Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Great post. I was checking continuously this blog and I’m impressed!
Very helpful information specifically the remaining part :
) I deal with such info a lot. I was seeking this certain info for a very long time.
Thank you and best of luck.
самоходный ножничный подъемник
https://nozhnichnyye-podyemniki-dlya-sklada.ru
I’ll right away clutch your rss feed as I can noot in finding your email subscription lin orr e-newsletter
service. Do you’ve any? Please allow me know so that I may subscribe.
Thanks.
my website – naked girls
I have read so many content regarding the blogger lovers however this paragraph is truly a good piece of writing, keep
it up.
Tienda Nº 1 en Camiseta Bilbao
Encontrarás cada camiseta athletic bilbao y ropa de entrenamiento de los clubs y selecciones nacionales para adultos
y niños.
Hmm it appears like your website ate my first comment (it was super long) so I guess I’ll
just sum it up what I wrote and say, I’m thoroughly enjoying your blog.
I too am an aspiring blog blogger but I’m still
new to everything. Do you have any recommendations for newbie blog writers?
I’d definitely appreciate it.
I really like your blog.. very nice colors & theme.
Did you make this website yourself or did you hire someone
to do it for you? Plz reply as I’m looking
to create my own blog and would like to know where u got this from.
cheers
It’s wonderful that you are getting ideas from this piece
of writing as well as from our discussion made here.
my blog :: Best Free Onlyfan
upvc Windows in Milton keynes windows Milton Keynes are a great alternative to enhance the appearance of your home.
These windows are available in a range of styles and colors that blend with your home’s style.
Double glazing Glass replacement glass
replacement is an excellent option, whether you need an entirely new window or are bored of your existing windows.
While some types are more difficult to repair, there are easy
fixes you can perform yourself.
The coronavirus is doing wonders for the business of selling authentic
intimate partners. People use them to make pseudohuman contact as well as Adult Dolls For Sale explicit
sexual activities.
I’d like to find out more? I’d want to find out more details.
Here is my webpage 텍사스홀덤사이트
A fascinating discussion is definitely worth comment.
I do believe that you need to publish more about this subject matter,
it might not be a taboo subject but typically people don’t discuss
these subjects. To the next! Kind regards!!
If you have an Emergency Lock Service Near Me locksmith situation, you’re
in good hands. Locksmith services are available all day, every day.
You can get lost keys replaced on the spot.
Unquestionably believe that which you said. Your favorite reason seemed to be on the net the easiest thing to be aware of.
I say to you, I definitely get annoyed while people
think about worries that they plainly do not know about. You managed to hit the nail upon the top and also defined
out the whole thing without having side effect , people could take a signal.
Will probably be back to get more. Thanks
Every weekend i used to visit this web page, for the
reason that i wish for enjoyment, as this this web page conations genuinely fastidious funny
information too.
There are many options available for replacement of window
glass in door repairs Ealing when your windows have been damaged.
Glass that is decorative can be found in various designs, including
stained glass or colored films.
double Glaze windows-glazed windows
provide many advantages however, they are more expensive. This
is because they require more materials and require more work.
There are many things to consider when deciding on window glass replacement Windows.
Below are the costs and procedures, the materials, and warranty information for window replacement.
These aspects will help you choose the right company for you.
Wow, this post is nice, my sister is analyzing these kinds of
things, so I am going to let know her.
Also visit my site Mt Scout
Pretty! Tһiѕ haѕ been a reallү wonderful article.
Τhank you fօr supplying thеse details.
Also visit my web ⲣage … how can i get cheap singulair pill
Yes! Finally something about Goketo Gummies.
https://reviewreads.mystrikingly.com/blog/go-keto-gummies-slim-trim-news-2022
You may ask, «Is volume best mascara for
sale necessary?» It depends on what you want to achieve using it. Regardless, volumizing mascara can be a boon for your eyes, whether the aim is to increase length and width, or to give them a dramatic look.
If you are planning to buy a realistic Adult dolls doll, there are several factors you should consider.
These factors include the color of the skin,
the size of the torso, as well as the body shape.
Here are some tips for selecting a realistic doll.
Pretty section of content. I just stumbled upon your web site and in accession capital to assert that I acquire actually enjoyed account your blog posts.
Any way I will be subscribing to your feeds and even I achievement you access consistently rapidly.
Online gambling is governed by numerous rules and
regulations. For instance, in the US you are not
allowed to operate a gambling website located in your home country.
However, it could be established elsewhere.
Have a look at my homepage – live (Desiree)
Normally I do not learn article on blogs, however I wish to
say that this write-up very forced me to take a look at
and do so! Your writing style has been surprised me.
