for to stay it smart. I can not wait to
learn much more from you. This is actually a tremendous web site.
I every time emailed this weblog post page to all my contacts,
as if like to read it afterward my friends
will too.
What a information of un-ambiguity and preserveness
of valuable familiarity regarding unexpected emotions.
Feel free to visit my blog – website
Many cosmetic brands are affordable and can give the appearance you want without breaking
your budget. ColorPop, SHANY and BH Cosmetics are some of the most popular brands for
budget-conscious shoppers.
If you’re looking to be successful in playing games of Agen Situs Judi Slot, there are some tips to keep
in mind. First , you should practice playing these games.
You can play the games free of charge to gain a better understanding of
the game’s algorithm.
Sustain the good work and generating the group!
link
Very energetic blog, I loved that a lot. Will there be a part 2?
Here is my web page – website
There are many reasons to love onlyfans girls.
They are beautiful, passionate and sexy. free onlyfans account (Kraig) is the
perfect place to find the perfect woman to share your sexual desires.
I was recommended this blog by my cousin. I am not sure whether this post is written by
him as no one else know such detailed about my trouble.
You are wonderful! Thanks!
Here is my page :: Iqaluit Dental Clinic
To be legally in compliance, landlords need to have an electrical test certificate cost,
Concetta, safety certificate.
This is legally required. Regular maintenance is a legal requirement.
A malfunctioning electrical system can result in serious injury or
even death.
The internet is a great source of information and the world of
online gambling is different.
Feel free to visit my web page Slot Gacor
If you’re having problems with double-glazed Windows repair you must be aware that the majority them are covered
by warranties. Some warranties are valid for 10-20 years,
whereas others last for a lifetime.
Asbestos is a fibrous silicate mineral that naturally occurs in six forms.
Micron-sized asbestos fibres can be described as microscopic particles released into
the air through abrasion, fire and other processes.
Feel free to visit my page: mesothelioma
I have read so many articles about the blogger lovers but this article is genuinely a pleasant paragraph, keep it
up.
Here is my web blog; best Only fans leaks
What’s up everyone, it’s my first visit at this web
page, and paragraph is actually fruitful for me, keep up posting
these types of posts.
While it is hard to refuse a job, 24-hour locksmiths are dedicated to
serving the community during times of need. Locksmiths
may refuse jobs that they suspect are setups or pranks.
Check out my web site; 24Hour locksmith
Heya exceptional blog! Does running a blog such as this take a large amount of work?
I have absolutely no knowledge of coding but I had
been hoping to start my own blog in the near future. Anyway,
if you have any recommendations or techniques for
new blog owners please share. I know this is off subject however I
just had to ask. Thank you!
Yes! Finally something about Bryant park office space space in Manhattan.
My brother suggested I may like this web site.
He was once entirely right. This post actually made my day.
You can not believe just how a lot time I had spent
for this information! Thank you!
If you’re in search of an installation company for your new
windows or doors Find window fitters in my area by
using Quotatis. This free website connects you to local Window fitters near me fitters.
It just takes a minute to sign up.
Merely wished to emphasize Now i’m ecstatic I
stumbled on your web site!
link