Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
For latest news you have to pay a quick visit web and
on internet I found this web site as a best web page for
most recent updates.
My website: fennec fox adoption
Wow, this piece of writing is pleasant, my sister is analyzing these kinds of things,
so I am going to inform her.
Feel free to surf to my webpage; buy fennec fox online
I have learn some just right stuff here. Certainly
worth bookmarking for revisiting. I surprise how much effort
you set to create such a wonderful informative web site.
Hey there just wanted to give you a quick heads up.
The text in your content seem to be running off the screen in Ie.
I’m not sure if this is a formatting issue or
something to do with web browser compatibility but I thought I’d post to
let you know. The design look great though!
Hope you get the problem solved soon. Many thanks
my blog; credit cards
What’s up, after reading this amazing post i am as
well glad to share my knowledge here with friends.
Look into my blog: Fennec fox for sale
Thanks very nice blog!
Howdy would you mind letting me know which web host you’re working with?
I’ve loaded your blog in 3 completely different web browsers and
I must say this blog loads a lot quicker then most.
Can you recommend a good web hosting provider at a
fair price? Thank you, I appreciate it!
dark market onion darknet market
tor marketplace darkmarket 2022
darkmarket link darkweb marketplace
tor markets onion market
drug markets dark web tor markets links
The bmw Lost keys key functions as remote controls for the tailgate of the vehicle.
It is able to store up to 11 personal preferences. It also can be programmed to activates
a system whenever it is accessed. There are many benefits
to the BMW key.
Hello, I think your site might be having browser compatibility issues.
When I look at your website in Firefox, it looks fine
but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, amazing blog!
Feel free to visit my webpage; situs judi online slot (Rosemarie)
While Delta 8 Gummies are legal in 36 states,
they’re banned in 14 more. But that’s okay, because you
can buy them on the internet in certain states. These gummies What are delta 8 gummies available to purchase
on the internet.
darknet drug links bitcoin dark web
Wow, that’s what I was looking for, what a stuff!
existing here at this webpage, thanks admin of this site.
Feel free to surf to my blog; Fennec fox breeders
I’m truly enjoying the design and layout of your
blog. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a developer to create your theme?
Excellent work!
Here is my web site: online proofreader jobs
Are you in need of an emergency Lock Service locksmith service near me?
Car lockouts are stressful, especially in the case of bad weather outside.
Here are some guidelines to find a reliable locksmith in your local area.
While it’s true that a better Quick cash loans bad Credit score can get you an improved interest rate but it doesn’t necessarily mean that you’ll be able to qualify
for the best loan for your requirements.
If you are thinking of purchasing replacement Window replacement cost uk glass for your home, there are several aspects you should consider.
You should know about the different types and prices, as well as the U-Value and solar heat
gain.
Double glazing in St Albans Double Glazing Albans is something you should think about.
Many residents are searching for a reputable company to install
their new windows.
There are numerous online sources for a payday online Loans loan. The following
article discusses the advantages and drawbacks of a variety of choices.
It includes Customer reviews, Conditions to qualify as well as rates
and fees.
Buy Cbd Oils Online oil could be a viable treatment for many conditions.
It’s still a controversial topic due to concerns over safety and the potential for side
effects.
Creed’s Silver Mountain Water Eau de Parfum Spray Mountain Water masculine fragrance is designed to invoke images of
snow-covered mountains. The scent was launched in 1995 and
features mandarin, bergamot, spicy red tea,
black currant, and the musk. It is a masculine perfume.
Individuals who are in need of credit but need cash quickly
can seek out guaranteed loans for bad credit guaranteed.
They can be used for any number of reasons, from urgent
medical bills to unexpected repair of your vehicle.
My brother recommended I might like this website. He was entirely right.
This post actually made my day. You can not imagine simply how much time I had spent for this info!
Thanks!
Also visit my webpage :: Fennec fox breeders
When it comes time to purchase the Replacement Car Keys (https://Ourclassified.Net/User/Profile/1630275) car key There are many options.
Depending on the nature of your key you might need to purchase
an exclusive key from the manufacturer.
If you take an IQ test online you should
be prepared to be asked many questions that range
from multiple choice to «I don’t know.» However, don’t worry.
You can always say «I don’t know» if you are unsure of
the answers.
Edible for Sale gummies are fun and delicious.
