Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello! This is my first visit to your blog! We are a collection of volunteers and starting a new
initiative in a community in the same niche.
Your blog provided us valuable information to work on. You have done a extraordinary job!
Also visit my web blog … slot gacor
At this moment I am going to do my breakfast, once having my breakfast
coming yet again to read additional news.
My coder is trying to persuade me to move to .net from PHP.
I have always disliked the idea because of the costs. But he’s tryiong
none the less. I’ve been using WordPress on a variety
of websites for about a year and am nervous about switching to
another platform. I have heard excellent things
about blogengine.net. Is there a way I can transfer all my wordpress posts
into it? Any kind of help would be greatly appreciated!
I’m not that much of a internet reader to be
honest but your sites really nice, keep it up! I’ll go ahead and bookmark
your site to come back later on. Cheers
my blog – เครื่องกำจัดเศษอาหาร
Wonderful beat ! I would like to apprentice even as you amend your website, how
can i subscribe for a blog website? The account helped me a appropriate deal.
I were tiny bit acquainted of this your broadcast provided vibrant transparent concept
I pay a visit each day a few websites and websites to read articles, however this weblog gives quality
based writing.
เกมที่ทำเงินได้มากเป็นของค่าย เว็บไซต์โดยตรงของ betflix ปัจจุบันมีโปรโมชั่นสำหรับสมาชิกใหม่ของ BETFLIX โดยที่สมาชิกใหม่จะได้รับเครดิตฟรี
Here’s what to know ahead of the next drawing on Monday, Dec.
27.
Here is my webpage :: Great site
10X multiplier in play when advertised jackpot is
$150 million oor much less.
Stop by my web blog; Find more information
Gambling online has gained a lot of attention over the last decade.
In 1996, there were just fifteen websites. In 1997 there were over 200 websites.
According to Frost & Sullivan, online gambling had generated $830
million in profits in 1998.
My website; blackjack
Chronic pain is a typical condition that affects millions of people every
year. It can be caused by a variety of illnesses and the use of prescribed painkillers can be contagious and cause unpleasant adverse side negative effects.
Also visit my webpage: Best Hemp gummy
Locksmiths have been an integral element of our society for an extended
period of time. North London Windows locksmiths are available to help you with
any lock repair or installation.
Service Alternatives, Inc., an organization that is a non-profit organization dedicated to promoting proactive communication and Inside Out Change continues to push
the boundaries of de-escalation.
my blog: altox
You’ve come to the right spot when you’re looking for high-quality upvc windows st albans
(https://aksharpublishers.Com/three-horrible-mistakes-to-avoid-when-you-aluminium-windows-St-albans/) made from Aluminium.
St Albans Aluminium Windows are available in a variety styles and colors.
They’re built to BS specifications.
Online slots are a favorite pastime for millions of players.
This exciting and fun game can be an excellent way to have fun and earn extra money.
There are plenty of different games to play
and there are free games to try.
Are you looking for Adhd Test Scotland assistance in Scotland Check out the Changing Lives Initiative.
I don’t even know how I finished up right here, but I believed this post was good.
I do not recognise who you are however certainly you’re going to a well-known blogger for
those who are not already. Cheers!
One of the best options is a small silicone dab rigs silicone rig.
Its rounded shape makes it simple for users to
hold and strong enough to deliver powerful hits.
Moreover, it is lightweight and easy to carry and pack.
Therefore, it will pay to deter them in any way possible and a wonderful lost Car Keys no spare tyre lock can be a good to help
begin. An ideal wheel lock might you what it will take to discourage thieves, who may go seek easier prey.
The internet betting market offers both bookmakers and bettors many advantages.
These betting websites allow gamblers to place bets on their favorite sports, as well as earn them money.
They offer a variety of deposit options.
A Myers-Briggs Test personality is a questionnaire built on an introspective self
report. It assesses a person’s mental preferences and can be useful in the process
of developing a career.
Here is my web page; enneagram
If you’ve ever misplaced your car keys, you are probably
aware of how stressful it is. It isn’t easy to locate your keys,
but you can remain calm and locate the key.
My homepage lost car keys
UPVC windows aren’t easy to maintain. To keep them looking good as new,
it is recommended to regularly clean them using a soft cloth and soapy water.
You can also apply rust repellent oil to the frame.
Look into my web blog – window repair near Me
Daisy Dray is one of the most stunning models of photos available on OnlyFans.
Daisy Dray, the pop star’s twin, is more than just a beautiful face.
She also captures curves with stunning photos.
my homepage Best onlyfan accounts
An impressive share! I’ve just forwarded this
onto a coworker who hhas been doing a little homework
on this. And he iin fact bought me breakfast simnply because I stgumbled upon it for him…
lol. So allow me to reword this…. Thanks for the meal!!
