Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thanks for some other informative web site. The place else
may I am getting that type of information written in such an ideal
manner? I’ve a project that I’m just now operating on, and
I have been at the glance out for such info.
Here is my website tv series box sets wholesale
WOW just what I was searching for. Came here by searching for 무료스포츠티비
Here is my web page 해외축구중계
I know this if off topic but I’m looking into starting my own blog and was wondering
what all is needed to get set up? I’m assuming having a blog
like yours would cost a pretty penny? I’m not very web smart so I’m not 100% positive.
Any recommendations or advice would be greatly appreciated.
Kudos
Also visit my page daftar bonustoto
Hey there are using WordPress for your blog platform?
I’m new to the blog world but I’m trying to get started and set up my
own. Do you need any html coding expertise
to make your own blog? Any help would be greatly appreciated!
играть в казино на деньги
азино777 официальный сайт
казино мобильная версия.
Monday’s drawing was for the seventh-largest jackpot in US lottery history.
Have a look at my site :: Informative post
I like what you guys are up too. This sort of clever work and coverage!
Keep up the amazing works guys I’ve added you guys to my blogroll.
Hi everyone, it’s my first visit at this web site, and
article is really fruitful in support of me, keep up posting such content.
Cool blog! Is your theme custom made or did you download it from
somewhere? A theme like yours with a few simple adjustements would really make my blog stand out.
Please let me know where you got your design. Bless you
double Glazing repairs romford glazing in Romford is the
term used to describe the use of two panes within frames.
Double glazing is an excellent option for homes
since it decreases heat loss and reduces external noise.
Do you require a double glazed windows replacement glazing replacement window?
If yes, start by evaluating whether your existing windows
are still up to par. Are the windows difficult to open? Are the panes getting
rotten or damaged?
If you’ve had to fix a damaged UPVC window You’re not
alone. There are a number of common reasons for people to choose uPVC Repairing double glazed Windows.
They are also waterproof and energy-efficient,
and can be painted in any shade you like.
To make your purchase as exciting as you can, you can even customize the doll.
You can alter her hair color, eye color, body type, and more.
You can also alter certain parts of the doll’s ex doll anatomy.
If you’re looking for a company to install your windows
or doors you can locate window fitters near me using Quotatis.
Join this free site to connect you with local window
fitters. It takes only minutes.
ลงทะเบียนสมัครสมาชิกbetflik ฝาก 50 รับ 100วันนี้กับโปรโมชั่นดีๆมากมายก่ายกองทั้งยัง
เครดิตฟรี แจ็คพอตเน้นๆโบนัสกระจัดกระจาย
พร้อมเสิร์ฟให้ลุกนสุดกำลังถึงหน้าจอโทรศัพท์ของคุณห้ามพลาดเด็ดขาด
Very great post. I just stumbled upon your blog and wanted to say that I’ve really loved browsing your blog posts.
After all I’ll be subscribing in your feed and I am hoping you write again very soon!
میز ناهار خوری برای داخل آشپزخانه
خانه
Online gambling has become extremely popular over the last decade.
In 1996, there were only fifteen websites. In 1997, there were more than 200.
According to Frost & Sullivan, online gambling generated 830 million dollars in revenues in 1998.
my web blog :: Gambler
Misting is the most commonly used type of Double glazed Windows repairs Near me-glazed repair.
The misting effect occurs when water seeps between the glass panes and
collects in the insulation space , and is formed as condensation.
Quality posts is the important to interest the viewers to
visit the site, that’s what this web site is providing.
Review my web site … webcams girls Nude
If you’re looking for a nourishing SPF 50 Spf30 Moisturiser then you’ve come to the right spot.
Sunny Daze SPF50 Moisturizer provides both UVA and UVB
protection, and is rich in vitamin E and zinc oxide.
With havin so much content and articles do you ever run into any issues of plagorism or copyright infringement?
My blog has a lot of completely unique content I’ve either created myself or
outsourced but it seems a lot of it is popping it
up all over the internet without my permission. Do you know any methods
to help stop content from being ripped off?
I’d definitely appreciate it.
Wonderful goods from you, man. I’ve understand your stuff previous to and you’re just too great.
I actually like what you have acquired here,
certainly like what you’re stating and the way in which you say it.
You make it entertaining and you still care for to keep it sensible.
I can not wait to read far more from you. This is actually a tremendous
web site.
Here is my website :: 가상축구
If you’ve lost your car keys the first thing to do
is calm down. Panicking won’t help you think clearly and can lead to taking actions that aren’t going to help.
