Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Why people still use to read news papers when in this technological world the whole thing
is presented on net?
It’s perfect time to make a few plans for the future and it’s time to be happy.
I have learn this publish and if I may I wish to
recommend you some fascinating things or tips.
Perhaps you could write next articles regarding this article.
I want to read even more issues approximately it!
dark web sites darknet marketplace
deep web drug store deep web drug store
darkmarket link tor markets
dark web links darknet market list
Invite to Al’s Asphalt paving companies halifax Firm.
Hey there! This is kind of off topic but I need some help from an established
blog. Is it tough to set up your own blog? I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to begin.
Do you have any tips or suggestions? Many thanks
my homepage :: upvc door locks
asbestos Law litigation has become
a very common legal issue. Some of the most financially sound companies have been forced
to declare bankruptcy due to the flurry of lawsuits.
You’ve come to the right website if you’re searching for Window glass repair Ealing installers in Ealing.
There are a variety of companies that offer a wide range services.
CashUSA.com is a fantastic site to get an online payday loan online payday (ted.Hijack7.co.kr).
There are many options to you for your loan. Here are a
few things to keep in mind before applying online.
The repayment terms vary from six months to seven years.
You have two options when it comes to auto Windows Glass Repair repair:
either call us or make an online order. With online
glass repair services, you’ll get a quick, friendly response and have your vehicle back on the road
within some hours.
Whether you are looking for a double glazed glass replacement or simply need to replace the glass in your existing window, it is an important decision. Before replacing the glass or window, there are a lot of aspects
to take into consideration.
Hello there! This article couldn’t be written much better!
Looking through this post reminds me of my previous roommate!
He continually kept preaching about this. I will send this information to him.
Fairly certain he’ll have a very good read.
I appreciate you for sharing!
Are you searching for window installations close to Door installers near me?
You’ve come to the right spot. This article will tell you the
companies that offer in-home consultations, as well as
guarantees on their work.
If you find yourself in need of a locksmith near; https://isoux.org/forum/profile.php?id=1476642, me you should act now.
Before you call a locksmith there are some factors to consider before choosing one.
There are a variety of factors to take into consideration when it comes to replacing your old windows.
You can choose from wooden or fiberglass replacement windows near me windows.
They can also be made from different materials.
Right hhere aare the winning Powerball numbers for the jackpot drawing on Wednesday, June five, 2019.
My web site – Click here for more
While the Delta 8 Gummies Delaware 8 Gummies are legal in 36 states, they’re banned in 14 more.
But that’s okay, because you can buy them on the internet in certain states.
Gummies are available for purchase on the internet.
Are you looking for window installation double glazing installer near me (Jesse) me?
You’ve found the right spot. This article will tell you which companies offer
consultations at home and provide a guarantee for their work.
When it is about CBD tinctures to buy, the quality and amount of cbd tincture oils Near me contained
in them are the most important things to
look for. Good brands will reveal their lab results.
Magnificent items from you, man. I’ve remember your stuff previous to
and you’re just too fantastic. I really like what you have obtained right here, certainly like what you
are stating and the way through which you assert it.
You’re making it enjoyable and you continue to take care of to keep it sensible.
I can’t wait to learn much more from you.
This is actually a great site.
Do you require an upgrade to a Double glazing Replacement window-glazed window?
You must first examine your windows to determine if they are still
in good condition. Are the windows difficult to open? Are the panes decomposing or damaged?
If you’re looking for an uncredit check loan or a Short-Term Loans Bad Credit, unsecure loan but don’t wish to be worried about your credit score, then you
must check out this article.
A Mesothelioma claim and asbestos lawsuit requires extensive research into the client’s
background, military service, and asbestos exposure.
Fans of sports in New York are allowed to place
bets online starting January.
8th 2022. Four major operators have been granted
licenses for mobile betting. They are able to offer their services in variety of ways.
Amazing blog! Is your theme custom made or did you download itt from somewhere?
A design like yours with a few simple tweeks would really make my blog shine.
