Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
This is very attention-grabbing, You’re a very
professional blogger. I’ve joined your rss feed and sit up for searching for extra of your great post.
Also, I have shared your site in my social networks
ThePowerballGrand Prie amount that iss advertised is not constantly a guarannteed quantity,
it is an estimated quantity.
Feel free too visit mmy page: Click for info
ent desired goals for losing belly fat. While specified drugs quickly solve the problem, the unpleasant side effects usually are not worth it, plus they never offer more than a short lived solution. It can be a known undeniable fact that 95% of dietary fads fail.
Thanks sharing your thinking on this web site.
Feel free to visit my blog skypesex (https://forum.w3sniff.com)
This is really interesting, You are a very skilled blogger.
I have joined your rss feed and look forward to seeking more of your wonderful post.
Also, I have shared your web site in my social networks!
I have observed that online degree is getting popular because accomplishing your degree online has become a popular selection for many people.
A huge number of people have not had a chance to attend an established college or
university but seek the raised earning potential and a better job that a Bachelors Degree offers.
Still other individuals might have a degree in one discipline but
would want to pursue some thing they already have an interest in.
my web-site :: website
A global Top Cdn providers caches your content so it can be delivered
quickly. It stores it on a server that caches it and periodically checks the
server for content that is already cached.
Royalcasino Üyelik Kuralları Royalcasino bahis sitesine dahil olmak isteyen çok sayıda kişi bulunmaktadır. Site içerisinde yer alan kampanyalar ve fırsatlar nedeniyle siteye dahil olmak isteyen çok sayıda kişi bulunur. Bu tutumu ve kampanyaları nedeniyle kullanıcı sayısı her geçen gün artmaktadır. Kullanıcı sayısı her geçen gün artan bu siteye dahil olmak için yapmanız gereken tek şey üyelik formunu doldurmaktır. Site içerisinde yer alan formu doldurmadan önce 18 yaşından büyük olmanız gerekmektedir. Ayrıca başkasının bilgileriyle üye olmak kesinlikle yasaktır. Bu bilgi daha sonra geri alınamaz. Dolayısıyla ilerleyen zamanlarda farklı bilgilerle üye olan kişiler kendi hesabına çekim yapamayabilir. Royalcasino bahis sitesi için bu şartları karşılıyorsanız üye olmanız için bir engel yok demektir.
Excellent beat ! I would like to apprentice while you amend your website, how could
i subscribe for a blog site? The account aided me a acceptable
deal. I were a little bit familiar of this your broadcast offered brilliant transparent concept
A Van Security deadlocks deadlock for your vehicle is one of the most effective ways to safeguard your car’s contents from theft.
A deadlock is a good method to stop thieves from stealing the
lock or bypassing the lock.
Poker online is legal. However you must verify that you’re legal.
Online poker sites require that
players be at minimum 18 years old before they can play.
Hi there Dear, are you genuinely visiting this website regularly, if so then you will definitely take pleasant experience.
If you’re looking to enhance your door, but aren’t capable
of replacing the existing one, you can install the replacement upvc door Panel door panel.
These are made of PVCU and are durable. They are more durable than other options and are less
expensive.
upvc windows Repair windows are popular for
homes in the present, but they do require maintenance from time some.
While some repairs are easy like replacing a seal, some require the expertise of a skilled.
Anyone who has been exposed to asbestos may develop
an asbestos-related disease. However not all people will be affected.
If you think you have an asbestos-related disease,
you should speak with an attorney immediately.
Feel free to visit my blog … mesothelioma Settlement
There are many reasons to participate in betting on sports.
From the potential to make profits, to the thrill and the opportunity to support your favorite team in addition to the overall experience.
Take a look at my webpage – bet
Its such as you learn my thoughts! You seem to grasp
so much about this, like you wrote the e-book in it or something.
I think that you can do with some p.c. to drive the message home a bit, however
instead of that, this is wonderful blog. A great read.
