Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Royalcasino bahis sitesinde yer alan sayısız kampanyadan faydalanarak güzel kazançlar elde edebilirsiniz. Site içerisinde sayısız kampanya yer alır ve bu kampanyalar her kullanıcı için uygundur. Siteye ilk kez üye olmuş birisi tüm kampanyalardan faydalanarak güzel kazançlar elde edebilir. Bu kampanyaları elde etmek için yalnızca siteye üye olmanız yeterlidir. Örnek olarak siteye ilk kez üye olmuş ve yatırımda bulunmuş birisi direk olarak Hoş geldin kampanyasından faydalanabilir. Hoş geldin kampanyalarına giren kullanıcılar belirli oranda kazanç sağlamaya devam eder. Siteye yalnızca para yatırmak dahi sizi daha fazla kazanmanızı sağlayabilir.
whoah this blog is excellent i like studying your posts. Keep up
the good work! You already know, lots of individuals are looking
round for this info, you could aid them greatly.
4 matching numbers plus a right Powerball quantity on a ticket with Power Play has prizes that rangye from
$one hundred,000 too $500,000.
my blog; Click here for more
Can I just say what a relief to find a person that
truly understands what they are discussing on the net.
You certainly know how to bring an issue to light and make it important.
More people must check this out and understand this side of your
story. I can’t believe you’re not more popular since you definitely possess the gift.
I will immediately seize your rss as I can’t in finding your email subscription hyperlink or newsletter service.
Do you’ve any? Kindly let me know in order that I may just subscribe.
Thanks.
Admiring the hard work you put into your website and detailed
information you provide. It’s good to come across a blog
every once in a while that isn’t the same old rehashed material.
Excellent read! I’ve saved your site and I’m adding your RSS feeds to my Google account.
Great work! That is the kind of information that should
be shared across the net. Disgrace on Google
for not positioning this publish upper! Come on over and seek advice from my website .
Thank you =)
That’s practically the very same amount as the
next Powerball jackpot prize, which has reset to $20 million for its drawing on Saturday night.
Here is my homepage … The original source
Are you looking for an electrician in electrical contractors flitwick?
Flitwick electricians are highly skilled and trained professionals
who can handle the job you need.
I’m amazed, I have to admit. Seldom do I encounter a blog that’s
both educative and entertaining, and let me tell you, you have hit the
nail on the head. The issue is an issue that
too few folks are speaking intelligently about. I’m very happy I stumbled across this during my hunt for something concerning this.
It offers natural vitamins, minerals and also protein.
My webpage item452480708
Windows in a home in door fitters croydon – Noel
– are a common problem. Windows that are damaged or cracked will not only reduce the property’s value , but they can also pose security risks.
It is best to get them repaired by professionals.
A fuck dall, a Japanese girl who is thin and cute is made for sexual intercourse.
They can be articulated and have smooth skin.
They also come with three orifices. A few fuck dalls are heat-resistant.
Have a look at my website; best sex.dolls
Luckily, there are many Misted Double Glazing Repairs Near Me glazing companies in my area
that provide repair services. Local shops can inspect your windows in case
they are damaged or are not functioning properly.
As a NetSuite consultant, you’ll
need to be prepared on key dates, like UAT, Demos, and Go Live.
In today’s globalized world the location doesn’t matter
anymore.
Choosing the best sexdoll is a tricky process because there are so many
to pick from. A sexdoll has many benefits in terms of its ease of maintenance and its many colors.
Here are some guidelines to help you choose the best one.
my site – Sex Dollss
Structure: 100% pure Moringa Oleifera leaves.
Here is my page … reflective clothing festival
For a quality and reliable london window company [Gregory] door replacement you should consider ASL Locks.
They not only provide comprehensive lock replacement services, they also provide 24/7 repair services for burglaries.
The MCM Eau de Parfum is light, feminine scent. This scent is inspired from the mythological element of water.
The base notes are green and woody with a blend of violet leaves, cilantro, bergamot, and some Musk.
My homepage – Fragrance unisex
Any player deposit and/or bonus presented by the Rode Island Lottery might not be withdrawn unless needed by the law.
Feel free to visit my web boog :: Visit this website
They have items to sell or services to supply.
Check out my blog – cycling jacket black friday
Two types of auto glass repairs that are most frequently performed in sash windows st albans Albans, West Virginia are windshield replacement and repair.
These problems are typically caused by vandalism, accidents or accidents.
The replacement process is quite easy.
When you want to replace your windows, you will find several
companies that provide UPVC windows in my area. However, make sure
to check out quotes from several suppliers to ensure you are getting the most affordable
price.
