Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
which ed drug is best male ed
Linkk exxchange iss noyhing eelse buut iit iss just plaacing thhe othher person’s
wweb siote link oon youir pawge aat suitable plade aand ther persoln wilpl alao doo similpar forr you.
Great post. I was checking constantly this weblog and I am
impressed! Very helpful information specially the closing section 🙂 I maintain such info a lot.
I used to be looking for this certain information for a long time.
Thank you and good luck. you cough suppliers
Here is my web blog :: halal cbd factory (jackblogging.tech.blog)
Statistically, you only have about a one in 292.two million opportunity at achievement.
my web pae … Great post to read
خرید بیت کوین
I would like to thank you for the efforts you’ve put in penning this blog.
I really hope to see the same high-grade blog posts from you later on as well.
In fact, your creative writing abilities has inspired me to get my
own, personal blog now 😉
Why users still make use of to read news papers when in this technological world everything
is available on web?
I’m gone to convey my little brother, that he should also pay a quick visit this blog on regular basis
to obtain updated from newest information.
There’s definately a lot to find out about this topic.
I like all the points you made.
Esthetic Dental Clinic – DENTYSTA Toruń – Stomatologia estetyczna – Implanty – ORTODONTA TORUŃ
Heleny Piskorskiej 15, 87-100 Toruń
2MG9+W8 Toruń
edclinic.pl
If you are looking to buy windows You will likely want to know what it costs to replace windows.
Although the cost can vary depending on the material however the process is usually
identical regardless of whether you choose Secondary glazing or
replacement handles for Upvc windows.
If you’re looking to get your hands on some cbd Hash uk for sale UK hash, you’ve come to the right
place. The UK has legalized CBD for medical uses. What exactly is CBD hash oil?
Anyone in the togel hongkong group can benefit from an understanding of
data HK2022. The information is useful to analyze togel hongkong results.
It is also crucial to be aware of how to interpret the Data hk 2022.
Keluaran HK hari ini merupakan 6 buah deretan angka.
Deretan angka keluaran hongkong dibuat oleh pemain. We will discuss
the details of the Hongkong lottery in this article.
What’s up, just wanted to tell you, I liked this article.
It was funny. Keep on posting!
My web blog sash window refurbishment Wandsworth
Online betting offers both bettors as well as bookmakers numerous benefits.
Apart from allowing gamblers to bet on their favorite
sport online betting sites also aid in earning money.
They provide a wide range of ways to deposit money.
Feel free to visit my blog – sports
payday loan
Damaged seals and misted up double-glazed windows are a major issue
for homeowners. Repairs from a professional are needed.
Look at my website: window Repair
Is it ok to consume Delta 8 Gummies? Are they tasteless?
Do they contain THC? Are they safe to consume?
This article will show if Delta 8 cheap D8 gummies are able to be consumed in a legal manner.
If you have been diagnosed with Mesothelioma Litigation you need
to contact your physician immediately. Early detection is crucial as the
sooner the disease is detected the more effective.
Coinpayments is a crypto payment gateway no kyc key payment gateway that
you might have heard of. Before they can accept your payment they require a photograph, KYC and a minimum threshold
for transactions of 10k dollars.
Online poker is legal. However, you must ensure that you’re legal.
The majority of poker websites require players to be 18 years old, or at the minimum, the
legal drinking age in the jurisdiction you reside in.
Here is my web blog: games (ww31.martysvodka.Com)
Installing an crypto payment gateway no kyc verification payment module
will enable you to connect your online market and store to the
world’s currency markets. This module should be connected with your
point of sale exchanges to allow customers to make
purchases using cryptocurrency.
Drug addiction rates differ by areas and also by the nature of drug treatments.
Most of learn about claim that Brighton and Scotland the particular two areas in the british
isles which check out highest rates of drug usage and drug
related deaths.
my website cbd shop near Coventry
Jusst wis tto say yohr articke is aas astonishing.
Thee clearnesds inn your poist iss simploy spedctacular andd i
caan asasume you’re an exlert onn thhis subject. Welll wth youur permisssion leet
me too grzb yokur feerd tto kesp upated with
fokrthcoming post. Thank a miloion andd pleasse carfry onn thhe enjoyble work.
The internet betting market offers both bettors as well
as bookmakers many advantages. Online betting sites permit people to
bet on their favourite sports, and also earn money.
These sites offer many ways to deposit money.
Also visit my site :: slots (ecuadortenisclub.com)
There are many reasons to buy Cheap Seeds online cannabis seeds on the internet.
Although some want to to grow your own cannabis quickly and easily, other people may require specific requirements.
Anyone who has been exposed to asbestos is at risk of getting an asbestos-related illness.
However there are a few who will not be affected.
Look at my blog post … Mesothelioma lawsuit
Hello everybody, here every one is sharing these kinds of
experience, so it’s nice to read this weblog, and I used to visit this blog all the time.
I like this web blog so much, saved to bookmarks.
Here is my site: drinking water contaminated
Service Alternatives, Inc., an organization that is a non-profit organization dedicated
to encouraging proactive communication and Inside Out Change, continues to push the boundaries
of de-escalation. Service Alternatives, Inc.
My website :: alternative product (Octavio)
Before submitting your project proposal, determine your project funding requirements.
This article will explain the process of estimating project costs creating a budget and reducing project
costs.
excellent points altogether, you simply gained a new reader.
What would you recommend in regards to your submit that
you made a few days ago? Any positive?
