Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello there, I found your site by the use of Google even as searching for a similar matter, your website came up, it appears to be like great.
I’ve bookmarked it in my google bookmarks.
Hello there, simply become alert to your blog thru Google,
and located that it’s really informative. I’m going to be careful for brussels.
I’ll appreciate for those who continue this in future.
A lot of other folks will likely be benefited from your
writing. Cheers!
Hey very nice web site!! Guy .. Excellent .. Superb
.. I’ll bookmark your web site and take the feeds also?
I’m happy to find a lot of helpful information here in the submit, we want develop extra strategies in this regard,
thank you for sharing. . . . . .
Hi, I do believe this is a great blog. I stumbledupon it 😉 I may come back yet again since I book marked it.
Money and freedom is the greatest way to change, may you be rich and continue to guide others.
Hey! I just wanted to ask if you ever have any issues with hackers?
My last blog (wordpress) was hacked and I ended up losing
many months of hard work due to no back up. Do you have any solutions to prevent hackers?
Just want to say your article is as astonishing.
The clearness on your put up is just spectacular and i can suppose you’re knowledgeable on this subject.
Well together with your permission allow me to seize your RSS feed to keep up to date with approaching post.
Thanks a million and please continue the rewarding work.
It’s hard to find experienced people for this subject,
however, you sound like you know what you’re talking about!
Thanks
Yes! Finally someone writes about zy8.cc.
This site was… how do you say it? Relevant!!
Finally I’ve found something which helped me. Appreciate it!
I am regular reader, how are you everybody? This paragraph posted at this web site is actually pleasant.
It’s a shame you don’t have a donate button! I’d without
a doubt donate to this brilliant blog! I suppose for now i’ll settle for book-marking and adding your
RSS feed to my Google account. I look forward to brand new updates and will talk about this
site with my Facebook group. Chat soon!
Wow! This blog looks exactly like my old one! It’s on a completely different subject but it has pretty much
the same page layout and design. Great choice of colors!
My programmer is trying to persuade me to move to .net from PHP.
I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using WordPress on numerous websites for about a year and am
concerned about switching to another platform. I have heard very good things about blogengine.net.
Is there a way I can transfer all my wordpress content into it?
Any help would be really appreciated!
Hello, I enjoy reading through your article post.
I like to write a little comment to support you.
I think this is among the such a lot vital info for me. And i’m satisfied reading your article.
However want to remark on some normal things, The website taste is
wonderful, the articles is actually excellent : D.
Just right task, cheers
Excellent blog here! Also your web site loads up fast!
What web host are you using? Can I get your affiliate link to your host?
I wish my web site loaded up as fast as yours lol
At this time I am going away to do my breakfast, after having my breakfast coming yet again to
read other news.
Hi i am kavin, its my first occasion to commenting anyplace,
when i read this paragraph i thought i could also make
comment due to this brilliant post.
Amazing! Its genuinely awesome paragraph, I have got much
clear idea concerning from this article.
Hi, yup this piece of writing is actually fastidious and I have learned
lot of things from it about blogging. thanks.
Good day! I know this is kind of off topic but I was
wondering if you knew where I could locate a captcha plugin for my comment form?
I’m using the same blog platform as yours and I’m having trouble finding one?
Thanks a lot!
I was able to find good information from your content.
If you are going for finest contents like I do, simply go to
see this web site daily as it presents feature contents, thanks
I loved as much as you will receive carried out right here.
The sketch is attractive, your authored material stylish. nonetheless, you command get got an nervousness over that you wish be delivering
the following. unwell unquestionably come further formerly again since exactly
the same nearly a lot often inside case you shield this hike.
Hello, all is going sound here and ofcourse every
one is sharing information, that’s genuinely fine, keep up writing.
I am curious to find out what blog system you’re utilizing?
I’m having some minor security issues with my latest
blog and I’d like to find something more secure.
Do you have any suggestions?
Greate article. Keep writing such kind of information on your site.
Im really impressed by your site.
Hi there, You have performed an incredible job.
I’ll definitely digg it and in my opinion suggest to my friends.
I am sure they’ll be benefited from this site.
I’d like to thank you for the efforts you have put in penning
this website. I am hoping to see the same high-grade blog posts by you in the future
as well. In truth, your creative writing abilities has encouraged me to get my very own website now 😉
Howdy, There’s no doubt that your website might be having browser compatibility issues.
When I take a look at your web site in Safari, it looks fine however, if opening in I.E., it’s got some overlapping
issues. I merely wanted to provide you with a quick heads up!
Other than that, excellent site!
I think everything typed was very logical. However, think on this, suppose you added a little content?
