Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
certainly like your web-site but you have to take a look at the spelling on several of your posts.
Several of them are rife with spelling issues
and I find it very troublesome to inform the truth however I’ll certainly come
back again.
Hello everyone, it’s my first pay a visit at this web
page, and post is truly fruitful in favor of me, keep up posting these types of posts.
Here is my web blog; Many food options catering
Wonderful beat ! I would like to apprentice while you amend your website, how could i subscribe
for a blog website? The account helped me a
acceptable deal. I had been a little bit acquainted of
this your broadcast provided bright clear concept
Thanks for this post, I am a big big fan of this website would like to proceed updated.
my homepage: online slot machine games
If you wish for to obtain a good deal from this piece of writing then you have to apply these strategies to your won blog.
Feel free to visit my homepage :: austin catering delivery
darkmarket link darkmarket url
Excellent blog here! Also your web site loads up fast!
What web host are you using? Can I get your
affiliate link to your host? I wish my web site loaded up as
fast as yours lol
Feel free to visit my web-site poker calling
Masaż to moja pasja i umiem to robić i jeśli szukasz wyjątkowej dziewczyny,
…
I do consider all of the concepts you have introduced to your post.
They are very convincing and will definitely work. Nonetheless, the posts are very quick for novices.
May you please lengthen them a little from subsequent time?
Thanks for the post.
Also visit my web site: austin burger catering
darkmarket 2022 darkmarket list
darkmarket list dark markets
Thank you for being my own instructor on this area. My
spouse and i enjoyed the article greatly and most of all liked how
you handled the areas I regarded as being controversial.
You happen to be always extremely kind to readers really like
me and help me in my everyday living. Thank you.
Look into my web site; online slot machine games
The Autowatch ghost immobiliser fitting near me (Ada) is
an affordable vehicle immobiliser. Like other immobilisers the Autowatch Ghost is a highly secure device that requires a physical tow in order to take it off.
A small loans for bad credit instant decision loan with bad credit is a
good alternative if you are in urgent cash needs.
This type of loan is quick and often approved within 24 hours.
They are typically only for one year and carry high interest rates.
Make sure to look out for ingredients such as caffeine and silk peony extract when selecting an under-best eye serum for dark circles cream to treat dark circles.
They will have a brightening effect, reduce puffiness, and hydrate delicate areas around the eyes.
dark web market darknet market lists
Online slots are a popular pastime for
millions of players. This exciting and entertaining type of gambling is a excellent way
to pass the time or to make extra cash.
Local window door lock fitters Near me (haeunrotc.co.kr) can renovate windows of any style, including older ones.
These experts take care of every step of the window
replacement process, including planning, measuring and installation.
The BMW key functions as
an electronic remote control that is placed on the tailgate of the vehicle.
Its memory lets it store up to 11 personal preferences.
It is programmed to start a system when the vehicle is in.
buy Cbd Water powdered drinks mixes are one of the most popular items in the CBD industry.
These drink mixes are simple to make and are sold in single-serve bags.
Each packet includes 25 mg CBD, which is the perfect amount to mix with
any drink or water.
bitcoin dark web dark markets
You should be aware of these issues prior to applying online for payday paydays Loans online.
Before you apply, ensure that your details are correct.
You must show proof of income and employment. Apply during
the working hours – avoid applying during slow days.
If you’re in need of having your locks fixed or replaced the best moment to contact
a Locksmiths 24 hours-hour locksmith.
They’re there to assist whenever you call and they’re always prompt.
A ghost Tracker immobiliser is a system which stops the engine
of your vehicle from starting. It’s based on a CAN data network, meaning that it’s able
to be installed to any vehicle. It’s a compact, waterproof design that thieves can’t
discern.
You should be aware of some essential information regarding folding Mobility scooters folding scooters
before buying one. This is a crucial feature.
A speed control knob is included on folding mobility scooters.
buy cbd newcastle Uk oil can be
purchased in Newcastle, UK. You will notice a change within your body.
It is possible to quit smoking CBD and your body will
thank you for it. Additionally you will not be enticed to take opiates or drugs anymore!
Wonderful goods from you, man. I have understand your stuff previous to and you’re just
too fantastic. I really like what you’ve acquired here,
really like what you’re stating and the way in which you
say it. You make it enjoyable and you still care for
to keep it smart. I can not wait to read far more from you.
This is actually a terrific web site.
How much will an Audi A3 replacement audi a3 key key cost?
