Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
excellent issues altogether, you just received
a new reader. What might you recommend in regards to your publish that you simply made a few days ago?
Any sure?
For most recent information you have to pay a visit web and
on world-wide-web I found this web site as a best web page for most recent updates.
I don’t even know how I ended up here, but I thought this post was good.
I don’t know who you are but certainly you’re going to
a famous blogger if you are not already 😉 Cheers!
I blog quite often and I truly appreciate your information. This article has truly peaked my interest.
I’m going to take a note of your site and keep checking for new
information about once per week. I subscribed to your RSS feed as well.
All the games that are obtainable on the PC version shall be equally accessible on your
smartphone.
Feel free to surf to my web-site: pin up casino
I constantly emailed this website post page to all my associates, as if like to read it then my contacts will too.
When someone writes an paragraph he/she retains the plan of a user in his/her
brain that how a user can understand it. Therefore that’s why this piece of writing is great.
Thanks!
Everything is very open with a precise explanation of the issues.
It was truly informative. Your website is extremely helpful.
Thanks for sharing!
What’s up, I desire to subscribe for this website to get latest updates, therefore where can i do it
please assist.
Also visit my blog post; grammar editing
Does your website have a contact page? I’m having a tough time locating it but, I’d like to
send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing.
Either way, great site and I look forward to seeing
it develop over time.
If you are looking for a reputable Locksmith for car near me for cars You should choose one who is quick and doesn’t let you hang in the middle.
A reputable locksmith should also provide a firm quote over the phone.
There are many small wood burners for sheds on the market, but which one
is right for your home?
Getting a same day loan can be a great method of borrowing money.
These loans usually do not need collateral and are approved
instantly. Below are some of the benefits of same
day loans.
Does your site have a contact page? I’m having a tough
time locating it but, I’d like to shoot you an e-mail.
I’ve got some recommendations for your blog you might be interested in hearing.
Either way, great site and I look forward to seeing it expand over time.
Here is my page :: American Fridges Freezers
Adult sexy dolls are highly realistic, and many of them have a real anal cavity,
mouth, and vagina. To make it more realistic, some even sport cleavages and the genitals.
my web blog :: s Ex doll
I’m really impressed with your writing skills as well as with the layout on your weblog.
Is this a paid theme or did you customize it yourself?
Anyway keep up the nice quality writing, it is rare to see a great blog like this one today.
My webpage … Game judi slot online
It can be difficult to figure out the appropriate solution for private Mental health Care uk disorder.
Speaking with your doctor is the best method to seek help.
There are a variety of treatment options available, including psychotherapy, medication, and
other treatments.
You’ve arrived at the right spot for Mens adult Toys toys for women! There are plenty of great options available.
But what are you looking for when you are buying a new sex
toy for her? Learn what to look for and how to select the perfect
gift.
Toasters are one of the best toaster uk most versatile and popular home appliances.
They can be used to create delicious toast as well as other meals.
These appliances are simple to operate and require small counter space.
P.C.
A locksmith For Car that works for
cars near me can come in handy when you’re in a bind, whether you’ve
locked your keys inside your car, or you’ve lost control of your vehicle.
Most of the time, the issue lies in the ignition switch.
A bread White 4 slice Toaster with four slices is ideal
for large families that have many members. Its extra wide slots
are ideal for those with children. This model is elegant and sleek,
with neutral colors and the wood-effect handle.
The internet is a wonderful place to play a
variety of games, including agen bola. How do you select the right site?
Continue reading to learn more about Agen Judi Bola Bolaterpercaya, Taruhan Bola Resmi, and Judi Bola Parlay.
Accreditations and scores of previous customers are helpful to find a window sizing expert.
You can see what former customers have to say about the window fitter’s work and
some window fitting companies pay people to write positive reviews.
Take a look at my web site – Glass fitters near me
The most popular type of uPVC window is the casement.
It features handles on one side windows and doors
Milton Keynes; http://www.choipae.com, hinges on the other side.
It can be installed in single or double sash style.
If you suffer from ADHD, you should find an adult ADHD specialist
near me to assess and treat your condition. Adults can see anytime, unlike children. They are treated with medications that can ease their symptoms.
ทางเรา RELX CLUB THAILAND ต้องขอบอกได้เลยว่า
เป็นตัวแทนหลักอย่างเป็นทางการในไทย ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ RELX THAILAND
สินค้าทุกแบรนด์ ทุกรุ่น เราได้ทำการคัดสรร บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่ ที่มีประสิทธิดีเยี่ยม และช่วยได้จริง มาให้ลูกค้าได้เลือกใช้ โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน
GTRBET คาสิโน สลากกินแบ่ง กีฬา
GTRBET88 เว้นแต่ว่าเกมคาสิโน พวกเรายังเปิดให้เล่นพนันกีฬากว่า 20
ชนิด ไม่ว่าจะเป็นพนันกีฬามหาชลอย่างบอลที่ไม่ให้เลือกพนันทุกแบบอย่าง ไม่ว่าจะเป็น บอลคนเดียว บอลเสต็ป เริ่มอย่างน้อยแค่เพียงเสต็ป 2 ที่ 50 บาท สำหรับผู้ที่รักสำหรับเพื่อการพนันจำนวน
พวกเราก็มีลอตเตอรี่ออนไลน์ให้เล่น ทั้งยังล็อตเตอรี่ไทย สลากกินแบ่ง รวมถึงล็อตเตอรี่ลาวและคีโน่
There are many top brands of feminine popular perfumes for women for women available and there are
a variety of different scents. What scents are
suitable for you? Read on to find out. Here are some helpful tips to choose the right scent that suits your individuality.
