Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I go to see every day a few blogs and information sites to
read articles or reviews, however this website gives quality based content.
Here is my site … ดูหนังออนไลน์
Is the one quit purchase all vape products.
Also visit my webpage :: Canada E Juice Review
Hello! I’ve been following your site for a long time
now and finally got the bravery to go ahead and give you a shout out from Kingwood Texas!
Just wanted to say keep up the fantastic job!
My web-site :: cab포탈
you are in point of fact a excellent webmaster. The website loading velocity is
amazing. It sort of feels that you are doing any distinctive trick.
Moreover, The contents are masterwork. you’ve performed
a great task in this matter!
I absolutely love your blog.. Very nice colors & theme.
Did you build this amazing site yourself?
Please reply back as I?m wanting to create my own blog and would love to learn where you
got this from or just what the theme is named. Thank you!
my web blog: sms marketing campaign
Thanks for sharing your thoughts. I really appreciate your efforts and I am waiting for your further post thanks once
again.
certainly like your web-site but you have to take a look at the spelling on quite a few
of your posts. Many of them are rife with spelling issues
and I in finding it very troublesome to tell the
reality however I will definitely come back again.
An impressive share! I have just forwarded this onto a friend who has
been conducting a little homework on this. And he in fact bought me
dinner due to the fact that I stumbled upon it for
him… lol. So let me reword this…. Thank YOU for the meal!!
But yeah, thanks for spending the time to talk about this issue here
on your internet site.
It is truly a great and helpful piece of info. I am
happy that you shared this useful information with us.
Please stay us up to date like this. Thank you for sharing.
Review my web page online text message
Nice blog! Is your theme custom made or did you download it from somewhere?
A theme like yours with a few simple adjustements would really make my blog
stand out. Please let me know where you got your design.
Kudos
my webpage 캡주소
I used to be recommended this web site by way of my cousin. I am now not positive whether or not this put up is
written by him as no one else recognise such specific approximately my problem.
You’re incredible! Thanks!
Here is my blog post – email marketing
It can be difficult to choose an tpe Silicone
doll, especially if your sewing skills aren’t up to scratch.
There are several things you can try to create a doll that is more real and real.
Superb website you have here but I was wondering if you knew of any
user discussion forums that cover the same topics talked about
in this article? I’d really love to be a part of community where I can get advice
from other knowledgeable people that share the same interest.
If you have any recommendations, please let me know.
Thanks a lot!
Hello, I read your blogs regularly. Your writing style is awesome, keep doing what you’re doing!
my webpage … CAB사이트
Hey! Would you mind if I share your blog with my zynga group?
There’s a lot of folks that I think would really appreciate your content.
Please let me know. Thank you
Here is my blog: Natures Solace CBD Oil
I’m not that much of a internet reader to be honest but your
sites really nice, keep it up! I’ll go ahead and bookmark your
website to come back in the future. Cheers
Check out my web site: email marketing ในไทย
There are numerous advantages to playing at an online casino.
There is no requirement to have much money to sign up.
Online casinos often offer free games for players to try to discover the most popular ones.
Feel free to surf to my homepage … dealers
Are you in search of new windows in your neighborhood?
Find out what it will cost you , and what you can expect to pay.
window replacement cost uk windows
can be customized to fit an existing opening and are generally more expensive than conventional windows.
Great blog here! Additionally your website a lot up fast!
What host are you the use of? Can I get your affiliate link on your host?
I wish my web site loaded up as fast as yours lol
Feel free to visit my blog … Business rekey
This information is invaluable. Where can I find out more?
Stop by my web site Locksmith Ponte Vedra beach
Mobile event administration. Occasion management kit.
My web-site – non profit software jobs
I was curious if you ever considered changing the structure of your website?
Its very well written; I love what youve got to say.
But maybe you could a little more in the way best of onlyfans content
so people could connect with it better. Youve got an awful lot of text for only having one
or two images. Maybe you could space it out better?
delta 8 Thc gummies for sale 8 gummies taste delicious and are more natural than the other
brands. The more authentic they are, the more natural and
healthier. Look for non-GMO and organic qualities in your gummies,
and avoid any with artificial ingredients.
Finding a location to obtain Key programming near me reconfiguration for your car is much easier
than you think. There are many options, and it’s easy to find one.
Before you begin to find a shop that provides this service,
take into consideration your budget.
Gambling online is governed by numerous rules and regulations.
For instance in the US it is not possible to have
gambling sites that are in your country of residence.
However, it could be established elsewhere.
Here is my web-site :: Poker
It is essential to select the right attorney to bring a Mesothelioma Settlement lawsuit.
