Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Keep functioning ,terrific job!
My blog: Marketing your Home
My family members all the time say that I am wasting my time here at
net, but I know I am getting familiarity everyday by
reading thes fastidious posts.
The record $1.586 billion payout, set in 2016, was shared by winners in California,
Florida and Tennessee.
Here is my site :: Click for info
This design is steller! You obviously know how to keep a reader amused.
Between your wit and your videos, I was almost moved to start my own blog (well,
almost…HaHa!) Great job. I really enjoyed what you had
to say, and more than that, how you presented it. Too cool!
Here is my blog … marketing coac
Awsome info and straight to the point. I don’t
know if this is really the best place to ask but do you folks have any ideea where to employ some professional writers?
Thanks 🙂
my site Bookmarks
Hi there I am so thrilled I found your website, I really found you by
error, while I was searching on Bing for something else,
Anyhow I am here now and would just like to say many thanks
for a fantastic post and a all round entertaining blog
(I also love the theme/design), I don?t have time to browse it all at
the minute but I have bookmarked it and also added in your RSS feeds, so
when I have time I will be back to read a great deal more,
Please do keep up the excellent b.
Also visit my website :: home energy auditor
I do not even know how I ended up here, but I thought this post was great.
I do not know who you are but certainly you are going to
a famous blogger if you are not already 😉 Cheers!
my blog post; Solar Heat Gain Coefficient
dark websites tor markets links
tor marketplace tor market url
I don’t even know how I ended up here, but I thought this post
was great. I do not know who you are but certainly you’re
going to a famous blogger if you are not already 😉 Cheers!
Also visit my blog; energy auditing
The pre-tax quntity of the first annuity payment is roughly 1.505% of the jackpot amount.
Also visit my web sitte … The original source
deep web markets dark web sites
I really like what you guys are usually up too.
This kind of clever work and exposure! Keep up the excellent works
guys I’ve included you guys to blogroll.
Online gambling is governed various rules and regulations.
In the US for instance, you can’t base an online gambling website in the country you
reside in, but you can base it elsewhere.
Check out my webpage: live
Many companies make buy delta 8 gummies 8 gummies, and a few use gelatin to keep them
in the right place. Hollyweed, Hollyweed, and 3Chi do not use gelatin. However, they still contain some.
The concentration of delta-8 is just 0.
hello there and thank you for your info ? I have certainly
picked up something new from right here. I did however expertise some technical points using this
site, since I experienced to reload the web site a lot
of times previous to I could get it to load correctly.
I had been wondering if your web host is OK?
Not that I am complaining, but sluggish loading instances times will sometimes affect
your placement in google and could damage your
high-quality score if advertising and marketing with Adwords.
Well I’m adding this RSS to my email and can look out for much more of your respective fascinating content.
Make sure you update this again very soon.
my blog post – business loan
An Electrical Installation Condition Report, or EICR is legal document that examines the state
of the electrical installation in a property. It is completed by an Part P
licensed electrician with experience and knowledge of electrical installations.
My webpage; emergency Electricians biggleswade
A locksmith for car near Me for cars close
to me can come in handy when you find yourself in a bind, whether you’ve locked your keys in your car or you’ve lost control of your vehicle.
Many times, it’s the ignition switch that triggers the problem.
I do not even know the way I finished up here, but I assumed this put
up used to be good. I don’t know who you are however definitely you’re going to a well-known blogger in the event
you are not already 😉 Cheers!
Also visit my homepage – business success (Sidney)
The online gambling industry has become popular in the last
10 years. In 1996, there were only fifteen websites.
In 1997, there were over 200. According to Frost & Sullivan,
online gambling had generated 830 million dollars in revenues in 1998.
Have a look at my web-site … Gaming
I and also my buddies appeared to be analyzing the best advice located on the website and unexpectedly developed a horrible suspicion I never expressed respect to tthe site owner forr those techniques.
Most of the people hhad been absolutely thrilled to read through all of them and have now in truth been taking
pleasure inn them. Thank you for being so helpful and also for finding varieties of nice topics millions of individuals are really
needing to be informed on. My honest apologies foor not expressing appreciation to earlier.
Here is my blog :: type 1 diabbetes (Bert)
I’m not sure where you are getting your information, but great topic.
I needs to spend some time learning more or understanding
more. Thanks for great info I was looking for this
info for my mission.
Here is my blog post … daftar judi slot Online
If you’re thinking about upgrading your windows, you may want to look for Double Glazing Installers Near Me nearby who can install custom designs.
