Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Write more, thats all I have to say. Literally, it seems
as though you relied on the video to make your point.
You definitely know what youre talking about, why throw away
your intelligence on just posting videos to your weblog when you could be giving us something enlightening to read?
If some one needs to be updated with newest technologies after that he must be visit
this web page and be up to date all the time.
Hello to every , because I am genuinely eager of reading this weblog’s post
to be updated daily. It includes good information.
Hello, I think your website might be having browser compatibility issues.
When I look at your blog in Chrome, it looks fine but when opening in Internet Explorer,
it has some overlapping. I just wanted to give you a quick heads up!
Other then that, fantastic blog!
If you are going for best contents like me,
just pay a visit this web site everyday since it gives feature contents, thanks
Do you mind if I quote a couple of your posts as long as I provide credit and
sources back to your blog? My blog is in the exact same area of interest as yours and my visitors would definitely benefit from a lot of
the information you present here. Please let me know if this okay with you.
Appreciate it!
These are truly wonderful ideas in on the topic of blogging.
You have touched some nice factors here. Any way keep up wrinting.
It’s actually a nice and useful piece of info. I’m happy that you
shared this helpful information with us. Please stay us informed
like this. Thanks for sharing.
I think that is one of the so much important info for me.
And i am satisfied studying your article. However should
statement on few common things, The site taste is wonderful, the articles is
truly nice : D. Just right job, cheers
Thanks for finally writing about > Medidas a tomar para ahorrar en impuestos en 2022 –
IDEX < Liked it!
Helpful information. Fortunate me I discovered your
web site accidentally, and I’m surprised why this accident
did not happened in advance! I bookmarked it.
Hey there would you mind letting me know which
hosting company you’re utilizing? I’ve loaded your blog
in 3 completely different browsers and I must say this blog loads a lot quicker
then most. Can you suggest a good internet hosting provider
at a honest price? Many thanks, I appreciate it!
Also visit my web page – 롤링주는사이트
Having read this I believed it was really enlightening. I appreciate you taking the time and
effort to put this article together. I once again find myself spending way too much time both reading
and commenting. But so what, it was still worth it!
Just wish to say your article is as surprising.
The clarity in your post is simply cool and i can assume you’re an expert on this subject.
Fine with your permission let me to grab your feed to keep updated with forthcoming post.
Thanks a million and please keep up the gratifying work.
Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She placed the shell to her ear and screamed.
There was a hermit crab inside and it pinched her ear. She never wants to go back!
LoL I know this is completely off topic but I had to
tell someone!
Hi there! Do you know if they make any plugins to help with SEO?
I’m trying to get my blog to rank for some targeted keywords but
I’m not seeing very good results. If you know of any please share.
Thanks!
I’m not sure why but this web site is loading
incredibly slow for me. Is anyone else having this problem or is it
a issue on my end? I’ll check back later on and
see if the problem still exists.
Hi, I would like to subscribe for this web site to get newest updates, so where can i do
it please help.
Simply want to say your article is as astounding.
The clarity on your put up is simply spectacular and i could assume you’re knowledgeable in this subject.
Well along with your permission let me to grab your RSS feed to stay updated with coming near near post.
Thanks 1,000,000 and please carry on the enjoyable work.
Hi there, I do believe your web site might be having internet browser compatibility problems.
When I look at your site in Safari, it looks fine however when opening in IE, it’s got some
overlapping issues. I merely wanted to provide you with a quick heads up!
Besides that, fantastic blog!
Hello there! This article couldn’t be written any better! Going through this article reminds me of my previous roommate!
He constantly kept preaching about this. I most certainly will send this article
to him. Pretty sure he’ll have a great read. Thanks for sharing!
Great web site you’ve got here.. It’s hard to find high
quality writing like yours these days. I really appreciate individuals
like you! Take care!!
Good post! We will be linking to this particularly great post on our website.
Keep up the great writing.
Great article, just what I was looking for.
