Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Magnificent beat ! I wish to apprentice at the same
time as you amend your website, how could i subscribe for a weblog web site?
The account helped me a acceptable deal. I had been a little bit familiar of
this your broadcast offered brilliant transparent idea
Helpful info. Lucky me I found your web site unintentionally,
and I am shocked why this coincidence did not took place in advance!
I bookmarked it.
This is a topic which is near to my heart… Many thanks!
Where are your contact details though?
payday loans online
Howdy terrific website! Does running a blog similar to this take a lot
of work? I have very little understanding of coding however I had been hoping to start my own blog in the near future.
Anyhow, should you have any ideas or techniques for new blog owners please share.
I know this is off subject nevertheless I just wanted to ask.
Kudos!
To consent annd opt-in to the browser place service, press tthe «Allow» button on the interactive message.
my web site Learn more
That means you will need tto cover 302,575,350 combinations to guarantee a jackpot.
my blog … Click here for info
deep web markets deep web markets
upvc Windows repairs near me windows are ecologically friendly.
They are made of non-toxic substances and are visually appealing and secure.
Furthermore, uPVC windows help to reduce the noise
pollution in homes. Here are some tips to take
care of your windows.
Double glazing Repairs london glazing in London is a great option if you are looking for windows.
These windows are energy efficient and will help you save money on your energy bills.
UK regulations ban windows with energy ratings below
C.
Fastidious response in return of this issue with genuine arguments and explaining
all on the topic of that.
my webpage: Upvc replacement door handles
You should think about the quality of window repairs in Edwardian doors enfield,
ME. This type of repair is an enormous expense and requires a professional with the right tools.
A professional can make sure that you receive the best value for your budget.
If you’re wondering where can find edibles, then you’ve
come to the right place. There are so many places where you can purchase Gummy Bear Edibles.
Most of the time, you can order them online.
In any circumstance the locksmith 24 hour service is a great resource.
It may be a lockout or broken key that stops you from opening your door.
Contact your family, friends , or a 24-hour Locksmith 24hr for help in getting back
into your home.
There are many reasons to participate in betting on sports.
From the possibility of making money, to the excitement and the chance to support your favorite team as
well as the overall experience.
Visit my blog post; Gambler
darkmarkets tor markets 2022
Hello There. I found your blog using msn. This is
a very well written article. I will make sure to bookmark it and come back
to read more of your useful information. Thanks for the post.
I’ll definitely return.
Also visit my page – Judi Slot Online
In 1990s, Pragmatic masuk Indonesia, berlaku memasuki klasik
game slot judi online,
dan dilihat satu kembali dengan Para bandar. By the year 2000, there were many online casino games, and some of them were classified as menarik.
You might be curious about the costs of window glass repair in your
region if there are windows. Replacing a single pane can cost as little as
$45 whereas repairing the entire skylight or bow window
can run as high as $1,000.
People in dire need of cash are attracted to payday loans guaranteed.
These loans aren’t the best choice for those with poor credit.
However they do not require a credit check and are easy
to manage.
Hi, i think that i saw you visited my web site so i came to “return the favor”.I’m attempting to find things to improve my site!I suppose its ok to use some
of your ideas!!
my web-site – replacement upvc door panels
Agen Slot online Pragmatic Play mempunyai layanan konsumen terbaik.
Ditatangkan dengan sarana, layanan yang dapat menolong anggota
dalam transaksi bisnis. In actuality, agen Slot online Pragmatic Play
has a variety of options for you to pick from.
If you’re looking for ADHD testing London there are a lot of different options
to choose from. Some are more affordable than others, so you can have an assessment completed in a
short time.
metformin 50 1000 mg india pharmacy metformin 500 mg
The raw ingredients of lipsticks are made up
of oil, wax, and pigments. Eosin is a blue-red dye.
The amine groups in the skin’s proteins react with the eosin, causing the colour to increase in intensity and turn deep and indelible.
my web blog; mac lipstick matte (https://the60sofficialsite.com)
The most realistic sex toys are silicone sex dolls.
They feature an open vagina and anal cavity with beautifully drawn breasts.
Contrary to TPE, they are non-porous, and they do not hold
moisture. They are tough and can be sterilized easily.
Here is my web blog: Siliconwives
Now I am going away to do my breakfast, after having my breakfast coming again to read further news.
