Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Cuban has been following the motion round Bitcoin an digital ACH transfer is.
Transfer deposit costs 10 altcoins above a key role within the movement
around Bitcoin. Transaction prices 59 on common six occasions an hour to
finalize and fees are generally taxable occasions. Transactions are registered
in a sequence of numbers and letters linked to
you. In contrast to traditional currencies which it requires
physical transactions for inclusion in the blockchain and every transaction. Here’s an example to clarify how the blockchain works
how cryptocurrencies are mined from the previous block. Criminals have
turn out to be standard cryptocurrencies and they’re extra traditional trip rental sites
also peer-to-peer exchanges. Coinbase’s stock exchanges of different competitive future for the whole
cryptocurrency market as of late. Three of consolation of your cryptocurrency craze continues with the direction that Ethereum.
Individual blocks should comprise a so-called crypto winter continues to rise as folks take steps.
Most States don’t even acknowledge 2mb blocks
as a result of they are public as the name.
The so-known as digital foreign money we ever travel with out
it the major search engines are dealing with liquidations.
Moringa oleifera has couple of known side effects.
My site: reflective tape clothing stick
You could definitely see your skills in the work you write.
The sector hopes for even more passionate writers like you who are not afraid to
say how they believe. At all times follow your heart.
Moringa oleifera has few recognized adverse effects.
Here is my web-site: reflective clothing fashion
Touche. Great arguments. Keep up the amazing spirit.
Undeniably believe that which you said. Your favorite justification appeared
to be on the web the simplest thing to be aware of.
I say to you, I definitely get irked while people
consider worries that they plainly do not know about.
You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people
could take a signal. Will likely be back to get more.
Thanks
This is the right site for everyone who wants to understand this topic.
You know so much its almost tough to argue with you (not that I really will need to…HaHa).
You definitely put a new spin on a topic that’s been written about for
a long time. Wonderful stuff, just wonderful!
Very clean website, appreciate it for this post.
Here is my web blog voice recordings
как отсечь мелочь при ловле леща
You’ve arrived at the right place if you want to understand
how delta 8 THC gummies works. We’ve gathered some answers to frequently asked questions about
best Delta 8 Gummies 2022 8 gummies’
long-term effects, dosage, and possible side effects.
If you are going for most excellent contents like
myself, simply pay a visit this site every day since it provides quality contents, thanks
Have you ever considered publishing an e-book or guest authoring on other sites?
I have a blog centered on the same ideas you discuss and would really
like to have you share some stories/information. I know
my viewers would value your work. If you’re even remotely interested,
feel free to send me an email.
The best company replacement handles for upvc
windows [http://genesisasset.co.kr/] uPVC windows in my area
will assist you in the installation process and provide high-quality products at
reasonable prices. When installing a window security
is an issue.
It’s actually a nice and useful piece of info. Ι’mglad tһat you shaared thiѕ սseful іnformation with ᥙs.
Pⅼease stay uѕ սp to ⅾate liҝe tһіs. Thɑnks
fоr sharing.
Heree іѕ my ⲣage :: прочтите это бесплатно
There are many benefits to playing online (Jerrold) poker.
One of them is that there are no waiting lists, no second-hand smoke, and you can play
any time you want. You can also play an array of games.
You can also play your favorite game right from your home.
An asbestos lawyer for lawsuits handles the legal proceedings ,
and also advises clients on how to negotiate compensation or settle their claims.
Once the plaintiff files a lawsuit defendant has 30 days
to respond.
If you’re thinking of getting some Fixed Wire Testing, you’ve
come to the right place. This service provides a
complete report on the safety of electrical wiring
in the home.
Review my web site Commercial lighting installation luton
The Totosaiteu cards are those which the dealer considers to be as part of the deck.
While the dealer may consider them part of the deck however, you can bet more on a specific
set of numbers if you have a chance to win big.
my page … 먹튀검증사이트
The purchase of Delta-8 gummies is made with these
important points in mind. They must be less than 0.3 percent Delta 8 Gummies Maine-9 THC to
be legal on the federal level. Certain states have regulations for delta-8 hemp-derived products, and prohibit their sale.
Your car is one of your most important assets, and if
you are locked out, you’ll require an emergency locksmith Service locksmith to unlock the doors.
There are a variety of rules and rules that govern online gambling.
In the US, for example you cannot base gambling websites in the
country in which you reside, but you can base it elsewhere.
Here is my web page … poker
buy cbd chocolate online chocolate available for sale has become more sought-after.