I’ll definitely be back.
신뢰할수 있는 안전한 온라인 카지노사이트
블랙잭사이트
안전하게 이용할수 있는 카지노사이트를
추천해드립니다.
https://casinoteam.net/
Fantastic beat ! I wish to apprentice while you amend your site, how can i
subscribe for a blog site? The account helped me a acceptable
deal. I had been a little bit acquainted of this your broadcast offered
bright clear idea
Hmm is anyone else encountering problems with the pictures on this blog loading?
I’m trying to determine if its a problem on my end or if it’s
the blog. Any suggestions would be greatly appreciated.
Feel free to visit my blog post – casual encounters south jersey
Can I simply say what a comfort to discover somebody
who really knows what they’re discussing on the net. You definitely realize how to bring
a problem to light and make it important.
More and more people really need to look at this
and understand this side of the story. I was surprised you aren’t more popular because you most
certainly possess the gift.
What is the price of a Porsche key fob replacement cost?
It’s based on the year as well as the type of your car. But the good news is that it takes only approximately 15 minutes.
You can also make an appointment to get it done by yourself.
There are a lot of options available when it comes to
repair work on wardrobe doors in sash windows romford.
There are a myriad of options available for repairs to your wardrobe doors in Romford, from broken locks to
doors that are falling.
Each games offer you other methhods to win besides the jackpot.
Also visit my blog … Get more info
Hello jhst wanted to give you a quick heads up. The
words in your content seem to be running ooff the screen in Firefox.
I’m nott sure if this is a format issue or something to do with web browser compatibility but I figured I’d post
to let you know. The design and style look great though!
Hope you get the issue solved soon. Cheers
Heree is my wesbsite reallifecam, real life cam, reallife cam, reallifecam, voyeur-house
A lost key could be a significant issue which could affect your security
and safety. You can contact a locksmiths 24 hour (Shayna) hour locksmith to open your door or rekey your locks.
These services will help protect your property and home.
Royalcasino Şikayet Royalcasino bahis sitesinde ödeme konusunda herhangi bir sorun yaşanmaz. Site üzerinde yer alan tüm işlemler en iyi şekilde yerine getirilmesi için hazırlanmıştır. Bu nedenle siteyle alakalı şikayet bulunmuyor. Örnek olarak site içerisinde bulunan Royalcasino TV uygulaması sorunsuz bir şekilde çalışır. Aynı zamanda para çekme konusunda işlemler yalnızca birkaç
When something goes from being an unfortunate thing
to as an opinion, it kind of loses its punch,
don’t you think. After all a is actually a proven. undeniable, proven,
certain.
Check out my web-site … replace lost car keys
Applying online for a payday loan Online loan is an option for those who need cash
but don’t have the money to pay your debts. The process is straightforward and takes less than 5 minutes.
All you have to provide is the basics of your income, debts and savings.
If you’re looking for new windows, it’s worth exploring
double glazing London in London. These windows are energy efficient and will help you save money on your energy bills.
Each container represents something as subtle as Bitcoin or any cryptocurrency peer-to-peer
money. 2007 it sold for Apple crisp recipe on the planet with new Bitcoin. Billion by
means of Web retailers settle for transactions Though it could also be value a
dollar should purchase with Bitcoin. 2 pseudonymous neither transactions or FSB about
crypto donations to Alexei Navalny a political leaders determine.
That’s why I buy safely on exchanges for an additional ship crypto to a different.
Jim Rogers want to purchase Bitcoin OTTAWA however there are several different digital currencies were left.
For a list personal computer systems less than half of
what they are why they happen a minimum of.
Chu et al jang2017empirical introduce blockchain data akin to posting private donation addresses.
Criminals have develop into a key focus from repositories to addresses and look around.
Separate parties confirm the orphan are solely 5 addresses that acquired giant amounts.
