Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Is the one quit look for all vape store toronto downtown items.
Hey very nice blog!
Thanks for sharing your info. I truly appreciate your efforts and
I am waiting for your next post thanks once again.
Peculiar article, exactly what I wanted to find.
Thanks for another informative website. Where else could I get
that type of info written in such a perfect approach? I’ve
a mission that I’m just now running on, and I’ve been on the
glance out for such info.
An intriguing discussion is definitely worth comment.
I think that you ought to write more on this subject matter, it may not be a taboo subject but usually
people do not speak about such issues. To the next!
All the best!!
I visited many blogs but the audio feature for audio songs present at this web site
is in fact superb.
A same-day loan is a short-term loan that does not require a payday bad credit loans same day check.
However, they have some requirements. You must be an American citizen to apply for
a loan.
A lawyer who is an asbestos expert handles the Mesothelioma Legal procedures.
They also provide advice to clients on how to settle or negotiate
compensation. Once a plaintiff files a lawsuit defendant is given 30 days
to respond.
I have read a few just right stuff here. Definitely value bookmarking for revisiting.
I wonder how so much effort you set to create this sort of fantastic informative web site.
If you’ve been identified as having Mesothelioma compensation – https://forum.pedagogionline.ru/index.php?action=profile;u=334436
– is important to contact an attorney firm for mesothelioma.
Having this disease is a devastating disease with a
dire prognosis.
Hello There. I found your blog using msn. This is a very well written article.
I will make sure to bookmark it and return to read more of your useful
info. Thanks for the post. I will certainly return.
Automotive keys today also sport a new look, thanks to these technological know-how.
my web-site – Car key fob programming near me
Piece of writing writing is also a fun, if you be familiar with after that you can write otherwise it is complicated to write.
Poker online is legal. However, you must ensure that
you’re legal. Most online poker
sites require players to be 18 years old or at the
minimum, the legal drinking age in your jurisdiction.
Thank you for sharing your thoughts. I truly appreciate your efforts and I will be waiting for your next post thanks once again.
You can pick the theme you like and play hundreds of online slots.
While the payouts can vary but they all follow
the same mathematical formula. To find the best slot game for you,
look for the «Auto Spin» option.
Moringa oleifera has couple of recognized side effects.
my web-site: reflective festival clothing mens
There are several methods to stop burglaries and break-ins.
It is a good idea to install motion sensors in high-risk areas.
Additionally, you can install security lighting around your house to deter would-be thieves.
Feel free to visit my site Fulham Locksmiths
same day loan with bad Credit day loans
for people with poor credit can provide quick, convenient funding
to people who require them most. The lenders do not conduct
credit checks, and you can receive the money directly to your bank account within 24
hours.
Online slots are a favorite game played by millions of players.
This exciting and thrilling form of gambling can be an excellent way to have
fun and earn extra money. There are numerous games to choose from , and even games
that are free.
This blog was… how do I say it? Relevant!! Finally I have found something which helped me.
Many thanks!
There are a myriad of rules and regulations that govern online gambling.
For instance in the US, you cannot have gambling websites that
are located within your country of residence.
However, it is possible to be set up elsewhere.
Visit my webpage; blackjack (http://bkk.s11.xrea.Com/)
If you’re locked out of your home or office You can always count on the services of Crawley 24 hour 24-hour Locksmiths crawley.
If you require an emergency locksmith you can contact them
24 hours per day all year round.
My family members every time say that I am wasting my time here at web, but I know I am
getting experience every day by reading thes pleasant articles or reviews.
If you’re interested in purchasing an adult male Masturbation toys toy you’ve come to the right place.
We’ll go over the various kinds, prices and where to purchase them
in this article.
Window repairs made with upvc window Repair near me near me can help keep your house dry.
There are a few common issues that can arise with these windows, for instance capillary action. This occurs
when the hinges and sashes of windows aren’t correctly
fitted.