I am not suggesting your content isn’t solid, but suppose you added a title to possibly get folk’s
attention? I mean Medidas a tomar para ahorrar en impuestos en 2022 –
IDEX is a little boring. You might peek at Yahoo’s home page and watch how they create post titles to grab people
to open the links. You might add a related video or a related pic
or two to get people interested about what you’ve got to
say. In my opinion, it would make your posts a little livelier.
Hey are using WordPress for your blog platform? I’m
new to the blog world but I’m trying to get started and set up my own. Do
you require any coding knowledge to make your own blog?
Any help would be greatly appreciated!
Its like you learn my mind! You seem to grasp a lot approximately this, like you wrote the ebook in it or something.
I think that you simply can do with some percent to pressure the
message home a bit, but other than that, this is fantastic blog.
A great read. I will certainly be back.
Hi! This is kind of off topic but I need some advice from
an established blog. Is it hard to set up your own blog?
I’m not very techincal but I can figure things out pretty quick.
I’m thinking about setting up my own but I’m not sure where
to begin. Do you have any ideas or suggestions?
Thanks
You could certainly see your skills within the article you write.
The sector hopes for even more passionate writers like you who aren’t afraid
to say how they believe. Always go after your heart.
What’s up friends, good post and fastidious urging commented
here, I am actually enjoying by these.
Hey there! I’ve been reading your site for a while now and finally got the courage to go ahead
and give you a shout out from Porter Texas!
Just wanted to mention keep up the fantastic job!
Wonderful items from you, man. I’ve understand your stuff previous to and
you’re simply too fantastic. I actually like what you have
obtained here, certainly like what you are stating and the way in which through which
you assert it. You’re making it enjoyable and you still care for to keep it sensible.
I can’t wait to learn far more from you. This is actually
a terrific website.
Thanks for your personal marvelous posting!
I genuinely enjoyed reading it, you can be a great author.I will always bookmark your blog and may come back in the future.
I want to encourage you to continue your great job, have a nice afternoon!
A person necessarily assist to make seriously posts I might
state. That is the first time I frequented your website page and
to this point? I surprised with the analysis you made to make
this actual publish extraordinary. Fantastic task!
Aw, this was an exceptionally good post. Finding the time and actual effort to make a very good article… but what
can I say… I procrastinate a whole lot and don’t manage to get anything done.
I am sure this article has touched all the internet visitors,
its really really pleasant paragraph on building up new web site.
I got this website from my pal who informed me
about this site and at the moment this time I am browsing this site and reading very informative posts at this place.
Hello there I am so thrilled I found your webpage, I
really found you by error, while I was searching on Google
for something else, Regardless I am here now and would just like to say thank you
for a remarkable post and a all round enjoyable blog (I also love the theme/design),
I don’t have time to read through it all at the minute but I
have book-marked it and also added in your RSS feeds, so when I
have time I will be back to read a lot more, Please do keep up the superb jo.
My family all the time say that I am wasting my time here at web, but I know I
am getting experience all the time by reading such nice articles.
Truly when someone doesn’t be aware of afterward its up to other viewers that they will help, so here it takes place.
Hey would you mind stating which blog platform you’re using?
I’m going to start my own blog soon but I’m having a difficult time choosing
between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I’m looking for something completely unique.
P.S My apologies for being off-topic but I had to ask!
I just could not go away your site before suggesting that I extremely loved the usual info an individual supply
to your visitors? Is going to be again continuously in order to check out new
posts
I visited many sites however the audio quality for audio songs
existing at this web page is in fact superb.
Fantastic goods from you, man. I have understand your stuff previous to and you’re just extremely great.
I actually like what you’ve acquired here, certainly like what you’re saying and the way
in which you say it. You make it entertaining and you still take care of to keep it
wise. I can not wait to read far more from you.
This is actually a tremendous web site.
Ada lebih dari 200 macam permainan e-games yang dapat kita pilih di dengan judi slot online
Flow Gaming. Berbagai ragam type permainannya, ketika dari judi kartu meja,
slot, sampai permainan judi online dengan cara game yang tidak sama
yang lain.
Permainan-permainan yang disiapkan ini dapat kita filter berdasar
providernya. 8 tombol filter bisa kita pilih
untuk memisahkan permainannya berdasar provider yang ada, adalah: Blueprint,
ELK, Leander, NetEnt, NoLimitCity, PLAYNGO, PLAYSON, serta
QuickSpin. Atau, kita bisa pilih tombol All untuk menampilkan segala
permainan yang berada di Flow Gaming.
Hello superb website! Does running a blog similar to this require a large amount of work?
I have absolutely no understanding of computer programming but I had been hoping to start my own blog
in the near future. Anyways, if you have any ideas or techniques for new
blog owners please share. I know this is off topic however I
just had to ask. Kudos!