Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Have you ever considered writing an e-book or guest authoring on other sites?
I have a blog based upon on the same ideas you discuss
and would love to have you share some stories/information. I know
my subscribers would value your work. If you are even remotely interested, feel free to send me an email.
deep dark web dark websites
Every annuity payment is five% higher than in the precding
year to adjust for inflation.
Also viskt my page: Get more information
Thank you for sharing your thoughts. I really appreciate your efforts and I
will be waiting for your next write ups thanks once again.
Feel free to surf to my site … click here
134 metformin 500 mg metformin online uk
To win the jackpot, a player need to match all five white
balls and the reed Powerball quantity.
Also visit mmy web page :: Continue reading
Compare bids from neighborhood granite paving contractors.
Look at my site … Bookmarks (Joie)
фасадный декор из пенопласта
Hey very nice web site!! Man .. Beautiful .. Superb .. I will bookmark your site and take
the feeds also? I am happy to find numerous useful
information here in the post, we’d like develop extra techniques
in this regard, thank you for sharing. . . .
. .
Feel free to surf to my web-site … Upvc doors repairs
A sexdoll shop Sexdolls For Sale adults offers a wide selection of adult sexual dolls.
You can sort your options based on budget, specifications or other criteria.
Customizable dolls are also available. Scroll down for specifications and
select the doll you want.
An online Loan online payday site permits you to provide
information about your current situation with network lenders.
Multiple lenders can view the loan request and explain their
conditions. You may choose to accept one or more.
If you want to improve the efficiency of your home and increase the value of
your property You should think about uPVC windows in sash window repair high wycombe Wycombe.
These windows are a fantastic choice for those who live in cooler
climates.
As soon as a single or a number of winners have hit the grand prize, the
Powaerball resets to the minimum jackpot.
Stop by my web site :: Check out here
darknet sites dark market
A bad credit loan is an excellent method to improve your credit
and build the foundations for financial stability. They can aid in creating Get a loan with bad credit track of punctual payments
and can supply you with needed funds for a variety of needs.
I do not even know how I ended up here, but I thought this post was good.
I do not know who you are but certainly you’re going to a
famous blogger if you aren’t already 😉 Cheers!
Look into my web blog reading glass repair
The NFA affords a web based verification system known as Background
Affiliation Status Information Heart (Fundamental), where Forex brokerage firms could be verified
for having the required regulatory compliance and approval.
We consider this to be an essential level, as being regulated with FSCA ensures
better funds safety & compliance. XM just isn’t regulated with FSCA in South Africa.
FXTM was founded in 2011 & it bought regulated with South
Africa’s FSCA in 2016. We consider them to be protected since they’re regulated
with a number of top-tier regulators (FCA, CySEC & FSCA) globally.
Forex robots are mostly developed to run in the favored MetaTrader 4 (MT4) platform which is free to download from most forex brokers across the globe.
This feature is very important as a result of the appetites
of forex brokers can range dozens of occasions. Remember the fact
that you won’t be making penny trades,
a truth that can potentially make you rich or destitute.
Are you in the market for a Sexdoll? Why not purchase one from a reputable website selling sexdolls?
You can modify your sexdoll according to your needs if you aren’t sure what you should look for in an sexdoll for sale.
Wooden windows are a popular option for homeowners. These windows are rustic in appearance as evident in the lumber
borders and polish poles. They also offer energy
savings, and are great for eco homes. The company also provides customized products.
Look into my site :: upvc Doors high wycombe
Our directory makes it easy to locate a skilled and reliable window fitter in barnet doors and windows.
These specialists in Barnet can do the work
on any property, no matter how large or small.
A Hitchin electrician is the ideal choice if you require an electrician solve your Electrical Repair hitchin problem.
A professional will assist you to repair or replace any damaged
appliances. Fixed rates are provided, as well as a minimum of 12
month guarantee.
Online gambling has become extremely popular in the past decade.
In 1996, there were just fifteen websites. In 1997 there were more than 200 websites.
According to Frost & Sullivan, online gambling had generated $830 million in revenues in 1998.
