Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
First of all I want to say great blog! I had a quick question that I’d like to ask if you do
not mind. I was interested to find out how you center yourself
and clear your thoughts before writing. I have
had difficulty clearing my thoughts in getting my thoughts out there.
I truly do take pleasure in writing but it just seems like
the first 10 to 15 minutes tend to be lost simply just trying to figure out how to begin. Any suggestions or tips?
Many thanks!
My web blog: Token Chain Mapper
Thank you for sharing your thoughts. I really appreciate
your efforts and I am waiting for your next write ups thank you once again.
Nice post. I learn something totally new and challenging on sites I stumbleupon on a daily basis.
It’s always helpful to read through content from
other writers and practice something from their websites.
Link exchange is nothing else however it is simply placing the other person’s blog link on your page at proper place and other person will also do same in support of you.
I take pleasure in getting dicks shoved up my tight bum.
Perspective me live totally freeon the most recent homosexual internet sex cam.
Keep this going please, great job!
Also visit my homepage :: mejores abogados sevilla
Hey, I think your website might be having browser compatibility issues.
When I look at your website in Safari, it looks fine but when opening in Internet Explorer,
it has some overlapping. I just wanted to give you a quick heads up!
Other then that, terrific blog!
Magnificent goods from you, man. I have understand your stuff previous to and you are
just extremely wonderful. I actually like what you have acquired here, really like what you are saying
and the way in which you say it. You make it enjoyable and you still take
care of to keep it sensible. I can not wait to read much more from you.
This is really a terrific website.
Hi there i am kavin, its my first occasion to commenting anywhere, when i read this piece of writing i thought i could also create comment due to this brilliant paragraph.
Here is my page Token Chain Mapper
This article will cover small business loans, lines credit,
crowdfunding, venture capital and other funding options
available private Investor looking For projects To fund
businesses.
best cheapest sex doll dolls are one of the most effective
ways to recreate the sensation of real sexual intimacy without the need to get up and spend time
with an actual human companion.
CBD Gummies are a convenient and safe way to obtain the vital nutritional CBD.
Hemp extract gummies reviews are sweet in flavor which can reduce anxiety, stress, and
pain, and also improve mood and sleep.
I know this is truly boring and you are skipping to the next comment, but I just wanted
to throw you a big thanks – you cleared up some things for me!
I’d love to be a part of group where I can get advice from other experienced people
that share the same interest. If you have any recommendations, please let
me know. Thank you.
There are a variety of sexdolls to choose from. If you are new
to sexdolls, you may not be familiar with them. For instance, the familar WM Doll, which is popular sexdoll For sale its vibrating feel could not be as exciting as you thought.
Sex dolls are among the Best Cheapest Sex Doll ways to simulate the sensation of real sexual intimacy without the need to leave the bed and engage in a relationship
with an actual human companion.
I am regular visitor, how are you everybody? This post posted
at this website is in fact fastidious.
Also visit my blog Bookmarks
A fuck doll is a woman that mimics real women. A fuck doll is a woman who appears like a
normal woman. It has a metal skull and soft skin made of TPE.
It can be put in any place and may even make sounds during sex.
Look at my webpage … the best sexdoll – http://go.taocms.org/jump.php?url=aHR0cHM6Ly9kYXZpZG9wZGVyYmVjay5jb20vYmlibGVzdHVkeWRpc2N1c3Npb24vaW5kZXgucGhwP2FjdGlvbj1wcm9maWxlO3U9MzQ5OTQ5,
When it is about CBD oil, the highest strength What Is The Strongest Strength Cbd Oil usually considered the
most powerful. There are various characteristics of CBD oils and the
effectiveness of a product can be determined by an expert in the lab.
What’s up, I desire to subscribe for this weblog to get most up-to-date updates, thus where can i do it please assist.
Feel free to visit my site :: top porn lists
The purchase of a mattress for a double bed may be
a daunting task. We’ll be discussing the important aspects of double-bed
mattresses, including their dimensions and cost. We’ll also look at the quality of the double Bed mattresses
mattress you choose.
You can give your man the ultimate sexual experience by investing in male sexual sex toys with remotes.
They are cheap and there are always new designs.
The average man no longer has to make the clitoral Tampon on their hands.
There are a few aspects to consider when buying a memory double.memory foam mattress mattress.
You should select one that is suitable for your requirements such as firm or very soft medium-firm to soft two-sided, and the
price. We’ll talk about these factors and more.
There are a variety of sleep Gummies available, but which ones are the best?
Read on to learn about Melatonin, L-Theanine, cbd Gummies New York, and Natural plant
extracts. We’ll also discuss the risks of
sleeping gummies, as well as possible side effects.