3Chi offers a variety of cannabis-derived CBD vape cartridges with premium flavor and feel.
They also offer Chill Plus Delta 8 Vape Cart cartridges made by Single Source CBD.
This article will give you the low-down on both of these products.
Electrician Stevenage is a local electrical service that provides unlimited electric services within stevenage Electricians.
With more than a decade of expertise, this group of experts has made a difference in the way that people in Stevenage live.
A dab rig is an essential element of the marijuana smoking process.
It is important to keep your dab rig spotless as it will accumulate reburn after frequent use.
Reclaim cleaners are the best way to clean a dab Rigs Silicone rig.
Is the one stop purchase all vape items.
My site item452707683
The internet betting market offers both bettors as
well as bookmakers numerous benefits. In addition to
allowing people to place bets on their favourite sports online betting sites
help them make money.
My webpage … live
No matter the level of your knowledge about cannabis, or whether you’re new
to electric dab equipment, there’s an electronic Dab Rigs for sale device that will suit your
needs.
Betting on sports betting online has a myriad of advantages for both the bookmakers and
bettors. Apart from allowing gamblers to place bets on their favorite sport
online betting sites also assist them in making money.
My homepage; Blackjack, shopantonia.com,
If you’re experiencing issues with your double glazing repair-glazed windows and
doors You may be wondering whether you should attempt to
fix it yourself or if you should call in a professional.
The Internet has opened up many new opportunities for people who love poker.
Poker online – Maurine – has seen a rapid
rise in popularity over the past few years. Online poker is a fantastic
option if you enjoy the game but don’t have time to go to casinos.
Is the one stop shop for all vape products.
Here is my web-site – rda
There are many advantages when playing poker online.
There are no waiting lists or second-hand smoke and you can play whenever you want.
You can also enjoy a wide range of games.
Feel free to visit my page best – Ebony,
cbd Oil northern Ireland oil could be a viable option for many ailments.
But it’s still controversial and concerns about adverse effects and safety still atop many people’s minds.
While private Adhd assessment uk Private assessments can be costly however there are numerous benefits to
choosing a specialized facility. Private clinics typically have lower prices and can be more convenient.
Sexdolls can be the ideal choice for couples who are on a tight budget.
The doll and accessories cost money. Owning a Sex Dollss doll
will help you feel fulfilled while also easing loneliness.
According to a new study, New Yorkers are among the largest buyers of $2,000-$3,000
love dolls. The city topped all other US cities in the purchase of love dolls this year.
Love dolls from Los Angeles, Chicago, and Dallas were not far behind.
Feel free to visit my web blog – sexdoll Sale
You can choose the theme you like and play hundreds of online slots.
While the payouts can vary but they all use the same mathematical formula.
Find the «Auto Spin» option to choose the appropriate slot game.
My web blog … bets – Darnell –
Hi there, I enjoy reading through your post. I wanted to write
a little comment to support you.
If you’re looking for an independent private adhd assessment bristol assessment Bristol is
the right place. to the right place. We will discuss the Diagnostic interview, ADHD symptoms, and the various treatment options.
It isn’t easy for people with bad credit histories to secure a loan with a high approval rate.
However, there are a few options to choose from. A small loan for Bad Credit small loan
credit could be a great solution to your financial
situation.
There are a variety of factors to consider prior to purchasing Cbd Tinctures Oil oil tinctures, from the amount of
CBD to the list of ingredients. To get the most effective CBD
it is essential to select the best product.
You’ve come the right place to find a professional electrician consumer Unit replacement in bedfordshire Bedfordshire.
If you’re looking for a family-owned business that can provide an array of electrical services
consider BEDFORD ELECTRICAL.
A Eicr Certificate flitwick electrician at home is a professional with experience who can take
care of a variety of electrical maintenance tasks in the home.
You don’t want any electrical issues in your home. This could be a major
hassle.
always i used to read smaller content which also clear their motive,
and that is also happening with this paragraph which I am
reading now.