Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Stunning story there. What happened after? Good luck!
Is the one quit buy all vape products.
Feel free to surf to my homepage … best dry herb vaporizer pen
Is the one quit purchase all vape products.
Feel free to surf to my homepage :: item452751921
Excellent post. I was checking continuously this blog and I’m
inspired! Very helpful information particularly the last phase 🙂 I
handle such information much. I used to be looking for this certain information for a long time.
Thanks and best of luck.
Hello, i believe that i noticed you visited my site thus i came to go back the desire?.I’m attempting to find things to enhance my web site!I
suppose its good enough to use a few of your ideas!! save refuges
I didn’t know that.
I was wondering if you ever thought of changing the layout of your
blog? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content
so people could connect with it better. Youve got an awful lot
of text for only having one or two images. Maybe you could space it out
better?
Also visit my blog – first aid course
It’s truly a nice and helpful piece of information. I am satisfied that you
simply shared this useful info with us. Please keep us informed like
this. Thank you for sharing.
my web-site – first aid course
Infinite Windows & Doors Ltd provides uPVC windows throughout st albans glazing Albans, and the surrounding areas.
They will provide a free estimate and will show
you samples of their windows so that you can determine if they’re
the right choice for you.
The latest night cream night (Jenny) by No7 is
made up of retinyl palmitate, a highly effective anti-aging ingredient.
The cream also has been proven to reduce the appearance
of wrinkles. Its texture and consistency were described
as rich and silky.
Togel players shouldn’t be overlooked when searching for the
most recent data hk Hari ini HKhari ini.
The website has a wealth of information about the
game, including tips and predictions.
If you’re in search of new windows for your home or
are planning to install a brand new set, it may be beneficial to know
the various kinds of double-glazed windows available in Ilford Double Glazing.
I always emailed this webpage post page to all my associates, for the
reason that if like to read it then my friends will
too.
Feel free to surf to my page … white card training brisbane
There are a myriad of stories about ghosts in cars.
But the first one that really got the attention of the public was a picture of a mother who was dead leaning on the back of
an automobile.
My blog post Ghost immobilisers
Is the one stop purchase all vape items.
Feel free to visit my page item452835904
What’s up, always i used to check website posts here in the early hours
in the break of day, for the reason that i love to gain knowledge of more and more.
Stop by my web site Removing Condensation From Double Glazing Brentwood
Quality posts is the secret to be a focus for the people to
pay a visit the web page, that’s what this web page is providing.
Here is my blog post Agen Judi Slot Slot Online
The most affordable Full Spectrum Cbd Oil For Sale spectrum CBD oil is also the best.
It’s because it has the highest level of CBD per milliliter, which means it’s an excellent value.
Gummy organic vegan bears (Silvia), candy made of fruit that looks
like jelly babies, are much smaller than jelly babies.
They are approximately 2 centimeters long and shaped as an animal.
Can I simply just say what a relief to discover somebody that actually knows what they are talking about on the internet.
You actually understand how to bring a problem to light and make
it important. More people need to read this and understand this side of
your story. I was surprised you are not more popular since you most certainly possess the gift.
My web blog white card training brisbane
There are so many options out there when it comes to locating the best night Creams cream to your skin. There are numerous options for retinols
as well as emollients that are light.
Is the one stop shop for all Vape Store Toronto Airport products.
Paragraph writing is also a fun, if you be acquainted with
afterward you can write otherwise it is difficult to write.
This post is truly a fastidious one it helps new the web users,
who are wishing in favor of blogging.
The concept of mental health Evaluation Uk
health has many facets, and defining it is an essential aspect of your overall health.
It’s subjective, and could be influenced by different theories of
professional experts.
Having read this I thought it was extremely enlightening.
I appreciate you finding the time and energy to put this article together.
I once again find myself spending a significant amount of time both reading and posting comments.
But so what, it was still worthwhile!
Are you thinking about an online psychiatrist online?
If so, you might be wondering if you should
opt for a free option or pay a standard copay. You can consult with
your insurance provider or Medicare agent to find out.