The best method to locate a business that provides double glazing in upvc window repairs Watford
is to compare quotes.
You’re not the only person looking for vegan Night cream skin care UK
brands. There are many companies that offer products that are cruelty-free, such as Tropic Skincare and
Lani. To ensure that you are buying quality products, it is worthwhile to
read reviews.
This is a topic which is close to my heart… Thank you!
Exactly where are your contact details though?
Does ylur blog have a contact page? I’m having trouble locating it but, I’d like to semd you an email.
I’ve got some recommendations for your bkog you might be nterested in hearing.
Either way, great blog and I look forward to seeing it expand over time.
my webpage; EZ Battery Reconditioning course
DDoS mitigation services are designed to protect your
network against DDOS attacks. These cdn services (Kayleigh) can shield individual IP addresses from attacks by using IP
masking or Scrubbing. They also offer cloud-based protection for individuals IPs.
A double mattress constructed of memory foam is an excellent option for anyone who suffers from back pain or a strained neck.
These mattresses are constructed of memory foam double mattresses foam and come
with a double layer to help reduce pressure and discomfort.
These are really fantastic ideas in on the topic of blogging.
You have touched some fastidious factors here. Any way keep up
wrinting.
My page window restoration reading (Ursula)
I’ve been exploring for a little for any high quality articles or blog posts on this kind of
space . Exploring in Yahoo I at last stumbled upon this web site.
Reading this information So i’m satisfied to express that I’ve a
very just right uncanny feeling I found out just what I needed.
I such a lot unquestionably will make sure to do not disregard this web site and give it a look regularly.
A loan site loans payday online works
by circulating the information you enter about your current situation to a network of lenders.
Multiple lenders will be able to view your loan request, provide their loan terms and you may take one or more.
There are numerous small wood burner burners that can be used to heat sheds.
Which one is best for you? We’ve provided the
pros and cons of the top wood burners for sheds and discussed the aspects to take into consideration when buying one.
There are a variety of Gummies for anxiety that are available.
cbd gummy near me gummies can assist you to relieve anxiety without feeling drowsy.
You might be interested in playing online judi-kasino but you don’t
know where to start. In this article, we will examine what
to look for in online judi kasino Online-kasino and what casino games
are suitable for beginners.
Greetings from Los angeles! I’m bored at work so I decided to check out your site on my iphone during lunch break.
I really like the knowledge you present here and can’t wait to take a look when I
get home. I’m surprised at how fast your blog loaded on my mobile ..
I’m not even using WIFI, just 3G .. Anyways, great site!
Also visit my web-site: upvc double glazing wandsworth
A bed with a mid sleeper Cabin beds-sleeper can allow children to construct castles
and forts beneath the bed. Some beds come with construction materials but others are plain and simple.
The bed can be personalized to suit the child’s tastes.
It can be difficult to choose the most essential features when buying a washing machine dryer.
Here is my blog post: Best Washer Dryers
This paragraph will help the internet visitors for building up new webpage or even a blog from start to end.
Review my web page … austin texas dinner catering
Wow, amazing blog layout! How long have you been blogging for?
you made blogging look easy. The overall look of your site is magnificent,
let alone the content!
A Mobile van deadlock fitting near Me locksmith offers convenience.
You can store more products and tools in a larger vehicle, and
you won’t have to go to your house to buy them.
If you’re looking for a triple sleeper bed for
the whole family then you’ll be pleased to find the wide selection of bunk beds with 3 beds available on the market.
There are a myriad of styles, colors and sizes and many are also available for delivery next day.
Window repairs made with Upvc window repair Near me near me will help keep your home dry.
There are some common problems that can arise with these windows, like capillary
action. This happens when the frames and hinges of the windows
aren’t correctly fitted.
What’s up, just wanted to mention, I loved this post.
It was funny. Keep on posting!
Do you mind if I quote a few of your posts as long as I
provide credit and sources back to your weblog?
My website is in the very same area of interest as yours and my users would certainly benefit from
some of the information you provide here. Please let
me know if this okay with you. Thanks!
Here is my web site – play poker
The concept of full mental Health assessment online
health has many facets, and defining it is a crucial aspect of overall
health. It’s subjective and could be influenced by competing professional theories.
There are a lot of advantages to taking Full Spectrum CBD Oil UK.
It is one of the most well-known products on the market. It contains essential oils, terpenes and other compounds naturally extracted from hemp plants.
You could consider taking a CBD tincture to ease pain. Consider Blosum Cbd Oil Tincture Near Me
full spectrum hemp oil tincture. Blosum CBD full spectrum hemp oil tincture also manufactured by
a proactive company.
Appreciate it for this post, I am a big fan of this site would
like to go on updated.
Take a look at my blog post: Bookmarks