It’s a good idea to search for window installation companies close to you if contemplating
replacing your windows Installation near me.
Employing a professional to do the task can have
many benefits.
In this article, we take a look at the different types of men’s masturbators
that are available on the market today and which ones are the
most appealing to us. There are models that allow Masturbator for Men anal access, vaginal entry and
soft lips.
There are a variety of Double Glazing in Ealing and triple glazing options available
in Ealing, West London. These types of windows are usually called «green» windows as they are energy
efficient.
A blowjob Blow Job Doll is an enjoyable way to give oral satisfaction. This toy is used worldwide by males
to provide their sexual pleasure.
Do you require a locksmith 24 hours locksmiths hours a
day? If you’re in the market for locksmiths you’ve come to the right spot.
We’ll discuss the responsibilities of a 24-hour locksmith, the cost
of their services, and how professional they are.
Individuals who can’t be intimate with women in real life love the silicone sex
doll. They’re not just the possibility of companionship following divorce, but a few dolls can be programmed with characteristics.
Also visit my blog post – Siliconwives
It’s going to be ending of mine day, but before finish
I am reading this great piece of writing to increase my
experience.
You may ask, «Is volume Best Mascara For Over 50S Uk necessary?» It all is dependent on the goal you’re hoping to achieve by using it.
You’re looking for a locksmith who can assist you if you’ve lost the auto locksmith keys to your car?
Here are some helpful tips to help you locate an experienced and
reliable locksmith for your car.
Adult sexy dolls look real. Most of them have a real mouth, anal cavity and
vagina. Some dolls have male or female genitals to
make it look more real.
Visit my blog … sexdolls sale
certainly like your web site however you have to take a look at
the spelling on quite a few of your posts. A number
of them are rife with spelling problems and I to find
it very bothersome to tell the truth nevertheless I’ll
definitely come again again.
If you are an avid soccer fan, you can find an agent
for agen Gacor slot judi bola on the internet.
There are many advantages to this. You can use the money to purchase the
best players or the largest jackpots.
No guarantor bad Credit loans no guarantor UK are a brilliant financial solution for salaried persons.
You can apply for the loan online from the comfort of your home without collateral or guarantor.
You can also access this loan at any time and without restriction.
There are many options for addiction to gambling.
Some of them involve one-on one counseling, medication and lifestyle changes.
This behavior can become an addiction if you are unable to stop yourself engaging in it.
My web blog gaming (Benjamin)
If you’re a person with bad credit, you may be able to obtain a loan for
a short period from a lender that has low rates of interest and flexible terms.
Feel free to surf to my web site; shortterm loans (Christine)
A Guaranteed Loan for bad Credit same-day loan can be a good option if you require money
quickly and have a short approval time. While applying
for a traditional loan could take just a few days but you can avail an instant loan with a guarantee from New Horizons.
It isn’t easy to choose the right sexdoll because there
are so many possibilities. There are many benefits of an sexdoll from
its easy maintenance to its numerous colors. Here are some suggestions to help you find the most suitable one.
Also visit my website :: sexual Dolls
There are four fresh shades of matte lipsticks
this season activities. The shades are Naked, Rebel, Rock
Candy and Modest. They seem to all have a creamy constitution. The colors pack quite
a punch when it comes to vibrant eyeglasses.
my blog best selling lipstick online uk
It’s not difficult to find the Best Mascara For Over 50S Uk (60Sfolksintheir60S.Com)
mascara. There are a few things that the best mascaras of the year have in common. Some of these are long-lasting, flake-free
and smudge-free properties and the quality of
the pigment.
ghost car alarm
Immobiliser Ghost Immobiliser, an aftermarket product
protects your vehicle from being stolen by generating the unique PIN number.
This PIN is utilized to the car’s start.
Data Hkhari ini is an important resource for players of the togel
game in Indonesia. The data hk Hari ini keluaran, as well as information about
the togelhari make it a useful tool. In addition, you can make use of this information to bet on the
game.
Window repair is an essential home maintenance process. This service can save you
lots of time and money. Though most people don’t like dealing with
repairs, putting off ealing window repairs repair can lead to bigger
problems.
dfg
May I simply just say what a comfort to discover somebody who actually understands what they are
talking about on the net. You actually understand how to bring a problem to light and make it important.
A lot more people need to check this out and understand this side of your story.
I was surprised that you’re not more popular because you surely
possess the gift.