Please let me know where you got your design. Thanks a lot
betting parimatch odds homepage เดิมพันพาราแมตช์
You’ve come in the right spot if you’re in search of cbd flower shops.
In this article, you’ll be able to learn about a few companies who provide high-quality
hemp flower (https://linkstar.fr/annettesasse) strains.
If you are looking for entry door installers near me, OnBoard IT Tech is the top choice.
We have years of experience and can help locate the ideal upvc door installers for
you. Start your estimate request now! Get a free quote now!
It can be difficult to choose the right uk best mascara for you.
There are so many brands to choose! Here are
a few of our top picks: Dr Hauschka, Charlotte Tilbury, ByTerry, and Lancome Hypnose.
This article should help you choose the right
mascara for you!
Ghost Alarms Immobiliser
systems are car alarms which set up a series of steps
prior to the time your car is scheduled to start. The sequence can comprise up to 20 steps inside your
car.
Hi there, I log on to your new stuff like every week. Your writing style is awesome, keep
doing what you’re doing!
Do you require an upgrade to your Double glazing replacement window-glazed window?
You should first evaluate your windows to determine if
they are still in good shape. Is it difficult to open the window?
Are the panes decaying or damaged?
This article will assist you in understanding how to avail Fort Worth
glass repairing services. It will also provide
the price and the kind of glass Window repair you require.
This article will assist you in understanding how to
get Fort Worth Glass Window Repair repairing services.
It will also outline the cost and the type of glass you’ll need.
Learn about the indications that you need
to engage a service to handle your glass repairs.
Hi there just wanted to give you a quick heads up. The words in your content seem to be
running off the screen in Ie. I’m not sure if this is a formatting issue or something to do with
web browser compatibility but I thought I’d post to
let you know. The design and style look great though! Hope you
get the problem solved soon. Thanks
If you’re in dire need of money quickly You might
be thinking how to get cash using a paydayloan Paydayloans Online.
It’s simple and takes less than five minutes. To connect to an institution, you must provide certain basic information.
If you’re thinking of purchasing replacement Window glass replacement for your home, there are a few aspects to consider.
It is crucial to understand the differences in the prices, U-Value and solar heat
gain.
You can contact a 24 hour Locksmith-hour locksmith
to help you if you’re locked out of your car, home, or office.
These professionals have a lot of experience and are
able to quickly determine the issue.
A sleep gummy is delicious way to get better sleep.
Many contain ingredients that help in sleeping. Some of these ingredients include Melatonin, CBD L-Theanine, CBD, and the chamomile.
I used to be recommended this blog through my
cousin. I am now not certain whether this publish is written by way of him as no one else recognise such
special approximately my problem. You’re amazing! Thank you!
Here is my blog: qq Iogsport
Its not my first time to visit this site, i am browsing this web page dailly and get pleasant data from here all
the time.
Finding an emergency glass repair near me is crucial,
but it’s easy to ignore the importance of finding an experienced and reliable business.
If you have bad credit you may have difficulty getting approved
for loans. However, you do not need an guarantor if you’re not
able to credit therefore this type of loan With bad Credit No guarantor can be an excellent choice.
The internet betting market offers both bookmakers as well as bettors many advantages.
Online betting sites permit people to bet on their favourite sports and also make money.
They offer a variety of ways to deposit money.
Here is my web-site :: bets
While many people aren’t aware of what sexdolls are they are popular websites for part-time adult and a popular pastime for some.
There are two types of dolls: female and male. Each doll has a distinct
function.
Here is my homepage sexdoll
double glazing Repairs enfield glazing
in Enfield is a great option when you want to improve your home’s energy efficient.
This kind of glass is extremely energy efficient and can help reduce your energy
bills over time.
Link exchange is nothing else but it is simply placing the other
person’s website link on your page at proper place and other person will
also do similar for you.
Also visit my site … Qq iogsport
You can modify your doll to make it even more exciting.
You can change the doll’s eyes, hair color, color, body type, and also her
hair color. You can also modify certain aspects of
the doll’s anatomy.
Here is my site: Sexdoll for Men
darknet site dark markets