Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hey I know this is off topic but I was wondering if you knew of any widgets
I could add to my blog that automatically tweet my
newest twitter updates. I’ve been looking for a plug-in like
this for quite some time and was hoping maybe you would have some experience
with something like this. Please let me know if you run into anything.
I truly enjoy reading your blog and I look forward to your new updates.
my web blog article directories
Fabulous, what a webpage it is! This weblog provides useful information to us, keep it up.
Hmm is anyone else having problems with the pictures on this blog loading?
I’m trying to find out if its a problem on my end or if it’s the blog.
Any responses would be greatly appreciated.
Whoah this blog is great i like studying your posts.
Keep up the great work! You know, many individuals are looking
around for this info, you can help them greatly.
Here is my web blog … Blogging tips
Good day! I know this is kinda off topic however , I’d figured I’d
ask. Would you be interested in exchanging links
or maybe guest writing a blog article or vice-versa?
My site covers a lot of the same topics as yours and I think
we could greatly benefit from each other. If you
might be interested feel free to shoot me an email. I look forward to hearing from you!
Excellent blog by the way!
When I originally commented I clicked the «Notify me when new comments are added»
checkbox and now each time a comment is added I get four emails with the same comment.
Is there any way you can remove me from that service? Many thanks!
Wonderful blog! I found it while browsing on Yahoo News.
Do you have any suggestions on how to get listed in Yahoo
News? I’ve been trying for a while but I never seem to get there!
Cheers
This is very interesting, You’re a very skilled blogger.
I have joined your rss feed and look forward to seeking more of your wonderful post.
Also, I’ve shared your website in my social networks!
We’re a group of volunteers and opening a new scheme in our community.
Your web site provided us with valuable information to work on. You’ve done an impressive job and our whole
community will be thankful to you.
According to a new study New Yorkers are among the most avid buyers of $2,000-$3,000 love dolls.
This year New York was the leading seller of love dolls in all
US cities. Los Angeles, Chicago, Dallas and Dallas were close behind.
My blog post: sexdoll Sale
The labor cost to install a new replace upvc door Handle can range from around $40 to $1,389 depending on the size and style.
Are you double Glazing in luton search of an expert who
will do garage door repairs in Luton? You’re in the right location.
ACE Garage Doors is a family-owned company that has been offering exceptional service for more
than 25 years.
Here are a few things to consider when buying 2 slice toasters.
Certain features are more essential than others. In this article,
we will examine Drop-down trays, thermostats, and price.
Feel free to surf to my web page – best 2-slice toaster uk
Hi, I do think this is a great web site. I stumbledupon it 😉
I will revisit once again since i have bookmarked it.
Money and freedom is the greatest way to change,
may you be rich and continue to help others.
It is important to find a reputable online casino site If you’re looking for the
best place to play Judi Slot Online slots.
This article will go over the different providers and their games including YOYO88,
77DRAGON, and AE Gaming.
You’ve probably heard about the top best Unisex fragrances fragrances, but what should you look for when purchasing a new scent?
This article will give you some suggestions.
Togel HK is a money-making game, unlike toto hk where you play to
play for fun. The payouts are also higher and you can get a lot more winnings than you spend.
If you’re looking for tips for playing Togel HKG, you’ve come to the right
place!
If you’re looking to purchase a new fireplace You’ve probably been thinking whether a
wall mounted Fire-mounted fireplace will fit your
home. It’s crucial to understand the fundamentals of the advantages and features prior to making a purchase.
There are many kinds of Double Glazed Near Me-glazed windows in the market
today. We will explore their insulating properties and noise reduction capabilities as well as
installation costs and.
For a variety of reasons, the size of a mattress is important.
There are particular considerations to take into account when purchasing a bed
that is suitable for two.
my site: double mattresses
It is recommended to replace your window lock promptly in the event
that it is damaged or in a bad condition. If
it’s a casement or double glazed window Security bromley you can be sure that
Locked Out 24 Hour Locksmiths to provide a reliable service.
If you are going for finest contents like I do, just pay a
visit this web site all the time as it gives feature contents, thanks
my blog … M.Iogsport 6
One of the biggest benefits of owning a wood burning stoves for
sale near me (https://www.2ndonline.com.au) burning stove is the
low pollution and cost of fuel. In the UK, air pollution is one of the greatest
threats to human health from the environment according to
the government.
It doesn’t matter whether you are trying to replace your old glass replacement with double-glazed glass or if you just
need to replace it. There are a lot of factors to take into consideration before deciding
to replace the glass and window.
Hello, Neat post. There’s an issue together with your website in web
explorer, would test this? IE still is the market leader
and a good element of people will omit your magnificent writing due to this problem.
Betting on sports betting online has a myriad of advantages for both the bookmakers and bettors.
Apart from allowing gamblers to bet on their favourite sports Online (Fizteh.Org) betting sites also help them make money.
