Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Keep up the awesome work !! Lovin’ it!
link
There’s no justifications with these running jackets For rain coats.
Your Best Running Jackets For Cold Weather jacket must be comfortable to train in.
There’s no justifications with these running jacket mens go outdoors jackets.
I take pleasure in, cause I found exactly what I used to
be looking for. You’ve ended my four day lengthy hunt!
God Bless you man. Have a nice day. Bye
Today, I went to the beach front with my kids. I found a sea
shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.»
She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear.
She never wants to go back! LoL I know this is
entirely off topic but I had to tell someone!
Right now it looks like Drupal is the best blogging platform out there right now.
(from what I’ve read) Is that what you’re using on your blog?
I always spent my half an hour to read this weblog’s articles or reviews everyday along with a mug of coffee.
There are many window repair services Misted double glazing repairs near me me that can assist you with broken windows, roofs that
leak, and leaky faucets. Some of these needs are not too significant, while others are more extensive.
It’s truly very complicated in this active life to listen news on Television,
thus I simply use web for that purpose, and get the
newest information.
There are many options when looking for locksmiths in vans.
You can pick a traditional Van Locks Near Me or a
more compact vehicle, depending on your needs.
Your choice will help you save money and will make life easier for you.
There are many ways to make your windows waterproof again in the
event that they have created a leak. First, you must measure the width of your hole.
Make sure the hole is large enough to allow a thin long object through.
Stop by my blog :: double.glazing Repair
Britannica Explains In these videos, Britannica explains a variety of topics and answers frequently asked questions.
There are numerous upvc window repair near me (Robby) repair services in my area
that can assist you with damaged windows, leaky roofs,
and leaking faucets. Some of these problems are minor while others are more serious.
In those cases you’ll need replacement windows.
There’s no excuses with these running coats.
Have a look at my web site item452874686
Who is the greatest OnlyFans model of all time? The list includes Bella Bumzy, Maria Moobs, Cup
of Carli, and Emmy Beehz. This article has more information about the models.
Here are the top Best Only Fans Models of OnlyFans you
should be aware of!
You’re so cool! I don’t suppose I have read through a single thing like this before.
So wonderful to find somebody with some unique thoughts on this issue.
Really.. thank you for starting this up. This site is
one thing that’s needed on the internet, someone with a little originality!
If you are looking for a double glazing company upvc windows near me (Damien) me,
it’s important to look past the prices.
Although many companies claim to perform excellent work but they can’t demonstrate it.
You can determine the quality of the work by
reviewing and rating.
It is essential for any business to choose the right kind and style of commercial lighting installation in rewiring A house bedfordshire.
Bright lighting can enhance the safety of employees and boost productivity.
Realistic sex dolls are an ideal choice when you’re in search of an amazing and authentic sexual partner.
Although they aren’t incredibly customizable the dolls are definitely worth the money and the work they put into making these dolls.
Feel free to surf to my page … realisticsexdolls
May I simply just say what a comfort to discover someone who really understands what they are
discussing on the web. You certainly realize how to bring a problem to light and make it important.
More people have to look at this and understand this side of the story.
I was surprised you’re not more popular because you certainly possess the gift.
Hey would you mind sharing which blog platform you’re using?
I’m planning to start my own blog soon but I’m having a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your layout seems different then most blogs
and I’m looking for something unique. P.S My apologies for getting
off-topic but I had to ask!
Here is my webpage – https://nuderedheadteens.com/
Infinite Windows & Doors Ltd provides Upvc doors st Albans windows throughout St Albans, and the surrounding
areas.
Window repair is a crucial service in any home.
Oxford is no exception. Window Repair Oxfordshire glass that
is stained will almost always need to be replaced because an issue in the exterior
of the double glazing allows moisture to get between the glass panes.
High Wycombe windows are a great option if you’re in the market of
Replacement windows high-Wycombe that
are new. These bespoke window companies use high quality
materials such as hardwoods and uPVC.
When it comes to the installation of new windows, nothing beats the timeless appearance of aluminium windows st albans.
Not only is it long-lasting, but it is also ecologically sustainable and recyclable.
There are many ways to know the results of the Togel HK Game.
These are prediksi keluaran, hasil angka, Bocoran togel Toto Hk hari ini,
and keluaran sgp hk hari ini.
Commercial lighting is an important aspect of your business’s
appearance. Properly installed lighting fixtures can attract customers
and help them find your business.
Look into my blog eicr certificate bedford
A best teen sex Dolls-doll teenager is an ideal choice when you’re looking to experience an intense sex session. You can buy
the miniature sexual toys in a range of sizes. They’re sex
toys that are small and realistic to life-size models.
you are really a good webmaster. The web site loading speed is incredible.
