Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I was wondering if you ever thought of changing the structure
of your website? Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with it better.
Youve got an awful lot of text for only having one or two pictures.
Maybe you could space it out better?
Undeniably believe that which you stated.
Your favorite reason appeared to be on the web the simplest thing to be aware of.
I say to you, I certainly get annoyed while people consider worries that they just don’t know about.
You managed to hit the nail upon the top and defined out the whole thing without having side effect ,
people can take a signal. Will probably be back to get
more. Thanks
Simply desire to say your article is as astounding. The clarity
in your post is just excellent and i could assume you’re an expert on this subject.
Well with your permission allow me to grab your
RSS feed to keep updated with forthcoming post. Thanks a million and please carry on the enjoyable work.
Thanks in favor of sharing such a nice thinking, piece of writing is fastidious, thats why i have read it fully
تخت خواب امپراطور رومیزی
That’s an awesome point
Moringa oleifera has couple of recognized negative effects.
Look into my web site 3m reflective clothing tape
Does your website have a contact page? I’m having problems locating it but, I’d like
to shoot you an e-mail. I’ve got some recommendations
for your blog you might be interested in hearing.
Either way, great site and I look forward to seeing it improve
over time.
There are many good reasons to taste edible gummies. They’re
delicious and a great option to test new
flavors. They have numerous medicinal benefits. But, they should be consumed in moderation. A whole
bag of gummies can cause highs the next day.
Here is my web blog … cbd Edibles Michigan
Hey there! I know this is kind of off topic but
I was wondering which blog platform are you using for this site?
I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at options for another platform.
I would be fantastic if you could point me in the direction of a good platform.
Hello, i think that i saw you visited my blog thus i came to “return the favor”.I am attempting to find things to improve
my website!I suppose its ok to use a few of your ideas!!
A Payday Cash Loan is a cash
advance for a short period of time. It can be used for anything, from paying
rent, buying spare parts for your car or even to pay off rent that
is past due. You should only use it for essential items.
An impressive share! Ι һave jսst forwarded this onto a colleague ѡhο has been conducting a
littlе researｃh on this. Αnd һe іn fact ordered me dinner
becaսse I discovered іt for him… lol. So allow me to reword
this…. Thаnk УOU for tһe meal!! But yeah, thаnks foｒ spending the tіme to discuss tһis topic һere օn your site.
Also visit my web-site – get cheap singulair without insurance
If you’re looking for mobility scooters that fold there are many advantages in choosing one over
other. These scooters are ultra lightweight folding mobility scooter
uk; Courtney, and take up less space.
Shipping can take anywhere from three to seven days.
Players should full a clam form foor prizes of $600 or more.
Also vist my web-site – Browse around this site
Gambling online has gained popularity in the last decade. In 1996, there were just fifteen websites.
In 1997, there were more than 200. According to Frost & Sullivan, online gambling generated
830 million dollars in revenues in 1998.
Many UK grizzly seed bank reviews banks will offer an extensive selection of cannabis seeds.
Seed banks should have a clear product description reviews from customers,
friendly customer service, and a clear product description.
There are many different CDNs available on the market,
so finding the best one for your company can be a challenge.
Although some CDNs share similar features, some are more compatible.
My site: Global Cdn
Yet, it recognizes utterance generated from
the bedroom class as belonging to the kitchen class, showing that we have
now successfully eliminated the slot that was chargeable for making the classification choice.
To make sure that the air popping out of the barrel never nears this temperature, hair
dryers have some sort of heat sensor that journeys the circuit and
shuts off the motor when the temperature rises
too much. When it reaches a sure point, it trips a switch that cuts off energy to the hair dryer.
Things will actually start to heat up on the next web page after we take a more in-depth have a look at how
these gusty little appliances actually dry our hair.
MSNBC will hand off the 1 pm ET timeslot to Chris Jansing
and MSNBC Reports. Apple discontinued the iMac Pro last yr, but reports appear to indicate that Apple might bring it back.
Holidays usually final longer than just someday.
Nothing’s worse than coming once more to the lodge after a protracted day of sightseeing,
and needing to stay awake another forty minutes merely to off -load
two 1 GB playing cards, at about 20 minutes a pop.
When looking for a sexdoll Sales, look for a reputable seller
that has a money-back guarantee as well as detailed
information about the manufacturer, detailed photos of the exact doll, and customisation.
You might want to think about taking a CBD tincture for pain relief.
Think about Blosum Cbd tinctures oil for sale full spectrum hemp oil tincture.
When it comes time to purchase a replacement car key replacement near me key, there are several choices.
Based on the complexity of your key, you might have to order a special one from
the manufacturer.
What’s up friends, how is the whole thing, and what you wish for to say about this piece of writing, in my view its
truly amazing designed for me.