A lockout at the auto Automotive Locksmith In my area is a stressful and frustrating experience particularly when you’re locked in the middle of the night.
The rising popularity of medication for adhd treatment without medication (Freya) and autism is an indication of how crucial it is.
The mainstay of treatment is behavioural control, some people with the disorder
also suffer from sleep disorders.
You might be thinking of what to look for when you are choosing a window installers near me replacement company.
To reduce your utility bills, you may consider looking into energy-efficient windows.
The question of does muscle Cbd balms balm work is an important one to ask, especially if you’re suffering from rheumatoid arthritis, multiple sclerosis, or any other type of chronic muscle pain.
Gambling online has gained popularity in the last decade.
In 1996, there were just fifteen websites. In 1997, there
were over 200. In 1998 the Frost & Sullivan report stated
that online gambling generated $830 million in revenue.
Also visit my page blackjack
Gambling online has gained a lot of attention in the last
decade. In 1996, there were only fifteen websites. In 1997 there were more than 200 websites.
According to Frost & Sullivan, online gambling had brought in $830 million in revenue in 1998.
My web-site – bets
Very good info. Lucky me I recently found your website by chance (stumbleupon).
I’ve bookmarked it for later!
The Myers Briggs Type Indicator is a test that determines
the individual’s personality database (Deon) traits is
known as the Myers-Briggs Type Indicator.
CBD hemp gummies uk are an easy option to get the daily dose
of CBD. They can be taken everywhere and are quickly absorbed by the body and
are a good choice for those who travel.
If you’re unable to afford the expense of replacing emergency glass repair Near me You can save money by
learning to repair your own glass pieces. You can make use
of Linseed oil, nail polish or epoxy glue. The training necessary is costly.
There are numerous sources to find an expert contractor for your front door replacement project.
Check with neighbors and ask for recommendations.
You may find contractors they have worked with in their neighborhood.
You must be aware of the methods used by locksmiths who
make emergency car locksmith near me keys near you.
Key etching is the process of creating impressions of the keys.
The locksmith takes a key and then sands it until
it locks in the lock.
I am really delighted to read this website posts which contains
plenty of valuable data, thanks for providing such information.
The Myers-Briggs Type Indicator is a scientific test
that can help you to find the job or career that you’ve always wanted.
Knowing your type can help you find a career you enjoy, which is
rewarding, and that is easy to do.
my webpage – attitudinal psyche
A player can choose the theme they like and select from a wide selection of online slots, including classics as well as more recent
releases with branded names. The payouts differ however they all use the same mathematical formula.
It is easy to find an affordable sexdoll nowadays.
There are many ways to do it. The best way to find a low-cost sexdoll is to buy a secondhand one.
my web site :: Sexwith Doll
Casinos online have many benefits. You don’t have to spend much money to join. Many online casinos offer
free games, and players are able to play them to see what games they like the best.
My homepage :: Live (Diamondscarat.com)
You can|could definitely|certainly see your enthusiasm|expertise|skills in the|within the paintings|work
you write. The arena|The world|The sector hopes for more|even more passionate writers like you|such
as you who aren’t|are not afraid to mention|to say how they believe.
Always|All the time|At all times go after|follow
your heart.|You are a very smart|intelligent|capable|bright|clever person|individual!|Hey|Hey there|Hi|Hello,
I think your blog|website|site might be having browser compatibility issues.
When I look at your blog|blog site|website in Firefox|Safari|Ie|Chrome|Opera, it looks fine but
when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up!
Other then that, great|awesome|amazing|very good|superb|terrific|wonderful|fantastic|excellent
blog!|Appreciating|Admiring the hard work|dedication|time and energy|persistence|commitment|time and effort you put into your
site|website|blog and in depth|detailed information you present|provide|offer.
It’s awesome|great|good|nice to come across a blog every once in a while
that isn’t the same out of date|unwanted|outdated|old
rehashed material|information. Wonderful|Fantastic|Excellent|Great read!
I’ve saved|bookmarked your site and I’m
including|adding your RSS feeds to my Google account.|Thanks for one’s|for ones|for your|for your personal|for a|for the|on your marvelous posting!
I actually|seriously|quite|definitely|really|genuinely|truly|certainly enjoyed reading it, you could be|you are|you
can be|you might be|you’re|you will be|you may be|you happen to
be a great author.I will make sure to|ensure that I|be sure to|always|make certain to|be sure to|remember to bookmark your blog
and will|and definitely will|and will eventually|and will often|and may come
back from now on|down the road|in the future|very soon|someday|later in life|at some point|in the foreseeable future|sometime soon|later on. I want to encourage
|you to ultimately|that you|yourself to|you to definitely|you to|one to|you continue your great job|posts|writing|work, have a nice day|morning|weekend|holiday
weekend|afternoon|evening!|Hi|What’s up|Hi there|Hello to every body, it’s my first visit|go to see|pay a visit|pay a quick visit of this blog|weblog|webpage|website|web site; this blog|weblog|webpage|website|web
site contains|consists of|includes|carries awesome|remarkable|amazing and really|actually|in fact|truly|genuinely good|fine|excellent stuff|information|data|material for|designed for|in favor of|in support of readers|visitors.|Hello.This article|post was
extremely|really interesting|motivating|fascinating|remarkable, especially|particularly since|because I was searching|looking|browsing|investigating for thoughts on this subject|issue|matter|topic last Thursday|Monday|Wednesday|Tuesday|Friday|Saturday|Sunday|week|couple
of days.
Also visit my web-site … cheapest hosting (Winnie)