Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Is the one stop look weed vaporizer for wax
all vape items.
I’m no longer sure where you’re getting your information, but great topic.
I needs to spend some time learning more or working out more.
Thanks for excellent info I used to be on the lookout for this info for my
mission.
Hi colleagues, its fantastic article concerning cultureand fully
explained, keep it up all the time.
I think the admin of this web page is genuinely working hard for his web site,
because here every material is quality based stuff.
A different 144,492 tickets got the Powerball only for a $4 prize.
Here is my blog: click here
Edible gummies are fun and tasty. However, they should be consumed in moderate
amounts. Gummies where can i get edibles be very attractive, therefore they should be stored in a refrigerator-safe container.
Hi Dear, are you in fact visiting this web site on a regular basis, if
so then you will without doubt take fastidious know-how.
Here is my web site: iogsport slot
This is the greatest Powerball jackpot drawing in three months and, would be the
seventh-largest jackpot in the game’s history if won.
My web skte Click here!
You’ve come to the right spot for those looking to purchase Cbd hash Uk UK hash.
CBD is now legal in the UK for medical reasons.
What is CBD hash oil exactly? It is a concentrated version of cannabis extract.
While silicone dolls are more robust in comparison to TPE
dolls, they don’t appear as authentic as TPE dolls. Love Doll Tpe dolls may be damaged by excessive moisture since it is porous.
The most affordable whole spectrum CBD oil is
also among the top. It has the highest CBD per ml
, and is therefore a great deal. full spectrum cbd oil for sale (Maple) Spectrum CBD oil
UK is the cheapest. It comes with a 1000mg content and the
best quality.
A quick cash loan can be used to pay for unexpected expenses.
You can use the instant Cash Loans to pay for medical
emergency expenses, car repairs, and many other things.
In some cases it’s even possible to get a substantial amount
of money in one day.
There are many factors to take into account when purchasing a mens masturbator.
This article will focus on the design, the material and orifice.
Then, you can decide which one best suits your needs.
Continue reading to learn more.
Also visit my homepage; Masturbators for men
If you’re in search of no credit check loans Short term bad Credit or a short-term unsecured loan but don’t
want to have to worry about your credit score,
then you must check out this article.
If you’re searching for mobility scooters that fold
there are numerous advantages for choosing one over other.
They’re lightweight and take up less space.
Shipping can take anywhere from three to seven days.
Here is my web page :: folding Disability scooter
New Yorkers can now make online bets on sports
since January 8 2022. Four main operators have received licenses
for mobile betting, that will allow them to provide their services in many
ways. The operators are Bally’s and DraftKings NY.
Here is my homepage; casino (Adrianna)
It’s simple to select the right Replacement upvc Door handles uPVC handle for your
door. But it can be a challenge for those who don’t know how to measure
and examine your current handle.
Many parents opt to buy triple bunkbed bunkbeds
as a gift to their children. There are a variety of
brands and models to choose from, but which one
is the best? Here are some suggestions from trusted
businesses:
Are you in search of an sexdoll for sale?
You can purchase one from an established seller
site for sexdolls. If you’re unsure of what you should look
for in a sexdoll, you can always customize it to suit your personal preferences.
If you’re searching for a site to purchase Delta 8 Gummies Louisiana 8 gummies for sale, you’ve found the
right website. The website sells hemp-derived products and third-party lab
reports.
full spectrum cbd near me uk spectrum CBD
oil has many benefits, but which brand is the best to purchase?
Check this article out! There are over 100 cannabinoids
present in marijuana, such as CBD and the tetrahydrocannabinol (THC).
I think this is one of the most vital information for me.
And i am glad reading your article. But should remark on some general things, The site style is
ideal, the articles is really great : D. Good
job, cheers
There are many reasons why you should consider sports betting.
From the potential to make profits, to the thrill and the
opportunity to support your team of choice in addition to
the overall experience.
Feel free to visit my blog; online
For most up-to-date news you have to pay a visit world wide web
and on the web I found this website as a most excellent web site for most recent updates.
There are numerous options and features to select from when looking for the most sexdolls.
These are the factors that make your doll look and feel real.
the best sexdoll first thing to be aware of is that these dolls aren’t life-size!
