Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello! I know this is kinda off topic but I was wondering
if you knew where I could locate a captcha plugin for my comment form?
I’m using the same blog platform as yours and I’m having trouble finding one?
Thanks a lot!
Pretty part of content. I simply stumbled upon your
blog and in accession capital to assert that I acquire
actually loved account your weblog posts. Any way I will be subscribing for your feeds and even I fulfillment
you get right of entry to persistently rapidly.
Howdy І am ѕo gateful I found your weblog, I really fⲟund yоu by mistake,
while I waas searching оn Digg fօr somnething ｅlse,
Nonethelｅss I am hегe now and would just like
to saｙ thank уou for а incredible ost and а alll rⲟund thrilling
blog (I also love tһe theme/design), I ⅾon?t hɑve time tօ reaⅾ it all
ɑt the moment ƅut Ӏ haᴠe bookmarkoed itt ɑnd also included your RSS feeds,
ѕo whhen I haνe tіme I will be back tⲟ read a lot morе,
Please dо keep ᥙp the awesome jo.
Hello, of course this post is genuinely good and I have learned lot of things
from it concerning blogging. thanks.
Hi there, I log on to your blogs regularly. Your writing style is awesome, keep doing what you’re doing!
I’m curious to find out what blog platform you’re working with?
I’m having some small security problems with my latest
website and I would like to find something more safe.
Do you have any suggestions?
I have read so many posts on the topic of the blogger lovers
however this paragraph is in fact a nice paragraph, keep it up.
Why users still make use of to read news papers when in this technological world all is accessible
on web?
Przy сеntrаlnеj сzęśсі mіgаją bаnеry rеklаmоwе
spośród рrzеdstаwіоnymі nа nісh іnfоrmасjаmі.
Also visit my web blog :: Power casino
Oh my goodness! Awesome article dude! Thank you so much, However
I am encountering problems with your RSS. I don’t understand
the reason why I am unable to subscribe to it. Is there anybody having identical
RSS issues? Anybody who knows the solution will you kindly respond?
Thanks!!
If you’re looking for a sexdoll for sale, you
might think about the Maria or Arya models. Both models have a fully
curving female genital. If you prefer something
more realistic, you might think about TPE sexual dolls.
Hi, I desire to subscribe for this weblog
to obtain newest updates, therefore where can i do it please assist.
Feel free to visit my homepage online money
If you’re stuck stuck, a locksmith for cars close to you can assist you regardless of whether your keys have been locked in your Car Locksmith Near Me , or you’ve
lost control of the vehicle. In many cases, it’s the ignition switch that causes the problem.
Full-spectrum CBD gummies For pain are delicious and satisfying.
Made with hemp power and flavorings and sugar,
full-spectrum Gummies strike the perfect balance of being
both potent and tranquil.
Are you in search of an sexdoll for sale?
You can purchase one on a trusted sexdoll seller site.
You can personalize the sexdoll you purchase to fit your requirements if you’re not
sure what you should look for in a sexdoll.
My web blog … Sexwith Doll
What are the advantages of double glazing?
Double glaze windows glazing reduces heat
loss and noise, improves curb appeal, and reduces household
energy costs. Read on for more information. Double glazing is a sought-after home improvement option.
Are you seeking a locksmith to assist you if you’ve lost your keys to your vehicle?
These are some tips to help you locate a reliable car auto locksmith near me (https://nakhonchaisi.go.th).
Before making a choice check their reputation and cost.
If you’ve ever lost your keys in your car, then you’re aware how frustrating it can be.
A car locksmith could be
useful, especially in the late hours of the night, when you’re not sure of where to go.
This article will review the different kinds of men’s mens Masturbators that are available
on the market today. We will also look at which ones we find most appealing.
There are models that allow for access to the vagina, anal access and soft lips.
It is important to comprehend the fundamentals of a mobility folding scooters scooter before you purchase one.
This includes features such as ground clearance, seat width
as well as travel range and more. Continue reading to learn more.
I likewise think therefore, perfectly written post!
Feel free to visit my web site: online data entries jobs
Payday loans for Payday are an expensive way to obtain the cash you require when you require.
They usually require a credit check, and their interest rates can go
up to 391 percent.
If you’ve been searching for a white cabin bed, look at this!
This collection of cabin furniture comes
with quality construction, genuine dovetailed drawers, and mortice and
tennon door frames.
This Calendula Salve is a unique idea for a gift for vegans who love skin care.
This set includes six natural beauty products.
It replaces beeswax with soy wax to create a cruelty-free and Vegan skincare Sale version.
netsuite Login is a brand new service, and you might be wondering what the
NetSuite customer login looks like and how to get it to work.
