Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello my family member! I wish to say that this article is awesome, nice written and come with approximately all vital infos.
I’d like to see extra posts like this .
Great article! This is the type of information that should be shared across the internet.
Shame on Google for not positioning this publish higher!
Come on over and visit my site . Thank you =)
Twwo tickets matching all five numbers and the Powerball number
have been sold in California andd Wisconsin.
Also visit my homepage – more info
Woah! I’m really loving the template/theme of this website.
It’s simple, yet effective. A lot of times it’s difficult to get that «perfect balance» between usability and appearance.
I must say that you’ve done a amazing job with this.
Additionally, the blog loads very quick for me on Chrome.
Excellent Blog!
dark web drug marketplace darkmarket
I was able to find good advice from your content.
Hi there, after reading this amazing article i am as well happy to share
my experience here with friends.
Ставки на спорт , Ставки на киберспорт онлайн
казино.
регистрация+500% Бонус на первый депозит
The jackpot will now enhance to $224 million ($160.8 million cash worth) for Wednesday
night’s drawing.
my blog post – Helpful site
Hello, i think that i saw you visited my website
thus i came to “return the favor”.I am trying to find things to enhance my website!I
suppose its ok to use a few of your ideas!!
There are several ways to locate a contractor for your front replace Upvc door panel replacement.
Ask your neighbors for recommendations. You may discover contractors they have worked with in their neighborhood.
Mental health of a person is their ability to manage
the stresses of everyday life and manage any problems that may occur.
private mental health assessment near me health is also the capacity to work effectively and contribute to the community.
It’s not only about health.
Are you having issues with your netsuite login portal (atomz.pro) login? Here are some steps to
protect your NetSuite account. Set up Two-Factor authentication, establish an account role for customers, and
reset the three-step authentication procedure.
Many retailers are entering the delta 8 Gummies effects
8 space. With so many options on the market
it can be challenging for consumers to decide which ones are
the most suitable.
Choosing a private ADHD assessment near me is a great method to
determine whether or not your child should see a psychiatrist.
Most private assessment for adhd Near me appointments are inexpensive, and you
don’t have to pay for them.
A small double bed mattress mattress can be
a tricky task if you’re not certain what features to
look for. We will discuss the advantages
and disadvantages of buying one. You’ll also learn about the costs and features to look for when shopping.
buying a new cheap fridge near me can be a major
purchase that you can make online or in a store. While buying a refrigerator online can be a practical choice, it’s worth considering the
advantages of buying one online over in-store.
Wonderful website. A lot of helpful info here. I am sending it to
several pals ans also sharing in delicious. And of course, thanks to your effort!
My webpage: Upvc Door Repair Near Me
The popularity of online gambling has increased over the last decade.
In 1996, there were only fifteen websites. By 1997, there were over 200.
According to Frost & Sullivan, online gambling had generated $830 million in profits in 1998.
The rates of prescriptions for Adhd referral Scotland (hwayoonafy.com)
medication in Scotland are on the rise. But
what is the cost of ADHD medication actually prescribed to children who
are diagnosed with ADHD? What are the treatments available for
ADHD?
Wonderful site you have here but I was curious about if you knew of any discussion boards that cover the same topics talked about here?
I’d really love to be a part of online community where I can get responses from other knowledgeable individuals that share the same interest.
If you have any recommendations, please let me know.
Thank you!
Payday loans and secured Badcredit loans are an option for people with poor credit.
These types of loans are available from online lenders that offer
many advantages. If you are looking for bad credit loans,
continue reading to find the best options.
There are a lot of choices available to you if you’re looking for an individual
psychiatrist in your region. A majority of health insurance
plans will cover the cost of your visit though the
amount varies from plan to plan.
Check out my webpage; private Psychiatry near me
It’s easy to buy cbd wax for sale
wax online. You can order it from the comfort of your own home and have it delivered right to
your doorstep. There are many CBD wax brands available online,
so it’s easy to locate the best one.
Two further winners took household $50,000 every with tickets sold in the
towns of Williamston and Pleasant Hill.
