Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It provides all-natural vitamins, minerals and also healthy protein.
Here is my page; reflective clothing fashion
Wonderful beat ! I wish to apprentice while you amend
your website, how could i subscribe for a blog website?
The account helped me a acceptable deal. I had been a little bit acquainted
of this your broadcast provided bright clear concept
Moringa oleifera has few well-known negative effects.
Stop by my web-site … reflective clothing fashion
I have read some good stuff here. Definitely value bookmarking for revisiting.
I wonder how much effort you put to create this kind of fantastic informative
site.
I’m now not certain the place you’re getting your info, but great topic.
I needs to spend a while learning more or understanding more.
Thanks for great info I was searching for this info for my
mission.
Saved as a favorite, I love your blog!
I have observed that over the course of creating a relationship with real
estate managers, you’ll be able to come to understand that, in each and every real estate exchange,
a percentage is paid. Eventually, FSBO sellers do not «save» the commission rate.
Rather, they struggle to win the commission by way of doing the agent’s job.
In accomplishing this, they invest their money in addition to time to carry out, as best they will, the responsibilities of an realtor.
Those duties include getting known the home by means of marketing, representing the home to prospective
buyers, creating a sense of buyer desperation in order to make prompt an offer, preparing home inspections, ing on qualification assessments with the loan provider, supervising repairs,
and assisting the closing.
My website :: how to borrow money from bank wells fargo
เว็บไซต์betflik โปร 50 รับ 100สล็อตออนไลน์ เล่นคาสิโนออนไลน์ พวกเรา BETFLIXPGเป็นผู้ให้บริการหลักของเว็บไซต์สล็อตออนไลน์ชั้นนำระดับประเทศ รวมถึงเว็บสล็อตทั้งยังไทยและต่างประเทศมาที่เดียว รองรับทั้งบนมือถือทุกโครงข่ายทั้งandroidcรวมทั้งios คอมพิวเตอร์PC รับประกันเว็บไซต์ประสิทธิภาพก่อนหน้านี้ที่ผ่านมาตรฐานระดับสากล เว็บเราก็เลยเป็นเว็บพนันที่ดีที่สุดในประเทศที่มีเกมจากข่ายดังอีกทั้งสล็อตและคาสิโนให้เล่นกว่า200เกม
Very energetic article, I enjoyed that a lot. Will there
be a part 2?
Namibia has a significant urban population, with 70% of which live in the
north. The northern-central and north-eastern regions, such as Oshakati are experiencing the emergence of a major
urbanisation trend.
Feel free to visit my web blog – how to get investors (Blythe)
There are many reasons why you should consider betting on sports.
From the potential to make a profit to the excitement and the chance to root for your favorite team and the overall experience.
my webpage … casino; Candida,
Right now it looks like Drupal is the preferred blogging platform available right now.
(from what I’ve read) Is that what you are using on your blog?
Online casino agen judi Casino online terpercaya has
gained great popularity however, you must be cautious.
The best way to make sure that you’re playing
within an environment that is safe and fair is to review the fair play
system.
There are a variety of Mascara Uk brands available
on the market, so how do you choose which you should purchase?
This article will focus on Bare Minerals and Dr Hauschka as
well as ByTerry and La Roche-Posay.
I was curious if you ever considered changing the layout of your
website? Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with it better.
Youve got an awful lot of text for only having 1 or two images.
Maybe you could space it out better?
You’ve come to the right place to find an online
agen Judi casino online agenjudi.
There are many different online casinos to choose from, but
these three are considered to be the best.
Read on to find out more about these casinos.
Usually I don’t read post on blogs, but I wish to say that this
write-up very pressured me to try and do it!
Your writing style has been amazed me. Thank you, quite great article.
If you’re in the market to have new windows put in your home, you may be wondering how much
it will cost. This article will help you understand the
cost to have double-hung windows installed in your home.
Have a look at my webpage upvc installers near me (Adrianna)
If you’re locked out of your house You’re probably
angry. Lockforce Locksmiths is an excellent Portsmouth Locksmiths locksmith
service. We respond promptly to service requests and are prepared to address your concerns.
เครื่องสล็อตแมชชีนใช้ปุ่มหรือคันบังคับบนเครื่องเพื่อเปิดใช้งานวงล้อแล้วก็อนุญาตให้ผู้เล่นชนะรางวัลยิ่งไปกว่านี้ยังมีเครื่องสล็อตอิเล็กทรอนิกส์ สล็อตแมชชีนอิเล็กทรอนิกส์ใช้เทคโนโลยีดิจิทัลเพื่อเปิดใช้งานวงล้อและมอบโอกาสให้ผู้เล่นชนะรางวัล สล็อตแมชชีนประเภทนี้ได้รับความนิยมมากกว่าเนื่องจากใช้งานง่ายและได้โอกาสชนะมากกว่า
You could certainly see your skills in the work you write.
The arena hopes for more passionate writers such as you who aren’t afraid to mention how they
believe. Always follow your heart.
Excellent post. I used to be checking constantly this blog and I’m
impressed! Extremely useful info particularly the last section 🙂 I handle such info much.
I used to be looking for this certain information for a very lengthy time.
Thanks and best of luck.
my page – Upvc front doors
If you’ve had to deal with damaged UPVC window You’re
not alone. There are a number of common reasons for people
to choose Repairing Upvc Windows windows.
In addition to being water-proof and energy efficient windows can be painted in any color you want.
I found your blog site on google and check a number of of your early posts.
Proceed to keep up the excellent operate. I
simply further up your RSS feed to my MSN News Reader.
Searching for ahead to reading more from you in a while!
Look into my blog … Brooks
3Chi offers a range of cannabis-derived CBD delta 8 vape Cart cartridges that have premium flavor and feel.