Slot machines online are a preferred game played by millions of players.
This exciting and enjoyable type of gambling is a ideal way to pass time or to make extra money.
Outstanding post but I was wanting to know if you could write a litte more
on this subject? I’d be very grateful if you could elaborate a little bit more.
Thanks!
Have a look at my page; sash windows Wandsworth
Is the one quit purchase all vape products.
Here is my blog post: item452838025
You’re in the right place if you require locksmith Islington. There are several reasons why you
might require a professional Locksmith in Islington in the
area. First locksmiths in Islington offer a wide range of
services.
Regardless of the material, uPVC windows may need to be fixed and maintained regularly.
While these windows are well-known for their long endurance and resistance to extreme weather conditions their
design and parts could wear out over time.
Visit my homepage … window repair – Thanh –
Electricians in house rewiring dunstable; Gerard, offer
all kinds of electrical services and are accessible all hours of the day.
They will do a professional job and provide prompt assistance at any time.
to see suzukivitara website you can click here
سوزوکی ویتارا
You may be wondering how you can get a Mesothelioma or Asbes settlement.
There are many aspects to take into consideration, including the Trust size,
the process , and the time frame.
Review my webpage; Asbestos lawsuit
Greetings from Carolina! I’m bored to tears at work so I decided to browse your blog
on my iphone during lunch break. I really like the knowledge you present here and can’t wait to take a look when I get home.
I’m amazed at how quick your blog loaded on my phone ..
I’m not even using WIFI, just 3G .. Anyhow, amazing site!
The most affordable method to replace double glazing is to retrofit old frames.
Renovation and draught reduction are the most effective methods to fix double glazing.
But, DIY repairs to double glazed windows (Angelita) might invalidate your
warranty.
Children suffering from ADHD are faced with many challenges such as a long waiting list at the Adhd Clinic Bristol
clinic in Bristol. The CCG has set the funding level for the clinic
at a level which is not enough.
The MCM Eau de Parfum is an airy feminine scent.
The scent is inspired by the mythological element of water.
The base scent is woody, green with a blend of bergamot and violet leaves as well as
some in musk.
my webpage; Unisex fragrance
You can customize your doll to make it more thrilling.
You can alter the doll’s hair color, eyes color, body type, and also
her hair color. You can also change certain details
of the doll’s anatomy.
Also visit my homepage – Sexdolls
Most likely, you’ve heard the term «ADHD psychiatrist Bristol«. But are they the best option? Here are some examples. One Dr. Rajpal is a consultant visiting at Priory Hospital Bristol, and another Dr.
Hi! I’m at work surfing around your blog from my new iphone 3gs!
Just wanted to say I love reading through your blog and look forward
to all your posts! Carry on the outstanding work!
อย่าห้าวให้มากไอ้เด็กเหี้ย
There are many reasons to hire a Manchester locksmith. They provide emergency services
and are licensed in Connecticut. If you’re worried about the security of your home, visit a local locksmith in Manchester showroom
to discuss your options.
Are you looking for the perfect sexdoll? You can purchase one on an established seller site for sexdolls.
If you’re not sure of what to look for in a sexdoll you can always alter it according to your personal preferences.
Also visit my page :: sexual dolls
There are a variety of CDNs that are available and deciding on the right one for your business could be
a daunting task. Although some CDNs share similar features, others are more compatible.
Also visit my web-site: Best cdn
There are many aspects you need to consider when replacing your replacement windows near me.
It is essential to be aware of the differences in prices, U-Value and solar heat gain. You should also be aware
of factors that impact efficiency. Find out more on this subject.
According to a new survey New Yorkers are among the top purchasers of $2,000-$3,000 love dolls.
This year New York was the top-seller of love dolls in all US cities.
Los Angeles, Chicago, Dallas and Dallas were in close
proximity.
Also visit my web page; Sexdoll Sale
It doesn’t matter whether you require new windows or considering installing new ones it is essential
to know the different kinds of double glazing in handyman near me ilford.
It is important to be aware of the differences between the
various materials that are available when you
purchase a small double mattress.
This article examines various materialslike memory foam,
latex, pocket spring, and traditional spring.
Is the one quit buy all toronto weed Vape shops items.
There are some situations in your life that you might require the help of an emergency electrician in Electric Repair Biggleswade.
Electrical issues can be hazardous and require a professional to resolve them immediately.
If you have contracted mesothelioma or lung cancer due to asbestos law exposure, it is
recommended that you immediately seek legal help. Gruber Law Offices will provide an evaluation of
your case free of charge.
Your way of explaining all in this piece of writing is
actually pleasant, every one be capable of effortlessly know
it, Thanks a lot.