Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Good answers in return of this issue with genuine arguments and
explaining all regarding that.
pain meds without written prescription the canadian drugstore
Greetings! Quick question that’s completely off topic.
Do you know how to make your site mobile friendly? My blog looks
weird when browsing from my iphone. I’m trying to find a template or plugin that might
be able to fix this issue. If you have any suggestions, please
share. With thanks!
Is the one quit purchase all vape items.
Review my blog; vaporizer2
Here is my site … Astrid
Descubre los mejores lugares, cafés, bistrós y
restaurantes con tenedor.net en el mundo.
Leer menús y las últimas opiniones de los usuarios.
Ver fotos y calificaciones. Descubra qué restaurantes ofrecen comida para llevar y entrega a domicilio.
Neat blog! Is your theme custom made or did you download it from somewhere?
A theme like yours with a few simple tweeks would really make my blog jump out.
Please let me know where you got your theme. Many thanks
I was suggested this blog by my cousin. I’m not sure whether this post is written by him as no one else know
such detailed about my difficulty. You are amazing!
Thanks!
Is the one stop buy all vape products.
My website … item452698945
There are many things you should be aware of about CBD Infused gummies.
Some of them contain a higher concentration of CBD than others.
Here are some things you should know: What are
different levels of CBD and THC?
Security naturally is a large issue with remote keyless entry car key replacement
near me – jpn.junghyun.co.kr –
keys. If it were that simple, then people might be opening one another’s cars which could donrrrt huge security threat.
I’ve been exploring for a bit for any high-quality articles or weblog posts in this sort of house .
Exploring in Yahoo I eventually stumbled upon this site. Studying this info So i’m glad
to convey that I have a very good uncanny feeling
I discovered just what I needed. I so much unquestionably will make sure to do not
fail to remember this web site and provides it a glance regularly.
There are numerous ads on the internet for penis enlarger pump.
Men are interested in how they can increase the size of their penis and more than 60, 000 searches for «penis size enlargement»
are performed every month.
There are many kinds of folding scooters with each having its own distinct design. Some models Fold Down Mobility Scooters just
the stem, while others include a small plastic latch on the back bumper, which
provides stability when being carried.
The best unisex perfumes can be enjoyed by nearly every person. Gone are the days when the scents
for men were distinct from floral scents for women.
In case you are locked out of your house or vehicle, do
not break windows or doors! Within one hour, you’ll find a Local Emergency Locksmith
locksmith. Locksmiths can arrive at your home in less than an hour and replace
your lock.
You may wonder what you should do if your smart key gets taken. Do you feel that
so you can get your complete lock and system mechanism
of auto changed? No, it is absolutely nothing like which in turn.
Have a look at my blog :: Replacement car keys cost
If you have been diagnosed with mesothelioma litigation or
other cancers, a lawyer is necessary. A lawyer can assist you to know your rights and the best way to
file a lawsuit.
Moringa oleifera has few recognized negative effects.
Here is my blog reflective rave clothing mens
A 24hr locksmith 24 hours a day
can be useful in any circumstance. You may be locked out of your door or broken key.
Howdy! This post could not be written any better!
Looking at this post reminds me of my previous roommate! He continually
kept preaching about this. I am going to forward this information to him.
Pretty sure he’ll have a good read. Thanks for sharing!
Online casinos offer many benefits. The process of signing up doesn’t require you to invest a lot
of money. Online casinos usually provide free games that players
can play to find the best games.
My web site experience
Thanks for any other magnificent article.
Where else could anyone get that type of info in such an ideal means
of writing? I have a presentation next week, and I’m at the look
for such information.
CBD powdered drink mix is among the best-selling products in the cbd infused water for sale
[Kimberly] market.
These drink mixes are simple to make and are sold in bags that are single-serve.
Avon men’s aftershave comes with strong masculine
fragrance. It’s a vanilla scent, woodsy, and
a fresh scent. Find out if this scent is suitable for your
needs and budget.
It isn’t easy to select NetSuite integration partners.
Many companies resisted cloud technology due to it being considered as a risky undertaking particularly when it involved moving data across
the internet.
There are a lot of things to take into consideration when replacing
your windows. What are the advantages of each material?
How much will it cost? How do you know which are the most suitable choices for your home?
Here are some tips.
