Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
pin up casino
Thank you sharing for this great post.
Real HGH Perks (NewULife Hgh Gel Not Checked Yet).
Visit my website; cycling clothing sale
I have read so many posts regarding the blogger lovers but this article is really a
pleasant paragraph, keep it up.
We’re a group of volunteers and opening a new scheme in our community.
Your website provided us with valuable information to work on. You have done an impressive job
and our entire community will be grateful to you.
Have a look at my blog lynn pinker hurst
You will receive a printed ticket with your
numbers, draw date, and indication oof any selected add-on capabilities (Energy Plaay and/or Double Play).
My web site; Click here to find out more
best ed drugs erectile dysfunction drug
Wow that was strange. I just wrote an really long comment but after I clicked submit my comment didn’t show up.
Grrrr… well I’m not writing all that over again. Anyhow, just wanted to say great
blog!
The winning Quick Pick ticket was purchased from the 7-Eleven minimart located at 4520 Bonita Beach Rd.
in Bonita Springs.
Have a look at my homepage: Click here to find out more
Double glazing in Patio Doors romford can improve
the appearance of your home. Single-storey extensions provide the added space of a conservatory but
provide more privacy and security than a double-storey extension.
Hello to every single one, it’s genuinely a fastidious for me
to pay a visit this web page, it contains useful Information.
Here is my web blog … 7daysonline.nl
Hi theгe eveｒy one, here every person is sharing such experience, therefpre it’s nice to read
this webpage, and I used to pay a visit this website all the time.
Thanks for sharing your thoughts. I really appreciate your efforts and I am waiting for your further
post thanks once again.
If you are going for best contents like myself, only pay a quick
visit this site every day since it offers feature contents, thanks
Look at my web site … lynn trail lawyer
May I simply say what a comfort to find somebody who truly understands
what they are talking about on the internet. You actually
know how to bring a problem to light and make it important.
A lot more people really need to look at this and understand
this side of the story. I was surprised you aren’t more popular
because you surely have the gift.
Also visit my homepage: 7daysonline.nl
I was recommended this blog by my cousin. I’m not sure whether this
post is written by him as no one else know such detailed about my trouble.
You’re amazing! Thanks!
Thanks in support of sharing such a pleasant
thinking, paragraph is good, thats why i have read it entirely
Also visit my web blog; cure brain fog
Thank you for another informative blog. Where else could I am getting that kind of information written in such a perfect means?
I have a venture that I’m simply now operating on, and I have been on the look out for such information.
A popular way to take cbd Capsules 1000mg
is to take it in capsules. It is a cost-effective, discreet and simple method to consume cannabis.
The best thing about CBD capsules is that they
don’t leave oil stains or an unpleasant taste.
Great beat ! I wish to apprentice while you amend your
web site, how can i subscribe for a blog site?
The account helped me a acceptable deal. I had been a little bit acquainted
of this your broadcast offered bright clear idea
Also visit my homepage – hooking up in bed
Even if you are undergoing growing up, there are specific actions to take to prevent your skin from busting out.
Furthermore, even when you are growing older, you may delay
the look of wrinkles.
my blog post: skincare set near Me
Upvc Romford
Windows Romford can help you with any home improvement project,
which includes an upgrade to your roof or replacement windows.
There are a variety of services that can be offered such as the design and installation of replacement windows.
In this situation, the life insurance business’s loan.
my web blog cycling winter jacket sale
Also referred to as the blockchain isn’t controlled or set by you and not the Bitcoin. At the start share in wallet handle you could
be made by the blockchain. Vickers historical blockchain information just isn’t rocket science to construct crypto guardrails that.
This information helps them to come up with Genesis Bitcoin cloud based
mining. The rationale latest data from the Geneva-based
mostly worldwide marketing campaign to Abolish nuclear weapons says North Korea.
Musk has met with executives from main North American Bitcoin miners in June 2021
El Salvador. They use a credit card to capital gains taxes on your Bitcoin on Paypal.
More people actively use Bitcoin mixers for privacy functions
while different providers disappear every so
often. Simply ensure their services can fit
your wants the best traders on the market. A number of regional
banks and financial companies Committee on Wednesday and the Home
monetary providers. Still regulators general are divided about the security of the networks however incentivises the community of Bitcoin. Bitcoin did not it went the front-burner for regulators the world of digital
monetary service.
To enhance the look of your home, you can invest in new double
glazing in Doors Romford.
Single-storey extensions provide the added space of a conservatory but they also offer more privacy and security than an extension with a double storey.
You’re in the right spot if you’re looking for good ecu programming in your region. This
article will provide information about two excellent places to get your ecu
programmed here in New York City. DS Auto Electronics is located in Brooklyn, NY.
My page: key reprogramming near me (dcbrg.Com)
Great info. Lucky me I recently found your site by chance
(stumbleupon). I’ve saved it for later!
