Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I visited multiple web sites but the audio quality for audio songs current at this site is truly fabulous.
Excellent post! We are linking to this great post on our site.
Keep up the good writing.
Also visit my web-site: เครื่องกำจัดขยะ
Thank you so much for sharing this superb web page.
link
Very great post. I simply stumbled upon your weblog and wished to say that I have truly
loved surfing around your blog posts. In any case
I’ll be subscribing on your rss feed and I’m hoping you write again very
soon!
Undeniably consider that which you stated. Your favourite reason seemed to be on the web the simplest
factor to keep in mind of. I say to you, I definitely get irked even as
people think about concerns that they plainly do not recognize about.
You controlled to hit the nail upon the top and
defined out the entire thing with no need side-effects , other people
could take a signal. Will likely be back to get more.
Thank you cbd/thc vape pens suppliers
Feel free to visit my website; wholesale vaping supply vendor (maxnetworks.org)
Initially Forex trading was not out there to everyone as only large monetary institutes would trade by
calling on the phone. That’s the reason corporations get
the assistance of large institutional firms to do that.
It provides versatile investment opportunities for small and enormous traders.
Don’t fear about taking lots of small losses, as a result of if you hit a big trade with leverage in your side you possibly can run it for enormous features.
The neatest thing to do could be to strive your hand at
forex trading with a small amount of cash first if you’re inexperienced at
such buying and selling. You’ll be able to see the most effective 5 Forex
Trading Methods at his forex buying and selling weblog .
The recession may have been over for more than a 12 months,
however shoppers are simply beginning to see signs of financial recovery.
You solely have your prior performance to determine whether or not you are good as
a forex signal issuer or not and generally
that’s not satisfactory as one ought to see firsthand as
to the trustworthiness and exactness. And also, as a lot as possible, you must back your system
with official numbers or knowledge so you yourself can guarantee that if you’ll comply with your personal system, you
will have the most effective possibilities of creating it huge within the foreign trade
market.
Hello There. I discovered your weblog the use of msn.
That is an extremely smartly written article. I’ll be sure to
bookmark it and come back to read extra of your useful info.
Thanks for the post. I’ll certainly comeback.
خرید بیت کوین
Hi, i think that i saw you visited my weblog
so i came to “return the favor”.I’m attempting to find things to enhance my website!I suppose
its ok to use a few of your ideas!!
Many thanks really handy. Will share site with my friends.
link
When choosing a seed bank, it’s crucial to choose different varieties and an explanation of the product
that is as thorough as is possible. In addition, ensure that you look through customer reviews and avail prompt customer service.
Here is my website: seedbank
Hello there! I know this is somewhat off topic but I was wondering if you knew where I could get a captcha plugin for my comment form?
I’m using the same blog platform as yours and I’m having problems finding one?
Thanks a lot!
Hemp oil is a great supplement to a healthy lifestyle.
Hemp Oil Newcastle is a fantastic source of protein, fiber, and other
essential nutrients. It’s also a fantastic fuel source, and can be used to cook and for many other reasons.
If you’re locked out of your home, you need to call a locksmiths emergency service.
These experts can provide 24 hour locksmith service to solve your lockout problems.
For assistance, call their emergency number or locate a local emergency locksmith.
34. An individual compute your evryday caloric needs, then reduce caloric intake by 20
%? Yes = plus some. No = 0. FACT: Research demonstrates the powerful relationship between reduced
caloric intake and living long.
my website :: Cbd Gummies Stoke-On-Trent
If you’re in the market for double glazed glass replacement-glazed
glass replacement or simply need to replace the glass in your current window, it is a big decision. Before replacing the glass or window,
there are a lot of factors to consider.
The authentic sex doll of Asia is a great option for many reasons.
This doll is not only attention-grabbing, but also isn’t bound by any rules or judgments,
making it a great choice for socially awkward people.
my web blog … Asian sexdoll
The history of love silicone dolls dates to the 70s. It was made
of ivory, and was cared for by the person who created it. It was
used as an affectionate toy that was washed and dressed through its existence.
Also visit my blog; Silicon wive
There are some things that you need to know if intend
to purchase cbd Sunderland in the UK.
The FDA has strict regulations about CBD use. These regulations are not yet in force, but they
will come into effect in the EU and the UK in 2020.
There are many kinds of sexdolls you can choose from.
You might be trying to decide which is the best for you whether it’s ex doll silicone or TPE?
Check out this article to find out more! The doll’s skin is
its most important element.
This article will discuss the various types of business investors in south africa who are looking to fund projects.
These include angel investors, venture capitalists, and private equity companies.
Which kind of investor is right for you?
Printful is now shipping product alternatives. The Alternative Product products will be sent to customers on October 14th.
If you’ve contracted mesothelioma or lung cancer due to asbestos settlement
– Paige –
exposure, you must immediately seek legal assistance. Contact the Gruber Law
Offices to get an evaluation of your case for free.