A new study has revealed that New Yorkers are the most frequent buyers of $2,000 to $3000 love dolls.
This year New York was the most popular seller of love dolls
in all US cities. Those in Los Angeles, Chicago, and Dallas were close behind.
Look at my web blog: Sexdolls sale
This is really interesting, You are a very skilled blogger.
I have joined your feed and look forward to seeking more of your great post.
Also, I have shared your site in my social networks!
There are a variety of top brands of women’s best womens perfumes – Aksharpublishers.Com,
on the market and you can choose from a myriad of different fragrance notes.
But which scents are right for you? Find out
more here.
Wow, amazing blog format! How lengthy have you ever been running a blog for?
you make running a blog glance easy. The full look
of your site is great, let alone the content!
Here is my site Repairing Upvc Doors
There are many online sources that can help you get a
Payday Online Loan loan. This article will explore the advantages
and disadvantages of different choices. It includes Customer reviews, the conditions for qualifying rates, and fees.
No matter if you live in a house in upvc window repairs watford or a larger home
in the London region you can take advantage of double glazing in your home.
You can purchase new windows that are energy efficient or
replace old, leaky windows that aren’t secure.
Just wish to say your article is as astonishing. The clearness in your post is simply great and i could
assume you’re an expert on this subject. Fine with your permission allow me to grab your
feed to keep updated with forthcoming post. Thanks a
million and please continue the gratifying work.
Take a look at my site :: Highsleeper Bed; Sexow.Ru,
Apart from a range of slot games, there are additional casino games you can test out, like baccarat.
Baccarat is a well-known Agen Judi Casino Online game.
There are numerous media and variants of this game.
There are several different types of wall-mounted electric fire suites to choose from.
We will discuss Optiflame and Touchstone, ClassicFlame and Dimplex and other electric
fires that are wall mounted electric Fire (http://www.zomi.net)-mounted.
A candy with cannabidiol and CBD oil is known as a gummi cannabidiol.
It’s a quick and convenient method to consume CBD oil.
hemp gummies Near me can be
chewed with ease and promote relaxation. Here are some advantages of CBD Gummies.
Before you purchase a Nespresso Coffee Maker maker
it is crucial to know your preferences and requirements.
The Essenza Mini and Essenza Plus are the most well-known models.
While they are both highly popular however, the Mini isn’t the ideal choice for singles.
Full-spectrum Cbd gummies Rhode island gummies are delicious and satisfying.
Full-spectrum CBD gummies made using hemp power sugar, flavorings and sugar.
They achieve the perfect balance between being calming and strong.
There are a variety of factors to consider when choosing a shop that will repair your Car Key Repairs‘s key.
First, you need to decide if you want the simplest key or a more
intricate one. Certain keys may only be available through a manufacturer.
If you’re in search of a new sleep supplement, you may consider
gummies that contain the hormone melatonin. This hormone regulates the body’s sleep cycles, wakefulness and can aid in reducing puberty delay or jetlag.
My web site cannabidiol gummy for sale
Electric or Water-based pumps? Which one should I purchase?
While electric pumps are easier to use, there are distinct differences between the two types.
Water-based Penis enlarger pumps near me require direct contact with water and your schlong.
I wanted to thank you for this fantastic read!!
I definitely enjoyed every bit of it. I’ve got you book marked to look at new stuff you post…
A sexually sexy item can be a great way to explore the body and spice up
sex with your partner. There are a variety of toys that can awaken sexual desire in men that
are interactive, such as interactive gadgets or rechargeable gadgets.
Here is my web blog :: Sextoysforwomen (http://Casaplusloja.com.br/)
Appreciate this post. Will try it out.
My web page: Wandsworth Repairs
An experienced asbestos lawyer can speed up the process, helping you obtain the necessary information to back your claim.
Asbestos Compensation deposits can last many hours, days or even weeks.
full spectrum gummies-spectrum
CBD Gummies taste great and are extremely satisfying.
Full-spectrum CBD gummies are created by combining hemp
power as well as sugar and flavorings. They strike the perfect
balance between being both relaxing and powerful.
You can find high-quality aluminum windows Replacement watford in Watford if
you want to give your home a makeover. You are also able to find
a professional who can install single or double-glazed panes.
With havin so much content and articles do you ever run into any problems of plagorism or copyright infringement?
My website has a lot of unique content I’ve either written myself or
outsourced but it seems a lot of it is popping it up all over the web without my authorization. Do you know any solutions to help stop content from being stolen? I’d genuinely appreciate it.