What’s up everyone, it’s my first pay a quick visit at this website,
and article is really fruitful designed for me, keep up posting these articles.
Every weekend i used to pay a quick visit this web site,
because i wish for enjoyment, as this this website conations genuinely good funny
stuff too.
May I simply say what a relief to uncover somebody that really understands what they’re discussing over the
internet. You definitely know how to bring an issue to light and make it important.
A lot more people really need to look at this and understand this side of your story.
I can’t believe you are not more popular since you certainly have
the gift.
Pretty! This has been an extremely wonderful article.
Many thanks for providing these details.
I am constantly invstigating online for posts that can assist me.
Thanks!
Woah! I’m really enjoying the template/theme of this site.
It’s simple, yet effective. A lot of times it’s very hard to get that «perfect balance» between superb usability and visual appearance.
I must say you have done a very good job with this. Additionally, the blog loads extremely quick for me on Firefox.
Excellent Blog!
I just could not depart your website before suggesting that
I actually loved the usual information a person provide in your guests?
Is going to be back often to check out new posts
I’ve learn several just right stuff here. Certainly worth bookmarking for revisiting.
I surprise how a lot attempt you place to make any such great informative site.
Hello, i feel that i noticed you visited my site so
i came to return the prefer?.I’m attempting to find things
to enhance my web site!I suppose its ok to make use of a few
of your concepts!!
I have read so many articles on the topic of the blogger lovers but this piece of writing is truly a good article, keep it up.
Awesome! Its really remarkable paragraph, I have got much
clear idea concerning from this article.
Spot on with this write-up, I absolutely think this web site needs
much more attention. I?ll probably be back again to read through more, thanks for the advice!
Great weblog right here! Also your site quite a bit up
fast! What host are you the usage of? Can I get your associate link for your host?
I desire my website loaded up as fast as yours lol
Thank you for the auspicious writeup. It in reality was a leisure account it.
Glance complicated to more added agreeable from
you! However, how can we keep in touch?
When someone writes an piece of writing he/she retains the
plan of a user in his/her mind that how a user can understand it.
Thus that’s why this paragraph is outstdanding.
Thanks!
This is a topic that’s close to my heart… Cheers! Where are your contact details though?
Hmm is anyone else encountering problems with the pictures on this blog loading?
I’m trying to figure out if its a problem on my end or if it’s the blog.
Any responses would be greatly appreciated.
Oh my goodness! Impressive article dude! Thank you, However I am going through troubles
with your RSS. I don’t understand why I am unable to
subscribe to it. Is there anyone else getting identical RSS problems?
Anyone that knows the solution can you kindly respond?
Thanks!!
If you are going for finest contents like me, simply go to see this web site everyday as it gives feature contents, thanks
Good post but I was wondering if you could write a litte more on this topic?
I’d be very grateful if you could elaborate a little
bit more. Many thanks!
I’d like to thank you for the efforts you’ve put in writing this website.
I’m hoping to see the same high-grade content by you in the
future as well. In fact, your creative writing abilities
has inspired me to get my own, personal site now 😉
I am sure this piece of writing has touched all the internet users, its really really good post on building
up new webpage.
Hello very cool blog!! Guy .. Excellent .. Wonderful ..
I will bookmark your site and take the feeds additionally? I am happy to find so many helpful information right here within the publish, we need develop more techniques on this regard, thank you for
sharing. . . . . .
It’s amazing in support of me to have a website, which is valuable in support of my
experience. thanks admin
Have you been searching for escort girls in Tel Aviv ?18escortgirls can make you Want
to spend quality young escort girls at home or hotel?
Trying to find Russian escorts, Ethiopian escorts or
VIP escorts? Searching for escort services in Tel Aviv with the truly amazing supply of 18escortgirls Index can fulfill all your fantasies discreetly.
I am genuinely happy to read this blog posts which
carries plenty of helpful data, thanks for providing these kinds of information.