Hello! I simply wish to give you a big thumbs up for your great information you’ve got right here on this post.
I am coming back to your blog for more soon.
Hi there are using WordPress for your blog platform? I’m new
to the blog world but I’m trying to get started and create my own. Do you require
any html coding expertise to make your own blog? Any help would
be greatly appreciated!
Here is my webpage … white card near me
CBD for dogs is becoming more popular as a method of reducing pet anxiety.
buy cbd dog treats uk is a fantastic way to improve your
dog’s overall quality of life, however it is
important to use it with care.
Of all the products on the market, CBD gummies are
the most popular. They are also the most simple and
most secure way to get 300mg vegan cbd gummies
into you system. These edible treats are able to assist with pain relief,
sleep quality, and depression symptoms.
If you’re looking to buy the hottest doll to have fun or to gain confidence, there
are inexpensive silicone sex toys that can make your fantasies come true.
The male sex silicon love dolls are ideal,
as they have an appearance that is more real.
Whether you desire to acquire car money online, you need to limit all the feasible packages and
fees that fit your finances. As commonly along with the situation of numerous, they usually tend
to ignore the significance of reviewing money quotes that
they usually tend to spend thrice as high as they can have actually conserved, Discover More Here.
Thank you so much! It a fantastic web site!
link
https://gabapentin.icu/# neurontin 300 mg mexico
A doll that sexdolls you can play with that has
the appearance of your body. It’s also a great way to explore your passion for
sexuality. The true beauty of a sexdoll is the fact that they can bring
back powerful memories.
My web-site … Sex dolls
Newborn male hamsters are distinguished from newborn females by noting the overall
anogential distance and pointed genital papilla
in the male. The clinical significance of the flank glands is that they’re normal constructions.
Double repair of glazing near Bromley are available if your window
fitters bromley [pushkinhouse.co.kr] units
are damaged. While you could make repairs yourself, it is important to
find a professional who will work efficiently and
quickly.
Thanks for sharing your thoughts about white card brisbane face to face.
Regards
The Powerball jackpot improved to $245 million for Wednesday’s drawing.
Here iss mmy wweb blog: check here
I’m not sure where you’re getting your information, but good topic.
I needs to spend some time learning more or understanding more.
Thanks for magnificent info I was looking for this information for my mission.
There are many alternatives when it comes to Upvc Window Repairs St Albans windows available in St Albans.
These windows can be used to improve the appearance of your home
and reduce the cost of heating.
If you’ve got a damaged window, a leaky roof or a leaky faucet there are numerous
window upvc door repairs near Me in my area to help you out.
Some of these requirements aren’t that significant,
but some are more serious.
Look out for ingredients such benzoyl peroxide and niacinamide
as well as Bisabolol and hydrolyzed Ceramides when you are looking for a dark circle eye cream.
These ingredients work together to improve the appearance and
tighten the eye area.
What a material of un-ambiguity and preserveness of precious knowledge on the topic of unpredicted
emotions.
my blog :: first aid training
A Electric Folding Mobility Scooter – Prodamvce.Ru – mobility scooter is the best option for those
who are constantly moving and require to transport their mobility scooter.
They fold into a small and easy-to-load package which can be easily
loaded into a car.
According to a survey, New Yorkers are among the top purchasers of $2,
000-$3,000 love dolls. New York was ahead of all other US cities when it comes to buying love dolls this year.
Those in Los Angeles, Chicago, and Dallas were not far behind.
Here is my website – sexdoll Sale
This article will provide information about sash window repair.
We’ll talk about the most commonly encountered
issues as well as the costs and requirements for draughtproofing a sash repairing Double glazed windows.
Are you looking for the naked side of the most popular
nude girls on the planet? If so then you’re in the right spot!
From Molly Sims to Jessica, Skylar Vox, and Lucy is Loud,
these ladies have everything. Top Onlyfans Nude Models is the best way
to see them naked.
Is the one quit buy all vape products.
My web blog; rda stand