My web-site: Look at more info
tor marketplace dark web sites links
Local locksmiths in Glass Repair Enfield are well-equipped with a thorough knowledge of
the local area and will reach you within 30 minutes. They are able to assist you in a crisis and
provide valuable advice.
You’ll need to change the lock if the doors aren’t locking properly.
If you are not able or unwilling to replace the lock or replace it, a specialist in upvc Door lock replacement lock replacement is
available.
I am extremely impressed with your writing abilities and also with the layout to your weblog.
Is this a paid theme or did you modify it yourself?
Either way keep up the nice high quality writing,
it is rare to look a nice blog like this one nowadays..
Feel free to surf to my web page … Double Glazing company near me
Foggy rear quarter windows may indicate that it is time to replace the window
sealing. This article will explain the causes and
costs of replacing the Window Seal Replacement seal, and DIY
alternatives. We will also discuss the pros and cons of
hiring a professional.
Great delivery. Great arguments. Keep up the great effort.
There are a variety of lightest folding Mobility Scooter scooters, with each having
its own unique design. Some models fold just the stem, whereas others feature a small latch made of plastic on the back bumper
that provides stability while being carried.
Hi to all, the contents existing at this website are genuinely amazing for
people knowledge, well, keep up the good work fellows.
Here is my blog post :: repair upvc Door
If you’re in search of an experienced psychiatrist, you might be wondering how
to find the best psychiatrist private practice.
There are several benefits to this method that you will read about in this article.
If you are seeking some positive Tommy chongs cbd good vibes Chongs reviews check out
the following reviews. In these testimonials written by customers people claim
that the oil’s cannabis has the ability to reduce anxiety, improve mood and even help
with sleep.
You’re here because you are a togel player looking for the
jackpot togel Hongkong Hari Ini. This article will provide you with the latest Keluaran hk,
reviewlandmark.com, togel results,
as well as tips on how to get the best odds.
If you’re planning to purchase a sexdoll For Sale,
the first thing you need to know is what to look for. Not all
sexdolls are the same. You can buy the racy doll, or a real one.
If you’re planning to grow your own plants and flowers
purchasing Buy Seeds Online Uk; Phpmyadmin.Purekorea.닷컴, online is an excellent alternative.
Although some seed shops online may be difficult to locate but they still offer
the best quality plants.
What i don’t understoopd is in rezlity howw you’re now not actually much mre smartly-appreciated than you may bbe now.
You aree so intelligent. You realize therefore considerably in the case of this topic, made mee
in my view imagine it from a lot of varied angles. Its like women and men don’t sedem to be fascinated until
it’s something to do with Girl gaga! Your personal stuffs outstanding.
At all times care for it up!
유튜브 조회수 늘리기
There are many types of calm gummies available on the market.
Some contain CBD and hemp extract as well as others with
a higher level. If you are looking for the right one for your needs, then you’ll need to investigate the product.
You’re not the only one who requires window repair in Glass replacement Croydon.
Broken or cracked windows can be a real hassle, and they can depreciate the value of your home.
If you are looking for a folding mobility scooter, then you’ve
likely had a look at the ATTO and Pride Travel Pro. If
you’re brand new to fold up mobility Scooter
scooters, it can be an overwhelming task to choose which
one is the best. Here are some tips.
When some one searches for his necessary thing, therefore he/she wishes to be available that in detail, thus that
thing is maintained over here.
Have you ever thought about adding a little bit more than just your articles?
I mean, what you say is important and all. Nevertheless imagine if you added some great visuals or video clips to give your posts more,
«pop»! Your content is excellent but with pics
and video clips, this site could definitely be one of the best
in its field. Amazing blog!
Stop by my web page … upvc Replacement Door handles
how to unlock a car door Without a key car locksmith should right for you.
It doesn’t matter much what time of day involved with.
dark web market links tor dark web
электро штабелеры для склада
https://elektroshtabeler-kupit.ru
darknet marketplace dark market
darknet market list darknet drug links
darknet drug store bitcoin dark web