Be calm and develop an idea.
my webpage … Lost key car
I am extremely inspired with your writing abilities and also with the layout for your
weblog. Is this a paid theme or did you modify it your
self? Either way keep up the nice quality writing, it’s rare to look a
great blog like this one these days.. https://seedandspark.com/user/d-25
You’ve found the right place if you are interested in Fixed Wire Testing.
This service gives a complete report on the Domestic Electrical Testing Luton
safety of the home. The report will consist of an assessment of the wiring appliances, earthing and circuit load.
Attractive section of content. I just stumbled upon your blog
and in accession capital to assert that I acquire actually
enjoyed account your blog posts. Anyway I will
be subscribing to your feeds and even I achievement you access consistently quickly.
My site :: buy disposable vapes
Before you take a bite of your favorite gummy bear, you need to know what is in them.
Gummy bears generally are made from gelatin, sweeteners, and colorings.
Let’s take a look some of these ingredients to understand
how they are created.
Also visit my blog Gummies vegan
Mental health is defined as a state of well-being.
It describes the individual’s ability to manage
the stress of life and to function effectively and
positively in the world. In other words, Private Mental Health Assessment London health
is about feeling happy and content.
Hey! Would you mind if I share your blog with my twitter group?
There’s a lot of people that I think would really enjoy your content.
Please let me know. Thanks
Finding a competent mesothelioma law specialist
is essential if you are seeking compensation for your condition.
A good mesothelioma lawyer will collect evidence from the past against Asbestos Litigation-related businesses and file your suit on behalf of
you.
If you’re working on a budget but still want a great
Cheap Dab Rig rig.
They usually cost less than $50 and are great for beginners
who want to give dabbing a go. You can make use
of different kinds of dabbing by using the numerous nail sets that are included.
Asbestos lawsuits can have significant financial implications.
In many instances, multimillion-dollar settlements have been given to plaintiffs.
Feel free to visit my web site … Mesothelioma Claim
Utilizing comparative evaluation and value representation to assess alternatives to a product can help you make a better informed choice.
This article will help you understand these key principles to help you make
the right choice.
Here is my blog post – Altox
Thanks for your personal marvelous posting! I actually enjoyed reading
it, you happen to be a great author. I will always bookmark your blog
and will often come back from now on. I want to encourage you
continue your great writing, have a nice weekend!
Also visit my webpage Marble repair manhattan
Now that you have lost the keys to your car, you are at a
loss of what to do. You can only have the car
key replaced at the dealership if you own an automobile that is
a more recent model.
Have a look at my web blog lost Keys to car
If some one wishes expert view on the topic of blogging after that i
recommend him/her to visit this web site, Keep up the fastidious work.
Ayrıca, en büyük kazançlarla ilgili bilgiler sohbette
otomatik olarak yayınlanır.
My web-site: aviator
The Delta 8 Gummies Review
8 Gummies contain both omega 3 and 6 fatty acids. These gummies are produced
by Delta North, who pride in their transparency and the quality of their testing.
If you’re in search of the best perfumes for Unisex perfume then you’re at the right spot.
This article will cover some of the most well-known fragrances on the market.
You can also learn about other popular scents that are suitable for men and women.
Keluaran HK hari ini merupakan 6 buah deretan angka.
Deretan angka keluaran hongkong dibuat oleh pemain. We will discuss
the details of the Hong Kong lottery in this article.
New windows and doors can improve the appearance
of your home or business appear better and improve efficiency in energy
use. With the number of companies offering similar services
it can be challenging to find the right upvc window fitters Near me and doors installer.
Sexdolls are a great option for couples on tight budgets.
The only thing you’ll need to purchase are the accessories and the doll itself.
Possessing your own sex Dolls doll will make you feel more fulfilled while easing loneliness.
You need to be a part of a contest for one of the greatest websites online.
I am going to highly recommend this web site!
Also visit my page: 픽스코어
Everything is very open with a precise explanation of
the issues. It was definitely informative. Your website is very helpful.
Thank you for sharing! 510 thread vape dry herb vaporizer white label (purepath.org) label
It is important to follow certain steps when looking for angel Investors looking for projects to fund In namibia South Africa.
There are a few points to consider and a business strategy must be
in place prior presenting your idea.
I pay a quick visit daily some web sites and sites to read
posts, however this weblog offers quality based articles.
my website :: buy disposable vapes
A good, vegan face oil will target dryness of
your skin pores, dryness, and fine lines. DAMDAM has
three ingredients that hydrate and moisten your skin. Jojoba and
Avocado oils hydrate and boost the appearance of your skin.
Whatever your situation, whether you live in an old home or a modern residence, it is important to fix your windows as soon as
you can. Broken windows can not only affect the comfort of your home but can also
increase the cost of your utilities.
my blog post; Window Repair
This article will help the internet viewers for
creating new web site or even a weblog from start to end.