The majority of windows in the UK can be customized and custom-made.
This means that you can also create unique
shapes.
The waiting list for the Adhd Clinic Bristol clinic
in Bristol is one of the most pressing issues facing children with ADHD.
The CCG has set a funding level for the clinic that is low.
Fortunately, a lot of parents have stepped forward to assist their children.
If you’re trying to find the money they need for
unexpected expenses, a Bad credit small loans uk loan might be a good option.
These loans are designed to tide those who need them until they receive their next paycheck.
There are many websites that offer online Situs Judi Bola Terpercaya.
Some of the top online bola websites have a high RTP and a large
member base So you’re bound to find one that offers
the type of game you’re searching for.
An electrical Certificate uk certification is not legally required for landlords, but it is recommended that all homes undergo a regular
safety inspection to prevent damage or injury to tenants.
If you’re considering purchasing Lost Van Keys (http://Www.Smstud.Com) security locks, it
is crucial to weigh the benefits and risks. These devices are particularly beneficial for people who have their vehicles without
being watched for a long period of time.
It can be difficult to find the most reliable electricians in your area.
It is important to choose a company that is experienced in this field to
avoid getting frauds.
Review my web site; electrical Installation companies near me
In this article, I’ll go over free quick iq tests online tests available online, such as the Stanford-Binet test
Wechsler test and 123Test. Certain tests utilize
the same data set, however, they use different data sets.
Welcome to Al’s Asphalt Paving Company.
Very shortly this website will be famous among all blogging visitors, due to it’s pleasant articles or reviews
Feel free to surf to my webpage; door panels upvc
You may not be able get money from a bank or building society because of your Loans Quick Bad Credit score
being low. You might think that there’s no other options if this is you.
But this isn’t true in any way.
If you’ve ever had to find a 24-Hour Locksmiths
locksmith near me, you’ve probably been pleasantly surprised
by the variety of possibilities there are.
You can locate locksmiths near you in minutes from emergency services in Queens to West Palm
Beach.
Good info and straight to the point. I don’t know if this is in fact
the best place to ask but do you guys have any thoughts on where to get some professional writers?
Thank you 🙂
Also visit my blog post :: efficient home saving
darkmarket deep web drug url
dark web links darknet drug links
One of the advantages about getting a loans payday Online loan online is the
convenience it offers. You can apply 24 hours
a day, seven days every week. This is the best thing about it.
There is no need to wait days for approval.
Ghost Immobiliser Ghost Alarms Immobiliser,
an aftermarket product, prevents your car being stolen by generating an individual PIN code.
The PIN code is used to begin your vehicle and is generated using buttons on your dash or
the steering wheel.
You’ve come to right place if you want to find out who the top onlyfans nude
are. This list includes Faith Lianne, Mia Malkova and Mia Malkova.
Also, you’ll find the Top Nude Onlyfans onlyfans nudes.
Learn more.
I don’t even know the way I finished up right here, however I thought this submit was great.
I don’t understand who you’re however certainly you are going to a
well-known blogger in case you are not already.
Cheers!
top onlyfans nude models (Micah) is a well-established website that has earned a prestigious reputation for being safe for sexually explicit content.
This site offers excellent customer service along with a vast range of explicit video.
A locksmiths Fulham locksmith can get into your
house in case you’re locked out of it. Lock manufacturers are constantly improving their products.
Modern lever mechanisms come with rekeying capabilities so that you can change the key without changing the lock.
If you reside in Stevenage, you need to locate the top emergency electricians stevenage electricians near you.
They’re experienced and friendly. They will show up at your home
promptly and solve any electrical problems.
Are you looking for an adult toy store Near me toy store
close to me? New York is the world’s most populous city, having a population of 8.6 million and more than 20 million in the metropolitan region.
dark web sites dark web market list
After going over a few of the blog posts on your site, I truly like your way of writing a blog.
I saved it to my bookmark site list and will be checking back in the near future.
Please check out my web site as well and
tell me your opinion.
Here is my web-site upvc Doors repair
darkmarket list tor darknet
Hello, for ɑll time i used to cһeck web site posts һere in tһe earlү hours in the
dawn, for the reason tһat i love to leaгn more and more.
Cheｃk out my homepage :: jasa pembuatan software erp jakarta
I like it when folks get together and share opinions. Great site, stick with it!
Review my site … Hype Style Co Smart Watch