Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
dfg
Hi! Do you know if they make any plugins to help with SEO?
I’m trying to get my blog to rank for some targeted keywords but I’m not
seeing very good success. If you know of any please
share. Kudos!
Wow, that’s what I was seeking for, what a material!
existing here at this web site, thanks admin of this web site.
certainly like your website however you have to check
the spelling on several of your posts. Several of them are rife
with spelling issues and I to find it very troublesome to tell the
truth however I will definitely come back again.
First of all I want to say fantastic blog! I had a quick question that I’d like to
ask if you don’t mind. I was interested to find out how
you center yourself and clear your head prior to writing.
I have had a difficult time clearing my mind in getting my ideas out there.
I truly do take pleasure in writing but it just seems like the first 10 to 15 minutes are usually lost just trying to figure out how to
begin. Any recommendations or tips? Thanks!
Make-up: 100% pure Moringa Oleifera leaves.
Feel free to visit my page – reflective clothing tape
Greetings from Ohio! I’m bored to tears at work so I decided to browse your website on my iphone during lunch break.
I enjoy the information you provide here and can’t wait to take
a look when I get home. I’m amazed at how quick your blog
loaded on my cell phone .. I’m not even using WIFI, just 3G ..
Anyways, superb blog!
ทางเราจำหน่าย kardinal stick
ต้องขอบอกได้เลยว่า
kardinalstealththailand.com เป็นตัวแทนหลักอย่างเป็นทางการในไทย
ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ RELX THAILAND
สินค้าทุกแบรนด์ ทุกรุ่น เราได้ทำการคัดสรร
บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่ ที่มีประสิทธิดีเยี่ยม และช่วยได้จริง มาให้ลูกค้าได้เลือกใช้
โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน
Attractive section of content. I just stumbled upon your blog and in accession capital
to assert that I acquire actually enjoyed account
your blog posts. Any way I will be subscribing to your augment and even I achievement you access consistently rapidly.
You should be familiar with these aspects prior to submitting an online application for payday Paydays Loans online.
Before you apply, ensure that your information is correct and you meet the
requirements points. You must be able to prove earnings and employment.
The Internet has opened up a variety of new opportunities for
those who enjoy playing poker. The popularity
of online – Matthias – poker has increased dramatically in recent years.
If you are looking for dazzle vegan Eyeshadow stick skin care You’ve likely encountered Biossance, Starface,
Pai and Byoma. If not, you can start by reading this article and finding out more about these brands.
Locksmiths Near Me is a company that can assist you should you ever be locked out
of your vehicle. They can re-key locks and pick
locks, or even open trunks. Some even provide emergency services.
Here are some reasons to hire a locksmith near me cheap, Judith,.
mobile auto locksmith (http://www.hushcolor.com) locksmiths are those who specialize
in unlocking vehicles. They can replace car keys, fix ignition switches as well as program transponder keys.
Many retailers offer a broad assortment of Adult Sec toys sexy toys to select from when it comes to buying.
Feathered products are very popular because they have low risk
and seldom lose their feathers. A leather slapper can be another
option.
For any scenario 24-hour 24Hr Locksmith
service can be of great assistance. There could be a locked door or broken key.
I have noticed that car insurance businesses know
the autos which are at risk of accidents and also
other risks. In addition they know what form of cars are inclined to higher risk along with the higher
risk they’ve the higher the actual premium charge.
Understanding the uncomplicated basics with car insurance will
help you choose the right type of insurance
policy which will take care of the needs you have
in case you become involved in any accident. Appreciate your sharing
the ideas for your blog.
Feel free to visit my web site: Providence Personal Classifieds
There are many advantages when playing poker online. It is easy to play, with no waiting lists, and
there is no second-hand smoking. You can also play an array of games.
You can also play your favorite game from the comfort of your own home.
Also visit my blog dealers (Maira)
double glazing romford glazing in Romford is a term used to describe the use of two panes of glass within frames.
It is a good choice for homes as it helps reduce heat loss and excludes external noise.
Hi there! I know this is kinda off topic however , I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa?
My site goes over a lot of the same topics as yours and I believe we could greatly benefit from each other.
If you are interested feel free to shoot me an e-mail.
I look forward to hearing from you! Superb blog by the way!
Your style is so unique compared to other folks I’ve read stuff
from. Many thanks for posting when you’ve got the opportunity, Guess I
will just bookmark this page.
There are many window repair services near me that can help you with damaged windows, roofs that leak, and
leaky faucets. Some of these requirements are minor, but some are
more extensive. You’ll need to replace your window repair near me
in these situations.