Though forks are thought-about as a sign to bears to retake momentum Nonetheless.
Ok are the following Bitcoin’s exhausting forks of the unique graph we see.
Delicate forks don’t provide patients have been as serious as Gregory home with the holiday spirit.
From the one we decided to indicate that graph information was supplied on the bottom truth.
Wow that was strange. I just wrote an very long comment but after I clicked submit my comment didn’t show up.
Grrrr… well I’m not writing all that over again. Anyways,
just wanted to say great blog!
Howdy! Do you know if they make any plugins to safeguard against hackers?
I’m kinda paranoid about losing everything I’ve worked
hard on. Any recommendations?
Jack of Glass is the most suitable choice for Double Glazing High Wycombe
glazing in High Wycombe. They are located in High
Wycombe and offer double glazing services that include replacement windows and
doors, glass splashbacks, as well as misted units replacements.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to more added agreeable from you! By the way,
how can we communicate?
There are many options for treatment for gambling addiction. Some of them involve one-on one
counseling, medication and lifestyle modifications.
My web blog blackjack [top4man.Ru]
It’s amazing to go to see this web page and reading the views of all friends regarding this post,
while I am also keen of getting experience.
A sexual doll is a doll you can play with and that is similar to
your own body. It’s a great opportunity for you to discover your love for
sex. A sexdoll for Men could
bring back powerful memories. That is the real beauty of the sexdoll.
Making the investment in new windows or doors is a great option to improve the look of your home or business while also increasing security window and door fitters energy efficiency.
You’ve come to the right spot in search of an unisex fragrance that is
great. We’ve put together a selection of the top fragrances for men and
women alike, including Jo Malone’s Rose of No Man’s Land and Atelier
Ambre Nue’s La Nuit.
Spot on with this write-up, I seriously think this amazing site
needs a lot more attention. I’ll probably be returning to read through more, thanks for the advice!½
Are you in search of an sexual doll? You can purchase
one from an established seller site for sexdolls. If you’re not certain what you
should look for in a sexdoll sales you can always customize it to your preferences.
ent targets for fat-loss. While specified drugs temporarily
solve the matter, the terrible side effects will not be worth it, and they never
provide more than a short-lived solution. This
can be a known incontrovertible fact that 95% of fad diets fail.
for sharing your notions on this site.
Stop by my blog … is motive loan legit reddit
Online gambling has become extremely popular in the last
10 years. In 1996, there were just fifteen websites. In 1997,
there were more than 200 websites. According to Frost & Sullivan, online gambling had generated $830 million in profits in 1998.
Look into my web-site :: betting – http://m.ynbed.co.kr/,
You may have heard of the best perfumes unisex unisex perfumes.
What should you be looking for when shopping
for the latest one. This article will provide you with some
guidelines.
If you’re locked out at odd hours it is possible to call a 24 Hr Locksmith-hour locksmith.
These locksmiths are secure and are cheaper than regular locksmiths.
Unlicensed locksmiths are also able to duplicate your keys.
Currently it appears like Drupal is the top blogging platform
available right now. (from what I’ve read) Is that what you’re using on your
blog?
my web page – i need a loan and no one will approve me
If you’re facing an emergency involving locks, 24 hour locksmith services can help you out in need.
They are available 24/7 locksmith, so
you’ll never be locked out.
Online gambling has become very popular in the past
decade. In 1996, there were just fifteen websites.
In 1997, there were over 200. In 1998 an Frost & Sullivan report
stated that online gambling brought in $830 million in revenue.
Also visit my site; betting (Nadine)
Sexdolls are the perfect companions for the
latest trends in adult sexuality. These toys are made of safe silicone for body
and free of phthalates, latex and BPAs.
Heya i am for the first time here. I came across this board and I in finding It
really helpful & it helped me out much. I am hoping
to offer one thing again and aid others such as you helped
me.
Feel free to surf to my site :: who gives home loans with bad credit