Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Why people still use to read news papers when in this technological globe the whole thing is available on net?
my site … buy your house for Cash
darknet drug market darkmarkets
I want to to thank you for this good read!!
I absolutely enjoyed every bit of it. I have got you book marked to check out new things you post…
best darknet markets darkweb marketplace
darknet sites dark web links
Post wfiting is also a excitement, if you bee familiar with afterward you can writee or else it is complex to write.
Kasyno online z bonusem beez depozytu homepage gry kasynowe online
We are a group of volunteers and starting a
new scheme in our community. Your web site offered us
with helpful info to work on. You have performed an impressive process and our whole neighborhood will likely be thankful to you.
deep web drug store dark market url
darknet market list darkmarket list
If you’re replacing a windows that are double or single hung you’re probably thinking about what
the cost of window replacement near me will cost. Prices range from $200 to
$1,800 per window glass replacement near me.
A locksmith company that is commercial in Horsham has many advantages.
Not only do they have experience Emergency call outs in horsham and surrounding areas all sorts of situations, but they can provide you with free
quotes.
The artificial vagina was developed in 1890.
It was produced in mass quantities within four years.
Nowadays, young couples want relationships to be as easy as watching five-minute free porn videos on the Internet.
Feel free to surf to my web page :: real Sexy Doll
You might ask, «Is volume Mascara near me uk necessary?» It all depends on what you are trying to achieve by using it.
Saved as a favorite, I like your web site!
CashUSA.com is a great website to find online payday loans.
There are many options to you for your pay Day loan Online.
Here are a few things to think about prior to applying online.
The repayment terms can range from six months to seven year.
Double glazing in Door Reading can be confusing.
There are several factors to consider when choosing the best window replacement
company.
Are you searching for window installation near me?
You’ve come to the right spot. This article will show you which companies offer consultations at home
and provide guarantees on their work. Also, you’ll learn about the cost of replacement windows.
Payday loans are short-term loans that have small amounts.
They are available to anyone with good bad credit small Loans uk.
Beware of scams. If you take out a loan certain businesses will charge you high interest rates.
If you’re dealing with a broken window or roof that’s leaky, or a leaking faucet There are plenty of window repair near me repairs that can assist you.
Some of these requirements are minor, but some are more serious.
When choosing which folding scooter to purchase There are a lot of aspects to take
into consideration. A folding Scooters mobility scooter must be sturdy and
light, so that it won’t be affected by rain.
wonderful points altogether, you simply gained a new reader.
What might you suggest in regards to your post that you simply
made some days ago? Any positive?
Feel free to visit my web site – twitter only fans (Celina)
dark web markets tor markets
This article will show you how to fix double-glazed windows yourself,
how much it would cost repair to double glazed windows employ an expert,
and the best way to troubleshoot double-glazed window problems.
Agen slot is a popular online casino game. This Indonesian casino game gives
players the chance to win money in a variety of ways.
This article will guide you through the agen slot resmi, agen slot pulsa, and Agen judi slot [Sophie].
A sexy real doll (http://www.Dongfamily.name) sexdoll comes with an torso with three orifices as well as a
face. The sex doll can be easily stored and used. It has hips that
are wide real tits, realistic tits, and a mouth. The doll can be used for many types of pleasure.
This article will highlight some of the top OnlyFans creators, their pages, and some of the most popular
OnlyFans. For example you can find pages for Nik, Kacy Black, Bella Thorne, Maria Moobs and
many more!
my blog – best only Fans
You may want to invest in a Washer Dryer Machine
and dryer machine if your goal is to conserve energy and money.
Many machines combine drying and washing tasks into one appliance.
These units are much easier to use, less expensive and typically last longer.
If you’re in the market for windows or doors window repair
near me (Todd) you, it is important to find a company that has a
track record of high quality work.
If you’re looking to find out who is the most popular onlyfans naked,
you’re in the right place. This list includes Faith Lianne, Mia Malkova and
Mia Malkova. Also, you’ll find the Top Nude Onlyfans onlyfans nudes.
