Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
We absolutely love your blog and find a lot of your post’s to be exactly I’m
looking for. Does one offer guest writers to write content for
you? I wouldn’t mind publishing a post or elaborating on many of the subjects you write regarding here.
Again, awesome weblog!
Here is my webpage :: CAB슬롯
Since the admin of this web site is working, no question very rapidly
it will be well-known, due to its quality contents.
Feel free to visit my site :: Buy Cheap Windows 11 Pro Key
Thank you for any other excellent post. The place else may
just anyone get that type of information in such an ideal
method of writing? I have a presentation next week, and I’m on the look for such information.
I think the admin of this website is in fact working hard for his
web page, for the reason that here every material is quality based material.
Here is my web blog … indigenous participation plan
The married couple has opted to take a lump sum of $327 million.
Check out my homepage; Homepage
This wholesome bunch of treats is made with the apple pie sauce,
apple slices, honey, cinnamon, and vanilla. This dry kibble
is made with a meat-first, limited ingredient recipe that’s uniquely crafted to nourish your furry companion.
Excellent blog you’ve got here.. It’s hard to find high quality writing like yours these days.
I really appreciate people like you! Take care!!
Oh my goodness! Awesome article dude! Many thanks, However I am having issues with your RSS.
I don’t understand why I can’t join it. Is there
anybody else having the same RSS problems? Anyone who knows the answer
can you kindly respond? Thanks!!
Feel free to visit my web site cab포탈
“We’re thrilled another jackpot hass been won in WINsconsin.
Look at my weeb blog; Click here!
Although sex Realisticsex dolls that look
real can have many benefits, they can be quite scary, particularly for males.
They have a realistic body and torso, with three orifices as
well as a stunning face. They are simple to keep and to use.
While choosing an online psychiatrist is as simple as choosing talk to a psychiatrist Online psychotherapist in person However, there are some important distinctions.
If you want to get the best uPVC window repair service in repairing Double glazed windows stevenage and surrounding areas, you can rely on the professionals at Empire Glass and Glazing Limited.
If you’re interested in purchasing adult silicone dolls dolls for men,
you’ve come to the right spot. Here you’ll learn about sex dolls, RealDolls,
Synthetic partners, and Case Studies. Keep reading to learn more!
Online gambling has become very popular in the last decade.
In 1996, there were only fifteen websites. In 1997, there
were more than 200. According to Frost & Sullivan, online gambling
had brought in $830 million in profits in 1998.
Look at my homepage … gaming
A sleep gummy can be delicious way to get better sleep.
Many contain ingredients that aid in sleeping. These ingredients include melatonin and CBD and L-Theanine and the chamomile.
There are many ways to locate Oracle Netsuite advisor NetSuite advisors.
Some advisors are certified by GSI, while others are not.
If you’d like to find out more about which Oracle NetSuite advisors are certified in this article,
click here.
Excellent article. Keep writing such kind of info on your
page. Im really impressed by your blog.
Hello there, You have done a fantastic job. I’ll certainly digg it and for my part recommend to my friends.
I am sure they’ll be benefited from this website.
Here is my web site; moon rock
Make money trading opions. The minimum deposit is 10$.
Learn how to trade correctly.
How to earn from $50 to $10000 a day. The more you earn, the more profit we get.
binary options
Howdy would you mind letting me know which webhost you’re working with?
I’ve loaded your blog in 3 different internet browsers and I must
say this blog loads a lot faster then most. Can you recommend a good hosting provider at a
reasonable price? Kudos, I appreciate it!
It is important to know the differences between the various
materials available when shopping for small Double Bed Mattresses Near Me mattress.
This article will go over the different types of materials, including memory
foam pocket spring, traditional spring and
latex.
Hello, just wanted to tell you, I liked this blog post.
It was funny. Keep on posting!
Also visit my webpage :: aggravated assault lawyer arizona
There are many vegan Cosmetics uk
cosmetics in the UK to choose from. From high-end shops
to independent stores there are cruelty-free products from
a variety of brands.
There are many reasons to engage in betting on sports, from
the chance to make profits to the fact that it brings excitement and a reason to look forward to the
overall experience.
my web site; gaming
Wow that was strange. I just wrote an incredibly long comment but after I clicked submit my
comment didn’t show up. Grrrr… well I’m not writing all that over again.
Anyhow, just wanted to say fantastic blog!
The loans for Bad credit with no guarantor with bad credit and no guarantor
are available to people who have a bad credit history.
These loans are much easier to get and come with lower interest rates.
However, they are often the best option for people with poor credit.
I am really impressed with your writing skills as well as
with the layout on your weblog. Is this a paid theme or did you customize it yourself?