They are best consumed in moderate amounts. They’re highly tempting and should be kept in a container that is kept in the refrigerator.
You’ve probably experienced the frustration of losing your car keys if you’ve ever had to deal with
it. It can be difficult to locate your keys, however,
it is possible to keep calm and find the key.
Here is my webpage :: lost Keys
In 1990s, Pragmatic masuk Indonesia, berlaku memasuki klasik game agen slot gacor – http://woosungpark.Com – judi
online, dan dilihat satu kembali dengan Para bandar. There were a variety of games
available online in 2000. Some of them were classified as
menarik.
I used to be able to find good information from your blog posts.
My webpage – 먹튀검증사이트
tor market dark web market list
If you’re looking for an organization in the local area to perform double glazing repairs in House Refurbishment Enfield Look at Window Pros of Enfield.
They are experts in installing secondary double glazing on Grade 2 buildings which includes churches.
ทางเรา RELX CLUB THAILAND ต้องขอบอกได้เลยว่า เป็นตัวแทนหลักอย่างเป็นทางการในไทย ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ
RELX THAILAND สินค้าทุกแบรนด์ ทุกรุ่น
เราได้ทำการคัดสรร บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่ ที่มีประสิทธิดีเยี่ยม และช่วยได้จริง มาให้ลูกค้าได้เลือกใช้ โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน
You’ve found the right place in search of cruelty-free skin care
and body alternatives. Find the best solution for your skin type by using
natural cleanser organic face peels, brightening and firming eye serums and hydrating organic creams.
My homepage :: Vegan Night cream
The benefits of online Payday loan lending payday services outweigh any drawbacks.
Although there are many trusted online lenders offering this kind of loan, be cautious of
those who offer loans that do not require collateral or credit
checks.
You’ve come to the right place if are seeking an online agen Slot pragmatic Play slot that is secure, legal, and trustworthy.
Pragmaticplay is the best online casino that is based in Malaysia, and has a long list of satisfied
customers.
If you’ve noticed that your repair Double glazing windows-glazed
windows are discoloring, don’t panic! Most likely, it’s a problem with the
seal on the glass unit. The issue can be resolved by replacing the glass unit , but
not replacing the entire frame.
magnificent submit, very informative. I’m wondering why the opposite specialists of this
sector don’t notice this. You must continue your writing.
I am confident, you’ve a huge readers’ base already!
Here is my web blog – fennec fox adoption
If you’re looking to save money or energy then you should consider investing in a washer dryer combo (postechcast.Net) dryer.
A lot of machines combine drying and washing tasks into one machine.
They are easier to use, cheaper, and generally last longer.
I’m really enjoying the design and layout of your site. It’s a very easy on the eyes which makes it
much more enjoyable for me to come here and visit more often. Did
you hire out a developer to create your theme? Superb work!
Stop by my website … pet health
It’s a good idea to hire Biggleswade electricians, regardless of whether
you require them in an professional emergency electrician In biggleswade or to install
a brand new socket.
Glaziers in french doors st albans Albans can help you with all your
glazing requirements. They can repair small chips
or replace broken panes of glass in a matter of 60 minutes.
A glazier can replace your damaged window in one visit if
there’s broken glass.
You can check the cost of locksmith services in your area on the internet.
The cost of local Locksmith near me‘s
service can vary. Although locksmiths are licensed in each state,
it’s wise to avoid paying the full amount if you aren’t
sure what the job is.
Having read this I thought it was very informative.
I appreciate you finding the time and energy to put this article together.
I once again find myself personally spending a significant amount of time both reading and commenting.
But so what, it was still worthwhile!
Here is my site – Timber Windows Wandsworth (Prodamvce.Ru)
There are a lot of different reasons why you may need to
have repairs to your car Key repairs key.
We’ll look at three scenarios that could result in repairs to your car keys.
The best only fans page, Denisha, pages on onlyfans feature prominent, highly-rated female celebrity.
Emmy Beehz and Nicole Aniston are just a few of the many female stars on this page.
We’ll also discuss the most popular female pages in each category.
Hi just wanted to give you a quick heads up and
let you know a few of the pictures aren’t loading correctly.
I’m not sure why but I think its a linking issue. I’ve tried it in two
different internet browsers and both show the same
results.
Here is my homepage :: buy fennec fox online