Thanks, very great post.
Local window fitters are able to perform improvements to windows of any style, including historical ones.
These professionals can assist with every stage of the upvc window fitters near me replacement
process, from planning, measuring, and installation.
Online gambling is governed many rules and regulations.
In the US for instance, you can’t base an online gambling site
in the country where you reside however, you can base it elsewhere.
My web site: poker
Hi there to all, how is all, I think every one is getting more from this web
site, and your views are fastidious designed for new people.
Look into my blog :: blood sugar
If you travel to Korea You might be amazed to learn that this country
has its fair amount of gambling games. From Baccarat to Fan Tan, you can find a variety of these games.
In this article, we’ll discuss their history, history, and variations.
my blog 토토야
To be legally in compliance, landlords need to have a safety electrical certificate check certificate.
This is an official requirement. Regular maintenance is a legal requirement.
A malfunctioning electrical system can lead to serious injury or even death.
If you’re in search of a sexy doll that suits your
personality and lifestyle it’s worth considering customizing your order.
This kind of item is highly customizable.
Also visit my page; Custom sexdoll
What i do not understood is in reality how you’re now not actually
a lot more well-appreciated than you may be now. You are very intelligent.
You understand therefore significantly in terms of this topic, made me individually imagine
it from a lot of numerous angles. Its like men and women don’t seem to be interested unless it’s one thing to do with
Woman gaga! Your own stuffs excellent. Always take care of it up!
I’m not that much of a internet reader to be honest but your blogs really nice, keep it up!
I’ll go ahead and bookmark your site to come back later.
Cheers
Locksmith Lock Smith Manchester is a locksmith who provides locksmith
services. They are well-equipped for handling any automotive lockout.
A locksmith can also conduct an Security Survey.
ARC Locksmiths can conduct security inspections of your home.
The internet is the most effective way to locate
an electrician Local Electricians Near Me you.
It is also possible to ask for recommendations or read customer reviews to determine
which contractor is the best.
These are in fact enormous ideas in about blogging.
You have touched some pleasant points here.
Any way keep up wrinting.
This article will help you understand how to find Fort
Worth Glass Repair.Near me repairing services.
It will also explain the cost and what glass you’ll require.
This article will also explain the reasons why you should get someone to fix your glass.
hey there and thank you for your information ? I have definitely picked up something new from right here.
I did however expertise some technical issues using this site, as I experienced to reload the website a lot of
times previous to I could get it to load properly.
I had been wondering if your web hosting is OK? Not that I am complaining, but sluggish loading instances times will
very frequently affect your placement in google and could
damage your quality score if ads and marketing with Adwords.
Anyway I am adding this RSS to my e-mail and could
look out for a lot more of your respective fascinating content.
Ensure that you update this again very soon.
Here is my blog post mcv blood test
A sexy plaything can be an excellent way to get your hands dirty with the body and also
spice up sex with your partner.
Here is my web page: sextoysforwomen
If you need an double glazing In luton window replacement, you’ll need to find a company offering
many different services.
Totosaiteu is a form of lottery game wherein you wager on numbers to be the winner
of an amount. The game is similar to many other casino games,
as the goal is to get more combinations, and thus you can win more
money.
My webpage 먹튀검증업체
A test certificate for Electrical Certificate landlords equipment is essential if you’re
operating a rental business. Many insurance companies now require that landlords conduct regular electrical tests
on the properties they insure.
If you’re thinking of installing double glazing windows milton keynes glazing, it’s worth
taking a look at the various benefits it can bring.
It can improve your home’s sustainability and security.
To get a free quote, you can use Cladwinds’ quotation form.
thanks considerably this web site will be official in addition to casual
You’ve come the right place If you’re looking for dependable Double Glazing Repairs Enfield window repair services.
Professionally trained installers will install
windows for you at a cost you can afford. You’ll also be
able to enjoy lower utility bills.
There are a myriad of variants of meogtwigeomjeong. We’ll go over the rules
and history of meogtwigeomjeong as well as the chances
of winning. We’ll also go over some of the most interesting variants of meogtwigeomjeung.
My site – 토토사이트추천
You might be wondering how much window replacement costs in my area, regardless of whether you’re replacing double Glazed window repairs near me-hung
or single-hung windows. Prices range from $200 to $1,800 per window.
Wonderful beat ! I wish to apprentice while you amend your web site, how
can i subscribe for a blog website? The account helped me a acceptable deal.
I had been a little bit acquainted of this your broadcast provided bright
clear idea