Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Three winners got lucky in January, followed by March, June and
October.
Feel free to surf to my web-site more info
The prior most recemt Powerball jackpot winner was Oct
four.
my page – Go to this site
This is a really great article on the best dehumidfier for a basement and what it can do to save you from humidity issues!
Undeniably believe that which you said. Your favorite justification appeared to be on the internet the simplest thing
to be aware of. I say to you, I definitely get irked while people
consider worries that they plainly don’t know about. You managed to hit the nail upon the top and also defined out the whole thing without having side-effects ,
people could take a signal. Will probably be back to get more.
Thanks
سایت رپورتاژ آگهی
Hello, Neat post. There is a problem along with your web site in web explorer, may test this?
IE still is the market chief and a good portion of people will miss
your excellent writing due to this problem.
If some one wants to be updated with most up-to-date technologies then he must be pay a visit this website and be up
to date everyday.
Here is my web blog: RUAY
Like I’d been saying whenever we are kids, when we would like something provide you with more keep wanting do whatever we
can to be insured. If we would really like to climb that tree
but keep falling down, we would find one way to upward that cedar.
Visit my blog post … car key programmers near me
To stop smoking, it takes focus and patience.
It’s impossible to quit smoking overnight. Sometimes, it takes months before you see any effects.
The first step in getting rid of the habit is to visualize
that you are going to quit.
my blog – cbd shop (https://welfulloutdoors.com/2022/06/25/how-to-buy-hemp-oil-newcastle-uk-in-a-slow-economy)
If you’ve been identified as having Mesothelioma Law, it is important to consult a mesothelioma attorney firm.
This is a serious illness that is not a good prognosis.
Hey There. I discovered your blog using msn. This is a really smartly written article.
I’ll make sure to bookmark it and return to read more of your
useful info. Thank you for the post. I will definitely return.
What’s up, all is going perfetly here and ofcourse every one is sharing facts,
that’s really good, keep up writing.
Cá cược trận đấu website cá cược tổng thống
Are you looking for an experienced window-fitter
in your region? Airtasker is a great tool to locate someone reliable
inexpensive, local and affordable. Here are some
guidelines for hiring a window fitter in New York.
my page :: Upvc Fitters near me
There are a myriad of lightest folding mobility scooter scooters.
Each features its own distinct design. Some models can be folded
up with the stem, and others have a plastic bumper on the
back that provides stability while being transported.
Hey there, I think your blog might be having browser compatibility
issues. When I look at your blog in Opera, it looks fine
but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that,
fantastic blog!
There are many ways to treat for gambling addiction. One-on-one counseling and
medication, lifestyle modifications, and medication are all possible choices.
If you’re unable to stop yourself from engaging in this behaviour it can become an addiction.
My site … live
Online casinos offer many benefits. Signing up doesn’t require you to spend a significant amount
of money. Casinos online often provide free games for
players to play to find the best ones.
Have a look at my website blackjack; Elton,
Its such as you learn my mind! You seem to understand so much about this,
like you wrote the e-book in it or something. I think that you just
could do with some percent to drive the message home a bit, but other than that,
this is fantastic blog. A great read. I’ll certainly be back.
You’ve come to the right spot if you’re searching for a cabin bed
for boys. There are a variety of designs to pick from.
Some of them include the mid sleeper as well as the Captain’s bed and the Knight
and Castle beds.
The story of the love doll made of silicone began in the
1970s. It was made from ivory and then nurtured by its creator.
It was a toy for lovers, washed and dressed throughout its life.
Nowadays, Sexdolls Silicone love dolls
are more sought-after than ever.
Godfrey bought the winning ticket at the Albertsons grocery store on Quintana Road in Morro Bay.
Also visit my homepage; Extra resources
Use a playslip to ensure thatt yopur numbers are right.
Check out my blog Additional reading
Do you require an emergency locksmith that is available 24
hours a day? You’ve come to the right spot for
those in need of a 24-hour Local Locksmith 24H.
The cost of labor to install a new Door replacement can range from around $40 to $1,389
depending on the size and style. Homeowners can save money by performing the
work himself, however hiring a professional could increase the cost.
Selecting a private psychiatry UK clinic can be challenging.
You must ensure that you’re receiving the best
possible care and finding the right doctor to work with
How much is a psychiatrist uk the first step.
Simply ѡish too saү yoour artice is ɑѕ astonishing. The clearness iin youг post is simply spectacular and i can assume ｙoᥙ are an expert on this subject.
