Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hey there, You have done an excellent job. I will definitely digg it and personally suggest to
my friends. I’m confident they’ll be benefited from this web site.
Thank you a bunch for sharing this with all of
us you really know what you are speaking approximately!
Bookmarked. Kindly also discuss with my web site
=). We can have a link alternate agreement between us
Feel free to surf to my site – Vape
https://cipro.best/# cipro pharmacy
Somebody essentially lend a hand to make significantly articles I might state.
This is the very first time I frequented your website page and thus far?
I amazed with the research you made to make this particular publish extraordinary.
Magnificent activity!
Feel free to visit my blog: zakarianul01
Hі, Neat post. There іs a prоblem tⲟgether wіtһ your web site in web explorer, ԝould test this?
IE still iѕ the marketplace chief and ɑ huge element оf ߋther people ѡill miѕѕ youг great writing due to thіs pr᧐blem.
Also visit mү blog buy cheap singulair tablets – ruangplus.com,
I am extremely inspired together with your writing
abilities and also with the layout for your weblog.
Is this a paid theme or did you modify it your self? Anyway stay up the nice
quality writing, it is rare tto look a nice blog like this one
these days..
Here iss my site deri telefon kılıfı
Hi there I am so delighted I found yyour weblog, I reaoly found yyou by accident, while I was researching on Diigg for someting else, Nonetheless I am here now and
would just like too say many thanks for a tremendsous post and a all round interesting blog
(I also love the theme/design), I don’t have time to read it all at the moment
but I have bookmarked it and also added your RSS feeds, so when I have time I will be back to read more, Pldase do
keep up tthe great jo.
Thanks for a marvelous posting! I certainly enjoyed
reading it, you might be a great author.I will be sure to bookmark your blog and will eventually come back later on.
I want to encourage yourself to continue your great work, have a nice holiday weekend!
Excellent post however , I was wanting to know if you could write a litte more on this topic?
I’d be very thankful if you could elaborate a little bit more.
Thank you!
For hottest information you have to go to see web and on world-wide-web
I found this website as a finest web site for latest updates.
Also visit my web page … metal prices
If you’re thinking of seeking the help of a private
ADHD diagnosis Manchester is a
good place to look at the cost and accessibility of each
choice. Here’s a quick overview of the most important considerations.
If you’re thinking about obtaining a private Adhd Centre Manchester Reviews diagnosis Manchester You’ll
need to think about the cost and accessibility of each option.
Here’s a brief overview of the main factors to consider.
Does your blog have a contact page? I’m having problems locating it but,
I’d like to shoot you an email. I’ve got some recommendations for your blog you might be interested in hearing.
Either way, great website and I look forward to seeing it improve
over time.
uPVC double glazed Windows london are a great option if you live in a London apartment and would like to increase
the space in your home. Tilt and turn windows are simple
to clean and allow a greater flow of natural light and ventilation.
You can make a mesothelioma case suit
without having to go to trial. Instead, you can settle the case.
This article will focus on the advantages of lawsuits. Continue reading to
find out more about the taxability and income from settlement proceeds.
It is crucial to locate an Local locksmith near me who is located close to where you live.
This not only simplifies the process, but it reduces stress.
You’ll be provided with an update on your job’s progress as well as a rough price quote.
Hey There. I found your weblog the usage of msn. That is an extremely smartly written article.
I will be sure to bookmark it and return to learn extra
of your helpful info. Thank you for the post. I’ll certainly return.
my blog post … Barnet home repairs
You’ve come the right place If you’re looking for dependable upvc doors In enfield window repair companies.
A reputable contractor will install new windows for you at a price you can afford, and benefit from lower utility
costs.
You can pick the theme you like and play a variety of online
slots. The payouts can vary but they all follow the same mathematical formula.
To find the right slot game for you, look for the «Auto Spin» option.
It is simple to find a trustworthy 24 hour Fulham locksmith, particularly when they
are knowledgeable about LockSub Approved and the status of professional of local businesses and the 24 hour service.
Near me, upvc window repairs near me window repair can help keep your home dry.
There are some common problems that arise with
the windows, including capillary action. This happens
when the frames and hinges of the windows aren’t fitted properly.
How do you choose a washer dryer? Which one should you pick?
This article will look at the features of some the most popular
integrated washer dryer sale dryers available on the market.
Auto Locksmiths could be called along the scene any kind locked out of my car location. Their goal is to produce a solution in emergency
situations as soon as possible. They will be equipped with all numerous they might need to exercise your malfunction.
A reliable emergency locksmith in horsham locksmiths is the best option if you are locked out of your home or office.
There are many reasons to change window made of uPVC. Roofs that leak can cause aesthetic damage , as well as water penetration and draughts.
Upvc window near Me windows Brighton are an excellent solution to such seemingly complex problems.
Many dermatologists offer tips on which eye serums are effective in reducing
the appearance of best dark Circle eye cream circles.
