Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Howdy! This is kind of off topic but I need some guidance from an established blog.
Is it very hard to set up your own blog? I’m not very techincal but
I can figure things out pretty fast. I’m thinking about setting up my own but I’m not sure where to begin. Do you have
any tips or suggestions? Many thanks
Also visit my page :: jobs in the military
Does your website have a contact page? I’m having trouble locating it but, I’d like to
shoot you an email. I’ve got some recommendations for your blog you might be interested in hearing.
Either way, great website and I look forward to seeing it improve over time.
It’s perfect time to make some plans for the future and it’s time to be happy.
I’ve read this post and if I could I wish to suggest you some interesting things
or advice. Perhaps you can write next articles referring to this article.
I want to read even more things about it!
Its like you read my mind! You appear to know so much about this, like
you wrote the book in it or something. I think that you could do with
a few pics to drive the message home a bit, but instead of that, this is magnificent blog.
A fantastic read. I’ll certainly be back.
Also visit my page newborn annoucement
If you would like to get a good deal from this article
then you have to apply such techniques to your won blog.
Hi this is kind of of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML.
I’m starting a blog soon but have no coding know-how so I wanted to get guidance from
someone with experience. Any help would be greatly appreciated!
Also visit my web blog – unique night lights
Hello I am so delighted I found your weblog, I really found
you by accident, while I was researching on Digg for something else,
Regardless I am here now and would just like to say thank
you for a marvelous post and a all round entertaining blog (I also love the theme/design), I don’t have time to go through it all at the
minute but I have book-marked it and also included your RSS feeds, so
when I have time I will be back to read more, Please do keep up the excellent work.
my blog post – pregnancy test
I blog often and I genuinely thank you for your content.
Your article has truly peaked my interest. I will
take a note of your blog and keep checking for new details about once a week.
I subscribed to your Feed too.
Feel free to surf to my blog post … rpl brisbane
It is crucial for every company to select the appropriate kind and design of commercial lighting installation in Electronic repair bedfordshire.
Bright lights can increase worker safety and increase productivity.
These payment gateways can be a ideal choice if you wish to accept cryptocurrency-based
payments. These payment gateways are secure and have
authentic digital signatures and allow real-time cross-border transactions.
my blog post … pay with crypto (Erin)
It is crucial to find a business that can offer window glass replacement in Luton. It is crucial to have your Windows Repair Luton replaced or repaired whenever you can. You will avoid costly repairs
later on.
Hey There. I discovered your blog using msn. That is a really smartly written article.
I will be sure to bookmark it and return to read more
of your useful information. Thank you for the post. I’ll certainly return.
If you’re searching for an adult adhd assessment (http://peoplei.spolight.com) assessment near me, there are numerous locations in the
region that can assist. Finding a doctor who is qualified is the
first step. This will be someone who has experience in dealing with those suffering from ADHD.
Heya i am for the primary time here. I found this board and I to find It really helpful & it helped me out a lot.
I hope to offer one thing back and help others
such as you aided me.
Feel free to surf to my blog post :: Botox Cost
I will immediately clutch your rss feed as I can not in finding your email subscription hyperlink or newsletter service.
Do you’fake mail ve şifre any?
Kindly permit mme know in order that I may subscribe.
Thanks.
Thanks for sharing your thoughts on website. Regards
my web blog … personalised night light
There are many options for treatment for gambling addiction. Some of them involve one-on one counseling,
medication and lifestyle changes. If you can’t stop yourself from
engaging in this behavior it can become an addiction.
Feel free to visit my blog post :: gambler
My brother suggested I would possibly like this
blog. He used to be totally right. This put up actually made my day.
You cann’t believe simply how a lot time I
had spent best educational toys for 4 year olds this info!
Thanks!
The latest night cream from No7 contains Retinyl Palmitate,
an anti-aging component that is extremely effective.
The cream night [http://www.nitessatun.net] is also proven to lessen the appearance of
wrinkles. Its texture and consistency was described as silky and rich.
Pretty element of content. I just stumbled upon your web site and in accession capital to claim that I
acquire actually enjoyed account your weblog posts.
Any way I will be subscribing for your augment and even I
achievement you get right of entry to consistently
quickly.
Visit my website: teething ring
The programming instructions will change widely from one make and model
diverse and perhaps even from one year to another so
confident to that you investigate as deeply an individual can into search results pages in order to get to the exact
model.
Review my site: car key reprogramming
Even if you don’t win in one particular draw, you might wwin in a further.
My web site; Visit this site
Hello.This post waas reaⅼly interеsting,
especiially since Ӏ waas investigating for thougһts
on thiѕ topic last Fridɑy.
