Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thank you for sharing your info. I truly appreciate your efforts and I am waiting for your next post thanks once
again.
Hey there! I understand this is somewhat off-topic however I needed to
ask. Does running a well-established website like yours require a massive amount work?
I am brand new to blogging but I do write in my journal everyday.
I’d like to start a blog so I can share my experience and views
online. Please let me know if you have any recommendations or tips for new aspiring bloggers.
Thankyou!
If you wish for to obtain a good deal from this piece
of writing then you have to apply these strategies to your won website.
My brother suggested I may like this website. He used to be totally right.
This submit actually made my day. You can not imagine simply how much time I had spent for
this info! Thank you!
Thanks for a marvelous posting! I really enjoyed reading it, you can be a great author.
I will be sure to bookmark your blog and will come back from now on. I want to encourage continue your
great posts, have a nice weekend!
I know this web site offers quality based content and other information, is there any other website
which gives these information in quality?
I do not know if it’s just me or if everybody else encountering
problems with your website. It appears as though some of the written text within your posts are running off the screen. Can someone else please provide
feedback and let me know if this is happening to them too?
This might be a problem with my web browser because I’ve had this happen before.
Many thanks
Thank you for some other great post. The place else may anyone get that type of info in such a perfect way of writing?
I’ve a presentation next week, and I am on the search for such information.
Why people still make use of to read news papers when in this technological world everything is existing on web?
Hey there I am so grateful I found your web site, I really found you by mistake, while I was looking on Google for something else, Regardless I
am here now and would just like to say many thanks for a fantastic post and a all round thrilling blog (I also love the theme/design), I don’t have time to look over it all
at the moment but I have saved it and also included your RSS feeds, so when I have time I will be back
to read much more, Please do keep up the excellent job.
Hello there! I know this is kinda off topic but I was wondering which blog platform are
you using for this website? I’m getting tired of WordPress because
I’ve had issues with hackers and I’m looking at
alternatives for another platform. I would be fantastic if you could point me in the direction of a good platform.
I am really glad to read this webpage posts which includes lots of
helpful data, thanks for providing these kinds of data.
Hi! This is my first visit to your blog! We are a group of volunteers and starting a new project in a community in the same niche.
Your blog provided us beneficial information to work on. You have done a marvellous job!
Hey! I know this is kind of off topic but I was wondering if you knew where
I could get a captcha plugin for my comment form?
I’m using the same blog platform as yours and I’m having problems finding one?
Thanks a lot!
Hello, i feel that i saw you visited my blog thus i got here to go back the desire?.I am trying to find things to enhance my site!I guess its
good enough to use a few of your ideas!!
It’s hard to come by knowledgeable people on this topic, but you sound like you know what
you’re talking about! Thanks
I believe this is one of the such a lot significant
information for me. And i’m satisfied reading your article.
However should statement on few common things, The site style is
ideal, the articles is in reality great : D. Good task, cheers
It’s remarkable to go to see this web site and reading the views of
all friends regarding this piece of writing, while I am also eager of
getting knowledge.
Thank you, I’ve recently been looking for information about this topic for a while and yours is the best I have found out
so far. But, what concerning the conclusion?
Are you positive in regards to the source?
Its like you read my thoughts! You seem to know a lot approximately this, like you wrote the e-book in it or something.
I feel that you can do with a few % to drive the message home a bit, however instead of that, this is magnificent blog.
An excellent read. I’ll definitely be back.
May I simply say what a comfort to find a person that actually
understands what they are talking about online.
You actually realize how to bring a problem to light and make it important.
A lot more people have to look at this and understand this side of your
story. I was surprised you are not more popular given that you most certainly possess the gift.
Pretty nice post. I just stumbled upon your blog and wished to
say that I’ve truly enjoyed browsing your blog posts.
In any case I’ll be subscribing to your rss feed and I hope you write
again very soon!
When some one searches for his necessary thing, therefore
he/she needs to be available that in detail, thus that thing is
maintained over here.
Somebody necessarily lend a hand to make critically articles I’d
state. That is the first time I frequented your
website page and up to now? I amazed with the analysis you made
to make this particular put up incredible. Wonderful job!
This is really attention-grabbing, You’re an overly professional blogger.
I’ve joined your feed and look ahead to in search
of extra of your magnificent post. Additionally, I’ve shared your site in my social networks
It’s not my first time to pay a quick visit this web page, i am visiting this website dailly and obtain fastidious facts from here everyday.
Greetings, There’s no doubt that your web site could
be having web browser compatibility issues. Whenever I
look at your web site in Safari, it looks fine however,
if opening in Internet Explorer, it has some overlapping issues.
I merely wanted to provide you with a quick heads up!