Before deciding on a different project design,
the project’s management team must understand the major factors that go into each
alternative.
Feel free to visit my homepage; Altox.Io
Hello There. I discovered your blog the use of msn. That is a really smartly written article.
I will be sure to bookmark it and come back to learn extra of your helpful information. Thanks for the post.
I will certainly comeback.
Yes! Finaly something about dating.
WBNS would lile to send you push notifications
about thee most current news and weather.
Feel free to visit my web-site; View website
Considering a triple Bunk bed with storage bunk bed for your child’s
bedroom? You might want to consider its storage space along with
safety features and space-saving design. This article will assist you in making the best choice for your child’s triple bunk bed.
Awesome blog! Is your theme custom made or did you download it from
somewhere? A theme like yours with a few simple adjustements would really
make my blog stand out. Please let me know where you got your theme.
Thanks
There are numerous kinds of calming gummies on the market.
Some contain only hemp extract and CBD and others have
a higher amount of CBD. You’ll need to research the product to find the best cbd gummy one for you.
I think the admin of this web page is truly working
hard in favor of his website, for the reason that here every
stuff is quality based information.
Poker players have plenty of new options thanks to the internet.
The popularity of online poker has grown dramatically in recent years.
Online poker (Indira) is an excellent alternative if you love the game but don’t have the time
to visit a casino.
If you’ve been diagnosed with mesothelioma, there are several
legal options that you have. You must make a claim for Mesothelioma Compensation with the court clerk.
You need to understand full spectrum cbd oil uk Spectrum
CBD oil before you purchase it. CBD oils are made up of cannabinoids
as well as terpenes. These oils are made of European hemp plants that are grown organically.
In general, you can purchase 1,000mg bottles.
Attractive section of content. I just stumbled upon your
site and in accession capital to assert that I acquire actually
enjoyed account your blog posts. Anyway I will be subscribing to your feeds and even I achievement you access consistently fast.
Here is my page yoga pose
There are a myriad of best gummies For sleep and Anxiety that can be
used to combat anxiety. If you’re looking for a way to ease your
anxiety without feeling sleepy, CBD gummies are the way to
go.
It is perfect time to make some plans for the longer term and it’s time to be happy.
I have read this submit and if I may I want to suggest you few fascinating things or suggestions.
Maybe you can write subsequent articles referring to this article.
I desire to learn more things approximately it!
I am truly grateful to the owner of this website who has
shared this fantastic post at here.
Are you thinking about replacing your windows in Oxford?
Learn how Oxford windows can improve the value of
your home, while saving you money.
If you’re looking for ways to fix a double glazed window, you’ve come the right spot.
The suggestions in this article will show you how to fix seals and
glass as well as replace broken frames and deal with
issues that come up repeatedly.
my homepage – Double.Glazing Repair
Poker online has
numerous advantages. For instance, there are no waiting lists or
second-hand smoke and you can play any time you want.
Also, you can enjoy the variety of games. You can also play your favorite games at the ease of your own home.
Hello, I read your new stuff like every week.
Your story-telling style is awesome, keep
it up!
Are you in search of a sexually explicit doll?
Why not get one from a trusted sexdoll sale site? If you’re not certain what to look for in a Sexdoll Sales you can always alter
it to suit your personal preferences.
What’s up to every one, the contents existing at this web
page are actually amazing for people experience, well,
keep up the nice work fellows.
If you’re looking for a fresh sleep supplement, you
may be interested in gummies that contain the hormone melatonin. This hormone regulates our body’s wakefulness, sleep cycles and may aid in the effects of jetlag or slowing puberty.
Here is my web site; Best cbd Gummy
If you’re in the market for a new car key you should consider utilizing
the services of a cut car Keys Near Me
key cutting service. The manual process of cutting new keys using key codes was time-consuming.
You’ve been searching for a link that will take
you to a trusted site that provides online slot machines.
But how do you tell which one is the most popular? Read on for tips on how to find a site that offers the best slot online Terbaru machines.
I really like what you guys tend to be up too. This sort of clever work and exposure!
Keep up the good works guys I’ve included you guys
to my blogroll.