It’s in fact very complex in this busy life to listen news on Television, therefore I only use
internet best night light for baby that purpose, and take the hottest news.
There are a variety of ADHD medications that include long-acting stimulants (SSRIs) Atomoxetine, Medication For Autism And Adhd non-stimulant medicines.
Here are a few of the most well-known ADHD medications.
Ridiculous story there. What happened after? Good luck!
Also visit my site :: rpl application
There are many reasons to get involved in sports
betting. From the potential to make money, to the excitement and the
opportunity to support your team of choice, to the overall viewing experience.
A certification as an electrician is an essential step towards
the path to a lucrative career. There are numerous steps to follow to become a certified electrician, including getting a high school diploma and completing
an apprenticeship.
My page: electrical Installation certificate Report
The need to call an Emergency locksmiths locksmith
is vital for various reasons. It’s not fun to have your car or home robbed.
Most likely, the culprits have either picked a lock , or taken a set of keys.
It’s fantastic that you are getting thoughts from this
article as well as from our discussion made at this place.
If you are looking for double glazing repairs in replacement Windows high wycombe Wycombe, you’ve come
to the right spot. Montrose Glass is a well-established business that has
been operating for more than 50 years.
Purchase Powerball tickets online if it is legal in your area.
Also visit myy web blog :: Learn more
I love your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do
it for you? Plz answer back as I’m looking to design my own blog and would like to find out where u got this from.
thanks a lot
There are a lot of places where you can find adult products.
There are numerous places that you can have a blast with your partner.
Adam and Eve is the largest retailer of Adult Stores In My Area merchandise in the US.
Penis enlarger pumps are devices which draw blood to the penis enlargement pumps by creating a vacuum inside the
tube. There are numerous designs available,
including one that has constriction bands. They aren’t as
restricted as their name implies.
First of all I would like to say great blog! I had a quick question that I’d like to ask if you don’t mind.
I was interested to know how you center yourself and clear your mind before writing.
I have had a difficult time clearing my thoughts in getting my thoughts out there.
I do enjoy writing but it just seems like the first 10 to
15 minutes are generally wasted just trying to figure out
how to begin. Any recommendations or tips? Thank you!
My website teether for 4 month old
Online betting offers a lot of advantages for
both bettors and the bookmakers. In addition to enabling people to
bet on their preferred sports online betting sites also aid in earning money.
They provide a range of ways to deposit money.
If you’re considering Window Replacement cost uk replacement, you probably have some questions.
What are the advantages of each material , and how much will it
cost? How do you decide which are the best alternatives for your house?
Here are some helpful tips.
If you’ve lost your keys in Horsham it is essential to locate an immediate locksmith in Horsham as
you can. Most Horsham locksmiths are accessible 24 hours
a day. However, some aren’t always accessible.
If you’re looking for an experienced locksmith in the
region, you’ve probably thought about what types of locks they specialize
in. Some of them include BS Euro key and turn deadlocks and electromechanical Fulham Locksmiths.
The FDA and CDC issued warnings regarding delta 8 THC back in September.
They cited concerns about the marketing of delta 8 THC and its conversion. The Bell Family
Dispensary opened its first CBD-based store in Bloomington, Indiana in 2018.
И главную роль здесь играет доменная зона или домен первидимость сайта в гуглеого уровня.
It is crucial to choose the right company if you plan to install
upvc Windows oxfordshire windows at your home.
There are a variety of reasons why you should use a company that has a good background in the field of installation. They should be experienced.
If you’ve smashed your window glass, there are a number of options to think about.
This includes hiring an expert to replace your window glass
or, if you can, replacing only the replacement glass
for windows near me (Ivory), and safeguarding yourself from injuries.
If you’re in the market for new windows, high Wycombe windows are the ideal solution. These custom window
manufacturers use premium materials, such as hardwoods
and uPVC.
You’re the particular gas. This can seem pretty silly however, you cannot picture the number of incidents wherein cars stop or neglect to start as they are simply from your gas.
My homepage; Electrical repair service
I really love your website.. Very nice colors & theme.
Did you develop this site yourself? Please reply back as I’m trying to create my own personal website and would love to know where you got
this from or just what the theme is named. Kudos!
If you’re looking to replace the windows in your home, you might be thinking about what you should do to begin the procedure.
There are a variety of local businesses that offer window repair and replacement services.
Look at my blog :: Double Glazing Watford
What’s up mates, fastidious post and nice arguments commented at this
place, I am really enjoying by these.
Great article! That is the type of info that should be shared across
the net. Shame on Google for no longer positioning
this put up higher! Come on over and seek advice from my website .
Thank you =)
Also visit my web site – first aid training brisbane