But yeah, thanks for spending time to talk about this topic here on your
blog.
Have a look at my webb site بهترین تالار عروسی مشهد 600 متری
Sexdolls can be an excellent solution for couples with low budgets.
The only thing you have to spend money on are the accessories and the doll itself.
A sexy doll at home can make you feel happy and relieve loneliness.
Feel free to surf to my web blog; sex dolls
All lipstick ingredients are identical. There is only one difference in in the method
employed to mix them and then melt them. Usually, the ingredients
are crushed and then heated separately.
Feel free to visit my web page: best Lipsticks
A doctor might suspect an adult with adhd Diagnosis of having the following symptoms:
impulsivity, hyperactivity, inattention, and hyperactivity.
This condition can be diagnosed when it has been present for a period of six months.
Secondary double glazing in front doors st albans Albans has many benefits.
It can improve the insulation of your home, as well as soundproofing as well as increase the security of your property.
There are many kinds of moisturisers with SPF. However, should you be looking for a moisturizing product with a higher Spf Moisturiser For men that is bouncy and
bouncy you should look into Aveeno Face Defense.
After to be able to found your own vehicle locksmith as well as other need
for opening locks, call them for an estimate on your task at hand so you have to avoid waste their time Car key cutting and Programming near Me yours also.
If you’ve noticed that your glass is damaged, it’s time to consider repair for your window.
This guide will inform you what windows Glass repair to choose, how much it
will cost, as well as recommend an experienced glassmaker.
I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get set up?
I’m assuming having a blog like yours would cost a pretty
penny? I’m not very internet smart so I’m not 100% certain. Any tips or advice would be greatly appreciated.
Kudos
Here’s a look at a few of the most common services offered by
an Cheap auto locksmith Near me locksmith near me.
You can determine how much it costs to rekey a lock, replace the lock on a mailbox or even purchase transponder keys from
the dealership.
A private adhd adult scotland
assessment could be beneficial for you If you find it difficult to concentrate
in classes. Many people are late for work and appointments due to their attention deficit disorder.
They may even miss important conversions or meetings.
https://stromectol.life/# stromectol 12 mg tablets
Cbd Patches Uk patches
are commonly used to treat a variety of ailments, such as back pain, fibromyalgia and anxiety.
They are easy to apply and measure their dosagessince cannabidiol releases through the adhesive.
There are many options in case you want to replace your land rover key replacement cost Uk
Rover Discovery’s key fob. A transponder key functions like
a car key or a smart key. This article will demonstrate how to replace the key fob and ignition cylinder.
You’ve come the right place in search of an experienced electrician in electricians bedfordshire.
BEDFORD Electrical is a family-owned firm that offers a vast assortment of electrical services.
You’ll want to know what it will cost to replace your windows
when in search of new windows.
Take a look at my blog … window seal replacement; Abbie,
«But,» you say, «I have recommendations for padlocks and work and as well as.» etc.
Never fear! You purchase padlocks engage off
your home keys as well ones engage off the car key programming near me keys.
Two types of auto glass repairs that are most commonly performed in french doors st albans Albans, West Virginia include windshield repair and replacement.
These problems are often caused by accidents or vandalism.
The replacement process is relatively simple.
top Onlyfans Nude Models is a
reputable site with a strong reputation for providing safe
access to sexually explicit content. In addition to their extensive selection of sexually explicit content the site also offers excellent customer support.
Double repair of your double glazing is required if your Double glazing repairs Near me-glazing windows
or doors are misting. There are a variety of reasons this might happen, such
as an issue with the seal or a ventilation problem.
When you’re out and about and require transporting your mobility scooter
one of the best options is to use a folding mobility scooter.
They fold up Electric mobility scooter into a small easily loaded package that can be easily
taken into a vehicle.
The GetGo gas station, positioned at 9590 Sawmill Parkway, sold the ticket in the Powerball drawing, the Ohio Lottery
stated in a news release.
Here is my web sikte get more info
If your uPVC doors aren’t locking properly, you will have to replace lock upvc door the lock.
If you’re unable to change the lock, you can seek out a professional for uPVC door
lock replacement.
Van security deadlocks are an excellent option to increase the
security of your van. As opposed to regular locks, these do not
have a spring mechanism and can’t be forced to open. The van can only be
opened with the use of a key.
There are plenty of options for those who are interested in working in the mental health industry.
To find an employment opportunity, visit your local doctor or attend job
fairs.
my web site Online psychiatric (semitech.or.Kr)
hello!,I like your writing very much! share we communicate more about your article on AOL?
I need an expert on this area to solve my problem.
May be that’s you! Looking forward to see you.
my web site … top 2020 naughty dating site