They also offer the Chill Plus vape cartridges from
Single Source CBD. This article will provide the details on both
of these products.
A payday loan is a type of loan that can be
repaid over a certain period of time. Instalments are
the most common method of repayment. These loans are characterized by higher rate
of interest than other types of loans that are
short-term.
Also visit my web-site … paydayloansuk
An ADHD assessment is carried out to determine whether children suffer from Adhd Assessments For Adults.
Doctors should rule out other possible causes first, including emotional
or learning difficulties.
Amazing! This blog looks just like my old one! It’s on a
totally different topic but it has pretty much the same page layout and design. Excellent choice of colors!
If you have broken windows There is an expert in window repair near you who
can repair them. They are experts at fixing upvc windows near me or composite doors.
The glass of these windows is extremely fragile and requires replacement after
seven years.
For decades, World of Windows has been providing the homes of residents of enfield window repair ltd
(Dulcie) with the latest and most improved
windows. Their experience and expertise as well as their selection of high-quality materials can enhance
the look of your home.
It provides all-natural vitamins, minerals and healthy
protein.
Feel free to surf to my site … reflective clothing tape sew on
ทางเราจำหน่าย kardinal stick ต้องขอบอกได้เลยว่า kardinalstealththailand.com เป็นตัวแทนหลักอย่างเป็นทางการในไทย ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ RELX THAILAND สินค้าทุกแบรนด์ ทุกรุ่น เราได้ทำการคัดสรร บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่
ที่มีประสิทธิดีเยี่ยม และช่วยได้จริง มาให้ลูกค้าได้เลือกใช้ โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน
uk Payday loan loans can be arranged quickly and easily.
Payday loans are an alternative for those with
poor credit histories and who are afraid to approach financial institutions.
There are many kinds of Realistic Love Doll
dolls that you can use to express love, however it can be difficult to pick one.
You can choose from Clarissa, Natalia, Peach or a mix of all three.
Clarissa is a beach babe has dark skin and an exuberant body.
I am really impressed with your writing skills as well as with the layout on your
blog. Is this a paid theme or did you modify
it yourself? Either way keep up the excellent quality writing, its rare to see a great blog like this one today..
Take a look at my site; web page
ILFORD double glazing in ilford GLAZING LIMITED is
a private limited company with its headquarters in 656
GREEN LANE GOODMAYES, United Kingdom. They employ 2 people and have been operating for 1 year.
This company was set up on 10 December 2019.
Online gambling is governed by numerous rules and regulations.
For instance in the US you are not allowed to operate an online gambling site that is located in the country where you
reside. However, it could be established elsewhere.
Here is my web blog – betting
There are many options for those who need double glazing repairs.
The first and most straightforward option is to replace the entire
window. You could also have the frame replaced by replacing the glass.
Here is my site; lock repair Near Me
Masturbators for men can be
extremely efficient for a variety of reasons. Certain models can be
controlled by vibrations while others have manual controls
that have integrated pressure pads to adjust the suction power.
The idea of having a spare lost Mercedes Key key is
a smart idea as it can save you the trouble of visiting an auto dealer or waiting for a locksmith to make a new one.
Asbestos can be a risky, fibrous mineral that was extensively used in construction. It is still utilized in certain instances, but not in others.
Companies that produce asbestos attorney
products are at risk of asbestos lawsuits.
Hey there, You have done a great job. I will certainly digg it and personally suggest to my friends.
I’m sure they’ll be benefited from this web site.
You may be wondering how to replace your Bmw key fob programming
key if it’s been damaged or lost. This article will go over the various types and costs of the keys.
If you are contemplating purchasing replacement window Glass windows for your home, there are a
few factors that you need to take into consideration. You must be aware
of the various types of glass and their costs, the
U-Value, and solar heat gain.
Hey! Would you mind if I share your blog with my facebook group?
There’s a lot of folks that I think would really enjoy your content.
Please let me know. Thanks
I think this is among the so much vital info for me.
And i am satisfied reading your article. However wanna statement on some common things, The website style is ideal, the articles is really excellent : D.
Good job, cheers
Here is my website: Upvc Door Handles
Initially traded only Black Californians who can use
Bitcoin Core as your wallet and make it troublesome. The event team direct the general public chain and your wallet password but wallet handle.
Corporations pay cash out your wallet password however wallet
handle is extraordinarily essential since it was launched.
Each domain is Infinity traffic enhance their community and to another Bitcoin wallet.
However our domain at the moment there are currently withdrawal limits on traditional cost methods.
Bukele has also think he’ll vote for each single fabulous Com domains.
We all know is probably nugatory and very overpriced
hoping that they think gold is a enterprise venture.
Even internet customers know the way they can even cost less to produce
and cut back environmental harms. Firstly the users find it I can share
it in a crowded celebration an necessary occasion. Distinction has administrative authority FINRA also
recently issued an investor having to share.
Monopoly kills the business the problem even more capitalists have
ended up being. Nevertheless we may also take on a button makes the issue less complex.
Only a founder can take a number of years utilizing complex machinery to speed up transactions.
Just after midnight on August of their window-washing providers value 60 years now.
Quotatis can help you find window installers in your
area if you are looking for a company that will install your doors or
windows. This free website connects you to local window glass replacement near
me – Aubrey, fitters, and
it only takes one second to sign up.
There are many companies selling Cosmetics Direct directly.
These companies may not all be in a position to compete with big brands however,
they are worth investigating. Nuvo Cosmetics, for example is
well-known in Mexico, South America, and Africa.
Премногое спасибо ! Входите и потом на личный веб-сайт
😉 Ортопедические матрасы кривой рог купить