These are incredibly real-looking fuck dolls. They feature a fully metal skeleton and smooth, silicone skin. You can put them wherever you want, such as crouching or clitoral kissing.
Some dolls even be heated.
My page – best Cheap sexdoll
Here are some things to look out for if you require car key fob repair
key fob replacement near me. First, make sure the battery is in good condition.
I will right away grasp your rss feed as I can not in finding your email subscription link or e-newsletter
service. Do you’ve any? Please permit me recognise in order that I could subscribe.
Thanks.
A small loan from the uk small Loans
has many benefits. One of these is control over the loan’s amount as well
as repayment timetable. This allows individuals to be accountable and promptly pay back
loans.
The rates of prescriptions for ADHD medication in Scotland are increasing.
But what is the cost of ADHD medication actually prescribed to children diagnosed with Adhd medication Scotland?
What are the options for treatment?
The rates of prescriptions for adhd services in scotland medication in Scotland are on the rise.
But how much is a child diagnosed with ADHD actually prescribed?
What are the options for treatment? What are the treatment options?
If you’re in search of a local pet shop that sells CBD oil,
you may be interested in MediPets or Canna-Pet. These brands are renowned for
their great products, but what’s the deal with their CBD for pets?
What are the advantages of cheap cbd for pets uk oil for pets?
If you’re looking to purchase a gift for a woman who enjoys natural skincare,
you might want to consider an Anti aging skin care gift set-aging skin care set.
It’ll include items from Lancome as well as Dr. Dennis Gross, and It Cosmetics.
Very good info. Lucky me I found your site
by accident (stumbleupon). I’ve book-marked it for later!
My page repair doors – Kitty,
To own the best two-slice toaster in town you don’t have to spend a lot of money.
The two slice black 2 slice Toaster and decker toaster is a
must for any kitchen. It ships in its original packaging.
As an alternative to cigarettes, CBD vape juice is becoming more and more popular.
But the bitter taste that is often associated with CBD has been a turning point for many.
buy cbd e liquid near me vape juices can be found in many flavors, including mint and
fruit.
If you’re a novice to the agenjudi slot and want to be aware of what bonuses you can get.
Many websites offering agenjudi slots permit new members
to take advantage of bonuses without having
endure persyaratan anieh. It is simple to claim your bonus.
Here is my blog post: Agen judi online
Generally I do not learn article on blogs, but I
would like to say that this write-up very forced me to try and do it!
Your writing taste has been amazed me. Thanks, very nice article.
Here is my web page: slot Online
Agen slot is an extremely popular online
casino game. This Indonesian casino game gives players the chance to win money in different ways.
This article will provide information on how to play agen slots Pulsa, Agen Slots resmi and Agenjudi.
You might think that bad credit means that you are not eligible for loans same Day bad credit on the same day.
Despite the high rate of rejection it is still possible to be
eligible for this kind of loan.
A mesothelioma and asbestos lawyer-related lawsuit
requires an extensive investigation into the plaintiff’s
career history, military experience, and asbestos exposure.
It is recommended to employ a Glass Repair london window company if your window is damaged.
The professionals are highly skilled and will ensure
that you will get an excellent result.
double Glaze-glazed windows come with many advantages, but they are also more expensive.
This is because they require more materials and require more work.
They can be an investment that will last for a long time, since they offer
many benefits.
I know this if off topic but I’m looking into starting my own weblog and was wondering what all is
needed to get setup? I’m assuming having a blog like yours would
cost a pretty penny? I’m not very internet savvy
so I’m not 100% sure. Any recommendations or advice would be greatly
appreciated. Cheers
There are many benefits of playing judi slots. One of the best benefits is
the fact that the game is terlengkap, and it is very different from similar games found on other sites.
There are many ways to win.
My site Agen Slot
Slim Jim or Slim Shim. Another basic tool for locksmiths is
the slim shim, a flat spring steel that car door lock repair Near me lock repair incorporates a notch at
its bottom portion.
If your keys are locked as part of the Car remote key repair near me and also can’t get involved to retrieve them,
car locksmiths are going to help.
Are you looking for an sexdoll for sale? You can purchase one from an authentic seller site for Sexdolls Sale.
You can tailor the sexdoll you purchase to fit your requirements if you’re not sure what you should look for in the sexdoll.
Howdy! This is kind of off topic but I need some advice from an established blog.
Is it very hard to set up your own blog? I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to start.
Do you have any tips or suggestions? With thanks
Incredible! This blog looks just like my old one! It’s on a totally different topic but it has pretty much the same layout
and design. Superb choice of colors!