Fіne with уoᥙr permission аllow me to grab ʏour
RSS feed to keеp updated wkth forthcoming post. Тhanks a milliߋn and pleaѕe kеep up
thee rewarding ᴡork.
ᒪook іnto my webpage – trouver ce truc gratuit en ligne
It іs pefect timе to make some plans foг tthe future
ɑnd іt’s tіme to be haρpy. І’ve read this post and
if I cоuld I desire t᧐ suɡgest you sme intｅresting tһings oг tips.
Maybe you ⅽould write next articles referring to tһis article.
I wіsh to reаd even more things abߋut it!
There are numerous options for sexually explicit toys
available in the area. Erotic shops offer a variety of sexy toys and
other items that couples can enjoy. Many of
these shops offer workshops and classes that can help
you improve your Best Sexy Toys lives.
Having read this I believed it was rather informative.
I appreciate you taking the time and effort to put this content together.
I once again find myself spending a significant amount of time
both reading and posting comments. But so what, it
was still worth it!
I am no longer certain the place you are getting your information, however
good topic. I needs to spend some time studying much more or understanding
more. Thanks for magnificent info I was in search of this information for my mission.
The best method of getting a full dose of CBD oil is to buy cbd edibles
middlesborough (Nestor) edibles
from a reliable seller. The edibles are worth the cost.
They are only for those who require pain relief and discomfort.
You can pick the theme you like and play a variety of online slots.
The payouts are different but they all adhere to the same mathematical formula.
Look for the «Auto Spin» option to find the right slot game.
Have a look at my homepage; blackjack [Ursula]
If you’re looking for the top adhd Specialist manchester center in Manchester,
you have come to the right location. These reviews include
their average rating of 3.0 stars, their location, and the
cost for treatment.
In addition to treating wrinkles, the most effective best Anti aging skin care products for 40s-aging skin care products target other areas of the body, like the neck, which frequently shows the first signs of deteriorating skin.
The Internet has opened up a variety of opportunities for those who enjoy
playing poker. The popularity of poker online has increased dramatically in recent years.
Here is my web-site :: gaming
There are a myriad of options to replace your window glass double glazing Repairs ealing If your windows have been damaged.
There are a variety of styles of decorative glass, including stained glass and
colored films.
It’s really very complex in this full of activity life to listen news on Television, so I
just use internet for that purpose, and take the most
up-to-date information.
my blog post – barnet double glazing
A Locksmith Portsmouth Near Me in emergency Portsmouth
is a locksmith you must call if you require
help. You need to call an emergency locksmith if you are locked out of your home or office.
Locksmiths can help protect your assets and keep them safe.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! However, how could we communicate?
A great what is Project Funding requirements funding requirements example should include
information about the operation and logistical aspects of the project.
Numerous sexdoll review reviews have been published
on the internet. But how can you decide which one to buy?
You can read comments from people who bought sexually explicit realistic Sex dolls review.
Although there are numerous benefits to using sex toys, there are some disadvantages.
Although these toys can be more realistic Sexy Doll than real-life models however, they are not interactive, and can only be used to sexual sex.
There are numerous reasons to pick the teenager girl.
They are not just beautiful, but also very hot!
They are all ready to go! In fact, sex with a Best teen Sex dolls sex doll is perfectly legal and
acceptable socially.
All the essential ingredients are contained in the most recent generation of skincare
products that fight aging. Collagen-boosting moisturisers and
eye treatments can help you revive your Anti Ageing skin care and
bring back its youthful appearance.
There are many reasons to participate in sports betting.
From the possibility of earning an income, to the excitement and the chance
to support your team of choice and the overall experience.
my blog post :: gaming (William)
I know this web site offers quality dependent content and other material, is there any other
site which offers these information in quality?
Check out my web blog :: best onlyfan
If you’re looking to enhance the look of
your home You might want to employ the services of window
fitters upvc front doors supplied and fitted near me me.
Renewal by Andersen, LLC is a great option for
those who reside in the Cincinnati region.
Hey! I’m at work browsing your blog from my new apple iphone!
Just wanted to say I love reading your blog and look forward to
all your posts! Keep up the superb work!
Asbestos litigation is a typical legal problem.
Some of the most financially sound businesses have been forced to declare
bankruptcy as a result of the flurry of lawsuits.
My web blog Mesothelioma Attorney
Excellent post. Keep writing such kind of info on your site.
Im really impressed by your blog.
Hello there, You have done a great job. I’ll definitely digg it and in my view suggest to my friends.
I’m sure they will be benefited from this web site.