According to Diane Madfes, an attending doctor at the Mount Sinai School of Medicine in New
York City, Marie V.
You may be wondering where to find South African angel investors looking for projects To fund who will invest in your business venture as you begin to
develop it. Many entrepreneurs initially look to banks for funds but this is an incorrect strategy.
It could be difficult to locate a certified Adhd Test Near Me therapy provider in your area.
Behavioral therapy, which is a form of therapy that is sometimes prescribed, is also an alternative.
The first thing you need to be aware of is that teens sex dolls aren’t toys, they are real people.
These toys are made of a material called TPE, or silicone.
Although the latter costs more however, it has superior quality.
Here is my web blog – teen Sexdoll
If you’re thinking of where to buy cbd e liquid Online E liquid in the UK
you’re in the right place. Bruce Perlowin and Don Steinberg, who together founded one of the most successful telecom
marketing companies in the world and are the business’s owners.
Have you ever found yourself veering off the road
and suddenly, as soon as you realize it, you pull the wheel too hard
and then have to download back your market other direction to have
your car key Replacement under
control?
When searching for a compact double bed mattresses for sale (Ona) mattress,
it’s important to understand the different materials that are available.
This article will explain the various types of materials
like memory foam, pocket springs, traditional springs and latex.
Applying for a payday uk Loans loan is
easy. The loan should be repaid in full by the next payday.
There are ways to repay the loan in a timely manner, but you
must be aware of the high rates of interest and the credit check.
Double Glazing London in London is a great choice when you’re
searching for windows. These windows are energy efficient and can help you save money on energy bills.
Great article, exactly what I was looking for.
Take a look at my web page Best Onlyfans Accounts
Heey There. I found your blog using msn. This is a very well written article.I
will be sure to bookmark it and come back to read more of your useful info.
Thanks for the post. I’ll definitely return.
There is much debate about buy cbd Oil for sale oil’s
legal status in the UK. In the UK manufacturers aren’t permitted to make claims about medical benefits and therefore, cannot be legally sold as an ingredient in food products.
To offer an affordable alternative to costly sex dolls, cheap sex cheapsex Dolls were made.
There are a variety of body types, colors, and styles.
You can find a full-size sexy doll or a torso shaped like an Asian woman,
you can find a variety of choices.
If you are looking for the most realistic sexdoll, then you’re in the right
location. In this article, we will explain how to select
a silicone sexdoll, TPE real sexdoll porn,
or Silicon Wives sexdoll.
Are you in search of an appliance in your area? Fortunately, there are plenty of choices.
AJ Madison, P.C. Richard & Son, Lowe’s Pro and
Lowe’s Pro all make great locations to buy a refrigerator.
P.C.
my blog … Best Fridges Near Me
A locksmith in Locksmiths Fulham is a
professional locksmith who can offer your office or home an expert security upgrade.
They will also be in a position to provide you with a no-cost, no-obligation assessment of your home’s security.
If you’re looking for a Buy Cbd Tincture tincture that is available for purchase, you have several options.
It’s available through various brands like NuLeaf and Mood Magic.
But how do you determine which one is best?
Whether you want to Buy cbd tincture a CBD tincture
or a THC tincture, you can find the right product to meet your needs on the internet.
Mood Magic and Proof tinctures are two popular brands.
CBD hemp flower for sale flower is
used to help reduce cravings for nicotine. You can eat or drink it to increase
your energy levels and reduce the cravings for nicotine.
It can also promote better sleep and improve your overall health.
There are a myriad of treatment options for gambling addiction. One-on-one
counseling, medication, lifestyle changes and medications are all options.
This can turn into an addiction if you are unable to stop yourself from engaging in it.
my web page – betting, Krystal,
Are you in search of the best mascara makeup?
These techniques will help you achieve the most stunning lashes you can in a
matter of minutes. The mascara you wear will make you the center of attention and will
earn you many compliments.
You need to be aware of what to look for when hiring an auto lock smith – Freezedryerforum.Com, locksmith.
If you’re in search of someone who will be trustworthy and reliable then you should take a look at
the Better Business Bureau ratings of locksmiths for cars.
If you want to find the most effective best cbd oils near me oil
near me you need to know where to look. CBD oil stores and products are
flourishing in today’s market. But which ones are the most
effective?
I have been exploring for a little for any high quality
articles or blog posts in this sort of area .
Exploring in Yahoo I eventually stumbled upon this web site.
Reading this info So i am glad to show that I’ve a very just right
uncanny feeling I discovered just what I needed.
I most undoubtedly will make sure to don?t overlook this
web site and provides it a look regularly.
Here is my homepage Door repairs
Oh my goodness! Impressive article dude! Thank you so much, However I am having troubles with your RSS.
I don’t know the reason why I can’t join it. Is there anybody else having
identical RSS problems? Anybody who knows the answer will you
kindly respond? Thanx!!