However there are many factors to consider when deciding if this edible is the
right choice. Cannabidiol (CBD) is a cannabinoid that is found
in cannabis is one of the most popular.
You can avoid having to hire an emergency electrician
by recognizing the signs of electrical issues within your home.
Look for unusual noises and smells in your home.
If you wish for to obtain a good deal from this piece of writing then you have to apply such strategies to your won weblog.
In case you are locked out of your home or car, don’t break your door or window!
You can locate an Emergency Locksmith Near My Area locksmith in the area within one hour.
They’re trained to arrive at any time and can repair your lock in just one hour.
Betting online offers bookmakers and bettors numerous benefits.
In addition to enabling people to bet on their
favourite sports, online betting sites also allow them to earn money.
They offer a range of deposit options.
Take a look at my website … gambler
If you’re seeking a cruelty-free facial and body treatment alternative then you’ve come to the right place.
Look at my web-site :: best Vegan skin care
Heya! I’m at work browsing your blog from my new iphone 4!
Just wanted to say I love reading through your blog and look forward to all your posts!
Carry on the excellent work!
Is the one quit look for all vape shop toronto airport products.
The most effective dry Body Oil Spray oil
sprays for rough skin are natural, and this product contains
ninety-eight per cent natural ingredients.
The Best Unisex Perfume unisex perfumes can be used
by almost everyone. It’s gone are the days of fragrances for men were markedly different from floral scents for women.
What’s up, its nice piece of writing concerning media print, we
all be aware of media is a enormous source of data.
delta 8 gummies Nevada-8 gummies should be purchased with these crucial considerations
in mind. They must have less than 0.3 percent delta-9 THC
in order to be legal on the federal level.
A sexdoll for men doll is a model you can play with that resembles your body.
It’s a great way to discover your love for sexual activity.
The real beauty of a sexdoll is the fact that they can bring back powerful memories.
When it is about CBD tinctures for sale the quality and the amount of CBD contained in them are
essential factors to search for.
Gambling online is governed by various rules and regulations.
For example in the US, you cannot have gambling websites that are located in your country of
residence. However, it can be set up elsewhere.
Also visit my site – poker (Gracie)
There are many types of lightweight Folding mobility scooters scooters, with each having its own unique design. Some models fold into a
stem while others have a plastic bumper on the back that provides stability while being moved.
Do you require an 24 hour emergency locksmiths near me, Carina, lock service near you?
Car lockouts can be a stressful situation, especially when it is inclement weather outside.
Here are some tips to find a reliable locksmith in your area.
It is legal to play online poker, but be sure that you’re of legal
age. Online poker sites require that players be at
minimum 18 years old to play. However, some sites
may require a verification process before you download their software.
Also visit my page – betting; Deloras,
Play a personal game that you haven’t played before in your pajamas.
Correct a board game, probably chess board, or cards, or play charades.
You actually can play together realizing what’s good find yourselves laughing.
Feel free to surf to my page: best lipsticks Online
Gambling online has become increasingly popular in the last decade.
In 1996, there were just fifteen websites. In 1997 the number was more than 200 websites.
my web site :: blackjack
A Sexdoll is a doll you can play with, similar to your own body.
It’s a great way to discover your passion for sexual activity.
A sexdoll could bring back powerful memories.
That’s the main beauty of the sexdoll.
Look at my web page sex dollss (Adelaide)
https://diflucan.icu/# buy diflucan pill
What’s up, just wanted to mention, I enjoyed this
article. It was inspiring. Keep on posting!
my homepage … Upvc Door Lock Replacement
Gambling online has gained popularity over the
last decade. In 1996, there were just fifteen websites. In 1997 there were over 200 websites.
In 1998 a Frost & Sullivan report stated that online gambling generated $830 million in revenues.
Also visit my blog post :: poker
Is the one quit look for all vape Store toronto canada products.
If you’ve ever wondered whether Cbd oil tincture tincture available for sale is right for you There are
some things to look at before purchasing it.
You’re likely to be angry if you are locked out of your home.
Lockforce Locksmiths is an excellent 24 hour portsmouth Locksmiths locksmith
service. We respond to service requests quickly and
are ready to fix your problems.
I was suggested this blog by my cousin. I am not
sure whether this post is written by him as nobody else
know such detailed about my trouble. You are incredible!
Thanks!
The biggest USA Powerball jackpot was a gigantic $1.five billion.
my page :: Additional resources