Either way keep up the nice quality writing, itt is rarde to seee a njce blog like
this one today.
Here iss my page; سایت معتبر شرط بندی ایرانی
A real sexdolls – Katherine – sexdoll consists of an upper body with three orifices
and a realistic face. This sex doll is able to be stored and
used easily. It has wide hips, realistic tits, and mouth.
This doll is suitable for many types of pleasure.
This is very attention-grabbing, You are an overly skilled blogger.
I’ve joined your feed and stay up for in quest of more of your wonderful post.
Additionally, I have shared your site in my social networks
One of the most effective ways to increase netsuite com login security
is to implement two-factor authentication. This feature requires users to
enter their email address or phone number to prove their identity before they are able to access their account.
upvc double glazing ealing glazing installation in Ealing
is simple if you find a qualified installer.
Harmony and Tanya are the best realsexdolls that you can come across.
These two dolls have a lot to provide and are loved by both boys and girls.
This article will explore the advantages of each model.
Here are a few benefits:
my website … realsexdoll
cost of Private psychiatrist Uk psychiatry within the UK is growing in popularity for those with mental health problems.
Many doctors are experts in this field and are specialized in various mental illnesses.
It is important to be aware of the things to look for when hiring an auto locksmith.
You should look at the Better Business Bureau ratings for car locksmiths to
ensure that you hire a reliable and reliable.
If you wish to draw focus to only one region of confront during winter,
it is the to put emphasis for the eyes. Winters calls if you’d like defined eyes.
Using a chocolate brown or charcoal liner along your upper lashes is good.
Here is my web blog: Best selling Lipsticks online
While Cost of Private mental Health Care
health issues may be difficult to overcome, they are attainable to be overcome.
The early treatment is essential to a successful recovery.
There are a variety of reasons to consider a Upvc Replacement Window Handles window replacement.
Leaky roofs can lead to aesthetic damage ,
as well as water penetration and drafts. uPVC windows Brighton are
a fantastic solution to these issues.
This blog was… how do you say it? Relevant!! Finally I have found something that
helped me. Thank you!
Look into my site – window repairs for house brentwood (Spencer)
Applying Online payday loans for a payday loan is a good option if you need money but don’t have the funds to pay off your debts.
It takes less than five minutes to apply.
What’s up, for all time i used to check weblog posts here in the early hours in the
dawn, as i enjoy to learn more and more.
Here is my web blog – best indigenous charities
The ideal solution for any interior design scheme is the stylish, modern Triple Bunk Bed; Forum.800Mb.Ro, loft bed.
Their unique design is guaranteed to be a hit. A good
night’s sleep is essential for everyone.
Hello There. I discovered your weblog using msn. That is an extremely neatly written article.
I will make sure to bookmark it and return to read extra of your useful information. Thanks for the post.
I’ll definitely return.
If you’re thinking of upgrading your windows, you may be
interested in finding double glazing Installers near me near you who
can install customized designs.
An unsecured loan is a loan that is used to pay off your Bad credit Short term loans direct lender credit.
Although you might have experienced issues in the past, this kind of arrangement is quite common these days.
Are you in search of an experienced window-fitter in your region?
Airtasker is a great way to find a reliable
inexpensive, local and affordable. Here are some tips to help you select a New York window fitter near me fitter.
The cost of installing the Upvc Replacement Door Handles, http://Www.Isisinvokes.Com, could range from around $40 to $1,389 depending
on its size and the type. A homeowner can save money by performing the work themselves, but hiring a professional may
increase the cost.
Are you searching for the most beautiful nudes from OnlyFans?
You’re in the right spot! These are the best onlyfans Nudes
options today.
Poor credit loans with no guarantees offer many advantages.
These loans for bad credit no guarantors are
characterized by higher interest rates, but do not require a guarantee so they are easier to get approved for.
Nice blog here! Also your website loads up fast! What host are you using?
Can I get your affiliate link to your host?
I wish my web site loaded up as fast as yours lol
I am really loving the theme/design of your blog.
Do you ever run into any web browser compatibility issues?
A number of my blog readers have complained about my website not working
correctly in Explorer but looks great in Chrome. Do you have any ideas
to help fix this issue?
Feel free to visit my page – how do i install windows 11
Undeniably consider that that you stated. Your favourite justification appeared to be at the internet the simplest factor to keep in mind
of. I say to you, I definitely get annoyed even as folks think about concerns
that they plainly do not realize about. You controlled to hit the nail upon the top as smartly as outlined out the entire thing with no need side-effects , other people could
take a signal. Will probably be back to get more.
Thanks