While you may be in a rush to use your preferred payment processor
and crypto payment Processor gateway However, cryptocurrency transactions don’t require them.
Instead, you can use cryptocurrency wallets to accept transactions using the same currency.
The first step of the ADHD private assessment for adhd [Emilio] process is a consultation with an expert medical professional.
During the meeting, the doctor will determine the extent to which ADHD
symptoms are affecting your life.
When shopping for a compact buy double bed mattresses mattress
it is important to know the different types of materials available.
This article will discuss the different materials such
as memory foam pocket spring, traditional spring and
latex.
There are many options available in Window glass replacement Milton keynes Keynes, whether
you’re trying to replace your old windows or doors , with state of the latest
double glazing.
According to a new survey New Yorkers are among the biggest buyers of $2,000-$3,000 love dolls.
New York topped all other US cities when it comes to buying love dolls this year.
Those in Los Angeles, Chicago, and Dallas were close behind.
my blog: Sexdolls Sale
The benefits of online lending payday services outweigh any drawbacks.
Although there are many trusted online lenders that
provide this type of pay day loan online (Hans), be cautious of those that promise loans
that don’t require collateral or credit checks.
What Is Project Funding Requirements are project funding requirements?
Project funding requirements are the amount of money required to complete an project.
The cost baseline comprises both expected expenditures and liabilities.
Right here is the perfect site for everyone who wishes to understand this topic.
You know a whole lot its almost tough to argue with you (not that I actually will need to…HaHa).
You definitely put a fresh spin on a topic which
has been discussed for a long time. Wonderful stuff, just wonderful!
Visit my webpage; free lance writers
There are a lot of things to take into consideration when selecting an establishment
that can repair your car Key Repairs‘s
key. The first is deciding if you need a simple or more
complex key. Some keys are only accessible through a manufacturer.
Now obviously you’d sound ridiculous for did arc patterns atlanta divorce attorneys conversation you have,
however, if you use the arc pattern to emphasize your blueprint it will
help you greatly in persuading people.
Also visit my web blog: car key programmer
If you’re in need of double glazing Replacement Glass For Windows Near Me glass,
you’re in the right spot!
If you’ve broken your window glass, there are many options to think about.
This includes hiring an expert to replace glass In window the
glass on your window, protecting yourself from possible injuries, and saving money
by only replacing the glass.
Undeniably consider that that you stated. Your favourite reason seemed to
be on the internet the simplest thing to take into account of.
I say to you, I definitely get annoyed whilst folks think
about worries that they just do not know about. You controlled to hit
the nail upon the top and defined out the
whole thing without having side-effects , other folks could take a signal.
Will probably be back to get more. Thanks
My site; door repairman [https://Links.heisen.com.br]
There are a variety of various Ecu Repairing repair options you can get done
for your car. The most frequent repair is replacing the ECM.
It can cost several hundred dollars.
Chargebacks are one of the most frequent pitfalls in the world of crypto payment gateway No kyc provider.
They are a one-way method that permits customers to
report bogus charges directly to Mastercard.
Window upvc fitters near me (postmaster.led간판공장.com) have a wide
selection of tools they can employ to complete the most delicate tasks.
Aside from exceptional sealing compounds and adhering
compounds they also make use of tools to work with cable netting and dry glazing.
If you’re in search of a local best pet cbd near me uk store that sells CBD oil, you may want
to try MediPets or Canna-Pet. These brands are well-known for their high quality
products. But what is CBD oil for pets? What are the advantages of CBD oil?
If you’re a lover of online casinos, then you’ve heard of the term «gen Agen Slot.
This Indonesian casino game offers players the chance
to win money in different ways.
In this article, we’ll look at Pasaran Judi Bola online, Bandar Judi terpercaya, and Judi
Bola Basket Virtual. We’ll also explore the differences among the various kinds of judi Bola terpercaya bola and what you can expect from each one of them.
How much will a new porsche Key key fob
replacement cost? It depends on the year as well as
the type of your car. But the good news is that it takes only 15 minutes or so.
You can even arrange an appointment to have it completed
by yourself.
You might be interested in playing a online game of judi Kasino, but
aren’t sure where to start. In this article, we’ll examine what to look for in judi kasino online and which casino games are the best for beginners.
There are a variety of small wood burners that can be used to heat sheds.
But which one is the best for you? We’ve listed the pros and cons of the top shed
Cheap wood burners for sale burners and discussed the aspects to consider when buying one.
cheap Cabin beds beds
with wardrobes and storage are the perfect solution for tiny
spaces. These beds provide your child plenty of space for their feet, and also provide desk space or a closet.
They can even be used as desks should your child prefer that style.
It’s the best time to make some plans for the future and it’s time to be happy.
I have read this post and if I could I wish to suggest you some interesting things or advice.
Perhaps you could write next articles referring to this article.
I want to read more things about it!