How much will it cost and how long will it take to acquire one?
These are just some of the questions you’ll need to answer if you want an entirely new car key.
Let us walk you through the process.
You may not be able pay in the event of a bad credit score and you require money urgently.
There are a variety of loans Same day (Forum.pedagogionline.ru) you can choose from.
There are many options for loans: personal loans, peer to peer lending and payday loans.
People with bad credit histories can qualify for loans even with bad credit and no Guarantor Loan guarantee.
These loans are easier to get and come with lower interest
rates. However they are usually the best option for those with poor credit.
In search of auto glass fitters in my area? There are many choices.
Here are a few of them: Active Auto Glass, Newport
Glass, and Mr. Glass. Each of these companies is specialized in repair and replacement of auto
glass.
My web blog; windows fitting near Me
Aveeno Face Defense is a moisturiser with high-spf that is available in a variety.
It is a more powerful spf moisturiser for men, however, it contains
glycerin that draws and holds in water to your skin.
If you’re looking for an excellent source of CBD to relax take
a look at CBD hemp gummies For sale uk.
They are made using natural ingredients and come with delicious flavors that attract you
to purchase more.
A locksmith 24hr service can come in handy for
any scenario. You may have a locked door or a broken key.
If you need locksmith assistance immediately make contact with your family
or friends, or a 24hr locksmith to help you get back to
your home.
mens Masturbation Toy toys for men have changed how men interact with other socially.
What was previously reserved for a fringe subculture has
become an everyday item for every day people.
Connecting has never been simpler thanks to technology.
According to a new survey, New Yorkers are among the most avid
buyers of $2,000 to $3000 love dolls. The city was the top of all US cities in purchases of love dolls this year.
Los Angeles, Chicago, Dallas and Dallas were in close
proximity.
Feel free to surf to my site … Sexdoll sale
New Yorkers are now able to place bets online on sports events starting January 8 2022.
Four major operators have been granted licenses for
mobile betting, that will allow them to provide their services in many ways.
Also visit my web-site poker (Tlcafftrax.com)
The first thing you should do when you’ve lost your car
keys is to find them. There are numerous DIY methods that you can apply to find the key, and you
can also get duplicate keys by contacting an auto locksmith.
Feel free to surf to my webpage: Key Lost Car
The best idea end up being to replace carbohydrates such as chocolate snacks
and soft ice cream with protein snacks. Try cheese and fruit kebabs which are simply
a fun way of eating new fruit.
Check out my web site :: Adhd adult Assesment
Sexdolls could be a great solution for couples with low
budgets. Only the doll and accessories cost money. Your own sex
S ex doll can make you feel happy and
alleviate loneliness.
There are a myriad of cryptocurrency gateways that are available on the market.
Among them are CoinsBank and Bitpay. Some support multiple currencies.
Some only support a small number of cryptocurrency.
Also visit my website: Accept Crypto Payments
It is vital to find the right attorney to start a lawsuit against Mesothelioma settlement.
A professional lawyer can help connect asbestos exposure to cancer.
Multiple lawsuits against multiple parties increase the chance of a successful lawsuit.
dark web sites links tor markets
The UK has legalized cbd capsules for sale near me capsules.
They are made of hemp and do not contain THC the psychoactive substance
that gives users the «high» they get from marijuana.
There are numerous advantages when you play at an online casino.
It isn’t necessary to spend a lot of money. Online casinos often offer free games that players
can play to find the best games.
The benefits of electrical rewiring in local Electricians Bedfordshire
are many. It will save you money in the long run by reducing your bills and reducing the risk of a fire or electrical fire.
It will also increase the value of your property.
CBD oil is the latest health trend that has taken over Europe and the USA in recent years.
Momenta, an unofficial US wellness market research group,
has produced a buyer’s guide for Cbd oils Uk oil.
cbd Edibles Sunderland edibles are popular with CBD users, but not everyone knows whether they’re legal to buy.
They’re subject to many rules and regulations.
Greetings from Los angeles! I’m bored at work so I decided to
check out your site on my iphone during lunch break.
I enjoy the information you present here and can’t wait to take a
look when I get home. I’m amazed at how quick your blog loaded on my cell phone ..
I’m not even using WIFI, just 3G .. Anyways, fantastic site!
My spouse and I stumbled over here from a different page and
thought I might check things out. I like what I see so i am just following you.
Look forward to looking into your web page again.
My page … burrito