Check out the list to learn more.
If you’re replacing a single or double hung windows you’re probably thinking
about how much window doctor near me (Shelli) replacement near me
costs. The cost of windows can range from $200 to $1800.
When you want to replace your windows, there are numerous companies offering
UPVC windows near me. To ensure you get the best price, compare prices from various
companies. It is important to understand what you expect from your
Window Glass Replacement Near Me
windows.
A guaranteed same-day loan can be a good alternative if you need cash quickly and have a
short approval time. New Horizons can provide a guaranteed loan Direct lender same-day loan in just
24 hours. Traditional loans can take several days to process.
dark web sites links best darknet markets
A germination guarantee when you buy seed from a website
set them apart from other sites. You can be
confident that your money will be well spent and
that your purchase will not be damaged.
Check out my web site; Seeds Bank Uk
Appliances can be purchased at low prices for a variety of reasons.
Fall is the best time to purchase appliances.
Manufacturers unveil new models for the year ahead and consumers are already looking at new models.
Look at my webpage – Washer Dryer Deals (Hwayoonafy.Com)
Jojoba oil, Picaridin, and Picaridin are two of the best moisturizers for your skin. This 48-hour moisturizer is dermatologically tested and factory
sealed. It also has a pleasant scent that will provide you with
instant satisfaction.
Also visit my web blog … so spray
UPVC windows can be difficult to maintain. It is important to clean your
upvc windows near Me windows with an easy cloth and soapy warm water to keep them looking like new.
You can also apply rust-resistant oil to the frame.
Hi there Dear, are you actually visiting this website regularly, if
so afterward you will definitely obtain good know-how.
Window Upvc fitters near me make use of a range of tools for the most
delicate of tasks. They use tools to apply sealants and adhesives, as well as
tools for dry glazing and cable nets. They have the components to make the perfect miter
joints.
There are numerous ways to enjoy the freshand delicious aromas of coffee.
One of the most popular options is to use a nespresso uk machine.
The system pierces the capsule and releases hot water under pressure into one large
hole and three smaller ones.
cbd Tincture Tinctures
are cannabis-based alcohol extracts. They are able to treat a
variety of ailments and are simple to take.
There are a few things you should be aware of about CBD tinctures prior to beginning using them.
Which dryer and washer is the best? This article
will focus on the Samsung WD10T634DBH as well as LG WM3488HW dryers and washers,
and Electrolux EFLS527UTT and Haier HLC1700AXS. These Washer Dryers Sale dryers have pros and cons.
Are you planning to purchase a krups nespresso coffee machine coffee maker?
If yes, read this article for some tips to help you choose the right machine.
This article will explain how to choose between three models: Essenza Mini, Lattissima, and Vertuo.
I’m gone to inform my little brother, that he should also pay a visit this website on regular basis to obtain updated from latest information.
It is important to understand that sexing with a doll is quite different from sexing
with a real woman.
My web page sex dolls
There are a lot of things to discover. These products aren’t just sold in shops, but Online sex Store
too. Many people have a taste for the sexy and flirty and want to take
it one step further.
Howdy! Quick question that’s entirely off topic.
Do you know how to make your site mobile friendly?
My blog looks weird when viewing from my iphone 4. I’m trying to find a theme
or plugin that might be able to fix this problem.
If you have any recommendations, please share. Cheers!
Before you apply for payday loans Online Payday Loans, it
is important to be aware of a few things. Before you apply, ensure that your information is
correct. You must be able to prove earnings and employment.
Don’t apply on the weekend.
It isn’t easy for those with bad credit histories to secure a loan with a
high approval ratio. However there are a number of options
to choose from. A small payday loans bad credit (Lyndon) loan for bad credit could be
the perfect solution to your financial need.
Thanks for some other excellent post. The place else may just anyone get that kind of information in such a perfect way of writing?
I’ve a presentation next week, and I am on the look for such information.