Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I wanna follow u on Instagram
I love what you guys are up too. This sort of clever work and coverage!
Keep up the fantastic works guys I’ve incorporated you guys to
blogroll.
When someone writes an piece of writing he/she maintains the
idea of a user in his/her mind that how a user can understand it.
So that’s why this paragraph is perfect. Thanks!
Wonderful post however , I was wanting to know if you could write a litte more on this subject?
I’d be very thankful if you could elaborate a little bit further.
Bless you!
Its not my first time to visit this web site, i am
browsing this site dailly and obtain good facts from here
daily.
These are really great ideas in regarding
blogging. You have touched some nice factors here.
Any way keep up wrinting.
hey there and thank you for your info ? I have definitely
picked up anything new from right here. I did however expertise a few
technical points using this web site, as I experienced to reload
the site many times previous to I could get it to load properly.
I had been wondering if your web hosting is OK? Not that I’m complaining, but slow loading instances times will often affect your
placement in google and could damage your high-quality score
if ads and marketing with Adwords. Well I am adding this RSS to my email and could look out for much
more of your respective exciting content.
Make sure you update this again soon..
Stop by my webpage Vetocell ACV Gummies
I loved as much as you’ll receive carried out
right here. The sketch is attractive, your authored material stylish.
nonetheless, you command get got an nervousness over that you wish be delivering the following.
unwell unquestionably come more formerly again as exactly the same nearly
a lot often inside case you shield this increase.
As time goes by and suddenly you become wiser, life may ease up just a little on you, but
it’s rare indeed to meet someone who lives life free of problems, fears and frustrations
(and if you do, correctly . what drug they’re on the topic of!).
my blog – car key reprogramming
You’ve probably heard about a night cream that contains the 3% Retinol night cream.
But what are the possible side effects and advantages of this ingredient?
You’ve probably wondered if it can actually fight acne or oily skin.
Are CBD flowers legal in the UK? Is it legal? How much
are they going to cost and are they worth the cost?
What are the health advantages of cbd hemp flower for Sale flower?
Are CBD oil or gummies a legal alternative?
I used to be suggested this web site through my cousin. I am
now not certain whether this post is written via him as no one else
understand such particular about my trouble. You’re wonderful!
Thank you!
Quotatis is a great resource to find window fitters in your neighborhood should
you need an installation company for your double Glazed windows near me
or doors. Join this free website to connect with local window fitters.
It takes only some minutes.
You actually make it appear really easy along with your presentation but I find this
topic to be really one thing which I believe I’d by no means understand.
It sort of feels too complex and extremely broad for me.
I am looking ahead for your next post, I’ll try to get the hang of it!
Feel free to visit my webpage … replacement upvc door Handles
I absolutely love your blog and find a lot of your post’s to be exactly I’m looking for.
Would you offer guest writers to write content in your case?
I wouldn’t mind creating a post or elaborating
on many of the subjects you write regarding here. Again, awesome weblog!
my site … double glazing repair wandsworth (Graciela)
Oh my goodness! Awesome article dude! Thank you so much, However I am having problems with your RSS.
I don’t understand why I can’t join it. Is there anyone else getting
identical RSS problems? Anyone that knows the solution will you kindly
respond? Thanks!!
Have you ever thought about publishing an e-book or guest authoring on other websites?
I have a blog centered on the same topics you discuss and would really like to have you share some stories/information. I know my audience would enjoy your
work. If you are even remotely interested, feel free to shoot me an e-mail.
Here is my page … Hentai Moe
The Best night Cream nighttime
cream should not only moisturize the skin, but also contain moisture-boosting ingredients like Shea butter or hyaluronic acids.
Creams that do not contain any comedogenic ingredients and are oil-free
are ideal.
Hmm it seems like your site ate my first comment (it
was extremely long) so I guess I’ll just sum it up what I
wrote and say, I’m thoroughly enjoying your blog.
I as well am an aspiring blog writer but I’m still new to the whole thing.
Do you have any recommendations for newbie blog writers?
I’d certainly appreciate it. wax vape pens factory; http://www.fibereality.com, pen private brand
High Wycombe windows are a good choice if you’re in search of new windows.
These bespoke window companies make use of double glazing High wycombe quality materials
such as hardwoods and uPVC.
If you’ve never experienced online casino bandar judi casino online terpercaya judi you’re in for an exciting experience!
You can enjoy the most popular casino games online
from the comfort of your home.
When you’re looking for a double glazing company Upvc Windows Near Me
me, it’s crucial to look beyond costs. While many companies claim to do a great job,
they aren’t in a position to prove that. You can determine the quality of work by reading reviews and ratings.
Poker online is legal. However you must make sure you are legal age.
Poker sites online require that players be at minimum 18 years old
to play. Some sites might require you verify your identity prior to being able to download their software.
My blog :: experience
Double glazing misted up is a short-term solution. It’s a cheap and easy way to boost
the efficiency of your home. Here are some ways to go about it.
If you find that your windows aren’t able to be opened, it is best to window repair
(Lenora) them.
You may be wondering how the cost of a new Audi car key key costs if you’ve lost your keys.
There are a myriad of options which include a personal loan or a car loan. Which one should you pick?
I’m not sure where you are getting your info, but great topic.
I needs to spend some time learning much more or understanding more.
