Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Asking questions are truly pleasant thing if you are not understanding something entirely, however this piece of writing gives fastidious understanding even.
There are now three chances to win the Powerball eachh
week– Monday, Wednesday and Saturday.
Allso visit my web site – Look at this website
A motivating discussion is definitely worth comment.
I do believe that you ought to write more on this subject matter, it may not
be a taboo matter but usually people don’t discuss such issues.
To the next! Many thanks!!
https://gabapentin.icu/# neurontin 100mg discount
cheap pet meds without vet prescription best online canadian pharmacy
Asking questions are actually pleasant thing if you are not understanding
something fully, except this piece of writing presents good understanding yet.
Hi I am so excited I found your weblog, I really found you by error, while
I was browsing on Askjeeve for something else, Anyways I am here now and would just like to say cheers for a marvelous post
and a all round exciting blog (I also love the theme/design), I don’t have time to go through it all at the minute but I have saved it and also included your RSS feeds, so when I have time
I will be back to read a great deal more, Please do keep up the fantastic work.
Under is a table detailing all the prizes, and how numerous balls players must match to
win them.
Here is my web site Take a look at the site here
Do you mind if I quote a couple of your posts as long as I provide credit and sources back to your weblog?
My blog is in the exact same niche as yours and my users would certainly benefit from some of the information you provide here.
Please let me know if this okay with you. Regards!
If you’re looking to accept cryptocurrency payments, then you’ll want to consider crypto payment gateways.
These secure payment platforms feature authentic digital signatures and allow
real-time cross-border payment.
Nice answer back in return of this matter with firm arguments and
explaining all on the topic of that.
My web site windows Wandsworth
Adult sexy dolls can be described as highly real, and a majority of them have
a real mouth, anal cavity, and vagina. Some dolls even have cleavage or genitals to make it look
more real.
my web page – s ex doll (Jasmin)
delta 8 Gummies Delaware 8 gummies are a natural taste and more natural than the others.
The more authentic they are, then the better. Look for non-GMO and organic
qualities in your gummies, and avoid those with artificial ingredients.
If you live in a region that is often without cheap Fridge, you may
need to consider free refrigerator programs.
Numerous federal and state government agencies run programs that offer free assistance to purchase refrigerators.
Turn relating to the car lock repair near me‘s electrical
system, in case the signal lights are working fine. Each month the turn signal, considering the beam lights,
headlights, the brake and hazard stands out.
You’re probably familiar with numerous Online Sex Stores shops and adult toy shops in New
York City. There is a sex shop for every need from Eve’s Garden to Adam’s Garden. Here are some tips on where to find adult stores near me.
Online slots are a popular activity for millions of people.
This exciting and entertaining form of gambling is a ideal way to pass time or to make extra cash.
My page :: gaming
Finding an audi key fob replacement (Vida) replacement key is straightforward, but there are some things to take into consideration. The process may take a little longer than you had hoped.
If you’ve had to contend with damaged upvc window Repair window, you’re not alone.
There are many reasons why people opt for uPVC windows.
They are also water-proof and energy efficient, and can be painted any shade you like.
People who have transponder Car keys programming near me installed in their cars
ought to think about transponder key programming. We will talk about the costs and the locations for these services, and how to obtain an alternative key.
The Best perfume Unisex unisex perfumes
are a must for every person. The floral scents for men are no longer perfumes markedly different from the
ones for women.
You’ve come across the right site If you’re in search of double repair of your glazing high Wycombe in High Wycombe.
Montrose Glass is a well-established business that has been operating for over
50 years.
You ought to be a part of a contest for one of the greatest sites on the net.
I’m going to recommend this website!
We’d adore to hear eyewitness accounts, the history behind an write-up.
Here iis mmy webpage; Extra resources
Thanks for sharing your thoughts about Telefonski imenik – Hrvatski portali.
Regards
Online betting has a number of benefits for both bettors and the bookmakers.
Apart from allowing gamblers to place bets on their favourite sports betting websites also assist them in making money.
These sites offer many options for depositing money.
sexdolls Silicone sex dolls are among the most realistic
sex toys today. They have an open anal cavity as well
as a vagina, and precise breasts. Unlike TPE,
they are non-porous and do not retain moisture.
They are strong and can be sterilized easily.
A locksmith in Locksmiths fulham is a professional
locksmith who can give your home or office an upgrade to your security.
They can also offer an obligation-free security check for
your home.
It is simple to find a service that can reprogram your car’s keys.
There are numerous options, and it is easy to find one.
Before you set out to find a business that can provide this service, take into consideration your budget.