Aside from that, excellent blog!
Great post! We will be linking to this great content on our site.
Keep up the great writing.
That is really fascinating, You’re a very professional blogger.
I have joined your feed and stay up for looking for extra of your great post.
Additionally, I have shared your web site in my social networks
Hello would you mind sharing which blog platform you’re using?
I’m planning to start my own blog soon but I’m having a hard time making
a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your layout seems different then most blogs and I’m looking for something unique.
P.S Apologies for getting off-topic but I had to ask!
Actually when someone doesn’t know then its up to other viewers that
they will help, so here it takes place.
Hi, i believe that i noticed you visited my site so i got here to return the choose?.I’m trying to find
things to enhance my site!I assume its good enough to make
use of some of your ideas!!
This is a topic that’s close to my heart… Cheers!
Exactly where are your contact details though?
It’s in point of fact a great and helpful piece of info.
I’m satisfied that you simply shared this useful
information with us. Please stay us up to date like this. Thanks for sharing.
What’s up colleagues, how is the whole thing,
and what you desire to say concerning this piece of writing, in my view its in fact remarkable for me.
Hello There. I found your blog using msn. This is a really well
written article. I will be sure to bookmark it and return to read
more of your useful information. Thanks for the post. I will definitely return.
Hello There. I found your blog using msn. This is
a very well written article. I will make sure to
bookmark it and come back to read more of your useful info.
Thanks for the post. I’ll certainly comeback.
Hey There. I discovered your weblog the usage of msn. That is a very smartly written article.
I will make sure to bookmark it and return to learn extra of your helpful information. Thanks for the post.
I’ll certainly comeback.
I am curious to find out what blog system you are working
with? I’m having some minor security problems with my latest
site and I’d like to find something more safeguarded.
Do you have any solutions?
Actually no matter if someone doesn’t know after that its up to
other people that they will help, so here it takes place.
Thanks for sharing such a nice thought, paragraph is good, thats why i
have read it completely
Heya i’m for the primary time here. I found this board and I
to find It really helpful & it helped me out a lot.
I’m hoping to present one thing again and help others such as you
helped me.
When someone writes an paragraph he/she retains
the thought of a user in his/her mind that how a user can understand it.
Thus that’s why this piece of writing is perfect. Thanks!
I do not know whether it’s just me or if perhaps everyone else experiencing problems with your
blog. It appears as if some of the text within your posts are running off the screen. Can somebody else please provide feedback and let me know if this is happening to them too?
This could be a problem with my web browser because
I’ve had this happen before. Thanks
Have you ever thought about adding a little bit
more than just your articles? I mean, what you say
is fundamental and all. Nevertheless think of if
you added some great images or video clips to give your posts more, «pop»!
Your content is excellent but with pics and videos, this website could undeniably be one of the best in its niche.
Very good blog!
Lang, lang ist’s her wurden in diesen Hütten die gefangenen Langusten gelagert.
Sie sehnen sich nach traumhaften Sandstränden? Hier haben Sie eine große auswahl: Da ist die kleine Cala Son Moll südlich des Hafens, die Sie ganz bequem
über die Uferpromenade erreichen. Die Bucht ist ausgesprochen kinderfreundlich, sehr gepflegt und zeichnet sich durch ruhiges, sauberes und flach abfallendes Wasser aus.
Die Cala Agulla ist mit einer Länge von 1,5 Kilometern etwas ausgedehnter, vom
Hafen aus erreichen Sie den Strand nach etwa 15 Gehminuten. Am westlichen Ende des
Strandes erstreckt sich ein kleiner Kiefernwald, der an den besonders heißen Tagen wohltuenden Schatten spendet.
Und dann es gibt noch die Cala Gat ganz im Osten. Nur rund 80 Meter ist sie lang,
aber wunderschön zwischen einem Wald und den Klippen. örtlich ist das Wasser sogar bis zu 20 Meter tief!
Für Schnorchler und Taucher ist die Bucht ein wahrhaftes Paradies, da sich hier noch und nöcher Tinten- und Neonfische
tummeln. Die Cala Gat liegt rund 500 Meter vom Hafen entfernt.
What’s Going down i am new to this, I stumbled upon this I have discovered It positively helpful and it has aided me out loads.
I’m hoping to contribute & aid different customers like its helped me.
Great job.
Nice weblog right here! Also your site loads up fast! What web host are you the usage of?
Can I am getting your associate link on your host?
I desire my site loaded up as fast as yours lol
It’s very straightforward to find out any matter on web as compared to books,
as I found this post at this site.
Useful information. Fortunate me I found your web site by chance,
and I’m surprised why this twist of fate didn’t happened in advance!
I bookmarked it.