Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I really like your blog.. very nice colors & theme.
Did you design this website yourself or did
you hire someone to do it for you? Plz respond as I’m looking to design my own blog
and would like to find out where u got this from.
thank you
Hey would you mind stating which blog platform you’re working with?
I’m looking to start my own blog soon but I’m having
a hard time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your layout seems different then most blogs and I’m looking for something unique.
P.S My apologies for getting off-topic but I had to ask!
Hey would you mind letting me know which web host you’re working with?
I’ve loaded your blog in 3 different web browsers and
I must say this blog loads a lot quicker then most.
Can you recommend a good web hosting provider at a
fair price? Thanks, I appreciate it!
Greetings! Very helpful advice in this particular article!
It is the little changes that will make the greatest changes.
Thanks a lot for sharing!
My web blog – Balsamo homes™
Having read this I believed it was extremely informative.
I appreciate you finding the time and effort to put this content together.
I once again find myself personally spending a significant amount
of time both reading and leaving comments. But so what, it was still worthwhile!
Hello, I think your website might be having browser compatibility issues.
When I look at your blog in Opera, it looks fine but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, terrific
blog!
Thanks for finally talking about > Medidas a tomar para ahorrar en impuestos en 2022 – IDEX < Loved it!
Great website you have here but I was wondering if
you knew of any forums that cover the same topics discussed in this article?
I’d really love to be a part of group where I can get opinions
from other knowledgeable people that share the same interest.
If you have any recommendations, please let me know. Kudos!
I’m really enjoying the design and layout of your
blog. It’s a very easy on the eyes which makes it
much more enjoyable for me to come here and visit more often. Did you hire
out a developer to create your theme? Outstanding work!
my site internet money making opportunities
I visited many websites except the audio feature for audio songs existing at this web
page is truly marvelous.
You can replace replacement upvc door panel doors
panels if you wish to change the look of your doors.
As opposed to cheap imitations panels comprised of PVCU are
guaranteed to last for several years. You can even request a specific design or pattern for your
new door.
The Quick Online Iq Test test
assesses the ability of a person to think and is typically an equation of mental age to chronological
age 100.
International iq Tests Quick tests can be used to evaluate the level of understanding, reasoning and ability to learn. There are three principal categories: Form, Understand and Apply.
There are many benefits of playing poker online.
One of them is that there are no waiting lists and no second-hand
smoke and you can play any time you want. Additionally, you can play an array of
games. You can also play your favorite game at home.
Feel free to surf to my blog: gambling (launawrites.Com)
I enjoy you because of every one of your efforts on this site.
My aunt enjoys managing investigations and it is easy to understand why.
A lot of people notice all relating to the powerful way you
render important thoughts on the blog and even recommend participation from
website visitors on that subject matter then our simple princess is actually being taught a whole lot.
Have fun with the remaining portion of the year.
You’re the one doing a splendid job.[X-N-E-W-L-I-N-S-P-I-N-X]I am really inspired together with your writing
talents as neatly as with the structure on your weblog.
Is this a paid subject or did you customize it your self?
Either way stay up the excellent high quality writing, it is uncommon to look a
nice blog like this one nowadays.
Take a look at my web blog: SlimCore Keto
The most suitable silicone for Dab Rig Silicone rigs is abrasive and easy to
clean. These rigs can withstand high heat and can be folded in any direction. They can be
stored almost everywhere, and they’re green and durable and are not breakable.
The cost for installing doors depends on the type of Door installation near Me you pick.
You can also add sidelights and double doors to
increase the cost.
Introduce yourself and connect with your instructors.
my web blog Assessments For Adhd In Adults
Ставки на спорт , Ставки на киберспорт/Sports betting, online casino deposit bonuses
100%
Registration+500% Bonus First deposit
Payday loans are a costly way to obtain the money you require at the time you need it.
These loans require a credit check and can have interest rates up to
391%. Payday loans Payday have higher fees than other kinds of loans.
Agen slot Gacor judi slot
online terpercaya ini menawarkan rata rat tema
permainan slots gacor. The slot gacor berasal dari Pragmatic Play dan sononya.
It’s a re-imagined version of the game.
Begin preparations for the trip by planning the journey.
Get a road map and study the roads you will take, decide where can actually spend the night time if
the trip means more than only a day.
my web blog :: auto lock repair near me
The most popular type of uPVC window is the casement.
It features handles on one side and hinges on one side.
It is able to be fitted in a double or single sash design.
Have a look at my webpage Key Cutting Milton Keynes
Replacement Windows Direct is a locally-owned company that manufactures and supplies high-quality replacement windows.
This company also builds conservatories and
orangeries.