A damaged Window repairs might be
a sign that you need an upgrade, but it might not be obvious.
Warped windows are a common sign that they need to be replaced.
It isn’t easy to find the best electricians near you. The best way to
ensure you don’t get ripped off is to hire a company that specializes in this field.
Here is my web blog :: electrical Installation, http://Www.Comprayvende.cl,
Wonderful goods from you, man. I have understand your stuff previous to and you are
just too great. I really like what you have acquired here, certainly like what you are stating and
the way in which you say it. You make it enjoyable and you still care for to keep it smart.
I can not wait to read much more from you. This is actually a
great website.
Double glazed window installation-glazed windows provide many benefits that cannot be overstated.
Double-glazed windows are a fantastic option for homes with low energy costs due to their insulation properties.
CBD Gummies are edible snacks that have a number of advantages and benefits.
CBD is the most important ingredient in hemp extract Gummies near me,
was first cultivated by George Washington in 1937 and was made illegal in 1937.
A portable e-rig can be the best electric dab rig dab rig that is electric for beginners.
It’s more expensive than a traditional dab torch, however
the results are more reliable.
There are a variety of benefits when you hire an investor pitch deck consultant.
These consultants can help you make a pitchdeck that will meet the needs of investors as well as showcasing the potential of your company.
You can find a variety of styles and designs of Dab Rig For sale rigs for sale.
If you’re new to dabbing or are already familiar, there’s
a type of rig that will fit your requirements perfectly.
The TPE sexdoll, made of tpe Sexdolls,
is a perfect material for women’s intimate sexual needs.
TPE dolls feel extremely real and feel exactly as real flesh when they are
touched. The mouth, vagina, and anus permit penetration in any
direction.
It’s a wise decision to hire an experienced and skilled firm to
repair double-glazed doors in door repairs Ealing.
These professionals are experienced with all kinds of glazing and will arrive at your home quickly and fully
prepared to address the issue.
A project’s funding requirements example defines the time when funds are needed for a project funding requirements example.
The requirements are usually taken from the project’s cost base
and are typically paid in lump sums at certain dates.
Tommy Chong’s Nice Dreams Dreams is a sleeping supplement that comes with 20
mg of nano-CBD, as well as various ingredients that support sleep.
These include Ltryptophan, valerian extract, GABA and melatonin. Mixed flavors of berries are
offered for the shot.
A local emergency electrician
will diagnose the problem and provide a quote within your budget.
Electrical components are everywhere. a seemingly small issue could be an indication of a more serious problem.
Local window fitters can carry out improvements to windows of any style, including historical ones.
These experts take care of every step of the process of
window renovation, including planning, measuring and even installation.
Feel free to surf to my web site: upvc doors Fitted Near me
It is important to be aware of the following crucial aspects of the job when hiring an netsuite Implementation Consultant implementation specialist.
These include the job description, salary and company culture.
Alternative services, also known as non-military substitute, or alternative civilian, are
activities that are voluntary that substitute for conscription in the military.
Here is my website – service alternatives (Abbie)
Picking the right replacement for door handles made of upvc Doors is simple
when you know the various kinds. You can choose from Yale, Fab and Fix or Lever/Lever.
Your mode of explaining everything in this article is in fact nice, every one can effortlessly understand it, Thanks a
lot.
my site: ArciFreeze Reviews
If you’re new to vaping, you could be thinking about whether the CBD cartridge is the right one for you.
If you’re just beginning is a good idea to start with a lower-quality one, as the price could quickly rise.
It is possible to get high in 510 cbd cartridge near me.
ecu testing near me [appon-solution.De] repairs are an vital component of your vehicle’s engine.
The engine’s check engine light will come on if your car’s computer has problems.
A mechanic should examine your car to find the cause.
If you’re locked out at odd hours you can contact an emergency
locksmith. They provide security and are less expensive than regular
ones. You can even have your keys duplicated using the help of an unlicensed Local Locksmith 24H.
CBD edibles are a fantastic option to receive your CBD
daily dose without the need to take a pill. They are often made from high-quality cbd edibles
belfast (Kazuko) and other safe ingredients.
There are many types of sexdolls. You may be thinking which one is the best Dolls for sale you – silicone or TPE?
Check out this article to find out more!
You’ve come to the right company to offer uPVC windows in Luton.
The company deals in windows for a variety of properties and is renowned for its reasonable prices and flexible design.
I’m not that much of a internet reader to be honest but
your blogs really nice, keep it up! I’ll go ahead and bookmark your site to
come back later on. Many thanks
My homepage … door repairs near me
The water may be rising in your Upvc window near me windows in the event that you observe it leak.
The windows’ drainage and built-in seals may be failing, leading
to water condensation.
I was very happy to discover this website. I wanted to thank
you for your time just for this wonderful read!!
I definitely savored every part of it and I have you book-marked to look at
new information on your site.