Also visit my web-site – slots
No matter if your window requires Replacement Glass
of the glass pane or just a single pane glass,
there are some basic guidelines you can follow when replacing the glass.
There are no state taxes on lottery prizes in Florida.
Also visit my webpage More help
French doors are a classic style of door. These beautiful, classic pieces have been popular for centuries.
These designs were invented in the 16th and17th the era when electricity wasn’t widespread.
Feel free to surf to my web blog: milton keynes Glass
Delta-8-tetrahydrocannabinol (D8-THC) is
a psychoactive cannabinoid that is an isomer of THC, or delta-9 tetrahydrocannabinole.
It is currently in the process of preliminary research
to discover its biological properties.
Hello, this weekend is fastidious in favor of me, because this moment i am
reading this fantastic educational piece of writing
here at my home.
Guaranteed Payday Loans Direct Lenders payday loans can be an excellent option if you are
in desperate need of cash. These short-term loans can be completed quickly and quickly.
There are numerous advantages when playing poker online.
Poker online is simple to play, without waiting lists or second-hand smoking.
Also, you can enjoy many different games.
You can also play your preferred game from the comfort of your own home.
The internet offers a variety of advantages for both the bookmakers and bettors.
Betting on online sites allows people to place bets on favorite sports, and also earn money.
These sites offer a variety of options for depositing money.
Here is my website: games
You’ll need to be aware of the best replacement windows Near me windows when replacing your old windows.
There are many kinds of windows available therefore it is important to determine which one you should select.
darknet markets tor markets 2022
tor market tor market
dark web sites links dark market list
Simply want to say your article is as amazing. The clearness on your submit is just
excellent and that i can think you are a professional in this subject.
Well along with your permission let me to take hold
of your RSS feed to stay updated with coming near near post.
Thanks one million and please carry on the gratifying work.
Getting an electrical certificate uk cost installation certificate is a crucial part of any electrical project.
These documents serve as proof that the electrician completed the work
safely and professionally.
Cbd Hemp Wax Online Hemp Wax is a form of concentrated cannabis oil.
Though it is not legal in the U.S., it has many
advantages. This kind of wax is similar to the consistency of candle wax.
The consistency of hemp wax is different from candle wax.
While there are many reasons How To Get Investors In South Africa
invest in Africa, investors should know that
the region will test their patience. The African markets can be volatile and time horizons might
not always work.
An Electrical installation certificate uk (https://www.thaicann.com/) installation condition report (EICR) is an inspection report that details the security of
electrical installations. Inspections are required for tenants and landlords,
and are frequently requested by building control departments.
If you’re in need of money but do not have enough cash to cover your debts, obtaining an online payday loan online Payday could be
the best choice. It takes less than five
minutes to complete the process.
dark markets darkmarkets
The lump-sum would be about $448.four million dollars.
My site … Helpful site
If you’re in need of an entirely new window Glass replacement (Forum.urbizedge.com) handle, the
options are almost endless. These replacement parts are
available in a range of colors including bronze, beige, white as well
as clay.
Although DIY projects can be appealing, it’s better to employ an electrician for the task.
An experienced electrician can help you keep costs down and ensure that the job is completed safely.
Here is my web page :: local electricians In my area
Are you looking for the perfect sexdoll? Why not buy one
from a reputable website selling sexdolls?
You can customize your sexdoll to meet your preferences if you’re not certain what to look
for in an sexdoll.
Make money trading opions. The minimum deposit is 10$.
Lean how to trade correctly.
How to earn fromr $50 to $10000 a day. The more you earn, the more profit we get.
binary options information co uk
If you require a 24 hour emergency electrician Electricians In bedford Bedford Call the
Emergency Electrician at Electric Master.
They have the experience and skills to solve any electrical
issue. They will respond within 30 minutes after receiving your
call.
A Ghost tracker Immobiliser system is a vehicle alarm that
initiates a series of actions prior to when your car begins.
The sequence could comprise as much as 20 different actions carried out inside
your vehicle.
A window that has been poorly installed will not perform properly.
Untrained window installers might not be able follow correct Door Installation Near Me procedures.
darknet drug links bitcoin dark web