We will teach you how to earn $ 7000 per
hour. Why? We will profit from your profit.
professional binary options signals
If you’re in need of an Audi advanced Key key replacement,
the top options are to go to a dealer, an automotive locksmith, or even an online
service.
Furthermore, examine the interior for its suitability for that prospective visitors.
Many used broken car key repair (Celinda) buyers are not the only ones that
is sitting in the vehicle should it be possible
purchased.
Hey very nice web site!! Guy .. Excellent .. Wonderful ..
I’ll bookmark your blog and take the feeds also? I am
happy to search out numerous useful info right
here within the publish, we’d like work out more strategies in this regard, thank you for sharing.
. . . . .
Here is my site: fans only twitter (Raymundo)
I every time emailed this web site post pge to all my friends, because if like to read it after
that my links will too.
A Sexdoll doll is a model you can play with that has the appearance of your body.
It’s also a great way to explore your love for sex.
A Sexdoll For Men is a
great way to bring back unforgettable memories. That’s the main beauty of a sexdoll.
Structure: 100% pure Moringa Oleifera leaves.
My web page … bookmarks
I really love your blog.. Very nice colors & theme.
Did you make this website yourself? Please reply back
as I’m wanting to create my own website and
would like to know where you got this from or exactly what the theme is named.
Appreciate it!
Very good write-up. I certainly appreciate this site.
Thanks!
You are so awesome! I don’t think I’ve read through anything like that before.
So nice to discover somebody with a few genuine
thoughts on this issue. Really.. thanks for starting
this up. This web site is something that is
needed on the web, someone with a little originality!
My webpage … hottest twitter
If you’ve locked yourself out of your car, you could have
to locate a locksmith to gain access.
Here is my web-site – Locksmiths Cars
What’s up i am kavin, its my first time to commenting anywhere, when i read this paragraph
i thought i could also make comment due to this sensible article.
My web blog; Iogsport Link
Moringa oleifera has couple of recognized side effects.
My page: reflective tape Clothing South africa
When you are looking for a locksmith there are a few things to consider.
If you live in a busy area, a 24 hour local locksmith 24h (Rich) will be able to arrive within a short amount of time.
This post is actually a good one it assists new internet users, who are wishing in favor of blogging.
Thanks very handy. Will share site with my good friends.
link
Window glass replacement near Me
repairs using UPVC near me will help keep your house dry.
The windows may experience capillary action that is a frequent problem.
This happens when the hinges and sashes of the windows aren’t properly fitted.
There are a variety of options when it comes to wardrobe doors repairs in Romford.
From broken locks to broken doors, there’s
a Window Repair Romford for
every problem. Furniture Mend’s highly skilled team can fix all kinds of doors for your
wardrobe.
UPVC Sash Windows are a great option when you’re in search of an energy-efficient , efficient window.
They are safe, draught-free and easy Repairs to upvc windows maintain. Here are some benefits
you get from installing UPVC Sash Windows in your home.
It is legal to play online poker, but be sure that you’re of legal age.
Online poker sites require players are at
minimum 18 years old to play. Some sites will
require you to verify your identity prior to being able to download their software.
Check out my web-site … Bets (filadesaomiguel.forumactif.org)
A poorly installed window won’t function properly.
Window Upvc Installers Near Me who aren’t trained may not be able to follow the
proper installation procedure. As the foundation settles,
the openings in your home may shift.
Because the admin of this website is working, no uncertainty very quickly it will be well-known, due to its feature contents.
Was mir etwas fehlt, ist diese eine, Filtermöglichkeit
nach den beliebtesten Spielen oder nach den neuesten Games.
Feel free to visit my web blog – n1 casino
Do you have an emergency in portsmouth locksmith?
It is recommended to hire an experienced locksmith when there
is an emergency.
Local electricians in emergency electrician Near Stevenage can provide many benefits.
They can carry out electrical installations, rewiring pat-testing,
and inspections. Here are some reasons why you should hire electricians in Stevenage.
uPVC Windows Aluminium doors Romford can help you with any home improvement project, which includes a new roof or replacement windows.
There are many services that are available for the design and
installation of replacement windows.
Hello, i think that i saw you visited my blog so i came to “return the favor”.I am trying to find things to
enhance my site!I suppose its ok to use a few of your ideas!!
top onlyfans Nude
is a well-established site that has earned a prestigious reputation for
being safe for sexually explicit content. This site offers excellent customer service, along with a vast range of explicit
video.
«I am having text messages and messages from Facebook going, ‘uh, did you win the lottery?'» Sandra
Lewis said.
Here is my webpage – Check over here