A skilled lawyer can assist you to connect asbestos exposure to
cancer.
Have you ever considered writing an ebook or guest authoring on other sites?
I have a blog centered on the same topics you discuss and would really like to have you share some stories/information. I know
my visitors would enjoy your work. If you are even remotely interested,
feel free to send me an email.
Also visit my web-site – ดูหนังออนไลน์
If you’re looking to put your mobility scooter into the trunk of your Car Boot scooter but are unable
to fit it into the boot of your car because of the
roof being low or flat, you can use ramps to get it safely into the vehicle.
The integrated tumble dryer (crusadeofsteel.Com) dryer
with a heat pump has many advantages over traditional
models. It is extremely efficient in its energy consumption, has
lower running costs, and also has a positive effect on the
environment.
Togel Singapore is a favored type of
gambling in the country. You can play toto on your computer, mobile device or
in person. If you’re looking for reliable data you can test your luck at a site like Singaporepools.
Fans of sports in New York are allowed to place bets online from Jan. 8th, 2022.
Four major operators have obtained licenses for mobile betting that will allow them to
offer their services in different ways.
My web-site … bet
Casinos online have many benefits. The process of signing up doesn’t require you to spend a lot of money.
Online casinos usually offer free games that players can play to determine which ones are the
best.
Which Bosch Washer Dryer
and dryer is the most efficient? This article will concentrate on the Samsung WD10T634DBH as well as LG WM3488HW washers and dryers,
and Electrolux EFLS527UTT and Haier HLC1700AXS.
Hey exceptional website! Does running a blog like this require a
large amount of work? I’ve very little expertise in computer programming however I was hoping
to start my own blog in the near future. Anyways, if you have
any suggestions or techniques for new blog owners please share.
I know this is off subject but I simply needed to ask. Many thanks!
My homepage CAB사이트
If you’re looking for a safe place to place your bets,
then you should consider togel hongkong.
This casino game has many advantages. It’s known to be an authentic casino and
you’ll be able to win big if know how to play right.
Online slots are a popular pastime for millions of players.
This exciting and fun form of gambling is a great way to pass the time or
earn money. There are many different games to choose from, and there are
even free games that you can try.
I’m gone to convey my little brother, that he should
also pay a visit this web site on regular basis
to get updated from newest news update.
my page; Colorado Cash Buyers
You may want to become a best Only Fan
of a certain teen drama series if you are a girl who adores it.
The most beloved stars include Sam Slayre and Emmy Beehz as well as Bella
Bumzy, Bella Bumzy, Haley Brooks, and Bella Bumzy. But who should you follow?
Online casinos have many advantages. You don’t need to have
an enormous amount of money to sign up. The majority of online casinos offer no-cost games for players to
test them out to determine which games they like best.
Here is my web-site; experience [Carrol]
You can replace upvc door handle UPVC
doors panels if you wish to alter the look of your doors.
As opposed to cheap imitations panels comprised of PVCU are guaranteed to last for many years.
You can even request a particular design or pattern for the new
door.
Is the one quit shop for all vape items.
my site … Bookmarks
You may be curious about the costs of window glass
repair in your area if you have windows. A single pane of Glass Repairs
can be replaced as low as $45; A complete skylight or bow window repair
can cost upwards of $1000 and could go up to $1,000.
Do you need windows with double glazing? It is important to first assess your
windows to determine if they’re still replace glass in window (Isabelle) good condition. Are the windows difficult to
open? Are the panes rotting or damaged?
There are a myriad of cryptocurrency crypto payment
gateway no kyc request – Bolshakovo.Ru, gateways.
Some require KYC for example, like taking a picture and uploading your ID to your account.
Others require none. In this article, we’ll cover 8Pay, Atomicpay, and Coinbase.
A Tpe Adult Doll love doll can be an excellent alternative to traditional silicone sexually
explicit toys. These plastic dolls are made of TPE material which is feminine and smooth.
It’s also more flexible than silicone which can be dense and sticky.
Online gambling is governed by various rules and regulations.
In the US for instance, you can’t base gambling websites
in the country you reside in however, you can base it elsewhere.
Also, you can’t gamble on sports or any other kind of betting.
An attorney for mesothelioma attorney, Lino, is essential if
you have been diagnosed with the disease. A lawyer can assist you to
understand your rights and know how to make a claim.
You may be thinking about what options are
available to you in Bristol in case you have
Adhd Bristol.
If you’re unsure if you should wait until you’ve been evaluated for a longer duration you’re in the right place.
I know this web site provides quality based articles and extra information, is there any other website which provides such data in quality?
I was able to find good information from your content.
Also visit my web page – Emergency lockouts