My site :: double glazing Repairs watford
If you need glazing repairs in Watford You’ve come to the right place.
We provide double repair of your glazing in Front doors watford that can be tailored to your specific requirements.
These services are provided by local businesses.
Choosing an emergency Window Glass Repair Near Me repair near me service is vital,
but it’s easy to ignore the importance of finding an experienced and reliable business.
The enthralling love affair with wood burners UK has endured through the recession and the country style interior design trend as well as television property shows have fueled popularity of these
beautiful appliances.
You might be wondering how to obtain an Mesothelioma or
Asbes Asbestos settlement.
There are several factors to consider, including the size
of the Trust fund, the procedure and the timeframe.
Locksmiths have been an integral part of the society. Whether you need repair work on your lock
or like to have a new one installed, doors and windows London locksmiths
can help.
Happy Travels
There are numerous Crypto payment gateway-currency gateways available on the market.
Among them are CoinsBank and Bitpay. Some of
them allow more than one cryptocurrency. Some only support a
few cryptos.
When you are looking to purchase an electric stove that burns wood burning stoves for sale near me it is
essential to look at a variety of factors, including size efficiency, efficiency, style, and
the location.
If you’re looking for a four Best 4 slice Toasters uk toaster, you should start with a slow-running toaster, such as the Graef.
Despite being slow, it makes perfect toast and the German design will impress
you.
There are many reasons to purchase best delta 8 hemp flowers for sale
8 flowers available for sale. The most appealing aspect
of these flowers is their quality.
Toasting is easy and quick with this retro-styled Cream 2 slice toaster-slice toaster.
This retro appliance includes a countdown timer and variable browning control that ranges from light to dark.
You can save money when you don’t have the budget for glass replacement.
You can make use of Linseed oil, nail polish, or epoxy glue.
However, the time it takes to acquire the necessary techniques isn’t cheap.
my web-site … glassrepair
You will need your VIN and year as well as the model number of your BMW
to obtain replacement keys. In order to obtain a replacement bmw key cost key,
you may require an ID issued by the government or personal information.
The player can pick the theme they like and choose
from hundreds of online slots, including classics as well
as newer branded releases. The payouts are different, but they all
follow the same mathematical formula.
Have a look at my web page … blackjack, Theroyaloakw1.com,
double glazed replacement glass (http://Medisweep.subnara.info/bbs/board.php?bo_table=Free&wr_id=6080) glazing glass replacement is a good option, whether you
need a new window or you are bored of your old windows. While some types are
more difficult to repair, there are some simple fixes you can do yourself.
You’ve come to the right company to offer uPVC windows in Luton Windows.
The company deals in windows for a broad range of properties .
It is also known for its reasonable prices and flexibility of design.
There are a myriad of Loan online payday sources for payday loans.
This article will explore the benefits and drawbacks of different options.
It includes Customer reviews, conditions to qualify rates, and
fees.
Thank you for every other informative web site.
The place else may I get that type of info written in such an ideal method?
I have a challenge that I am just now operating on, and I
have been on the look out for such information.
Feel free to visit my webpage :: reading window Replacement
It’s a smart idea to look for window installation companies Door Installers near me
you if thinking of replacing your windows. Engaging a professional for the task can have
many benefits. You’ll get precise and fast work.
There are three options to consider for replacing your
audi spare key replacement [https://biolinks-adsvisory-com.cdn.ampproject.org/c/biolinks.adsvisory.com/haydenq14779] key one of
three options: a dealer auto locksmith or an online service.
A dealer is the best option for replacing an Audi key.
Emergency glazier bromley is the option if are looking for
reliable and affordable replacement of your window
glass. They’re highly skilled and offer excellent service at a reasonable cost.
It’s easy to find an excellent supplier at their
affordable prices.
If you’ve noticed that your glass is cracked, you should look into repair for your window glass repair.
This guide will show you the right glass to use, how much it will cost and also recommend a professional glassmaker.
It’s always a good idea for you to do some research before buying seeds online in the UK.
The prices will differ depending on the type of gorilla Glue seeds uk
you are searching for. Some sites offer a vast variety, while some are more limited.
Sensi Seeds is one of the most well-known seed banks
on the internet. There is no other seed bank with such a
a wide selection of high-quality cannabis seeds uk (Pearline) seeds.
They actually produce more varieties than any other company.
You must determine the cost of the job before hiring a window installer.
It is crucial to know the type of Window installers you want and
how much it will cost to install it, and how much it costs to obtain an approval for building.
I’m truly enjoying the design and layout of your website.
It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often.
Did you hire out a developer to create checking your english theme?
Exceptional work!