Take a look at my website :: glass window Replacement
You don’t want to waste the time calling a locksmith just to assist you in locking your vehicle.
But the reality is that it’s difficult to find a 24 hour emergency locksmith near Me locksmith.
You should think about Vipera’s Four Seasons Mascara Brown Fall if you are looking for an exciting new Best lengthening mascara Uk.
This mascara is suitable for all seasons: autumn, winter,
spring. Its brown color will enhance your natural
color.
You can choose the theme you like and play hundreds of online slots.
Although the payouts might differ but they all use
the same mathematical formula. To find the ideal slot game for
you, look for the «Auto Spin» option.
Here is my blog post :: bet (ringliaison.Com)
Upvc window repairs near me are possible when you’re in the UK.
These windows are made of various materials and suffer from a
range of problems.
Anyone who has been exposed to Asbestos Compensation could develop an asbestos-related illness.
However there are a few who will not be affected.
Contact an attorney as soon as you can if you suspect you have
an asbestos-related disease.
Betting on online sports betting gives bookmakers as well as bettors numerous advantages.
Online betting sites permit people to bet on their favorite sports,
and also earn them money. They offer a range of
deposit options.
Also visit my web-site experience (http://affiliation.skipub.fr/scripts/click.php?a_aid=hdn&a_bid=01f48734&desturl=http%3a%2f%2findianaweddingdesign.com)
If you’re thinking of buying a lightweight, ultra-compact
lightest folding mobility scooter [Angelina] scooter, the first thing you should think about is:
what are the benefits of these scooters?
The unisex fragrance CK One by calvin klein one Klein is a citrusy fragrance.
It’s fresh, clean, and slightly sweet. It’s a pleasant scent that will delight
both women and men. CK One is a citrus scent that is
great for work and for a night out.
A new survey has shown that New Yorkers are among the
most avid buyers for $2,000-$3,000 love dolls. New York topped all other US cities in the purchase of love dolls this year.
The cities of Los Angeles, Chicago, and Dallas were close behind.
Here is my page … sexdolls sale
If you are shopping for a sexdoll, search for a legitimate seller with a guarantee of money back and detailed information about
the manufacturer, clear images of the exact sex doll, and customization.
Take a look at my website; Sexdolls sale
A mesothelioma patient may not be able afford to travel to
top attorneys to make a claim. Many Mesothelioma Attorney claims can be filed in more
than one state. Finding a local lawyer could be difficult.
Look sexdoll for sale – http://Bhn.kr/bbs/board.php?bo_table=free&wr_id=4702, authentic vendors that offer a money-back guarantee, complete information regarding their manufacturer, photographs of the exact sex doll and personalisation when looking for the sexual doll.
If you want a sexy and life-like doll to play with, you must to find a realistic
doll. Life-size sex dolls are adorable and easy to clean. You can pick redhead, blonde or Latino sex
doll. Different dolls have different sizes, skin tones and styles.
Check out my blog: Sexdolls
When choosing the best cbd Infused drinks near Me sparkling water,
you need to be aware of the cost. Many of these products cost over
$6.66 for a bottle. That’s quite a huge amount for a health drink.
Find authentic sellers with a money back guarantee, complete
information regarding their manufacturer, photographs of the
exact sex doll, and customization when shopping for an Sexdoll sale.
When looking for a double glazing installer near me-glazing installer near me, it is important to look beyond the cost.
Although many companies claim to provide excellent service however, they can’t prove
that.
Is the one stop buy all best toronto vape shop products.
My brother suggested I may like this web site. He used to
be totally right. This submit actually made my day.
You cann’t imagine just how so much time I had spent for this info!
Thank you!
Chronic pain is a prevalent condition that affects millions of people
across the country every year.
Here is my blog – Best Gummies For Sleep And Anxiety
Hi there frіends, how is all, and what you want to ѕay about this article,
in my view its in fаct remarkable in support of me.
I visited many blogs however the audio quality for audio songs
present at this website is really excellent.
Hey! I’m at work surfing around your blog from my new iphone!
Just wanted to say I love reading your blog
and look forward to all your posts! Carry on the superb work!
Great blog! Is your theme custom made or did you download
it from somewhere? A design like yours with a few simple tweeks would really make my
blog jump out. Please let me know where you got your theme.
Thank you