It seems that you’re doing any unique trick. Moreover,
The contents are masterpiece. you’ve done a
wonderful job on this topic!
my web blog free skype sex
Unlike toto hk, where you play for entertainment Togel Hkg HK is played
to earn money. It is also possible to win more than you put in because the payouts are higher.
Authentic HGH Perks (NewULife Hgh Gel Not
Examined Yet).
My web site – Bookmarks
สล็อตแมชชีนมีคุณลักษณะมากมายก่ายกองที่ทำให้ได้รับความนิยมในหมู่ผู้เล่น ประการแรกใช้งานง่าย ผู้เล่นแค่เพียงใส่เงินเข้าไปในเครื่องแล้วกดปุ่มเพื่อเริ่มเกม ไม่มีกฎเกณฑ์ด้านความสามารถ เพราะฉะนั้นใครๆก็เล่นได้ ประการที่สอง สล็อตแมชชีนเสนอรางวัลที่แตกต่างมากมาย
ผู้เล่นสามารถชนะเงินสด เกมฟรี หรือรางวัล ประการที่สาม สล็อตแมชชีนเล่นได้ง่ายรวมทั้งเร็วทันใจ
A local Auto Lock smiths locksmith is a good idea for your car’s security.
Not only do they have the knowledge and expertise required
to solve the issue however, they are also proficient
in the most recent innovations in the field of automotive security.
Daisy Dray is one of the most beautiful models to be found on best onlyfans models.
Daisy Dray, the pop singer’s twin, is much more than just a pretty face.
She also captures curves in stunning photos.
There are a variety of factors that determine a reliable
local locksmith for automobiles. Before calling
a locksmith to receive assistance, be aware of what you should look for and what it will cost.
Feel free to surf to my web site; locksmiths car keys Near me
A which night cream is the best cream keeps
skin moisturized during your sleep. But, before you decide the best one, you need to take into consideration your skin kind and goals.
To begin, you could do a wash test to determine your skin’s
type.
uPVC Windows Romford can help you with any home improvement project,
which includes a new roof or double glazing Replacement romford windows.
The range of services available includes everything from the design process
to replacement windows.
If you’re thinking about replacing your windows you’re probably asking
yourself some questions. What are the advantages of each type
of material? What is it going to Window Replacement cost?
How do you know which are the most suitable choices for your home?
If you’re in search of a company to install your windows or doors
you can locate Window Fitters Near Me fitters in my area by using Quotatis.
This free website connects you to local window fitters, and it is a matter
of seconds to sign up.
You should be familiar with these things before applying online for payday paydays loans online.
Before you apply, make sure that your details are correct.
Make sure you have proof of employment and income.
Do not apply during the weekend.
My coder is trying to persuade door repair near me to
move to .net from PHP. I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using Movable-type on a number of websites for about a year and am worried about switching to another platform.
I have heard fantastic things about blogengine.net.
Is there a way I can import all my wordpress posts into it?
Any kind of help would be greatly appreciated!
You will always be able to find a reliable locksmith in your area.
A quick phone call to a locksmith will resolve your lockout problem and
allow you to return to your home as fast as you can. They are
quick and remove the need for middlemen.
Here is my web site … Smithlock Near Me –
http://Ted.Hijack7.Co.Kr/,
You must be aware of these aspects prior to submitting an online application for payday paydays loans online.
Before you apply, ensure that your details are correct.
You must have proof of income and employment.
Very nice info and straight to the point. I am not sure
if this is actually the best place to ask but do you guys have any thoughts on where to get some professional writers?
Thank you 🙂
Here is my webpage; Skypesex
Dolls are only a masculine thing, aren’t they? They’re constructed with holes to accommodate the prongs of a male companion. This is not
rocket science. In fact, some guys even have emotional
connections to them, but it’s still not fuck a doll girl thing.
Finding the ideal sexdoll a tricky process because there are so many options
to choose from. There are many advantages of the sexdoll, from its ease of maintenance
to its numerous colors. Here are some suggestions to help you
select the best one.
Here is my web-site – sexual Doll
If you’re locked out, and you’re looking for a reliable and affordable locksmith near you If so, you’ve come the right spot.
locksmiths near (Boyce) have mobile
service technicians that can be with you no matter where you
are.
It pays to find an expert local to you if you need glass window repair near Me
repair, replacement or restoration work done to your vehicle.
Definitely believe that which you said. Your favorite justification appeared to be on the net the simplest thing
to be aware of. I say to you, I certainly get irked while people consider worries that
they just don’t know about. You managed to hit the nail upon the top and defined out the whole thing without having side effect , people can take
a signal. Will likely be back to get more. Thanks