Thanks for great info I was looking for this info for my mission.
Royalcasino Bonus Kuralları Spor ve CASINO alanında bulunan kampanyalardan herhangi birisini seçerek siteye yatırımda bulunabilirsiniz. Siteye yatırımda bulunan herkes kısa süre içerisinde istediği kazancı elde edebilir. Örnek olarak site içerisine Spor alanına özel 0 Yatırım kampanyası bulunabilir. Bu kampanyadan yararlanan bir kişi belirlenen genel şartlara uyarak yatırdığı tutarda ekstra Bonus kazancı elde edebilir. Çevrim şartı gibi kurallara mutlaka uymak gerekir. Bu kazançlar sizin sitede daha fazla vakit geçirmenize ve daha fazla bahis oynamanızı sağlar. Site içerisinde istediğiniz kadar vakit geçirerek kazanılan Bonuslarla bahis oynayabilirsiniz. Tüm bunları yapmadan önce Bonus genel şartlara ve kurallara uymanız ve bunu takip etmeniz gerekmektedir. Bu şekilde daha sağlam adımlarla hareket edebilirsiniz.
This design is wicked! You most certainly know how to keep a reader entertained.
Between your wit and your videos, I was almost moved to start my
own blog (well, almost…HaHa!) Excellent job. I really loved what you had
to say, and more than that, how you presented it. Too cool!
Also visit my website :: balance your life
There are many ways to locate a contractor for your front replace upvc door handle replacement.
Ask your neighbors for recommendations. You may discover contractors they have worked with in their community.
Yes! Finally something about casino.
Using uPVC windows at High Wycombe window repair Wycombe
is a good way to give your home a modern appearance.
These replacement windows are available in a variety of textures and colours.
This lets you pick the best colour and design for your home or office.
If you’re looking to buy a new window You will likely want to know what
it will cost you to replace them. While the price will differ depending on the type of material, the process
is generally identical regardless of the material you choose.
My page :: replacement windows near me
You should seek legal assistance immediately if you have been diagnosed with
Mesothelioma Litigation or lung cancer as a result of asbestos exposure.
Gruber Law Offices can offer an evaluation of your case for free.
Whats up are using WordPress for your blog platform? I’m new to the blog world
but I’m trying to get started and create my own. Do you need any html coding knowledge to
make your own blog? Any help would be greatly appreciated!
It gives all-natural vitamins, minerals reflective clothing and red light also healthy protein.
The first step is to get your phone back up and running after
it has been thrown in water. You’ll need to clean the phone thoroughly and avoid using hairdryers, rice bags, or
microwaves to repair the water damage.
my web page: bedford Electrical Services
You might be wondering about how much it will cost to repair your windows yourself.
The cost of repair depends on the kind of window Repair near me, the degree of damage,
as well as the design of the frame. Here’s a short guide to
window repair services near you.
Online slots are a favored pastime for millions of players.
This exciting and thrilling game can be an excellent way to enjoy yourself or earn extra cash.
There are many different games to pick from, and there are even free games to play.
Feel free to surf to my site :: gambling (Lidia)
Double repair of the glazing in St Albans (Hertfordshire)
are possible. We provide emergency assistance
24/7 for all sorts of repairs, including lock window, albany windows And Doors door
repair.
Local Electricians Stevenage from
Stevenage can provide many benefits. They can carry out electrical installation, rewiring inspections, pat-testing and other tests.
A reliable locksmith close by is always within your reach. A quick phone call to a locksmith service will
solve your lockout dilemma and get you back
into your home as quickly as possible. They are quick and
do away with the need to call middlemen.
My web-site – Smithlock Near Me
Very good info. Lucky me I ran across your blog by chance
(stumbleupon). I have book marked it for later!
Hemp Cbd Hash uk for sale is a legal cannabis product, legal in all 50 states and the District of Columbia, with less than 0.3 percent THC.
It is also legally produced under license in countries where marijuana is legal.
Misting is the most commonly used type repairs to double glazed windows-glazed repair.
The misting effect occurs when water seeps into the glass panes,
collects in the space between the insulation and develops as condensation.
Hello there! I could have sworn I’ve been to this website before but after going
through some of the articles I realized it’s new to me.
Anyhow, I’m certainly happy I came across it and I’ll
be book-marking it and checking back often! vape pens white
label
Also visit my blog :: wholesale vaping supply OEM (Nathaniel)
If you’re worried about the security features on your bmw replacement key Fob
key fob, you should read the remainder of this article.
Are you searching for a double-glazing in aluminium doors milton keynes Keynes company?
You’ve come to the right spot. Here you will find the
list of glaziers in your area. You can sort them by their
relevancy, rating and the location.
Keluaran Togel hk hari Ini
is the same as keluaran togel with sgp, however there are some differences.
The results for keluaran’s sgp as well as the hk are published at various times, but both can be watched simultaneously.
If you’re thinking about replacing your windows you’re
probably asking yourself some questions. What are the benefits of each
material , and how much will it cost you?
And how do you know which are the best choices for your home?
Feel free to surf to my webpage :: Window-Replacement
Itѕ not my first tіme to visit tһis web site, i am visiting
tһiѕ web site dailly ɑnd get nice іnformation fгom hｅrе daily.
Ꮋere iѕ mу blog buying nexium without dr prescription