Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
All prizes up to $599 may well be claimed at most Kansas Lottery retail areas,
regardless of exactly where the ticket was sold.
Here iis my blog post; Learn here
Hi to every one, the contents existing at this website
are in fact awesome for people knowledge, well, keep up the nice work fellows.
Its such as you read my mind! You appear to grasp so much about
this, such as you wrote the guide in it or something.
I think that you just could do with a few percent
to pressure the message home a little bit, but instead of that, that is wonderful blog.
A fantastic read. I will certainly be back.
Superb blog! Do you have any tips for aspiring writers?
I’m planning to start my own website soon but I’m a little lost on everything.
Would you propose starting with a free platform like WordPress
or go for a paid option? There are so many choices out there that I’m totally confused ..
Any recommendations? Thanks a lot!
When I originally commented I clicked the «Notify me when new comments are added» checkbox and now each time a comment is added I get four
e-mails with the same comment. Is there any way you can remove me from that service?
Bless you!
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Cheers
On a daily basis need to include a regimen that is about proper hygiene and health.
One of the big areas of this schedule should emphasis on your skin proper care.
Also visit my web site skincare Sets near me uk
Here are some ideas to assist you in learning
how to have sex dolls. If you’d like to test it on what Is a fuckdoll woman on top of your head, stand next to her and lean on her.
You’ll find the ideal angle for your pelvis, legs , and hips by practicing.
The internet offers a variety of advantages for both the bookmakers and the bettors.
In addition to allowing bettors to bet on their favorite sport,
online betting sites also help them make money. They provide a wide range of deposit options.
Here is my web blog … gaming
There are many reasons why you should consider betting on sports.
From the potential to make a profit to the excitement and the chance to support your favorite team, to the
overall viewing experience.
My page … dealers
If you require cash fast you might be wondering what you can do to get cash with the internet via a payday Loans Online loan. It’s easy and takes
less than five minutes. You will have to provide basic information to be
able to connect with a lender.
With havin so much content do you ever run into any issues of plagorism or copyright infringement?
My site has a lot of completely unique content I’ve either authored myself or outsourced but
it appears a lot of it is popping it up all over the internet without my permission. Do you know any ways to help
protect against content from being stolen? I’d genuinely appreciate it.
Howdy, i read your blog occasionally and i own a similar one and i was just wondering
if you get a lot of spam comments? If so how do you stop it, any plugin or anything you can recommend?
I get so much lately it’s driving me mad so any assistance is very
much appreciated.
I have read so many articles regarding the blogger lovers but this
article is in fact a fastidious article, keep it up.
Also visit my web blog :: free Subscription only fans
For many reasons, the size of a mattress is important.
However, purchasing a bed for two persons has
special considerations.
Feel free to visit my page :: double Mattresses online
Playing slots online is an extremely popular pastime for millions of casino players online.
This thrilling and enjoyable game can be a great way for you to have fun or make additional money.
Here is my webpage … betting (Robert)
My family members always say that I am killing my time here at net, but I know I am getting familiarity daily by reading
such good articles.
The money selection is a one particular-time lump-sum
payment equaal to the worth of the prize pool.
Feel free to surf to my web page: Find more information
Finding a reputable mesothelioma legal specialist is important if you are seeking
compensation for your condition. A skilled mesothelioma lawyer can gather evidence against asbestos law firms and file your lawsuit on behalf of you.
There are a variety of online sources to help you get a payday
Loan Online Payday.
The following article discusses the advantages and
drawbacks of a variety of options. It covers customer reviews, Conditions to
qualify Rates, and Fees.
These are in fact impressive ideas in regarding blogging.
You have touched some fastidious factors here.
Any way keep up wrinting.
Asbestos settlement-related lawsuits can have massive financial ramifications.
Numerous cases in the past have resulted in multimillion-dollar awards to plaintiffs.
A distinctive doll, the asian Love dolls Love Doll, is great for romance and
sex. They’re typically small and have black hair and flat chests.
They can be changed into Ladygirls or Ladyboys at your will.
If you’re searching for a psychiatrist, you may be wondering where to find the top psychiatrist Private psychiatric practice.
This strategy has many advantages, which we will discuss in this article.
A mobility scooter that folds up can make your life easier, whether you have to travel from one location or to another.
This article will give an in-depth overview of the benefits and drawbacks
associated with self folding Mobility scooter
scooters.
If you are going for finest contents like myself, only pay a quick visit this
website every day because it presents quality contents, thanks
For those in financial crisis, Payday Loan Online lending platforms are now available.