Here is my blog; Key Reprogramming Near me
เว็บbetflik โปร100%พวกเราเปิดให้ลงทุน ทั้งยังเกมสล็อตและคาสิโนออนไลน์ พวกเราได้เก็บค่ายเกมมีชื่อเสียงจากทั่วทุกมุมโลกมาเอาไว้ในเว็บไซต์เดียว
เรามีระบบฝาก-ถอนออัตโนมัว่ากล่าว รวมทั้งระบบที่ได้รับมาตฐานสากล เรามีโปรโมชั่นดีๆมากให้สมาชิกได้เข้ามาเล่น มีแอดมินคอยช่วยเหลือตลอด 24.
ชั่วโมง รับประกันความปลอดภัยไม่มีคดโกง พวกเรามีทั้งโปรโมชั่นและสูตรการเล่นให้แด่คุณได้รับความคุ้มราคาเอ็งการลงทุนกับเว็บไซต์ของเรา
A fridge was considered a luxury item in the United
Kingdom. It was also costly and heavy. It also required electricity and the majority of communities
relied on cooling houses that were shared by the community.
Visit my blog post :: cheap refrigerators near me
Great post. I was checking continuously this blog and I am impressed!
Very useful info specially the last part 🙂
I care for such info a lot. I was looking for this particular
info for a very long time. Thank you and best of luck.
Wow, this post is nice, my sister is analyzing these things, therefore I am going to let know her.
There are many types of sexdolls that are available for purchase.
You might not be familiar with Sexdolls for Sale if you’re
new to them. The pulsing sensation of the WM Doll may not be as exciting as it seems.
Double repair of glazing near Bromley Double Glazing are possible if your window units
are damaged. You can repair the damage yourself, however it is
crucial to be aware that you need a trained professional who
can complete the work quickly and efficiently.
If you’re in search of a present that will last a lifetime look into
one of the numerous buy makeup [http://Ted.hijack7.co.Kr/] sets available.
They can be used by anyone from a girl just beginning to use makeup to an older woman who is looking elegant to an older woman.
A cryptocurrency Payment gateway without Kyc gateway makes it easy to
accept donations and make payments using digital currencies.
Without a bank account they offer lower transaction fees and don’t
allow chargebacks.
The most effective anti-aging Best Night Cream In Uk cream is made
up of Retinol, a potent antioxidant and cell-regulating.
This powerful anti-aging night cream has been formulated
with brightening vitamin A.
Hello very cool web site!! Man .. Beautiful .. Amazing ..
I’ll bookmark your web site and take the feeds additionally?
I’m happy to find a lot of helpful info right here within the submit, we need work out more techniques in this regard, thanks for sharing.
. . . . .
Are you interested to accept crypto payments? If you are,
there are plenty of options for businesses that would like to
accept Pay With Crypto payment.
Among them are Coinbase, BitPay, Shopify, and Verifone.
You’ve found the perfect company to offer uPVC windows double Glazing repair In luton Luton. This company trades in windows for a wide range of properties .
It is also known for its reasonable cost and flexible design.
There are many best men’s aftershave scents available that
are available. This article will show you a few.
They include Versace Blue Jeans, Paco Rabanne 1 Million and Dior Sauvage.
Here’s a quick overview of what makes them great.
my web site mens Aftershaves uk
Aluminium doors come with many advantages.
They don’t require regular maintenance. They do
not rust or corrode and are perfect for all weather conditions.
They look fantastic even if they are left open in winter.
Second, they do not break or warp.
Check out my website – door repairs milton Keynes
best cbd hash Uk; brokeanxiousmama.Com, hash
is a form of cannabis that contains little to no THC and is a fantastic way to relax and combat stress.
It is extracted from the glands that produce resin in cannabis plants.
It has various advantages.
Alexis Texas and Leah Silverii are the hottest fans of
the world. Both are stunning models sporting huge booties and a plethora of content.
Sign up for the free only fans accounts trial to become an avid
fan. They will teach you everything you need to know.
You can pick the theme you like and play a variety of online slots.
The payouts differ but they all adhere to the same mathematical formula.
To find the best slot game for you, look for the «Auto Spin» option.
Also visit my site :: live (Emmett)
It doesn’t matter if you require new windows or looking to install new ones it is important to be aware of the various types of double glazing
in Ilford Windows And Doors.
I enjoy what you guys tend to be up too. This sort of clever work
and reporting! Keep up the fantastic works guys
I’ve added you guys to my personal blogroll.
My web-site – only Fans free subscription
Delta 8 gummies Oregon 8 gummies are a natural taste and are more natural
than the others. The more authentic they are the
more natural and healthier. Avoid artificial ingredients and opt for non-GMO and organic
Gummies.
This is very interesting, You’re a very skilled blogger.
I have joined your feed and look forward to seeking more of
your magnificent post. Also, I’ve shared your site in my social networks!