Check out my web site :: Misted double glazing Repairs near me
If you’re looking for a nourishing SPF 50 Moisturiser With Spf 30 then you’ve come to the right place.
Sunny Daze SPF50 Moisturizer provides both UVA and UVB protection and is high in vitamin E and zinc oxide.
It’s a smart idea to search for Window Install Near Me
installation companies near you if thinking of replacing your windows.
Employing a professional to do this task will have many advantages.
Driving can be stressful If your Mercedes Keys Replacement key has been stolen or lost.
You may be wondering how you can get an additional key if this is the
case.
If you’re in search of the top sunscreens for your face to prevent sun damage, there are excellent options to think about.
We’ve reviewed Paula’s Choice, Eucerin, bareMinerals, as well as Nivea Sun UV Face Shine Control.
My web page :: Moisturiser Spf
As the admin of this web site is working, no question very soon it will be famous, due to its quality contents.
The online gambling industry has become popular over the last decade.
In 1996, there were only fifteen websites. In 1997 there were more than 200
websites.
Also visit my web site; Blackjack
One of the most effective ways to receive exclusive content for your fandom is creating an account that is premium Onlyfans account.
This lets you sponsor other accounts of users. Onlyfans Free Accounts creators can get paid for their content.
Toenail fungus is a very common condition that
affects 3% – 12% of the total population. Older people are more likely to have it than younger
people. Over the age of 70, as much as 50% people are affected.
It is therefore important to know the best
toenail fungus treatments.
Hi to all, how is the whole thing, I think every one is getting more from this
web page, and your views are fastidious in support of
new visitors.
After exploring a number of the blog posts on your web site,
I honestly like your way of writing a blog. I book-marked it to my
bookmark site list and will be checking back soon. Please check out my website too and
tell me what you think.
Excellent way of describing, and nice article to obtain facts on the topic
of my presentation subject, which i am going to present in academy.
Here is my blog – replacement lock for Upvc Door
There’s no reasons with these best women's running vest for cold weather jackets.
It Which Is Best Night Cream essential to invest
in a high-quality night cream for your skin. This will help you feel better about yourself and
improve your skin’s appearance.
The online slot machine is an extremely popular pastime for millions of online casino players.
This fun and exciting kind of gambling (Chara) can be a great
way for you to have fun and earn additional money.
window repair near me repairs using UPVC near me can help
you keep your home dry. The windows may experience capillary action which is a common issue.
This happens when the window sashes and hinges aren’t positioned correctly.
Enjoyed ⅼooking throuh this, very gоod stuff, thɑnks.
Usually I don’t read article on blogs, however I would like to say
that this write-up very forced me to take a look at and do it!
Your writing taste has been surprised me. Thank you, very nice article.
The player can pick the theme they want and pick from hundreds of online slots
(Alfredo), which include classics as well as more recent branded releases.
The payouts differ but they all follow the same mathematical
formula.
What’s up Dear, are you genuinely visiting this website regularly, if so
after that you will without doubt obtain good experience.
Look at my web-site: upvc Door panel
Howdy! This post couldn’t be written any better! Reading through this article
reminds me of my previous roommate! He constantly kept
talking about this. I will forward this post to him.
Pretty sure he’s going to have a great read. Many
thanks for sharing!
My site :: double glazing In Barnet
I’m very pleased to find this great site. I wanted to thank you for your time just
for this wonderful read!! I definitely appreciated every part of it and i also have you
bookmarked to check out new things in your blog.
Feel free to surf to my website; Upvc doors repairs
Online gambling has become very popular in the last decade.
In 1996, there were only fifteen websites.
In 1997 the number was more than 200 websites. In 1998 an Frost & Sullivan report stated that online gambling brought in $830 million of revenue.
Visit my homepage – betting
It can be difficult to choose the right sexdoll as there are many options.
There are numerous advantages to the sexdoll, from its ease of maintenance to its many colors.
Here are some suggestions to help you select the ideal one.
Online Poker [mkiwi.com]
has many benefits. Online poker is easy to play, with no waiting lists
and no second-hand smoking. You can also enjoy the variety
of games. You can also play your preferred game from the comfort of your own home.
A door is an important part of a building and must be maintained always.
If doors are damaged, or have deteriorated, they will not be as effective as they
could be. Damages and accidents can be caused by damaged or worn-out
doors.
my web blog window replacement romford
You might be curious about the legality and costs associated with payday loans online.
Learn more about the loans and their alternatives.
Payday online loan (mysidewalkstore.com) loans
online are a great option if you require cash quickly.
Thanks for finally writing about > Medidas a tomar para ahorrar
en impuestos en 2022 – IDEX < Liked it!