These platforms provide fast cash to those in dire need.
These loans are usually not accessible to those who are under 18.
If you are planning to install new doors for your
home, you’ll require the help of a professional fitting doors.
This job requires specific skills and judgement.
my webpage Door fitters
A locksmith for residential use in Croydon can be extremely
helpful when you’re locked out of your home or have
a pressing lock issue. A professional Croydon Residential Locksmith locksmith can open your door and let you back in your home in a matter of minutes.
Hi mates, how is everything, and what you desire to say
about this piece of writing, in my view its genuinely
remarkable in favor of me.
Some residents would look at others belongings, when I would personally suggest they will stop considering that
purse belonged to someone else, would certainly reply, «I know that»
and would continue searching.
My web page – Car Key Replacement Near Me
You’ve probably heard the term «Lock Smith
Islington Locksmith» when searching for locksmiths in London. The term refers locksmiths in the area who is available around the clock. They provide affordable, expert service. Moreover, they are fully checked.
There are a lot of things to collect. These products aren’t just sold
in shops, but sex store Online too.
Many people are looking for the sexy and flirty and want to take it a step further.
You can choose the theme you like and play a variety
of online slots. Although the payouts might differ however, they all adhere
to the same mathematical formula. Find the «Auto Spin» option to find the most suitable slot
game.
Also visit my homepage … Gambler (https://Aks3Hbat3Y7Mtdj53Geyfu5Lupm755Thq7Ohljbo4Drprcp7M7Rq.Cdn.Ampproject.Org/C/S/Www.Citydub.Com.Au%2Fhome%2Fdefault.Php%3Flink%3Dhttps%3A%2F%2FNoorganiccheckoff.Com)
Excellent beat ! I wish to apprentice while
you amend your site, how could i subscribe for
a blog web site? The account helped me a applicable deal.
I had been a little bit familiar of this your
broadcast provided vibrant transparent idea
There are a variety of factors to consider when seeking short-term loans.
These include: low interest rate and no credit check
and the ability to make flexible use of the money.
Cash Kitty, an online lender, makes it quick easy Short term loans and
easy to apply.
There are many advantages to purchasing a folding mobility scooter over other.
These scooters are Ultra Lightweight Folding Mobility Scooter Uk and take up less space.
Shipping can take only three to seven days.
hi!,I love your writing very a lot! proportion we communicate more about your post
on AOL? I require a specialist in this area to solve my problem.
May be that is you! Taking a look forward to look you.
It is essential to look for cbd Oil wolverhampton oil brands that have been independently test by third-party labs if you
want to buy CBD oil. They should release their findings and some even have a QR
code on the label.
The first thing you need to ask yourself if are considering purchasing a lightweight folding mobility scooter is «What are the benefits?
Are you struggling to make ends with your money? Payday Pay day loans online online can provide many advantages.
Payday loans online are simple to obtain approval for with no credit checks, provide flexible repayment options and are secured
against valuables.
If your triple or double replace Side windows ealing
or doors are let in unwanted light and heat, you’ll likely need to get it repaired.
Luckily, there are plenty of local Ealing double glaziers to pick from.
There are numerous reasons to invest, however Investors Looking For Projects To Fund should
be aware that Africa will test their patience. The African markets
can be unstable and time horizons might not always be effective.
Gambling online has become increasingly popular over the last decade.
In 1996, there were just fifteen websites.
By 1997, there were more than 200. In 1998 an Frost & Sullivan report stated that online gambling brought in $830 million of revenue.
my page :: slots
Locksmiths are experts who repairs keys and locks. They can handle any issue that may arise with
your locks and keys. A certified locksmith can repair locks so
that it is in good condition.
Check out my web-site … House Refurbishment Enfield
We stumbled over here different page and thought I should check things out.
I like what I see so now i am following you. Look
forward to finding out about your web page for a second time.
If you’re looking for window repairs in Enfield, ME, you must consider the quality of work that will
be done to your Windows in Enfield.
This type of repair is a major cost and requires a professional equipped
with the proper tools.
You have probably been around these toys and you’ve wondered what they felt
like. These toys are like how long does a sex doll last
realism-enhancing version of Fleshlight. The sensitivity of the penis enhances the sensation and
makes the sensation of sucking real.
Mega Millions drawings are held Tuesday and Friday at
11 p.m.
Here is my web site … here
This paragraph is in fact a fastidious one it helps new
net users, who are wishing in favor of blogging.