Look at my blog post – lynn pinker hurst
If you’re thinking about selling CBD oil, water soluble CBD,
or hemp-derived CBD products you’ve probably
been wondering where you can purchase high-quality
full Spectrum water soluble cbd soluble
CBD oil as well as other bulk products.
If you’re unfamiliar with sex doll blowjob
blowjobs, it is best to learn a few things first.
The first rule of blowing sex dolls is avoid overdoing it.
It is important to be cautious when dealing with real
sex dolls because they are prone to injuries.
What’s up, all the time i used to check webpage posts here in the early hours in the dawn, for the reason that i like to gain knowledge
of more and more.
my web site 7daysonline
Before you choose an electrician from your local Electrician area, make sure you do an exhaustive search to find
the most suitable contractor. You can search for them by
name city, town or business name to find an electrician.
It is best to work with a London window company in the event that your window is damaged.
They are highly skilled and will provide you
with a top-quality results.
TaylorGlaze Aluminium Windows are the best choice when you’re looking to replace your Sash Window Repair Romford in Romford.
These beautiful windows are light but strong and won’t warp,
rot or split. They also allow the maximum amount of natural
light to your home.
I am really impressed with your writing skills as well as with the layout on your weblog.
Is this a paid theme or did you modify it yourself? Either way keep up the
excellent quality writing, it is rare to see a great blog like this one nowadays.
Review my blog … reading Replacement windows
Your running jackets womens sale jacket needs to be comfortable to
train in.
Slim Jim or Slim Shim. Another basic tool for locksmiths is the slim shim,
a flat spring steel that options a notch at its bottom portion.
Review my site :: Car Door Lock Repair Near Me
If you’re thinking about replacing windows for your High
Wycombe property, you’ll need to think about uPVC flush casement sash windows high wycombe.
These stylish uPVC windows are low maintenance and energy efficient, while maintaining the aesthetics.
cbd hash uk legal hash is a type of cannabis that contains little to no THC and is a fantastic option to unwind
and relieve stress. It is made from the glands that produce resin in cannabis plants.
It has numerous benefits. It improves sleep and reduces stress.
If you’re looking for windows that can be replaced in glass Repairs romford If so,
TaylorGlaze aluminium windows are the ideal choice.
These elegant windows are light but sturdy enough to not warp or rot.
If you’re getting tired of your current uPVC door handle,
you might need to replace it. You can purchase a
stainless steel replacement upvc door handle
handle and have it installed by yourself.
I’ve learned newer and more effective things as a result of
your blog site. One other thing I’d like to say is the
fact that newer computer operating systems are likely to allow extra
memory to use, but they as well demand more ram simply
to operate. If people’s computer cannot handle far more memory and the newest software requires that storage increase, it might be the
time to buy a new Laptop or computer. Thanks
Here is my homepage :: sexual hookups near me
Magnificent beat ! I wish to apprentice at the
same time as you amend your web site, how could i subscribe for a blog site?
The account helped me a applicable deal. I have been tiny bit acquainted of this your broadcast offered
shiny transparent concept
Feel free to surf to my blog post: Aplicativos para marketing digital
If you want to improve the look of your doors, you can put in replacement Replace Upvc door Handle door panels.
In contrast to cheap imitations, panels made from PVCU are guaranteed to last
for many years.
Sex dolls are modeled after female bodies that are cis. They
can be more advanced than real sexuality, and are typically much less expensive.
my webpage … Love doll for sale
I do not even know how I ended up here, but I thought this post was good.
I do not know who you are but certainly you are going to a famous blogger
if you aren’t already 😉 Cheers!
my webpage :: lynn trail lawyer
If you’re in the market for new windows and doors for your home, you should consider
double glazing in Croydon.
These doors and windows can help to keep your house warmer in winter and cooler in summer.
Hello there! This article couldn’t be written much better!
Reading through this post reminds me of my previous roommate!
He continually kept talking about this. I am going to send this article to
him. Fairly certain he will have a great read. I appreciate you for sharing!
Here is my web page; repairing upvc doors (http://www.Keralaplot.com)
I think everything published made a ton of sense. However, what about this?
what if you typed a catchier post title? I ain’t
saying your content isn’t solid, however what if you added a title that grabbed folk’s attention? I mean Medidas a tomar para
ahorrar en impuestos en 2022 – IDEX is a little vanilla.
You could peek at Yahoo’s home page and note how they create news titles
to grab people to click. You might try adding a video or a related pic or two to get readers excited about
what you’ve got to say. In my opinion, it would bring your posts a little bit
more interesting.
Here is my blog post – windows 10 os software free download
Just what I was searching for, thank you for putting up.
Feel free to surf to my site … Nauraille Skin
My brother recommended I might like this blog. He was entirely right.
This post truly made my day. You cann’t imagine just how much time I had spent for this info!
Thanks!
Feel free to surf to my web-site :: Construction Bonds